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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
soul-stirring lettuce keepsake machete
  07/22/17
yeah but then the gubmint takes 35% of that shit
razzmatazz meetinghouse persian
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
Multi-colored dog poop
  07/22/17
You say that as if there is zero risk. The treasuries that a...
soul-stirring lettuce keepsake machete
  07/22/17
How do you know REITS won't decline in value
soul-stirring lettuce keepsake machete
  07/22/17
just buy intc and msft and let do
razzmatazz meetinghouse persian
  07/22/17
why even bother? there are savings accounts that earn 1%.
Pea-brained 180 Garrison Friendly Grandma
  07/22/17
link?
adulterous community account new version
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
Pea-brained 180 Garrison Friendly Grandma
  07/22/17
not to be overly boomerish but wtf is ally bank?
adulterous community account new version
  07/22/17
its online. if you just need a place to park your money with...
Pea-brained 180 Garrison Friendly Grandma
  07/22/17
It's an online-only bank. No physical branches. You can depo...
Nighttime Vibrant Bbw
  07/22/17
i imagine there are deposit limits?
razzmatazz meetinghouse persian
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
Nighttime Vibrant Bbw
  07/22/17
Money market accounts typically yield more than savings acco...
soul-stirring lettuce keepsake machete
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
Beady-eyed underhanded nowag shrine
  07/22/17
this
razzmatazz meetinghouse persian
  07/22/17
Ty, ty
Beady-eyed underhanded nowag shrine
  07/22/17
ally offers 1%
Pea-brained 180 Garrison Friendly Grandma
  07/22/17
1% < 1.2%
crusty base
  07/22/17
Capital One is better because of the access to branches and ...
soul-stirring lettuce keepsake machete
  07/22/17
Just copped Ally 1.15%
Smoky preventive strike pisswyrm
  07/22/17
cr
Pea-brained 180 Garrison Friendly Grandma
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
soul-stirring lettuce keepsake machete
  07/22/17
Just do lose effective buying power from inflation. Great.
sienna beta principal's office masturbator
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: soul-stirring lettuce keepsake machete

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



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Date: July 22nd, 2017 6:50 PM
Author: razzmatazz meetinghouse persian

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: Multi-colored dog poop

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: soul-stirring lettuce keepsake machete

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



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Date: July 22nd, 2017 7:11 PM
Author: soul-stirring lettuce keepsake machete

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



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Date: July 22nd, 2017 7:13 PM
Author: razzmatazz meetinghouse persian

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: Pea-brained 180 Garrison Friendly Grandma

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: adulterous community account new version

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



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Date: July 22nd, 2017 6:54 PM
Author: Pea-brained 180 Garrison Friendly Grandma

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



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Date: July 22nd, 2017 6:56 PM
Author: adulterous community account new version

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



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Date: July 22nd, 2017 6:56 PM
Author: Pea-brained 180 Garrison Friendly Grandma

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: Nighttime Vibrant Bbw

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: razzmatazz meetinghouse persian

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: Nighttime Vibrant Bbw

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: soul-stirring lettuce keepsake machete

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: Beady-eyed underhanded nowag shrine

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: razzmatazz meetinghouse persian

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Beady-eyed underhanded nowag shrine

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



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Date: July 22nd, 2017 6:53 PM
Author: Pea-brained 180 Garrison Friendly Grandma

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: crusty base

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



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Date: July 22nd, 2017 7:10 PM
Author: soul-stirring lettuce keepsake machete

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: Smoky preventive strike pisswyrm

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



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Date: July 22nd, 2017 6:56 PM
Author: Pea-brained 180 Garrison Friendly Grandma

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



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Date: July 22nd, 2017 7:07 PM
Author: soul-stirring lettuce keepsake machete

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: sienna beta principal's office masturbator

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)