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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Mewling area associate
  07/22/17
yeah but then the gubmint takes 35% of that shit
Lavender mad-dog skullcap abode
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
Wonderful halford resort
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Mewling area associate
  07/22/17
How do you know REITS won't decline in value
Mewling area associate
  07/22/17
just buy intc and msft and let do
Lavender mad-dog skullcap abode
  07/22/17
why even bother? there are savings accounts that earn 1%.
Fighting water buffalo half-breed
  07/22/17
link?
aromatic mildly autistic digit ratio police squad
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
Fighting water buffalo half-breed
  07/22/17
not to be overly boomerish but wtf is ally bank?
aromatic mildly autistic digit ratio police squad
  07/22/17
its online. if you just need a place to park your money with...
Fighting water buffalo half-breed
  07/22/17
It's an online-only bank. No physical branches. You can depo...
Umber Hideous Doctorate
  07/22/17
i imagine there are deposit limits?
Lavender mad-dog skullcap abode
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
Umber Hideous Doctorate
  07/22/17
Money market accounts typically yield more than savings acco...
Mewling area associate
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
Amethyst trip center juggernaut
  07/22/17
this
Lavender mad-dog skullcap abode
  07/22/17
Ty, ty
Amethyst trip center juggernaut
  07/22/17
ally offers 1%
Fighting water buffalo half-breed
  07/22/17
1% < 1.2%
provocative locus depressive
  07/22/17
Capital One is better because of the access to branches and ...
Mewling area associate
  07/22/17
Just copped Ally 1.15%
Doobsian messiness institution
  07/22/17
cr
Fighting water buffalo half-breed
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Mewling area associate
  07/22/17
Just do lose effective buying power from inflation. Great.
big principal's office striped hyena
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Mewling area associate

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



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Date: July 22nd, 2017 6:50 PM
Author: Lavender mad-dog skullcap abode

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: Wonderful halford resort

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: Mewling area associate

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



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Date: July 22nd, 2017 7:11 PM
Author: Mewling area associate

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



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Date: July 22nd, 2017 7:13 PM
Author: Lavender mad-dog skullcap abode

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: Fighting water buffalo half-breed

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



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Date: July 22nd, 2017 6:53 PM
Author: aromatic mildly autistic digit ratio police squad

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: Fighting water buffalo half-breed

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



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Date: July 22nd, 2017 6:56 PM
Author: aromatic mildly autistic digit ratio police squad

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Fighting water buffalo half-breed

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: Umber Hideous Doctorate

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: Lavender mad-dog skullcap abode

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



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Date: July 22nd, 2017 7:25 PM
Author: Umber Hideous Doctorate

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: Mewling area associate

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: Amethyst trip center juggernaut

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: Lavender mad-dog skullcap abode

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



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Date: July 22nd, 2017 6:53 PM
Author: Amethyst trip center juggernaut

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



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Date: July 22nd, 2017 6:53 PM
Author: Fighting water buffalo half-breed

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: provocative locus depressive

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



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Date: July 22nd, 2017 7:10 PM
Author: Mewling area associate

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: Doobsian messiness institution

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



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Date: July 22nd, 2017 6:56 PM
Author: Fighting water buffalo half-breed

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



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Date: July 22nd, 2017 7:07 PM
Author: Mewling area associate

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: big principal's office striped hyena

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)