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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Green Temple Potus
  07/22/17
yeah but then the gubmint takes 35% of that shit
Sable people who are hurt stock car
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
big nursing home travel guidebook
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Green Temple Potus
  07/22/17
How do you know REITS won't decline in value
Green Temple Potus
  07/22/17
just buy intc and msft and let do
Sable people who are hurt stock car
  07/22/17
why even bother? there are savings accounts that earn 1%.
thirsty frum resort
  07/22/17
link?
poppy tripping gaping
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
thirsty frum resort
  07/22/17
not to be overly boomerish but wtf is ally bank?
poppy tripping gaping
  07/22/17
its online. if you just need a place to park your money with...
thirsty frum resort
  07/22/17
It's an online-only bank. No physical branches. You can depo...
elite set keepsake machete
  07/22/17
i imagine there are deposit limits?
Sable people who are hurt stock car
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
elite set keepsake machete
  07/22/17
Money market accounts typically yield more than savings acco...
Green Temple Potus
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
mewling godawful crotch old irish cottage
  07/22/17
this
Sable people who are hurt stock car
  07/22/17
Ty, ty
mewling godawful crotch old irish cottage
  07/22/17
ally offers 1%
thirsty frum resort
  07/22/17
1% < 1.2%
Curious black woman
  07/22/17
Capital One is better because of the access to branches and ...
Green Temple Potus
  07/22/17
Just copped Ally 1.15%
Kink-friendly school cafeteria
  07/22/17
cr
thirsty frum resort
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Green Temple Potus
  07/22/17
Just do lose effective buying power from inflation. Great.
Useless generalized bond
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Green Temple Potus

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



Reply Favorite

Date: July 22nd, 2017 6:50 PM
Author: Sable people who are hurt stock car

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



Reply Favorite

Date: July 22nd, 2017 6:51 PM
Author: big nursing home travel guidebook

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: Green Temple Potus

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Green Temple Potus

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: Sable people who are hurt stock car

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: thirsty frum resort

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: poppy tripping gaping

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: thirsty frum resort

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: poppy tripping gaping

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: thirsty frum resort

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: elite set keepsake machete

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: Sable people who are hurt stock car

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: elite set keepsake machete

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



Reply Favorite

Date: July 22nd, 2017 7:08 PM
Author: Green Temple Potus

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: mewling godawful crotch old irish cottage

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: Sable people who are hurt stock car

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: mewling godawful crotch old irish cottage

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: thirsty frum resort

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: Curious black woman

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



Reply Favorite

Date: July 22nd, 2017 7:10 PM
Author: Green Temple Potus

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



Reply Favorite

Date: July 22nd, 2017 6:55 PM
Author: Kink-friendly school cafeteria

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: thirsty frum resort

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: Green Temple Potus

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: Useless generalized bond

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)