\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Lilac wild area
  09/18/17
uh because it's a perk and perks help influence people's dec...
gay appetizing locus deer antler
  09/18/17
how about just increase the salary and not resources stuff o...
Lilac wild area
  09/18/17
(Biglawyer)
indigo lascivious field
  09/18/17
nope. more like salesman.
Lilac wild area
  09/18/17
(guy who doesn't understand taxes)
Ruddy irate bbw roommate
  09/19/17
...
buff theater stage wrinkle
  09/19/17
...
Sadistic exciting circlehead
  09/19/17
...
Bronze Whorehouse Boiling Water
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Topaz balding faggotry
  09/18/17
i don't know man...
Lilac wild area
  09/18/17
you always go AT LEAST to the match. it's free money that y...
razzle rough-skinned jewess indirect expression
  09/19/17
CR
excitant step-uncle's house
  09/19/17
JFC you are way too dumb to post here.
garnet stead
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Lilac wild area
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
arrogant cocky kitchen
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Peach cruel-hearted den idea he suggested
  09/18/17
How much do they match for you bozos
heady brunch police squad
  09/18/17
why do you hate me?
Peach cruel-hearted den idea he suggested
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Lilac wild area
  09/18/17
Because it's free money for them - part of what otherwise wo...
Diverse Mint Sweet Tailpipe Theater
  09/18/17
...
orange hall shitlib
  09/18/17
hmm...
Lilac wild area
  09/18/17
Employer contributions are a tax write off.
Sadistic exciting circlehead
  09/18/17
Isn't salary a write off?
Unholy bonkers library multi-billionaire
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
apoplectic irradiated azn
  09/18/17
Price discrimination. They tell all potential employees that...
honey-headed domesticated hospital
  09/19/17
Is there any tax benefit that employer match has over a sala...
Sable submissive station
  09/19/17
hehe
twisted lodge
  09/19/17
rare cr from you ted. its a scam
twisted lodge
  09/19/17
Ty
Lilac wild area
  09/19/17
Tax favored contributions to executives are limited to a mul...
Judgmental Exhilarant Messiness
  09/19/17
...
Hairless Fragrant Pocket Flask
  09/19/17
gotta incentivize somehow.
razzle rough-skinned jewess indirect expression
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Ebony Really Tough Guy
  09/19/17
...
razzle rough-skinned jewess indirect expression
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Peach cruel-hearted den idea he suggested
  09/19/17
Euro/international stock funds are doing super well
excitant step-uncle's house
  09/19/17
music will end any day now...
Peach cruel-hearted den idea he suggested
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Brass candlestick maker school cafeteria
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Lilac wild area

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: gay appetizing locus deer antler

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Lilac wild area

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: indigo lascivious field

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Lilac wild area

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Ruddy irate bbw roommate

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: buff theater stage wrinkle



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Sadistic exciting circlehead



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Bronze Whorehouse Boiling Water



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Topaz balding faggotry

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Lilac wild area

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: razzle rough-skinned jewess indirect expression

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: excitant step-uncle's house

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: garnet stead

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Lilac wild area

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: arrogant cocky kitchen

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Peach cruel-hearted den idea he suggested

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: heady brunch police squad

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Peach cruel-hearted den idea he suggested

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Lilac wild area

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Diverse Mint Sweet Tailpipe Theater

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: orange hall shitlib



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Lilac wild area

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Sadistic exciting circlehead

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Unholy bonkers library multi-billionaire

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: apoplectic irradiated azn

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: honey-headed domesticated hospital

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Sable submissive station

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: twisted lodge

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: twisted lodge

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Lilac wild area

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Judgmental Exhilarant Messiness

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Hairless Fragrant Pocket Flask



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: razzle rough-skinned jewess indirect expression

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Ebony Really Tough Guy

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: razzle rough-skinned jewess indirect expression



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Peach cruel-hearted den idea he suggested

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: excitant step-uncle's house

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Peach cruel-hearted den idea he suggested

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Brass candlestick maker school cafeteria

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)