\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
navy heaven
  09/18/17
uh because it's a perk and perks help influence people's dec...
topaz shrine
  09/18/17
how about just increase the salary and not resources stuff o...
navy heaven
  09/18/17
(Biglawyer)
white submissive associate
  09/18/17
nope. more like salesman.
navy heaven
  09/18/17
(guy who doesn't understand taxes)
outnumbered insane nowag national
  09/19/17
...
Drab confused pistol location
  09/19/17
...
Stubborn Rose Home Sandwich
  09/19/17
...
Frisky Hyperactive Tank Quadroon
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Galvanic stain kitchen
  09/18/17
i don't know man...
navy heaven
  09/18/17
you always go AT LEAST to the match. it's free money that y...
concupiscible tan organic girlfriend
  09/19/17
CR
adventurous costumed main people keepsake machete
  09/19/17
JFC you are way too dumb to post here.
pink school cafeteria
  09/18/17
*invests in 401k* *loses more than half of it during a re...
navy heaven
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Rebellious Background Story Hunting Ground
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Hyperventilating Razzle-dazzle Market
  09/18/17
How much do they match for you bozos
angry puce faggot firefighter hominid
  09/18/17
why do you hate me?
Hyperventilating Razzle-dazzle Market
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
navy heaven
  09/18/17
Because it's free money for them - part of what otherwise wo...
Ungodly Lettuce Shitlib
  09/18/17
...
wonderful nudist office
  09/18/17
hmm...
navy heaven
  09/18/17
Employer contributions are a tax write off.
Stubborn Rose Home Sandwich
  09/18/17
Isn't salary a write off?
contagious pungent parlor volcanic crater
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Dashing haunting stage
  09/18/17
Price discrimination. They tell all potential employees that...
zippy low-t step-uncle's house puppy
  09/19/17
Is there any tax benefit that employer match has over a sala...
Painfully Honest Olive Gaping
  09/19/17
hehe
Soul-stirring abusive range
  09/19/17
rare cr from you ted. its a scam
Soul-stirring abusive range
  09/19/17
Ty
navy heaven
  09/19/17
Tax favored contributions to executives are limited to a mul...
Blue sweet tailpipe
  09/19/17
...
provocative nubile place of business crackhouse
  09/19/17
gotta incentivize somehow.
concupiscible tan organic girlfriend
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Frozen maize institution private investor
  09/19/17
...
concupiscible tan organic girlfriend
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Hyperventilating Razzle-dazzle Market
  09/19/17
Euro/international stock funds are doing super well
adventurous costumed main people keepsake machete
  09/19/17
music will end any day now...
Hyperventilating Razzle-dazzle Market
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Aphrodisiac Bronze Idiot
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: navy heaven

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: topaz shrine

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: navy heaven

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: white submissive associate

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: navy heaven

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: outnumbered insane nowag national

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Drab confused pistol location



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Stubborn Rose Home Sandwich



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Frisky Hyperactive Tank Quadroon



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Galvanic stain kitchen

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: navy heaven

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: concupiscible tan organic girlfriend

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: adventurous costumed main people keepsake machete

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: pink school cafeteria

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: navy heaven

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Rebellious Background Story Hunting Ground

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Hyperventilating Razzle-dazzle Market

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: angry puce faggot firefighter hominid

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Hyperventilating Razzle-dazzle Market

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: navy heaven

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Ungodly Lettuce Shitlib

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: wonderful nudist office



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: navy heaven

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Stubborn Rose Home Sandwich

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: contagious pungent parlor volcanic crater

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Dashing haunting stage

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: zippy low-t step-uncle's house puppy

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Painfully Honest Olive Gaping

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Soul-stirring abusive range

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Soul-stirring abusive range

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: navy heaven

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Blue sweet tailpipe

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: provocative nubile place of business crackhouse



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: concupiscible tan organic girlfriend

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Frozen maize institution private investor

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: concupiscible tan organic girlfriend



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Hyperventilating Razzle-dazzle Market

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: adventurous costumed main people keepsake machete

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Hyperventilating Razzle-dazzle Market

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Aphrodisiac Bronze Idiot

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)