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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Emerald Cruel-hearted Plaza Elastic Band
  09/18/17
uh because it's a perk and perks help influence people's dec...
Filthy painfully honest stain library
  09/18/17
how about just increase the salary and not resources stuff o...
Emerald Cruel-hearted Plaza Elastic Band
  09/18/17
(Biglawyer)
Multi-colored henna dragon
  09/18/17
nope. more like salesman.
Emerald Cruel-hearted Plaza Elastic Band
  09/18/17
(guy who doesn't understand taxes)
White ticket booth
  09/19/17
...
Aphrodisiac house-broken shrine haunted graveyard
  09/19/17
...
Trip tattoo alpha
  09/19/17
...
ivory razzmatazz temple cumskin
  09/18/17
free money is not a $cam bro. at least contribute up to the...
green field
  09/18/17
i don't know man...
Emerald Cruel-hearted Plaza Elastic Band
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Citrine Antidepressant Drug International Law Enforcement Agency
  09/19/17
CR
Laughsome red marketing idea
  09/19/17
JFC you are way too dumb to post here.
pink razzle hall
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Emerald Cruel-hearted Plaza Elastic Band
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Plum sandwich scourge upon the earth
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Contagious hell
  09/18/17
How much do they match for you bozos
racy parlor
  09/18/17
why do you hate me?
Contagious hell
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Emerald Cruel-hearted Plaza Elastic Band
  09/18/17
Because it's free money for them - part of what otherwise wo...
concupiscible crystalline electric furnace kitty
  09/18/17
...
Lascivious insecure travel guidebook
  09/18/17
hmm...
Emerald Cruel-hearted Plaza Elastic Band
  09/18/17
Employer contributions are a tax write off.
Trip tattoo alpha
  09/18/17
Isn't salary a write off?
Infuriating copper pit regret
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
vigorous native jap
  09/18/17
Price discrimination. They tell all potential employees that...
Coral Trailer Park
  09/19/17
Is there any tax benefit that employer match has over a sala...
Disgusting swashbuckling cuckold preventive strike
  09/19/17
hehe
opaque university
  09/19/17
rare cr from you ted. its a scam
opaque university
  09/19/17
Ty
Emerald Cruel-hearted Plaza Elastic Band
  09/19/17
Tax favored contributions to executives are limited to a mul...
cerebral mildly autistic theater stage
  09/19/17
...
Cracking Elite Property
  09/19/17
gotta incentivize somehow.
Citrine Antidepressant Drug International Law Enforcement Agency
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Jet Tantric Internal Respiration
  09/19/17
...
Citrine Antidepressant Drug International Law Enforcement Agency
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Contagious hell
  09/19/17
Euro/international stock funds are doing super well
Laughsome red marketing idea
  09/19/17
music will end any day now...
Contagious hell
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Flirting resort
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Emerald Cruel-hearted Plaza Elastic Band

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Filthy painfully honest stain library

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Emerald Cruel-hearted Plaza Elastic Band

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Multi-colored henna dragon

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Emerald Cruel-hearted Plaza Elastic Band

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: White ticket booth

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Aphrodisiac house-broken shrine haunted graveyard



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Trip tattoo alpha



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: ivory razzmatazz temple cumskin



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: green field

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Emerald Cruel-hearted Plaza Elastic Band

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Citrine Antidepressant Drug International Law Enforcement Agency

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Laughsome red marketing idea

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: pink razzle hall

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Emerald Cruel-hearted Plaza Elastic Band

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Plum sandwich scourge upon the earth

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Contagious hell

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: racy parlor

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Contagious hell

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Emerald Cruel-hearted Plaza Elastic Band

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: concupiscible crystalline electric furnace kitty

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Lascivious insecure travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Emerald Cruel-hearted Plaza Elastic Band

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Trip tattoo alpha

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Infuriating copper pit regret

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: vigorous native jap

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Coral Trailer Park

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Disgusting swashbuckling cuckold preventive strike

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: opaque university

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: opaque university

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Emerald Cruel-hearted Plaza Elastic Band

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: cerebral mildly autistic theater stage

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Cracking Elite Property



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Citrine Antidepressant Drug International Law Enforcement Agency

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Jet Tantric Internal Respiration

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Citrine Antidepressant Drug International Law Enforcement Agency



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Contagious hell

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Laughsome red marketing idea

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Contagious hell

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Flirting resort

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)