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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
brindle unholy people who are hurt partner
  09/18/17
uh because it's a perk and perks help influence people's dec...
rose ticket booth giraffe
  09/18/17
how about just increase the salary and not resources stuff o...
brindle unholy people who are hurt partner
  09/18/17
(Biglawyer)
charismatic home sandwich
  09/18/17
nope. more like salesman.
brindle unholy people who are hurt partner
  09/18/17
(guy who doesn't understand taxes)
Aphrodisiac garnet clown trump supporter
  09/19/17
...
Cerise galvanic fat ankles faggot firefighter
  09/19/17
...
purple bat shit crazy roast beef
  09/19/17
...
jade cuckold internal respiration
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Red wagecucks gas station
  09/18/17
i don't know man...
brindle unholy people who are hurt partner
  09/18/17
you always go AT LEAST to the match. it's free money that y...
out-of-control stimulating legal warrant
  09/19/17
CR
laughsome lime milk tank
  09/19/17
JFC you are way too dumb to post here.
Histrionic locus juggernaut
  09/18/17
*invests in 401k* *loses more than half of it during a re...
brindle unholy people who are hurt partner
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
green indecent trailer park doctorate
  09/18/17
do you mean you dont vest so they match 100% automatically u...
wonderful flirting community account lettuce
  09/18/17
How much do they match for you bozos
Plum Chapel Becky
  09/18/17
why do you hate me?
wonderful flirting community account lettuce
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
brindle unholy people who are hurt partner
  09/18/17
Because it's free money for them - part of what otherwise wo...
Curious multi-billionaire elastic band
  09/18/17
...
Massive Fear-inspiring Stead
  09/18/17
hmm...
brindle unholy people who are hurt partner
  09/18/17
Employer contributions are a tax write off.
purple bat shit crazy roast beef
  09/18/17
Isn't salary a write off?
Azure National Codepig
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
filthy peach persian
  09/18/17
Price discrimination. They tell all potential employees that...
marvelous bistre tanning salon national security agency
  09/19/17
Is there any tax benefit that employer match has over a sala...
vibrant public bath messiness
  09/19/17
hehe
Elite arousing scourge upon the earth dysfunction
  09/19/17
rare cr from you ted. its a scam
Elite arousing scourge upon the earth dysfunction
  09/19/17
Ty
brindle unholy people who are hurt partner
  09/19/17
Tax favored contributions to executives are limited to a mul...
buff point
  09/19/17
...
racy theater stage organic girlfriend
  09/19/17
gotta incentivize somehow.
out-of-control stimulating legal warrant
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Turquoise pit headpube
  09/19/17
...
out-of-control stimulating legal warrant
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
wonderful flirting community account lettuce
  09/19/17
Euro/international stock funds are doing super well
laughsome lime milk tank
  09/19/17
music will end any day now...
wonderful flirting community account lettuce
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Dashing Dragon Regret
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: brindle unholy people who are hurt partner

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: rose ticket booth giraffe

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: brindle unholy people who are hurt partner

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: charismatic home sandwich

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: brindle unholy people who are hurt partner

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Aphrodisiac garnet clown trump supporter

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Cerise galvanic fat ankles faggot firefighter



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: purple bat shit crazy roast beef



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: jade cuckold internal respiration



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Red wagecucks gas station

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: brindle unholy people who are hurt partner

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: out-of-control stimulating legal warrant

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: laughsome lime milk tank

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Histrionic locus juggernaut

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: brindle unholy people who are hurt partner

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: green indecent trailer park doctorate

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: wonderful flirting community account lettuce

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Plum Chapel Becky

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: wonderful flirting community account lettuce

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: brindle unholy people who are hurt partner

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Curious multi-billionaire elastic band

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Massive Fear-inspiring Stead



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: brindle unholy people who are hurt partner

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: purple bat shit crazy roast beef

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Azure National Codepig

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: filthy peach persian

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: marvelous bistre tanning salon national security agency

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: vibrant public bath messiness

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Elite arousing scourge upon the earth dysfunction

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Elite arousing scourge upon the earth dysfunction

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: brindle unholy people who are hurt partner

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: buff point

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: racy theater stage organic girlfriend



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: out-of-control stimulating legal warrant

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Turquoise pit headpube

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: out-of-control stimulating legal warrant



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: wonderful flirting community account lettuce

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: laughsome lime milk tank

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: wonderful flirting community account lettuce

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Dashing Dragon Regret

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)