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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
olive theatre crotch
  09/18/17
uh because it's a perk and perks help influence people's dec...
Ruby yapping twinkling uncleanness lay
  09/18/17
how about just increase the salary and not resources stuff o...
olive theatre crotch
  09/18/17
(Biglawyer)
mind-boggling confused trust fund travel guidebook
  09/18/17
nope. more like salesman.
olive theatre crotch
  09/18/17
(guy who doesn't understand taxes)
vivacious maroon mad-dog skullcap national
  09/19/17
...
odious private investor candlestick maker
  09/19/17
...
smoky parlor wrinkle
  09/19/17
...
concupiscible clear ratface institution
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Mint Big Laser Beams
  09/18/17
i don't know man...
olive theatre crotch
  09/18/17
you always go AT LEAST to the match. it's free money that y...
autistic corn cake round eye
  09/19/17
CR
Infuriating Trip Principal's Office Faggot Firefighter
  09/19/17
JFC you are way too dumb to post here.
Underhanded glittery school cafeteria legend
  09/18/17
*invests in 401k* *loses more than half of it during a re...
olive theatre crotch
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
free-loading roast beef hunting ground
  09/18/17
do you mean you dont vest so they match 100% automatically u...
irate slap-happy incel kitchen
  09/18/17
How much do they match for you bozos
Charismatic Pale Headpube
  09/18/17
why do you hate me?
irate slap-happy incel kitchen
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
olive theatre crotch
  09/18/17
Because it's free money for them - part of what otherwise wo...
Awkward Slate Brunch
  09/18/17
...
irradiated garrison
  09/18/17
hmm...
olive theatre crotch
  09/18/17
Employer contributions are a tax write off.
smoky parlor wrinkle
  09/18/17
Isn't salary a write off?
exhilarant son of senegal
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
frozen amethyst factory reset button new version
  09/18/17
Price discrimination. They tell all potential employees that...
Carmine Windowlicker
  09/19/17
Is there any tax benefit that employer match has over a sala...
Copper stimulating base
  09/19/17
hehe
garnet heaven striped hyena
  09/19/17
rare cr from you ted. its a scam
garnet heaven striped hyena
  09/19/17
Ty
olive theatre crotch
  09/19/17
Tax favored contributions to executives are limited to a mul...
Bearded mahogany french chef
  09/19/17
...
Insecure Water Buffalo Public Bath
  09/19/17
gotta incentivize somehow.
autistic corn cake round eye
  09/19/17
Avoid failing the IRS' nondiscrimination test?
mentally impaired resort
  09/19/17
...
autistic corn cake round eye
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
irate slap-happy incel kitchen
  09/19/17
Euro/international stock funds are doing super well
Infuriating Trip Principal's Office Faggot Firefighter
  09/19/17
music will end any day now...
irate slap-happy incel kitchen
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
soul-stirring domesticated mediation
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: olive theatre crotch

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Ruby yapping twinkling uncleanness lay

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: olive theatre crotch

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: mind-boggling confused trust fund travel guidebook

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: olive theatre crotch

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: vivacious maroon mad-dog skullcap national

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: odious private investor candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: smoky parlor wrinkle



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: concupiscible clear ratface institution



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Mint Big Laser Beams

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: olive theatre crotch

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: autistic corn cake round eye

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Infuriating Trip Principal's Office Faggot Firefighter

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Underhanded glittery school cafeteria legend

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: olive theatre crotch

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: free-loading roast beef hunting ground

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: irate slap-happy incel kitchen

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Charismatic Pale Headpube

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: irate slap-happy incel kitchen

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: olive theatre crotch

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Awkward Slate Brunch

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: irradiated garrison



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: olive theatre crotch

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: smoky parlor wrinkle

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: exhilarant son of senegal

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: frozen amethyst factory reset button new version

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Carmine Windowlicker

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Copper stimulating base

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: garnet heaven striped hyena

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: garnet heaven striped hyena

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: olive theatre crotch

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Bearded mahogany french chef

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Insecure Water Buffalo Public Bath



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: autistic corn cake round eye

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: mentally impaired resort

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: autistic corn cake round eye



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: irate slap-happy incel kitchen

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Infuriating Trip Principal's Office Faggot Firefighter

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: irate slap-happy incel kitchen

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: soul-stirring domesticated mediation

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)