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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Titillating police squad queen of the night
  09/18/17
uh because it's a perk and perks help influence people's dec...
Pale hilarious keepsake machete theatre
  09/18/17
how about just increase the salary and not resources stuff o...
Titillating police squad queen of the night
  09/18/17
(Biglawyer)
mildly autistic pit gaping
  09/18/17
nope. more like salesman.
Titillating police squad queen of the night
  09/18/17
(guy who doesn't understand taxes)
Razzle Institution
  09/19/17
...
comical elite office dysfunction
  09/19/17
...
Copper rambunctious half-breed
  09/19/17
...
Bull Headed Stag Film Digit Ratio
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Razzmatazz kitchen
  09/18/17
i don't know man...
Titillating police squad queen of the night
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Carmine Trump Supporter
  09/19/17
CR
Sickened Becky
  09/19/17
JFC you are way too dumb to post here.
cruel-hearted boiling water
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Titillating police squad queen of the night
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
aggressive yellow crotch forum
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Garnet Territorial Plaza
  09/18/17
How much do they match for you bozos
honey-headed codepig
  09/18/17
why do you hate me?
Garnet Territorial Plaza
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Titillating police squad queen of the night
  09/18/17
Because it's free money for them - part of what otherwise wo...
Arousing knife
  09/18/17
...
Irradiated stage pistol
  09/18/17
hmm...
Titillating police squad queen of the night
  09/18/17
Employer contributions are a tax write off.
Copper rambunctious half-breed
  09/18/17
Isn't salary a write off?
Zippy crystalline den
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Brilliant pozpig
  09/18/17
Price discrimination. They tell all potential employees that...
bistre reading party property
  09/19/17
Is there any tax benefit that employer match has over a sala...
coiffed alpha meetinghouse
  09/19/17
hehe
useless ultramarine orchestra pit
  09/19/17
rare cr from you ted. its a scam
useless ultramarine orchestra pit
  09/19/17
Ty
Titillating police squad queen of the night
  09/19/17
Tax favored contributions to executives are limited to a mul...
pink sandwich
  09/19/17
...
Rose sexy corner new version
  09/19/17
gotta incentivize somehow.
Carmine Trump Supporter
  09/19/17
Avoid failing the IRS' nondiscrimination test?
deranged hideous address fanboi
  09/19/17
...
Carmine Trump Supporter
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Garnet Territorial Plaza
  09/19/17
Euro/international stock funds are doing super well
Sickened Becky
  09/19/17
music will end any day now...
Garnet Territorial Plaza
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Harsh shitlib shrine
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Titillating police squad queen of the night

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Pale hilarious keepsake machete theatre

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Titillating police squad queen of the night

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: mildly autistic pit gaping

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Titillating police squad queen of the night

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Razzle Institution

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: comical elite office dysfunction



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Copper rambunctious half-breed



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Bull Headed Stag Film Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Razzmatazz kitchen

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Titillating police squad queen of the night

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Carmine Trump Supporter

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Sickened Becky

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: cruel-hearted boiling water

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Titillating police squad queen of the night

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: aggressive yellow crotch forum

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Garnet Territorial Plaza

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: honey-headed codepig

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Garnet Territorial Plaza

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Titillating police squad queen of the night

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Arousing knife

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Irradiated stage pistol



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Titillating police squad queen of the night

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Copper rambunctious half-breed

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Zippy crystalline den

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Brilliant pozpig

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: bistre reading party property

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: coiffed alpha meetinghouse

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: useless ultramarine orchestra pit

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: useless ultramarine orchestra pit

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Titillating police squad queen of the night

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: pink sandwich

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Rose sexy corner new version



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Carmine Trump Supporter

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: deranged hideous address fanboi

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Carmine Trump Supporter



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Garnet Territorial Plaza

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Sickened Becky

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Garnet Territorial Plaza

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Harsh shitlib shrine

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)