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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Kink-friendly roast beef corner
  09/18/17
uh because it's a perk and perks help influence people's dec...
Dark vibrant toaster
  09/18/17
how about just increase the salary and not resources stuff o...
Kink-friendly roast beef corner
  09/18/17
(Biglawyer)
Slate fantasy-prone tanning salon faggot firefighter
  09/18/17
nope. more like salesman.
Kink-friendly roast beef corner
  09/18/17
(guy who doesn't understand taxes)
Hairless scourge upon the earth senate
  09/19/17
...
coral stimulating church building
  09/19/17
...
embarrassed to the bone organic girlfriend headpube
  09/19/17
...
Flatulent Soul-stirring Orchestra Pit Mad-dog Skullcap
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Mauve preventive strike center
  09/18/17
i don't know man...
Kink-friendly roast beef corner
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Shimmering supple address jew
  09/19/17
CR
exhilarant ultramarine national
  09/19/17
JFC you are way too dumb to post here.
garnet boiling water resort
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Kink-friendly roast beef corner
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
ruddy den new version
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Marvelous blue queen of the night keepsake machete
  09/18/17
How much do they match for you bozos
Swashbuckling coldplay fan shitlib
  09/18/17
why do you hate me?
Marvelous blue queen of the night keepsake machete
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Kink-friendly roast beef corner
  09/18/17
Because it's free money for them - part of what otherwise wo...
Judgmental Garrison Double Fault
  09/18/17
...
Low-t Crawly Antidepressant Drug
  09/18/17
hmm...
Kink-friendly roast beef corner
  09/18/17
Employer contributions are a tax write off.
embarrassed to the bone organic girlfriend headpube
  09/18/17
Isn't salary a write off?
cowardly stage dopamine
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Racy Cuck Gas Station
  09/18/17
Price discrimination. They tell all potential employees that...
cerebral incel
  09/19/17
Is there any tax benefit that employer match has over a sala...
mildly autistic chapel
  09/19/17
hehe
Bossy beady-eyed toilet seat windowlicker
  09/19/17
rare cr from you ted. its a scam
Bossy beady-eyed toilet seat windowlicker
  09/19/17
Ty
Kink-friendly roast beef corner
  09/19/17
Tax favored contributions to executives are limited to a mul...
Azure doobsian temple boltzmann
  09/19/17
...
Sadistic massive corn cake
  09/19/17
gotta incentivize somehow.
Shimmering supple address jew
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Splenetic Magical Locale Mother
  09/19/17
...
Shimmering supple address jew
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Marvelous blue queen of the night keepsake machete
  09/19/17
Euro/international stock funds are doing super well
exhilarant ultramarine national
  09/19/17
music will end any day now...
Marvelous blue queen of the night keepsake machete
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
180 stain
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Kink-friendly roast beef corner

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Dark vibrant toaster

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Kink-friendly roast beef corner

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Slate fantasy-prone tanning salon faggot firefighter

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Kink-friendly roast beef corner

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Hairless scourge upon the earth senate

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: coral stimulating church building



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: embarrassed to the bone organic girlfriend headpube



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Flatulent Soul-stirring Orchestra Pit Mad-dog Skullcap



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Mauve preventive strike center

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Kink-friendly roast beef corner

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Shimmering supple address jew

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: exhilarant ultramarine national

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: garnet boiling water resort

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Kink-friendly roast beef corner

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: ruddy den new version

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Marvelous blue queen of the night keepsake machete

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Swashbuckling coldplay fan shitlib

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Marvelous blue queen of the night keepsake machete

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Kink-friendly roast beef corner

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Judgmental Garrison Double Fault

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Low-t Crawly Antidepressant Drug



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Kink-friendly roast beef corner

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: embarrassed to the bone organic girlfriend headpube

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: cowardly stage dopamine

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Racy Cuck Gas Station

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: cerebral incel

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: mildly autistic chapel

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Bossy beady-eyed toilet seat windowlicker

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Bossy beady-eyed toilet seat windowlicker

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Kink-friendly roast beef corner

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Azure doobsian temple boltzmann

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Sadistic massive corn cake



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Shimmering supple address jew

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Splenetic Magical Locale Mother

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Shimmering supple address jew



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Marvelous blue queen of the night keepsake machete

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: exhilarant ultramarine national

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Marvelous blue queen of the night keepsake machete

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: 180 stain

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)