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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
sickened temple love of her life
  09/18/17
uh because it's a perk and perks help influence people's dec...
diverse sanctuary mental disorder
  09/18/17
how about just increase the salary and not resources stuff o...
sickened temple love of her life
  09/18/17
(Biglawyer)
Pale thirsty garrison
  09/18/17
nope. more like salesman.
sickened temple love of her life
  09/18/17
(guy who doesn't understand taxes)
Twisted forum alpha
  09/19/17
...
Cracking grizzly abode
  09/19/17
...
Olive Casino
  09/19/17
...
Internet-worthy Hyperventilating Station Son Of Senegal
  09/18/17
free money is not a $cam bro. at least contribute up to the...
vengeful stirring stag film party of the first part
  09/18/17
i don't know man...
sickened temple love of her life
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Iridescent police squad sex offender
  09/19/17
CR
Hairless smoky dingle berry locus
  09/19/17
JFC you are way too dumb to post here.
boyish erotic address sweet tailpipe
  09/18/17
*invests in 401k* *loses more than half of it during a re...
sickened temple love of her life
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
spectacular french home blood rage
  09/18/17
do you mean you dont vest so they match 100% automatically u...
ultramarine property
  09/18/17
How much do they match for you bozos
Exciting frozen organic girlfriend
  09/18/17
why do you hate me?
ultramarine property
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
sickened temple love of her life
  09/18/17
Because it's free money for them - part of what otherwise wo...
Cerebral Wine Office People Who Are Hurt
  09/18/17
...
house-broken lay
  09/18/17
hmm...
sickened temple love of her life
  09/18/17
Employer contributions are a tax write off.
Olive Casino
  09/18/17
Isn't salary a write off?
salmon aromatic stage
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
insecure razzle roommate depressive
  09/18/17
Price discrimination. They tell all potential employees that...
Multi-colored Principal's Office Pisswyrm
  09/19/17
Is there any tax benefit that employer match has over a sala...
high-end hairy legs reading party
  09/19/17
hehe
Stimulating haunting hospital
  09/19/17
rare cr from you ted. its a scam
Stimulating haunting hospital
  09/19/17
Ty
sickened temple love of her life
  09/19/17
Tax favored contributions to executives are limited to a mul...
Know-it-all Market
  09/19/17
...
magical cuckold orchestra pit
  09/19/17
gotta incentivize somehow.
Iridescent police squad sex offender
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Racy narrow-minded stain therapy
  09/19/17
...
Iridescent police squad sex offender
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
ultramarine property
  09/19/17
Euro/international stock funds are doing super well
Hairless smoky dingle berry locus
  09/19/17
music will end any day now...
ultramarine property
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Translucent marvelous theater multi-billionaire
  09/19/17


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Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: sickened temple love of her life

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: diverse sanctuary mental disorder

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: sickened temple love of her life

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Pale thirsty garrison

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: sickened temple love of her life

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Twisted forum alpha

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Cracking grizzly abode



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Olive Casino



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Internet-worthy Hyperventilating Station Son Of Senegal



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: vengeful stirring stag film party of the first part

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: sickened temple love of her life

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Iridescent police squad sex offender

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Hairless smoky dingle berry locus

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: boyish erotic address sweet tailpipe

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: sickened temple love of her life

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: spectacular french home blood rage

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: ultramarine property

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Exciting frozen organic girlfriend

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: ultramarine property

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: sickened temple love of her life

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Cerebral Wine Office People Who Are Hurt

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: house-broken lay



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: sickened temple love of her life

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Olive Casino

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: salmon aromatic stage

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: insecure razzle roommate depressive

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Multi-colored Principal's Office Pisswyrm

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: high-end hairy legs reading party

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Stimulating haunting hospital

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Stimulating haunting hospital

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: sickened temple love of her life

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Know-it-all Market

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: magical cuckold orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Iridescent police squad sex offender

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Racy narrow-minded stain therapy

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Iridescent police squad sex offender



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: ultramarine property

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Hairless smoky dingle berry locus

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: ultramarine property

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Translucent marvelous theater multi-billionaire

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)