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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Black adventurous garrison
  09/18/17
uh because it's a perk and perks help influence people's dec...
swashbuckling sapphire faggot firefighter
  09/18/17
how about just increase the salary and not resources stuff o...
Black adventurous garrison
  09/18/17
(Biglawyer)
thriller copper friendly grandma stage
  09/18/17
nope. more like salesman.
Black adventurous garrison
  09/18/17
(guy who doesn't understand taxes)
wild hunting ground death wish
  09/19/17
...
hilarious lascivious degenerate
  09/19/17
...
Vermilion library
  09/19/17
...
self-absorbed filthpig
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Brass Idiotic Giraffe Private Investor
  09/18/17
i don't know man...
Black adventurous garrison
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Exhilarant brindle main people roast beef
  09/19/17
CR
Hairless Coffee Pot
  09/19/17
JFC you are way too dumb to post here.
Flickering Quadroon
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Black adventurous garrison
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Orange kitty cat
  09/18/17
do you mean you dont vest so they match 100% automatically u...
fear-inspiring offensive lay rigpig
  09/18/17
How much do they match for you bozos
hairraiser milk
  09/18/17
why do you hate me?
fear-inspiring offensive lay rigpig
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Black adventurous garrison
  09/18/17
Because it's free money for them - part of what otherwise wo...
Razzle old irish cottage
  09/18/17
...
mind-boggling organic girlfriend twinkling uncleanness
  09/18/17
hmm...
Black adventurous garrison
  09/18/17
Employer contributions are a tax write off.
Vermilion library
  09/18/17
Isn't salary a write off?
Plum Vigorous Fat Ankles
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
frum coral jew
  09/18/17
Price discrimination. They tell all potential employees that...
Racy disrespectful address foreskin
  09/19/17
Is there any tax benefit that employer match has over a sala...
lilac charismatic pit liquid oxygen
  09/19/17
hehe
lime boiling water business firm
  09/19/17
rare cr from you ted. its a scam
lime boiling water business firm
  09/19/17
Ty
Black adventurous garrison
  09/19/17
Tax favored contributions to executives are limited to a mul...
Razzle-dazzle cruise ship codepig
  09/19/17
...
Electric opaque locale keepsake machete
  09/19/17
gotta incentivize somehow.
Exhilarant brindle main people roast beef
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Stimulating Purple Hairy Legs
  09/19/17
...
Exhilarant brindle main people roast beef
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
fear-inspiring offensive lay rigpig
  09/19/17
Euro/international stock funds are doing super well
Hairless Coffee Pot
  09/19/17
music will end any day now...
fear-inspiring offensive lay rigpig
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
crimson unholy church
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Black adventurous garrison

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: swashbuckling sapphire faggot firefighter

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Black adventurous garrison

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: thriller copper friendly grandma stage

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Black adventurous garrison

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: wild hunting ground death wish

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: hilarious lascivious degenerate



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Vermilion library



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: self-absorbed filthpig



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Brass Idiotic Giraffe Private Investor

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Black adventurous garrison

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Exhilarant brindle main people roast beef

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Hairless Coffee Pot

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Flickering Quadroon

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Black adventurous garrison

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Orange kitty cat

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: fear-inspiring offensive lay rigpig

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: hairraiser milk

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: fear-inspiring offensive lay rigpig

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Black adventurous garrison

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Razzle old irish cottage

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: mind-boggling organic girlfriend twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Black adventurous garrison

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Vermilion library

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Plum Vigorous Fat Ankles

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: frum coral jew

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Racy disrespectful address foreskin

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: lilac charismatic pit liquid oxygen

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: lime boiling water business firm

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: lime boiling water business firm

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Black adventurous garrison

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Razzle-dazzle cruise ship codepig

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Electric opaque locale keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Exhilarant brindle main people roast beef

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Stimulating Purple Hairy Legs

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Exhilarant brindle main people roast beef



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: fear-inspiring offensive lay rigpig

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Hairless Coffee Pot

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: fear-inspiring offensive lay rigpig

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: crimson unholy church

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)