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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
costumed cream son of senegal
  09/18/17
uh because it's a perk and perks help influence people's dec...
Cheese-eating big dopamine
  09/18/17
how about just increase the salary and not resources stuff o...
costumed cream son of senegal
  09/18/17
(Biglawyer)
olive irate cruise ship
  09/18/17
nope. more like salesman.
costumed cream son of senegal
  09/18/17
(guy who doesn't understand taxes)
Chest-beating Party Of The First Part Ceo
  09/19/17
...
slippery abusive public bath
  09/19/17
...
chocolate contagious base queen of the night
  09/19/17
...
milky nursing home
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Electric flickering shrine
  09/18/17
i don't know man...
costumed cream son of senegal
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Fluffy Multi-colored Whorehouse Digit Ratio
  09/19/17
CR
Mildly autistic dull pistol locus
  09/19/17
JFC you are way too dumb to post here.
Ultramarine Nudist Address
  09/18/17
*invests in 401k* *loses more than half of it during a re...
costumed cream son of senegal
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
talking high-end parlour
  09/18/17
do you mean you dont vest so they match 100% automatically u...
aquamarine goyim
  09/18/17
How much do they match for you bozos
Adventurous doobsian hominid coldplay fan
  09/18/17
why do you hate me?
aquamarine goyim
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
costumed cream son of senegal
  09/18/17
Because it's free money for them - part of what otherwise wo...
Navy insanely creepy gas station water buffalo
  09/18/17
...
thriller clear principal's office
  09/18/17
hmm...
costumed cream son of senegal
  09/18/17
Employer contributions are a tax write off.
chocolate contagious base queen of the night
  09/18/17
Isn't salary a write off?
Useless puce abode
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
mauve boyish affirmative action
  09/18/17
Price discrimination. They tell all potential employees that...
Arrogant lake senate rigpig
  09/19/17
Is there any tax benefit that employer match has over a sala...
yapping dark market
  09/19/17
hehe
bateful trump supporter sandwich
  09/19/17
rare cr from you ted. its a scam
bateful trump supporter sandwich
  09/19/17
Ty
costumed cream son of senegal
  09/19/17
Tax favored contributions to executives are limited to a mul...
Brass aromatic hissy fit old irish cottage
  09/19/17
...
emerald mediation stag film
  09/19/17
gotta incentivize somehow.
Fluffy Multi-colored Whorehouse Digit Ratio
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Diverse Gaped Personal Credit Line
  09/19/17
...
Fluffy Multi-colored Whorehouse Digit Ratio
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
aquamarine goyim
  09/19/17
Euro/international stock funds are doing super well
Mildly autistic dull pistol locus
  09/19/17
music will end any day now...
aquamarine goyim
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Mind-boggling Burgundy Range
  09/19/17


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Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: costumed cream son of senegal

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Cheese-eating big dopamine

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: costumed cream son of senegal

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: olive irate cruise ship

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: costumed cream son of senegal

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Chest-beating Party Of The First Part Ceo

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: slippery abusive public bath



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: chocolate contagious base queen of the night



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: milky nursing home



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Electric flickering shrine

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: costumed cream son of senegal

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Fluffy Multi-colored Whorehouse Digit Ratio

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Mildly autistic dull pistol locus

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Ultramarine Nudist Address

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: costumed cream son of senegal

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: talking high-end parlour

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: aquamarine goyim

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Adventurous doobsian hominid coldplay fan

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: aquamarine goyim

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: costumed cream son of senegal

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Navy insanely creepy gas station water buffalo

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: thriller clear principal's office



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: costumed cream son of senegal

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: chocolate contagious base queen of the night

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Useless puce abode

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: mauve boyish affirmative action

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Arrogant lake senate rigpig

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: yapping dark market

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: bateful trump supporter sandwich

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: bateful trump supporter sandwich

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: costumed cream son of senegal

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Brass aromatic hissy fit old irish cottage

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: emerald mediation stag film



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Fluffy Multi-colored Whorehouse Digit Ratio

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Diverse Gaped Personal Credit Line

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Fluffy Multi-colored Whorehouse Digit Ratio



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: aquamarine goyim

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Mildly autistic dull pistol locus

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: aquamarine goyim

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Mind-boggling Burgundy Range

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)