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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Poppy rigor
  09/18/17
uh because it's a perk and perks help influence people's dec...
jet-lagged burgundy depressive
  09/18/17
how about just increase the salary and not resources stuff o...
Poppy rigor
  09/18/17
(Biglawyer)
Self-absorbed geriatric set hairy legs
  09/18/17
nope. more like salesman.
Poppy rigor
  09/18/17
(guy who doesn't understand taxes)
Cyan Famous Landscape Painting
  09/19/17
...
Vibrant double fault den
  09/19/17
...
bateful regret prole
  09/19/17
...
Buff spot
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Spectacular disgusting stain travel guidebook
  09/18/17
i don't know man...
Poppy rigor
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Fiercely-loyal base son of senegal
  09/19/17
CR
Appetizing milky tanning salon ceo
  09/19/17
JFC you are way too dumb to post here.
Glassy aromatic box office
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Poppy rigor
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
outnumbered ruddy mad-dog skullcap circlehead
  09/18/17
do you mean you dont vest so they match 100% automatically u...
well-lubricated electric antidepressant drug
  09/18/17
How much do they match for you bozos
Cowardly Concupiscible Gas Station Azn
  09/18/17
why do you hate me?
well-lubricated electric antidepressant drug
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Poppy rigor
  09/18/17
Because it's free money for them - part of what otherwise wo...
racy walnut cruise ship quadroon
  09/18/17
...
Soul-stirring Wagecucks Site
  09/18/17
hmm...
Poppy rigor
  09/18/17
Employer contributions are a tax write off.
bateful regret prole
  09/18/17
Isn't salary a write off?
Opaque useless brakes
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
cobalt medicated faggot firefighter
  09/18/17
Price discrimination. They tell all potential employees that...
Chocolate locus
  09/19/17
Is there any tax benefit that employer match has over a sala...
Diverse native lettuce
  09/19/17
hehe
massive stag film laser beams
  09/19/17
rare cr from you ted. its a scam
massive stag film laser beams
  09/19/17
Ty
Poppy rigor
  09/19/17
Tax favored contributions to executives are limited to a mul...
tripping boyish point
  09/19/17
...
orchid rambunctious masturbator brethren
  09/19/17
gotta incentivize somehow.
Fiercely-loyal base son of senegal
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Shivering resort community account
  09/19/17
...
Fiercely-loyal base son of senegal
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
well-lubricated electric antidepressant drug
  09/19/17
Euro/international stock funds are doing super well
Appetizing milky tanning salon ceo
  09/19/17
music will end any day now...
well-lubricated electric antidepressant drug
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
beady-eyed rebellious dog poop house
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Poppy rigor

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: jet-lagged burgundy depressive

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Poppy rigor

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Self-absorbed geriatric set hairy legs

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Poppy rigor

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Cyan Famous Landscape Painting

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Vibrant double fault den



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: bateful regret prole



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Buff spot



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Spectacular disgusting stain travel guidebook

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Poppy rigor

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Fiercely-loyal base son of senegal

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Appetizing milky tanning salon ceo

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Glassy aromatic box office

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Poppy rigor

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: outnumbered ruddy mad-dog skullcap circlehead

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: well-lubricated electric antidepressant drug

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Cowardly Concupiscible Gas Station Azn

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: well-lubricated electric antidepressant drug

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Poppy rigor

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: racy walnut cruise ship quadroon

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Soul-stirring Wagecucks Site



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Poppy rigor

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: bateful regret prole

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Opaque useless brakes

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: cobalt medicated faggot firefighter

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Chocolate locus

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Diverse native lettuce

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: massive stag film laser beams

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: massive stag film laser beams

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Poppy rigor

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: tripping boyish point

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: orchid rambunctious masturbator brethren



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Fiercely-loyal base son of senegal

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Shivering resort community account

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Fiercely-loyal base son of senegal



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: well-lubricated electric antidepressant drug

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Appetizing milky tanning salon ceo

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: well-lubricated electric antidepressant drug

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: beady-eyed rebellious dog poop house

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)