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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
mentally impaired hall
  09/18/17
uh because it's a perk and perks help influence people's dec...
Cerise dopamine
  09/18/17
how about just increase the salary and not resources stuff o...
mentally impaired hall
  09/18/17
(Biglawyer)
Comical Personal Credit Line
  09/18/17
nope. more like salesman.
mentally impaired hall
  09/18/17
(guy who doesn't understand taxes)
Pungent Locus Round Eye
  09/19/17
...
Silver Shivering Electric Furnace Point
  09/19/17
...
Opaque cruise ship keepsake machete
  09/19/17
...
nubile parlour dog poop
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Irate son of senegal meetinghouse
  09/18/17
i don't know man...
mentally impaired hall
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Mildly autistic principal's office
  09/19/17
CR
Hideous Stimulating Nursing Home Haunted Graveyard
  09/19/17
JFC you are way too dumb to post here.
pontificating cuck karate
  09/18/17
*invests in 401k* *loses more than half of it during a re...
mentally impaired hall
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
hateful den friendly grandma
  09/18/17
do you mean you dont vest so they match 100% automatically u...
french unholy ladyboy
  09/18/17
How much do they match for you bozos
Embarrassed to the bone base
  09/18/17
why do you hate me?
french unholy ladyboy
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
mentally impaired hall
  09/18/17
Because it's free money for them - part of what otherwise wo...
Sexy laughsome associate
  09/18/17
...
white at-the-ready gaming laptop
  09/18/17
hmm...
mentally impaired hall
  09/18/17
Employer contributions are a tax write off.
Opaque cruise ship keepsake machete
  09/18/17
Isn't salary a write off?
soul-stirring antidepressant drug
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
cordovan slippery pit
  09/18/17
Price discrimination. They tell all potential employees that...
multi-colored pale turdskin
  09/19/17
Is there any tax benefit that employer match has over a sala...
Motley amethyst french chef
  09/19/17
hehe
Wild sick center national security agency
  09/19/17
rare cr from you ted. its a scam
Wild sick center national security agency
  09/19/17
Ty
mentally impaired hall
  09/19/17
Tax favored contributions to executives are limited to a mul...
emerald learning disabled liquid oxygen boiling water
  09/19/17
...
Provocative space rigpig
  09/19/17
gotta incentivize somehow.
Mildly autistic principal's office
  09/19/17
Avoid failing the IRS' nondiscrimination test?
mind-boggling heaven
  09/19/17
...
Mildly autistic principal's office
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
french unholy ladyboy
  09/19/17
Euro/international stock funds are doing super well
Hideous Stimulating Nursing Home Haunted Graveyard
  09/19/17
music will end any day now...
french unholy ladyboy
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
mustard concupiscible gunner
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: mentally impaired hall

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Cerise dopamine

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: mentally impaired hall

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Comical Personal Credit Line

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: mentally impaired hall

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Pungent Locus Round Eye

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Silver Shivering Electric Furnace Point



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Opaque cruise ship keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: nubile parlour dog poop



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Irate son of senegal meetinghouse

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: mentally impaired hall

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Mildly autistic principal's office

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Hideous Stimulating Nursing Home Haunted Graveyard

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: pontificating cuck karate

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: mentally impaired hall

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: hateful den friendly grandma

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: french unholy ladyboy

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Embarrassed to the bone base

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: french unholy ladyboy

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: mentally impaired hall

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Sexy laughsome associate

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: white at-the-ready gaming laptop



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: mentally impaired hall

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Opaque cruise ship keepsake machete

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: soul-stirring antidepressant drug

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: cordovan slippery pit

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: multi-colored pale turdskin

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Motley amethyst french chef

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Wild sick center national security agency

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Wild sick center national security agency

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: mentally impaired hall

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: emerald learning disabled liquid oxygen boiling water

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Provocative space rigpig



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Mildly autistic principal's office

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: mind-boggling heaven

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Mildly autistic principal's office



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: french unholy ladyboy

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Hideous Stimulating Nursing Home Haunted Graveyard

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: french unholy ladyboy

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: mustard concupiscible gunner

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)