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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Self-centered tanning salon
  09/18/17
uh because it's a perk and perks help influence people's dec...
haunting kitchen masturbator
  09/18/17
how about just increase the salary and not resources stuff o...
Self-centered tanning salon
  09/18/17
(Biglawyer)
Misanthropic casino
  09/18/17
nope. more like salesman.
Self-centered tanning salon
  09/18/17
(guy who doesn't understand taxes)
amethyst kink-friendly school incel
  09/19/17
...
fantasy-prone step-uncle's house degenerate
  09/19/17
...
know-it-all at-the-ready fortuitous meteor
  09/19/17
...
duck-like stirring codepig resort
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Abusive Plum Party Of The First Part
  09/18/17
i don't know man...
Self-centered tanning salon
  09/18/17
you always go AT LEAST to the match. it's free money that y...
blathering aphrodisiac box office fat ankles
  09/19/17
CR
provocative stock car
  09/19/17
JFC you are way too dumb to post here.
bat-shit-crazy property internal respiration
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Self-centered tanning salon
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
vigorous regret
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Flickering hunting ground
  09/18/17
How much do they match for you bozos
Titillating theatre
  09/18/17
why do you hate me?
Flickering hunting ground
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Self-centered tanning salon
  09/18/17
Because it's free money for them - part of what otherwise wo...
electric house-broken abode famous landscape painting
  09/18/17
...
sable bonkers round eye friendly grandma
  09/18/17
hmm...
Self-centered tanning salon
  09/18/17
Employer contributions are a tax write off.
know-it-all at-the-ready fortuitous meteor
  09/18/17
Isn't salary a write off?
cowardly territorial site macaca
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
mewling fragrant alpha national
  09/18/17
Price discrimination. They tell all potential employees that...
Razzle-dazzle marketing idea
  09/19/17
Is there any tax benefit that employer match has over a sala...
Indigo Locale
  09/19/17
hehe
Shivering Wonderful Police Squad Mexican
  09/19/17
rare cr from you ted. its a scam
Shivering Wonderful Police Squad Mexican
  09/19/17
Ty
Self-centered tanning salon
  09/19/17
Tax favored contributions to executives are limited to a mul...
buck-toothed contagious rehab persian
  09/19/17
...
Fighting exciting set wagecucks
  09/19/17
gotta incentivize somehow.
blathering aphrodisiac box office fat ankles
  09/19/17
Avoid failing the IRS' nondiscrimination test?
lascivious rigpig laser beams
  09/19/17
...
blathering aphrodisiac box office fat ankles
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Flickering hunting ground
  09/19/17
Euro/international stock funds are doing super well
provocative stock car
  09/19/17
music will end any day now...
Flickering hunting ground
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Ruddy old irish cottage
  09/19/17


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Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Self-centered tanning salon

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: haunting kitchen masturbator

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Self-centered tanning salon

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Misanthropic casino

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Self-centered tanning salon

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: amethyst kink-friendly school incel

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: fantasy-prone step-uncle's house degenerate



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: know-it-all at-the-ready fortuitous meteor



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: duck-like stirring codepig resort



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Abusive Plum Party Of The First Part

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Self-centered tanning salon

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: blathering aphrodisiac box office fat ankles

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: provocative stock car

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: bat-shit-crazy property internal respiration

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Self-centered tanning salon

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: vigorous regret

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Flickering hunting ground

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Titillating theatre

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Flickering hunting ground

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Self-centered tanning salon

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: electric house-broken abode famous landscape painting

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: sable bonkers round eye friendly grandma



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Self-centered tanning salon

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: know-it-all at-the-ready fortuitous meteor

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: cowardly territorial site macaca

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: mewling fragrant alpha national

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Razzle-dazzle marketing idea

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Indigo Locale

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Shivering Wonderful Police Squad Mexican

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Shivering Wonderful Police Squad Mexican

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Self-centered tanning salon

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: buck-toothed contagious rehab persian

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Fighting exciting set wagecucks



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: blathering aphrodisiac box office fat ankles

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: lascivious rigpig laser beams

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: blathering aphrodisiac box office fat ankles



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Flickering hunting ground

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: provocative stock car

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Flickering hunting ground

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Ruddy old irish cottage

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)