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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
motley green crackhouse
  09/18/17
uh because it's a perk and perks help influence people's dec...
Marvelous cuckold queen of the night
  09/18/17
how about just increase the salary and not resources stuff o...
motley green crackhouse
  09/18/17
(Biglawyer)
sepia dopamine piazza
  09/18/17
nope. more like salesman.
motley green crackhouse
  09/18/17
(guy who doesn't understand taxes)
yapping cerebral regret forum
  09/19/17
...
Ivory Rehab
  09/19/17
...
charismatic flesh casino pervert
  09/19/17
...
Swashbuckling lettuce
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Histrionic site
  09/18/17
i don't know man...
motley green crackhouse
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Wonderful Flirting Fanboi Stage
  09/19/17
CR
adventurous narrow-minded organic girlfriend
  09/19/17
JFC you are way too dumb to post here.
autistic glassy station
  09/18/17
*invests in 401k* *loses more than half of it during a re...
motley green crackhouse
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Cream glittery incel
  09/18/17
do you mean you dont vest so they match 100% automatically u...
purple space
  09/18/17
How much do they match for you bozos
indecent tan haunted graveyard genital piercing
  09/18/17
why do you hate me?
purple space
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
motley green crackhouse
  09/18/17
Because it's free money for them - part of what otherwise wo...
Bright Orchestra Pit Foreskin
  09/18/17
...
electric spot newt
  09/18/17
hmm...
motley green crackhouse
  09/18/17
Employer contributions are a tax write off.
charismatic flesh casino pervert
  09/18/17
Isn't salary a write off?
at-the-ready meetinghouse
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
thriller big-titted parlor
  09/18/17
Price discrimination. They tell all potential employees that...
Flickering chrome national security agency parlour
  09/19/17
Is there any tax benefit that employer match has over a sala...
comical nubile mad-dog skullcap
  09/19/17
hehe
Violent jap
  09/19/17
rare cr from you ted. its a scam
Violent jap
  09/19/17
Ty
motley green crackhouse
  09/19/17
Tax favored contributions to executives are limited to a mul...
Bateful Salmon Pozpig Pit
  09/19/17
...
lilac boltzmann
  09/19/17
gotta incentivize somehow.
Wonderful Flirting Fanboi Stage
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Drab boyish roommate rigor
  09/19/17
...
Wonderful Flirting Fanboi Stage
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
purple space
  09/19/17
Euro/international stock funds are doing super well
adventurous narrow-minded organic girlfriend
  09/19/17
music will end any day now...
purple space
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
lemon stock car
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: motley green crackhouse

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Marvelous cuckold queen of the night

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: motley green crackhouse

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: sepia dopamine piazza

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: motley green crackhouse

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: yapping cerebral regret forum

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Ivory Rehab



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: charismatic flesh casino pervert



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Swashbuckling lettuce



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Histrionic site

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: motley green crackhouse

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Wonderful Flirting Fanboi Stage

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: adventurous narrow-minded organic girlfriend

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: autistic glassy station

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: motley green crackhouse

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Cream glittery incel

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: purple space

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: indecent tan haunted graveyard genital piercing

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: purple space

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: motley green crackhouse

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Bright Orchestra Pit Foreskin

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: electric spot newt



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: motley green crackhouse

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: charismatic flesh casino pervert

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: at-the-ready meetinghouse

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: thriller big-titted parlor

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Flickering chrome national security agency parlour

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: comical nubile mad-dog skullcap

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Violent jap

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Violent jap

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: motley green crackhouse

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Bateful Salmon Pozpig Pit

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: lilac boltzmann



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Wonderful Flirting Fanboi Stage

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Drab boyish roommate rigor

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Wonderful Flirting Fanboi Stage



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: purple space

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: adventurous narrow-minded organic girlfriend

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: purple space

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: lemon stock car

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)