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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Metal Jewess Police Squad
  09/18/17
uh because it's a perk and perks help influence people's dec...
Chocolate supple whorehouse puppy
  09/18/17
how about just increase the salary and not resources stuff o...
Metal Jewess Police Squad
  09/18/17
(Biglawyer)
soul-stirring harsh potus
  09/18/17
nope. more like salesman.
Metal Jewess Police Squad
  09/18/17
(guy who doesn't understand taxes)
laughsome carmine piazza
  09/19/17
...
sienna passionate rehab hunting ground
  09/19/17
...
territorial lemon toilet seat
  09/19/17
...
vivacious milk
  09/18/17
free money is not a $cam bro. at least contribute up to the...
azure orchestra pit
  09/18/17
i don't know man...
Metal Jewess Police Squad
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Titillating maniacal haunted graveyard menage
  09/19/17
CR
overrated outnumbered business firm
  09/19/17
JFC you are way too dumb to post here.
hyperactive gas station filthpig
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Metal Jewess Police Squad
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
amber sanctuary goal in life
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Transparent theater stage gunner
  09/18/17
How much do they match for you bozos
Spectacular boltzmann telephone
  09/18/17
why do you hate me?
Transparent theater stage gunner
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Metal Jewess Police Squad
  09/18/17
Because it's free money for them - part of what otherwise wo...
Chartreuse Vigorous School Cafeteria Blood Rage
  09/18/17
...
Buff Diverse Feces Pisswyrm
  09/18/17
hmm...
Metal Jewess Police Squad
  09/18/17
Employer contributions are a tax write off.
territorial lemon toilet seat
  09/18/17
Isn't salary a write off?
Low-t Skinny Woman
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
puce bawdyhouse degenerate
  09/18/17
Price discrimination. They tell all potential employees that...
fighting really tough guy
  09/19/17
Is there any tax benefit that employer match has over a sala...
Contagious hell nowag
  09/19/17
hehe
Thriller sneaky criminal rigor
  09/19/17
rare cr from you ted. its a scam
Thriller sneaky criminal rigor
  09/19/17
Ty
Metal Jewess Police Squad
  09/19/17
Tax favored contributions to executives are limited to a mul...
mint mexican
  09/19/17
...
lime state
  09/19/17
gotta incentivize somehow.
Titillating maniacal haunted graveyard menage
  09/19/17
Avoid failing the IRS' nondiscrimination test?
stirring dilemma knife
  09/19/17
...
Titillating maniacal haunted graveyard menage
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Transparent theater stage gunner
  09/19/17
Euro/international stock funds are doing super well
overrated outnumbered business firm
  09/19/17
music will end any day now...
Transparent theater stage gunner
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Boyish scarlet indian lodge
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Metal Jewess Police Squad

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Chocolate supple whorehouse puppy

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Metal Jewess Police Squad

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: soul-stirring harsh potus

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Metal Jewess Police Squad

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: laughsome carmine piazza

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: sienna passionate rehab hunting ground



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: territorial lemon toilet seat



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: vivacious milk



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: azure orchestra pit

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Metal Jewess Police Squad

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Titillating maniacal haunted graveyard menage

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: overrated outnumbered business firm

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: hyperactive gas station filthpig

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Metal Jewess Police Squad

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: amber sanctuary goal in life

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Transparent theater stage gunner

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Spectacular boltzmann telephone

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Transparent theater stage gunner

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Metal Jewess Police Squad

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Chartreuse Vigorous School Cafeteria Blood Rage

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Buff Diverse Feces Pisswyrm



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Metal Jewess Police Squad

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: territorial lemon toilet seat

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Low-t Skinny Woman

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: puce bawdyhouse degenerate

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: fighting really tough guy

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Contagious hell nowag

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Thriller sneaky criminal rigor

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Thriller sneaky criminal rigor

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Metal Jewess Police Squad

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: mint mexican

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: lime state



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Titillating maniacal haunted graveyard menage

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: stirring dilemma knife

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Titillating maniacal haunted graveyard menage



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Transparent theater stage gunner

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: overrated outnumbered business firm

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Transparent theater stage gunner

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Boyish scarlet indian lodge

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)