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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Multi-colored Famous Landscape Painting
  09/18/17
uh because it's a perk and perks help influence people's dec...
crimson theater
  09/18/17
how about just increase the salary and not resources stuff o...
Multi-colored Famous Landscape Painting
  09/18/17
(Biglawyer)
sexy haunted graveyard abode
  09/18/17
nope. more like salesman.
Multi-colored Famous Landscape Painting
  09/18/17
(guy who doesn't understand taxes)
180 candlestick maker business firm
  09/19/17
...
Tripping point
  09/19/17
...
Nofapping razzmatazz range genital piercing
  09/19/17
...
Odious jet lay people who are hurt
  09/18/17
free money is not a $cam bro. at least contribute up to the...
concupiscible pungent tank temple
  09/18/17
i don't know man...
Multi-colored Famous Landscape Painting
  09/18/17
you always go AT LEAST to the match. it's free money that y...
House-broken chrome faggot firefighter kitchen
  09/19/17
CR
Aggressive amethyst principal's office fortuitous meteor
  09/19/17
JFC you are way too dumb to post here.
sticky laser beams
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Multi-colored Famous Landscape Painting
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Domesticated idea he suggested
  09/18/17
do you mean you dont vest so they match 100% automatically u...
wonderful school
  09/18/17
How much do they match for you bozos
Outnumbered dilemma
  09/18/17
why do you hate me?
wonderful school
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Multi-colored Famous Landscape Painting
  09/18/17
Because it's free money for them - part of what otherwise wo...
lake aromatic property nowag
  09/18/17
...
lavender casino
  09/18/17
hmm...
Multi-colored Famous Landscape Painting
  09/18/17
Employer contributions are a tax write off.
Nofapping razzmatazz range genital piercing
  09/18/17
Isn't salary a write off?
Passionate personal credit line place of business
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
titillating demanding station
  09/18/17
Price discrimination. They tell all potential employees that...
vigorous area immigrant
  09/19/17
Is there any tax benefit that employer match has over a sala...
Histrionic dull stain resort
  09/19/17
hehe
Sapphire Dashing Elastic Band Coldplay Fan
  09/19/17
rare cr from you ted. its a scam
Sapphire Dashing Elastic Band Coldplay Fan
  09/19/17
Ty
Multi-colored Famous Landscape Painting
  09/19/17
Tax favored contributions to executives are limited to a mul...
slate adventurous trailer park lettuce
  09/19/17
...
exhilarant dead pocket flask
  09/19/17
gotta incentivize somehow.
House-broken chrome faggot firefighter kitchen
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Vibrant duck-like patrolman crackhouse
  09/19/17
...
House-broken chrome faggot firefighter kitchen
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
wonderful school
  09/19/17
Euro/international stock funds are doing super well
Aggressive amethyst principal's office fortuitous meteor
  09/19/17
music will end any day now...
wonderful school
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Mustard yarmulke double fault
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Multi-colored Famous Landscape Painting

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: crimson theater

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Multi-colored Famous Landscape Painting

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: sexy haunted graveyard abode

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Multi-colored Famous Landscape Painting

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: 180 candlestick maker business firm

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Tripping point



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Nofapping razzmatazz range genital piercing



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Odious jet lay people who are hurt



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: concupiscible pungent tank temple

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Multi-colored Famous Landscape Painting

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: House-broken chrome faggot firefighter kitchen

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Aggressive amethyst principal's office fortuitous meteor

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: sticky laser beams

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Multi-colored Famous Landscape Painting

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Domesticated idea he suggested

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: wonderful school

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Outnumbered dilemma

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: wonderful school

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Multi-colored Famous Landscape Painting

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: lake aromatic property nowag

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: lavender casino



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Multi-colored Famous Landscape Painting

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Nofapping razzmatazz range genital piercing

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Passionate personal credit line place of business

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: titillating demanding station

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: vigorous area immigrant

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Histrionic dull stain resort

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Sapphire Dashing Elastic Band Coldplay Fan

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Sapphire Dashing Elastic Band Coldplay Fan

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Multi-colored Famous Landscape Painting

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: slate adventurous trailer park lettuce

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: exhilarant dead pocket flask



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: House-broken chrome faggot firefighter kitchen

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Vibrant duck-like patrolman crackhouse

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: House-broken chrome faggot firefighter kitchen



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: wonderful school

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Aggressive amethyst principal's office fortuitous meteor

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: wonderful school

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Mustard yarmulke double fault

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)