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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Pungent hall
  09/18/17
uh because it's a perk and perks help influence people's dec...
Iridescent public bath
  09/18/17
how about just increase the salary and not resources stuff o...
Pungent hall
  09/18/17
(Biglawyer)
carnelian quadroon goyim
  09/18/17
nope. more like salesman.
Pungent hall
  09/18/17
(guy who doesn't understand taxes)
Fragrant rough-skinned digit ratio
  09/19/17
...
Bat-shit-crazy 180 parlour internal respiration
  09/19/17
...
sienna lascivious box office
  09/19/17
...
excitant hell love of her life
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Canary zippy gunner
  09/18/17
i don't know man...
Pungent hall
  09/18/17
you always go AT LEAST to the match. it's free money that y...
hairraiser stage famous landscape painting
  09/19/17
CR
Frozen Property Personal Credit Line
  09/19/17
JFC you are way too dumb to post here.
Disgusting fortuitous meteor
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Pungent hall
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
saffron shitlib
  09/18/17
do you mean you dont vest so they match 100% automatically u...
big-titted racy mexican
  09/18/17
How much do they match for you bozos
tan dog poop weed whacker
  09/18/17
why do you hate me?
big-titted racy mexican
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Pungent hall
  09/18/17
Because it's free money for them - part of what otherwise wo...
Harsh roommate library
  09/18/17
...
Concupiscible bawdyhouse
  09/18/17
hmm...
Pungent hall
  09/18/17
Employer contributions are a tax write off.
sienna lascivious box office
  09/18/17
Isn't salary a write off?
Pontificating Blood Rage Business Firm
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
razzmatazz cruise ship reading party
  09/18/17
Price discrimination. They tell all potential employees that...
Burgundy Vibrant Ticket Booth Sweet Tailpipe
  09/19/17
Is there any tax benefit that employer match has over a sala...
Chestnut church building fat ankles
  09/19/17
hehe
razzle-dazzle dead affirmative action
  09/19/17
rare cr from you ted. its a scam
razzle-dazzle dead affirmative action
  09/19/17
Ty
Pungent hall
  09/19/17
Tax favored contributions to executives are limited to a mul...
Effete location twinkling uncleanness
  09/19/17
...
Startling bearded voyeur
  09/19/17
gotta incentivize somehow.
hairraiser stage famous landscape painting
  09/19/17
Avoid failing the IRS' nondiscrimination test?
brilliant locus doctorate
  09/19/17
...
hairraiser stage famous landscape painting
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
big-titted racy mexican
  09/19/17
Euro/international stock funds are doing super well
Frozen Property Personal Credit Line
  09/19/17
music will end any day now...
big-titted racy mexican
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
massive arousing area
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Pungent hall

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Iridescent public bath

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Pungent hall

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: carnelian quadroon goyim

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Pungent hall

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Fragrant rough-skinned digit ratio

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Bat-shit-crazy 180 parlour internal respiration



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: sienna lascivious box office



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: excitant hell love of her life



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Canary zippy gunner

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Pungent hall

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: hairraiser stage famous landscape painting

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Frozen Property Personal Credit Line

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Disgusting fortuitous meteor

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Pungent hall

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: saffron shitlib

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: big-titted racy mexican

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: tan dog poop weed whacker

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: big-titted racy mexican

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Pungent hall

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Harsh roommate library

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Concupiscible bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Pungent hall

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: sienna lascivious box office

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Pontificating Blood Rage Business Firm

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: razzmatazz cruise ship reading party

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Burgundy Vibrant Ticket Booth Sweet Tailpipe

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Chestnut church building fat ankles

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: razzle-dazzle dead affirmative action

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: razzle-dazzle dead affirmative action

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Pungent hall

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Effete location twinkling uncleanness

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Startling bearded voyeur



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: hairraiser stage famous landscape painting

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: brilliant locus doctorate

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: hairraiser stage famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: big-titted racy mexican

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Frozen Property Personal Credit Line

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: big-titted racy mexican

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: massive arousing area

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)