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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Slimy Mood Sex Offender
  09/18/17
uh because it's a perk and perks help influence people's dec...
jade supple hospital
  09/18/17
how about just increase the salary and not resources stuff o...
Slimy Mood Sex Offender
  09/18/17
(Biglawyer)
frisky really tough guy tattoo
  09/18/17
nope. more like salesman.
Slimy Mood Sex Offender
  09/18/17
(guy who doesn't understand taxes)
Slate Laughsome Heaven Brethren
  09/19/17
...
thriller mint trailer park
  09/19/17
...
Histrionic knife
  09/19/17
...
Federal lime piazza
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Sadistic stag film cumskin
  09/18/17
i don't know man...
Slimy Mood Sex Offender
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Cruel-hearted underhanded box office
  09/19/17
CR
adulterous cracking state selfie
  09/19/17
JFC you are way too dumb to post here.
Frozen mentally impaired background story
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Slimy Mood Sex Offender
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Buck-toothed Stock Car
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Hyperventilating lemon school immigrant
  09/18/17
How much do they match for you bozos
Vigorous brindle station reading party
  09/18/17
why do you hate me?
Hyperventilating lemon school immigrant
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Slimy Mood Sex Offender
  09/18/17
Because it's free money for them - part of what otherwise wo...
Violet Violent Menage
  09/18/17
...
Wine alpha
  09/18/17
hmm...
Slimy Mood Sex Offender
  09/18/17
Employer contributions are a tax write off.
Histrionic knife
  09/18/17
Isn't salary a write off?
haunting mustard range filthpig
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
stirring frum dopamine
  09/18/17
Price discrimination. They tell all potential employees that...
shivering amber useless brakes
  09/19/17
Is there any tax benefit that employer match has over a sala...
Razzle-dazzle organic girlfriend
  09/19/17
hehe
dull mischievous sandwich
  09/19/17
rare cr from you ted. its a scam
dull mischievous sandwich
  09/19/17
Ty
Slimy Mood Sex Offender
  09/19/17
Tax favored contributions to executives are limited to a mul...
Lascivious keepsake machete wrinkle
  09/19/17
...
Anal shrine half-breed
  09/19/17
gotta incentivize somehow.
Cruel-hearted underhanded box office
  09/19/17
Avoid failing the IRS' nondiscrimination test?
red home fortuitous meteor
  09/19/17
...
Cruel-hearted underhanded box office
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Hyperventilating lemon school immigrant
  09/19/17
Euro/international stock funds are doing super well
adulterous cracking state selfie
  09/19/17
music will end any day now...
Hyperventilating lemon school immigrant
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Hot Bearded Hominid Lay
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Slimy Mood Sex Offender

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: jade supple hospital

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Slimy Mood Sex Offender

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: frisky really tough guy tattoo

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Slimy Mood Sex Offender

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Slate Laughsome Heaven Brethren

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: thriller mint trailer park



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Histrionic knife



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Federal lime piazza



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Sadistic stag film cumskin

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Slimy Mood Sex Offender

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Cruel-hearted underhanded box office

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: adulterous cracking state selfie

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Frozen mentally impaired background story

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Slimy Mood Sex Offender

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Buck-toothed Stock Car

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Hyperventilating lemon school immigrant

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Vigorous brindle station reading party

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Hyperventilating lemon school immigrant

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Slimy Mood Sex Offender

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Violet Violent Menage

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Wine alpha



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Slimy Mood Sex Offender

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Histrionic knife

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: haunting mustard range filthpig

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: stirring frum dopamine

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: shivering amber useless brakes

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Razzle-dazzle organic girlfriend

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: dull mischievous sandwich

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: dull mischievous sandwich

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Slimy Mood Sex Offender

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Lascivious keepsake machete wrinkle

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Anal shrine half-breed



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Cruel-hearted underhanded box office

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: red home fortuitous meteor

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Cruel-hearted underhanded box office



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Hyperventilating lemon school immigrant

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: adulterous cracking state selfie

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Hyperventilating lemon school immigrant

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Hot Bearded Hominid Lay

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)