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why do employers match 100 percent of an employees 401k?
| Flesh supple step-uncle's house love of her life | 09/18/17 |
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Date: September 18th, 2017 8:53 PM Author: Flesh supple step-uncle's house love of her life what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?
it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money. |
Date: September 18th, 2017 8:53 PM Author: Bateful milky locale selfie uh because it's a perk and perks help influence people's decision to work there or not? if everyone else in the market is doing it, you have to too |
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Date: September 18th, 2017 8:55 PM Author: Flesh supple step-uncle's house love of her life how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275) |
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Date: September 18th, 2017 8:59 PM Author: 180 patrolman headpube (Biglawyer) (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300) |
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Date: September 18th, 2017 9:00 PM Author: Flesh supple step-uncle's house love of her life nope. more like salesman. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311) |
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Date: September 19th, 2017 2:46 PM Author: Flickering pink pistol (guy who doesn't understand taxes) (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039) |
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Date: September 19th, 2017 6:53 PM Author: onyx mediation crackhouse (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152) |
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Date: September 19th, 2017 6:56 PM Author: deep karate (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186) |
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Date: September 18th, 2017 9:35 PM Author: adventurous stubborn menage (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624) |
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Date: September 18th, 2017 8:53 PM Author: Beady-eyed misanthropic black woman free money is not a $cam bro. at least contribute up to the match jfc. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256) |
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Date: September 18th, 2017 8:56 PM Author: Flesh supple step-uncle's house love of her life i don't know man... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284) |
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Date: September 19th, 2017 2:49 PM Author: nofapping sneaky criminal cruise ship you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061) |
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Date: September 19th, 2017 7:34 PM Author: pontificating factory reset button CR (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429) |
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Date: September 18th, 2017 8:54 PM Author: sienna address JFC you are way too dumb to post here.
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Date: September 18th, 2017 8:57 PM Author: Flesh supple step-uncle's house love of her life *invests in 401k*
*loses more than half of it during a recession* |
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Date: September 18th, 2017 9:09 PM Author: ocher people who are hurt parlor Doesnt invest in 401k for whole life.
Misses out on 7% average post-tax returns. |
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Date: September 18th, 2017 8:55 PM Author: Racy Bisexual Corner Marketing Idea do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273) |
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Date: September 18th, 2017 8:57 PM Author: Transparent skinny woman corn cake How much do they match for you bozos (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288) |
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Date: September 18th, 2017 8:58 PM Author: Racy Bisexual Corner Marketing Idea why do you hate me? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292) |
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Date: September 18th, 2017 8:58 PM Author: Flesh supple step-uncle's house love of her life i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294) |
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Date: September 18th, 2017 9:11 PM Author: Saffron vigorous mad cow disease depressive Because it's free money for them - part of what otherwise would be your salary - when you don't.
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Date: September 18th, 2017 9:15 PM Author: emerald marvelous giraffe (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439) |
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Date: September 18th, 2017 9:35 PM Author: Flesh supple step-uncle's house love of her life hmm... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621) |
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Date: September 18th, 2017 9:13 PM Author: deep karate Employer contributions are a tax write off. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422) |
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Date: September 18th, 2017 9:36 PM Author: Lavender Lascivious Business Firm Isn't salary a write off? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629) |
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Date: September 18th, 2017 9:42 PM Author: Maroon senate dysfunction Generally, but there are some exceptions. E.g., IRC § 162(m). (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665) |
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Date: September 19th, 2017 2:03 PM Author: vibrant main people spot Price discrimination. They tell all potential employees that the perk is there but not all will use it. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616) |
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Date: September 19th, 2017 2:12 PM Author: Swashbuckling Coldplay Fan Is there any tax benefit that employer match has over a salary increase?
I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care. |
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Date: September 19th, 2017 2:13 PM Author: Diverse hall hehe (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703) |
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Date: September 19th, 2017 2:13 PM Author: Diverse hall rare cr from you ted. its a scam (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707) |
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Date: September 19th, 2017 4:23 PM Author: Flesh supple step-uncle's house love of her life Ty (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922) |
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Date: September 19th, 2017 2:36 PM Author: frisky histrionic center Tax favored contributions to executives are limited to a multiple of the average employee. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956) |
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Date: September 19th, 2017 2:38 PM Author: Concupiscible Cuckold (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972) |
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Date: September 19th, 2017 2:55 PM Author: nofapping sneaky criminal cruise ship gotta incentivize somehow. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108) |
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Date: September 19th, 2017 2:39 PM Author: deranged cyan institution Avoid failing the IRS' nondiscrimination test? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978) |
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Date: September 19th, 2017 2:55 PM Author: nofapping sneaky criminal cruise ship (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110) |
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Date: September 19th, 2017 6:44 PM Author: Racy Bisexual Corner Marketing Idea bros, just checked and 401k is at 14.9% ytd lol wtf...
s&p is at 13.5%?! where's all this expansion coming from |
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Date: September 19th, 2017 7:37 PM Author: pontificating factory reset button Euro/international stock funds are doing super well (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445) |
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Date: September 19th, 2017 7:50 PM Author: Racy Bisexual Corner Marketing Idea music will end any day now... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515) |
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Date: September 19th, 2017 10:46 PM Author: plum milk bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611) |