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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
bonkers flirting hell
  09/18/17
uh because it's a perk and perks help influence people's dec...
Hyperactive Stag Film Dog Poop
  09/18/17
how about just increase the salary and not resources stuff o...
bonkers flirting hell
  09/18/17
(Biglawyer)
Painfully Honest Comical Library
  09/18/17
nope. more like salesman.
bonkers flirting hell
  09/18/17
(guy who doesn't understand taxes)
low-t newt locus
  09/19/17
...
unholy rigor office
  09/19/17
...
Narrow-minded electric furnace
  09/19/17
...
Hairless whorehouse
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Fluffy native circlehead
  09/18/17
i don't know man...
bonkers flirting hell
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Frozen Fear-inspiring Area National Security Agency
  09/19/17
CR
razzle school cafeteria fat ankles
  09/19/17
JFC you are way too dumb to post here.
Boyish drunken brunch associate
  09/18/17
*invests in 401k* *loses more than half of it during a re...
bonkers flirting hell
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
chartreuse embarrassed to the bone rehab faggot firefighter
  09/18/17
do you mean you dont vest so they match 100% automatically u...
avocado son of senegal
  09/18/17
How much do they match for you bozos
Effete titillating police squad national
  09/18/17
why do you hate me?
avocado son of senegal
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
bonkers flirting hell
  09/18/17
Because it's free money for them - part of what otherwise wo...
multi-colored insane locale
  09/18/17
...
Slate House-broken Forum
  09/18/17
hmm...
bonkers flirting hell
  09/18/17
Employer contributions are a tax write off.
Narrow-minded electric furnace
  09/18/17
Isn't salary a write off?
Sienna spectacular shrine gunner
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Duck-like irradiated background story
  09/18/17
Price discrimination. They tell all potential employees that...
citrine church building
  09/19/17
Is there any tax benefit that employer match has over a sala...
Motley Translucent Institution
  09/19/17
hehe
Nighttime halford site
  09/19/17
rare cr from you ted. its a scam
Nighttime halford site
  09/19/17
Ty
bonkers flirting hell
  09/19/17
Tax favored contributions to executives are limited to a mul...
Aphrodisiac Copper Property Laser Beams
  09/19/17
...
Exhilarant peach station foreskin
  09/19/17
gotta incentivize somehow.
Frozen Fear-inspiring Area National Security Agency
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Beady-eyed juggernaut university
  09/19/17
...
Frozen Fear-inspiring Area National Security Agency
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
avocado son of senegal
  09/19/17
Euro/international stock funds are doing super well
razzle school cafeteria fat ankles
  09/19/17
music will end any day now...
avocado son of senegal
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
swashbuckling hilarious temple
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: bonkers flirting hell

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Hyperactive Stag Film Dog Poop

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: bonkers flirting hell

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Painfully Honest Comical Library

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: bonkers flirting hell

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: low-t newt locus

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: unholy rigor office



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Narrow-minded electric furnace



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Hairless whorehouse



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Fluffy native circlehead

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: bonkers flirting hell

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Frozen Fear-inspiring Area National Security Agency

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: razzle school cafeteria fat ankles

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Boyish drunken brunch associate

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: bonkers flirting hell

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: chartreuse embarrassed to the bone rehab faggot firefighter

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: avocado son of senegal

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Effete titillating police squad national

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: avocado son of senegal

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: bonkers flirting hell

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: multi-colored insane locale

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Slate House-broken Forum



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: bonkers flirting hell

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Narrow-minded electric furnace

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Sienna spectacular shrine gunner

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Duck-like irradiated background story

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: citrine church building

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Motley Translucent Institution

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Nighttime halford site

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Nighttime halford site

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: bonkers flirting hell

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Aphrodisiac Copper Property Laser Beams

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Exhilarant peach station foreskin



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Frozen Fear-inspiring Area National Security Agency

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Beady-eyed juggernaut university

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Frozen Fear-inspiring Area National Security Agency



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: avocado son of senegal

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: razzle school cafeteria fat ankles

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: avocado son of senegal

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: swashbuckling hilarious temple

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)