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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
cream beady-eyed home
  09/18/17
uh because it's a perk and perks help influence people's dec...
Olive ticket booth
  09/18/17
how about just increase the salary and not resources stuff o...
cream beady-eyed home
  09/18/17
(Biglawyer)
maize harsh whorehouse
  09/18/17
nope. more like salesman.
cream beady-eyed home
  09/18/17
(guy who doesn't understand taxes)
anal center giraffe
  09/19/17
...
lascivious lime stag film pervert
  09/19/17
...
Ruby national faggotry
  09/19/17
...
cobalt theatre
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Cerise Locale Sound Barrier
  09/18/17
i don't know man...
cream beady-eyed home
  09/18/17
you always go AT LEAST to the match. it's free money that y...
House-broken Outnumbered Nursing Home
  09/19/17
CR
angry fragrant office
  09/19/17
JFC you are way too dumb to post here.
Fuchsia Messiness Hell
  09/18/17
*invests in 401k* *loses more than half of it during a re...
cream beady-eyed home
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
lake meetinghouse
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Floppy infuriating associate
  09/18/17
How much do they match for you bozos
Sepia big dopamine
  09/18/17
why do you hate me?
Floppy infuriating associate
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
cream beady-eyed home
  09/18/17
Because it's free money for them - part of what otherwise wo...
Ebony pontificating crackhouse
  09/18/17
...
curious plaza marketing idea
  09/18/17
hmm...
cream beady-eyed home
  09/18/17
Employer contributions are a tax write off.
Ruby national faggotry
  09/18/17
Isn't salary a write off?
Self-absorbed elastic band
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Metal Range Toilet Seat
  09/18/17
Price discrimination. They tell all potential employees that...
Crimson death wish
  09/19/17
Is there any tax benefit that employer match has over a sala...
glittery topaz hall legend
  09/19/17
hehe
Startling domesticated background story
  09/19/17
rare cr from you ted. its a scam
Startling domesticated background story
  09/19/17
Ty
cream beady-eyed home
  09/19/17
Tax favored contributions to executives are limited to a mul...
Pearly hospital
  09/19/17
...
Stimulating Walnut Blood Rage
  09/19/17
gotta incentivize somehow.
House-broken Outnumbered Nursing Home
  09/19/17
Avoid failing the IRS' nondiscrimination test?
dashing market
  09/19/17
...
House-broken Outnumbered Nursing Home
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Floppy infuriating associate
  09/19/17
Euro/international stock funds are doing super well
angry fragrant office
  09/19/17
music will end any day now...
Floppy infuriating associate
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
vibrant electric furnace
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: cream beady-eyed home

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Olive ticket booth

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: cream beady-eyed home

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: maize harsh whorehouse

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: cream beady-eyed home

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: anal center giraffe

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: lascivious lime stag film pervert



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Ruby national faggotry



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: cobalt theatre



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Cerise Locale Sound Barrier

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: cream beady-eyed home

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: House-broken Outnumbered Nursing Home

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: angry fragrant office

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Fuchsia Messiness Hell

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: cream beady-eyed home

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: lake meetinghouse

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Floppy infuriating associate

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Sepia big dopamine

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Floppy infuriating associate

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: cream beady-eyed home

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Ebony pontificating crackhouse

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: curious plaza marketing idea



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: cream beady-eyed home

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Ruby national faggotry

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Self-absorbed elastic band

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Metal Range Toilet Seat

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Crimson death wish

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: glittery topaz hall legend

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Startling domesticated background story

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Startling domesticated background story

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: cream beady-eyed home

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Pearly hospital

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Stimulating Walnut Blood Rage



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: House-broken Outnumbered Nursing Home

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: dashing market

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: House-broken Outnumbered Nursing Home



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Floppy infuriating associate

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: angry fragrant office

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Floppy infuriating associate

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: vibrant electric furnace

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)