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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Titillating Spruce Filthpig Mental Disorder
  09/18/17
uh because it's a perk and perks help influence people's dec...
buck-toothed mind-boggling dog poop background story
  09/18/17
how about just increase the salary and not resources stuff o...
Titillating Spruce Filthpig Mental Disorder
  09/18/17
(Biglawyer)
Startled boyish dilemma
  09/18/17
nope. more like salesman.
Titillating Spruce Filthpig Mental Disorder
  09/18/17
(guy who doesn't understand taxes)
beady-eyed market jew
  09/19/17
...
Sapphire Hunting Ground Fanboi
  09/19/17
...
Supple plaza organic girlfriend
  09/19/17
...
ultramarine multi-colored corn cake
  09/18/17
free money is not a $cam bro. at least contribute up to the...
pearl goal in life
  09/18/17
i don't know man...
Titillating Spruce Filthpig Mental Disorder
  09/18/17
you always go AT LEAST to the match. it's free money that y...
exhilarant mint athletic conference
  09/19/17
CR
slap-happy arousing idea he suggested
  09/19/17
JFC you are way too dumb to post here.
Marvelous stead roommate
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Titillating Spruce Filthpig Mental Disorder
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
stubborn shaky resort telephone
  09/18/17
do you mean you dont vest so they match 100% automatically u...
bisexual crackhouse
  09/18/17
How much do they match for you bozos
adulterous black striped hyena space
  09/18/17
why do you hate me?
bisexual crackhouse
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Titillating Spruce Filthpig Mental Disorder
  09/18/17
Because it's free money for them - part of what otherwise wo...
provocative international law enforcement agency
  09/18/17
...
beta slimy windowlicker
  09/18/17
hmm...
Titillating Spruce Filthpig Mental Disorder
  09/18/17
Employer contributions are a tax write off.
Supple plaza organic girlfriend
  09/18/17
Isn't salary a write off?
Olive floppy giraffe mad-dog skullcap
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
hairraiser nofapping cruise ship patrolman
  09/18/17
Price discrimination. They tell all potential employees that...
Drab Police Squad
  09/19/17
Is there any tax benefit that employer match has over a sala...
talented turquoise coldplay fan people who are hurt
  09/19/17
hehe
Spectacular low-t orchestra pit
  09/19/17
rare cr from you ted. its a scam
Spectacular low-t orchestra pit
  09/19/17
Ty
Titillating Spruce Filthpig Mental Disorder
  09/19/17
Tax favored contributions to executives are limited to a mul...
Racy hominid
  09/19/17
...
Cerebral big-titted sanctuary candlestick maker
  09/19/17
gotta incentivize somehow.
exhilarant mint athletic conference
  09/19/17
Avoid failing the IRS' nondiscrimination test?
bossy shitlib
  09/19/17
...
exhilarant mint athletic conference
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
bisexual crackhouse
  09/19/17
Euro/international stock funds are doing super well
slap-happy arousing idea he suggested
  09/19/17
music will end any day now...
bisexual crackhouse
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
razzle private investor idiot
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Titillating Spruce Filthpig Mental Disorder

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: buck-toothed mind-boggling dog poop background story

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Titillating Spruce Filthpig Mental Disorder

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Startled boyish dilemma

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Titillating Spruce Filthpig Mental Disorder

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: beady-eyed market jew

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Sapphire Hunting Ground Fanboi



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Supple plaza organic girlfriend



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: ultramarine multi-colored corn cake



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: pearl goal in life

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Titillating Spruce Filthpig Mental Disorder

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: exhilarant mint athletic conference

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: slap-happy arousing idea he suggested

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Marvelous stead roommate

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Titillating Spruce Filthpig Mental Disorder

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: stubborn shaky resort telephone

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: bisexual crackhouse

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: adulterous black striped hyena space

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: bisexual crackhouse

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Titillating Spruce Filthpig Mental Disorder

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: provocative international law enforcement agency

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: beta slimy windowlicker



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Titillating Spruce Filthpig Mental Disorder

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Supple plaza organic girlfriend

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Olive floppy giraffe mad-dog skullcap

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: hairraiser nofapping cruise ship patrolman

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Drab Police Squad

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: talented turquoise coldplay fan people who are hurt

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Spectacular low-t orchestra pit

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Spectacular low-t orchestra pit

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Titillating Spruce Filthpig Mental Disorder

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Racy hominid

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Cerebral big-titted sanctuary candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: exhilarant mint athletic conference

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: bossy shitlib

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: exhilarant mint athletic conference



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: bisexual crackhouse

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: slap-happy arousing idea he suggested

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: bisexual crackhouse

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: razzle private investor idiot

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)