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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
unhinged flushed shrine
  09/18/17
uh because it's a perk and perks help influence people's dec...
arrogant laughsome school
  09/18/17
how about just increase the salary and not resources stuff o...
unhinged flushed shrine
  09/18/17
(Biglawyer)
Glittery principal's office
  09/18/17
nope. more like salesman.
unhinged flushed shrine
  09/18/17
(guy who doesn't understand taxes)
Hideous mischievous mad cow disease
  09/19/17
...
self-absorbed hominid
  09/19/17
...
Bonkers trip codepig gaming laptop
  09/19/17
...
Frozen fat ankles
  09/18/17
free money is not a $cam bro. at least contribute up to the...
aromatic saffron boistinker kitty
  09/18/17
i don't know man...
unhinged flushed shrine
  09/18/17
you always go AT LEAST to the match. it's free money that y...
talented nighttime prole sex offender
  09/19/17
CR
Thirsty citrine parlour queen of the night
  09/19/17
JFC you are way too dumb to post here.
Maniacal heady hairy legs
  09/18/17
*invests in 401k* *loses more than half of it during a re...
unhinged flushed shrine
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
well-lubricated opaque whorehouse
  09/18/17
do you mean you dont vest so they match 100% automatically u...
soul-stirring hospital
  09/18/17
How much do they match for you bozos
mentally impaired black spot faggotry
  09/18/17
why do you hate me?
soul-stirring hospital
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
unhinged flushed shrine
  09/18/17
Because it's free money for them - part of what otherwise wo...
thriller claret really tough guy house
  09/18/17
...
orange temple liquid oxygen
  09/18/17
hmm...
unhinged flushed shrine
  09/18/17
Employer contributions are a tax write off.
Bonkers trip codepig gaming laptop
  09/18/17
Isn't salary a write off?
crimson beady-eyed home
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
bright insane gas station
  09/18/17
Price discrimination. They tell all potential employees that...
flirting big deer antler
  09/19/17
Is there any tax benefit that employer match has over a sala...
Awkward unholy parlor persian
  09/19/17
hehe
bearded genital piercing crackhouse
  09/19/17
rare cr from you ted. its a scam
bearded genital piercing crackhouse
  09/19/17
Ty
unhinged flushed shrine
  09/19/17
Tax favored contributions to executives are limited to a mul...
clear vigorous marketing idea
  09/19/17
...
sooty odious potus dilemma
  09/19/17
gotta incentivize somehow.
talented nighttime prole sex offender
  09/19/17
Avoid failing the IRS' nondiscrimination test?
flickering set trump supporter
  09/19/17
...
talented nighttime prole sex offender
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
soul-stirring hospital
  09/19/17
Euro/international stock funds are doing super well
Thirsty citrine parlour queen of the night
  09/19/17
music will end any day now...
soul-stirring hospital
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
fiercely-loyal titillating indian lodge
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: unhinged flushed shrine

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: arrogant laughsome school

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: unhinged flushed shrine

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Glittery principal's office

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: unhinged flushed shrine

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Hideous mischievous mad cow disease

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: self-absorbed hominid



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Bonkers trip codepig gaming laptop



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Frozen fat ankles



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: aromatic saffron boistinker kitty

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: unhinged flushed shrine

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: talented nighttime prole sex offender

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Thirsty citrine parlour queen of the night

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Maniacal heady hairy legs

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: unhinged flushed shrine

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: well-lubricated opaque whorehouse

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: soul-stirring hospital

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: mentally impaired black spot faggotry

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: soul-stirring hospital

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: unhinged flushed shrine

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: thriller claret really tough guy house

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: orange temple liquid oxygen



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: unhinged flushed shrine

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Bonkers trip codepig gaming laptop

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: crimson beady-eyed home

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: bright insane gas station

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: flirting big deer antler

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Awkward unholy parlor persian

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: bearded genital piercing crackhouse

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: bearded genital piercing crackhouse

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: unhinged flushed shrine

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: clear vigorous marketing idea

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: sooty odious potus dilemma



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: talented nighttime prole sex offender

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: flickering set trump supporter

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: talented nighttime prole sex offender



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: soul-stirring hospital

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Thirsty citrine parlour queen of the night

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: soul-stirring hospital

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: fiercely-loyal titillating indian lodge

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)