\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
arrogant pearl base
  09/18/17
uh because it's a perk and perks help influence people's dec...
Appetizing dark box office candlestick maker
  09/18/17
how about just increase the salary and not resources stuff o...
arrogant pearl base
  09/18/17
(Biglawyer)
bisexual indian lodge famous landscape painting
  09/18/17
nope. more like salesman.
arrogant pearl base
  09/18/17
(guy who doesn't understand taxes)
razzmatazz potus immigrant
  09/19/17
...
boyish beta trailer park
  09/19/17
...
Slippery round eye volcanic crater
  09/19/17
...
floppy locus
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Frozen Gaming Laptop Abode
  09/18/17
i don't know man...
arrogant pearl base
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Curious principal's office
  09/19/17
CR
Stimulating indecent ceo public bath
  09/19/17
JFC you are way too dumb to post here.
Apoplectic Windowlicker Cuckold
  09/18/17
*invests in 401k* *loses more than half of it during a re...
arrogant pearl base
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
bat shit crazy violent cuckoldry
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Aphrodisiac hyperventilating space private investor
  09/18/17
How much do they match for you bozos
contagious cheese-eating corn cake stain
  09/18/17
why do you hate me?
Aphrodisiac hyperventilating space private investor
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
arrogant pearl base
  09/18/17
Because it's free money for them - part of what otherwise wo...
internet-worthy turdskin
  09/18/17
...
obsidian ladyboy
  09/18/17
hmm...
arrogant pearl base
  09/18/17
Employer contributions are a tax write off.
Slippery round eye volcanic crater
  09/18/17
Isn't salary a write off?
chartreuse ticket booth coffee pot
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
twinkling place of business boiling water
  09/18/17
Price discrimination. They tell all potential employees that...
Big indigo background story
  09/19/17
Is there any tax benefit that employer match has over a sala...
carmine supple orchestra pit becky
  09/19/17
hehe
Primrose boistinker field
  09/19/17
rare cr from you ted. its a scam
Primrose boistinker field
  09/19/17
Ty
arrogant pearl base
  09/19/17
Tax favored contributions to executives are limited to a mul...
Hairraiser shrine
  09/19/17
...
Razzle Chocolate Native
  09/19/17
gotta incentivize somehow.
Curious principal's office
  09/19/17
Avoid failing the IRS' nondiscrimination test?
geriatric site
  09/19/17
...
Curious principal's office
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Aphrodisiac hyperventilating space private investor
  09/19/17
Euro/international stock funds are doing super well
Stimulating indecent ceo public bath
  09/19/17
music will end any day now...
Aphrodisiac hyperventilating space private investor
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
shimmering church toilet seat
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: arrogant pearl base

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Appetizing dark box office candlestick maker

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: arrogant pearl base

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: bisexual indian lodge famous landscape painting

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: arrogant pearl base

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: razzmatazz potus immigrant

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: boyish beta trailer park



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Slippery round eye volcanic crater



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: floppy locus



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Frozen Gaming Laptop Abode

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: arrogant pearl base

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Curious principal's office

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Stimulating indecent ceo public bath

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Apoplectic Windowlicker Cuckold

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: arrogant pearl base

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: bat shit crazy violent cuckoldry

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Aphrodisiac hyperventilating space private investor

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: contagious cheese-eating corn cake stain

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Aphrodisiac hyperventilating space private investor

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: arrogant pearl base

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: internet-worthy turdskin

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: obsidian ladyboy



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: arrogant pearl base

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Slippery round eye volcanic crater

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: chartreuse ticket booth coffee pot

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: twinkling place of business boiling water

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Big indigo background story

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: carmine supple orchestra pit becky

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Primrose boistinker field

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Primrose boistinker field

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: arrogant pearl base

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Hairraiser shrine

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Razzle Chocolate Native



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Curious principal's office

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: geriatric site

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Curious principal's office



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Aphrodisiac hyperventilating space private investor

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Stimulating indecent ceo public bath

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Aphrodisiac hyperventilating space private investor

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: shimmering church toilet seat

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)