The most prestigious law school admissions discussion board in the world.
|
 |
 
|
why do employers match 100 percent of an employees 401k?
Poast new message in this thread
Date: September 18th, 2017 8:53 PM Author: Duck-like Area Incel what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?
it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money. |
Date: September 18th, 2017 8:53 PM Author: Provocative Genital Piercing uh because it's a perk and perks help influence people's decision to work there or not? if everyone else in the market is doing it, you have to too |
 |
Date: September 18th, 2017 8:55 PM Author: Duck-like Area Incel how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275) |
|
Date: September 18th, 2017 8:59 PM Author: bat shit crazy station (Biglawyer) (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300) |
|
Date: September 18th, 2017 9:00 PM Author: Duck-like Area Incel nope. more like salesman. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311) |
|
Date: September 19th, 2017 2:46 PM Author: racy blue address clown (guy who doesn't understand taxes) (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039) |
|
Date: September 19th, 2017 6:53 PM Author: Flesh Shivering Hissy Fit (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152) |
|
Date: September 19th, 2017 6:56 PM Author: buff juggernaut cumskin (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186) |
|
Date: September 18th, 2017 9:35 PM Author: flatulent sticky mood (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624) |
|
Date: September 18th, 2017 8:53 PM Author: bearded motley tank temple free money is not a $cam bro. at least contribute up to the match jfc. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256) |
|
Date: September 18th, 2017 8:56 PM Author: Duck-like Area Incel i don't know man... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284) |
|
Date: September 19th, 2017 2:49 PM Author: Bearded Death Wish Theatre you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061) |
|
Date: September 19th, 2017 7:34 PM Author: odious canary kitty shrine CR (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429) |
|
Date: September 18th, 2017 8:54 PM Author: Adulterous library people who are hurt JFC you are way too dumb to post here.
|
|
Date: September 18th, 2017 8:57 PM Author: Duck-like Area Incel *invests in 401k*
*loses more than half of it during a recession* |
|
Date: September 18th, 2017 9:09 PM Author: Mischievous Cuckoldry Nibblets Doesnt invest in 401k for whole life.
Misses out on 7% average post-tax returns. |
|
Date: September 18th, 2017 8:55 PM Author: offensive bipolar casino do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273) |
|
Date: September 18th, 2017 8:57 PM Author: Sapphire coldplay fan point How much do they match for you bozos (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288) |
|
Date: September 18th, 2017 8:58 PM Author: offensive bipolar casino why do you hate me? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292) |
|
Date: September 18th, 2017 8:58 PM Author: Duck-like Area Incel i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294) |
|
Date: September 18th, 2017 9:11 PM Author: Frozen Avocado Ticket Booth Because it's free money for them - part of what otherwise would be your salary - when you don't.
|
|
Date: September 18th, 2017 9:15 PM Author: Bat-shit-crazy yapping trump supporter school cafeteria (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439) |
|
Date: September 18th, 2017 9:35 PM Author: Duck-like Area Incel hmm... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621) |
|
Date: September 18th, 2017 9:13 PM Author: buff juggernaut cumskin Employer contributions are a tax write off. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422) |
|
Date: September 18th, 2017 9:36 PM Author: Infuriating Stock Car Idiot Isn't salary a write off? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629) |
|
Date: September 18th, 2017 9:42 PM Author: Federal Clear House Generally, but there are some exceptions. E.g., IRC § 162(m). (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665) |
|
Date: September 19th, 2017 2:03 PM Author: Stimulating plaza Price discrimination. They tell all potential employees that the perk is there but not all will use it. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616) |
|
Date: September 19th, 2017 2:12 PM Author: Charismatic Electric Furnace Is there any tax benefit that employer match has over a salary increase?
I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care. |
|
Date: September 19th, 2017 2:13 PM Author: Shimmering Fragrant Chapel Weed Whacker hehe (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703) |
|
Date: September 19th, 2017 2:13 PM Author: Shimmering Fragrant Chapel Weed Whacker rare cr from you ted. its a scam (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707) |
|
Date: September 19th, 2017 4:23 PM Author: Duck-like Area Incel Ty (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922) |
|
Date: September 19th, 2017 2:36 PM Author: exciting lake volcanic crater Tax favored contributions to executives are limited to a multiple of the average employee. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956) |
|
Date: September 19th, 2017 2:38 PM Author: multi-colored black circlehead jewess (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972) |
|
Date: September 19th, 2017 2:55 PM Author: Bearded Death Wish Theatre gotta incentivize somehow. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108) |
|
Date: September 19th, 2017 2:39 PM Author: Bateful theater Avoid failing the IRS' nondiscrimination test? (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978) |
|
Date: September 19th, 2017 2:55 PM Author: Bearded Death Wish Theatre (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110) |
|
Date: September 19th, 2017 6:44 PM Author: offensive bipolar casino bros, just checked and 401k is at 14.9% ytd lol wtf...
s&p is at 13.5%?! where's all this expansion coming from |
|
Date: September 19th, 2017 7:37 PM Author: odious canary kitty shrine Euro/international stock funds are doing super well (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445) |
|
Date: September 19th, 2017 7:50 PM Author: offensive bipolar casino music will end any day now... (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515) |
|
Date: September 19th, 2017 10:46 PM Author: Histrionic generalized bond bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit. (http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611) |