\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

household income over $500k. not even UMC

...
Domesticated Toilet Seat
  10/25/17
(coastal shithole dweller)
chest-beating fluffy skinny woman national security agency
  10/25/17
cr
Domesticated Toilet Seat
  10/25/17
lol
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
live in a tiny rented shitbox. can't afford better. can't ...
Domesticated Toilet Seat
  10/25/17
The persistence of this flame makes me think tbst XO has int...
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
this isn't flame. that really is my household income and i ...
Domesticated Toilet Seat
  10/25/17
Your take home is somewhere around 20k/month. Are you spe...
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
cq
bateful lay
  10/25/17
did you forget about taxes?
Domesticated Toilet Seat
  10/25/17
500k is about 40k/ mo pre tax. 500/12...
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
wtf
Domesticated Toilet Seat
  10/25/17
Yeah these people are insufferable. Worst one I ever see ...
soul-stirring cuck native
  10/25/17
honestly if you make half a mil a year and live in a tiny sh...
plum curious people who are hurt
  10/25/17
You can't even afford to raise one child on that.
Spruce Glittery Place Of Business Ratface
  10/25/17
i think that's right. can't afford a two bedroom apartment w...
Domesticated Toilet Seat
  10/25/17
*leans into mic*
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
CR. $500k is probably $25k monthly take home after taxes and...
Spruce Glittery Place Of Business Ratface
  10/25/17
titcb
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
...
adventurous pervert
  10/25/17
lol
titillating persian gaming laptop
  10/25/17
CR. And even that's an ultra-lean budget that doesn't leave...
brindle dashing office wagecucks
  10/25/17
...
Nudist Twinkling Azn International Law Enforcement Agency
  10/25/17
...
Rose angry church ladyboy
  11/03/17
it's not even close to $25k/month after taxes and 401k. get...
Domesticated Toilet Seat
  10/25/17
(Guy with a maxed out 401k living under a bridge)
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
$500k/year is about $12.5k/month, after taxes and two 401ks,...
Domesticated Toilet Seat
  10/25/17
Please show your math. You’re starting at about 41k/month...
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
federal, state local and payroll taxes, 401k, health insuran...
Domesticated Toilet Seat
  10/25/17
Dear god. Wife and I have HHI of around $225k. Our take h...
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
Why would you deduct your 401k contribution? That is not mon...
Bespoke 180 ticket booth kitty
  10/25/17
It isn't real savings. It is money you will live on when yo...
Nofapping Khaki Whorehouse
  10/25/17
So it shouldn't count? Tell that to the people that can't s...
Pale Misunderstood Bawdyhouse Scourge Upon The Earth
  10/25/17
As far as your immediate future is concerned it doesn't coun...
Nofapping Khaki Whorehouse
  10/25/17
Most people are forced to retire earlier than they want to b...
talented ebony hominid
  10/25/17
Not if you are maxing out a 401k or putting in even $10k a y...
Pale Misunderstood Bawdyhouse Scourge Upon The Earth
  10/25/17
Just consider yourself wealthy because you're saving for stu...
Nofapping Khaki Whorehouse
  10/25/17
lol. Nice goal post move. I assume you are for higher ta...
Pale Misunderstood Bawdyhouse Scourge Upon The Earth
  10/25/17
I'm not, but I'm just being realistic. Also, your compa...
Nofapping Khaki Whorehouse
  10/25/17
Retiring with money is a luxury, shithead.
soul-stirring cuck native
  10/25/17
This makes no sense
Bespoke 180 ticket booth kitty
  10/25/17
He doesn't count anything already earmarked to be spent. Whi...
talented ebony hominid
  10/25/17
401k = pension. you wouldn't include pension benefits in yo...
Domesticated Toilet Seat
  10/25/17
of course people think of pensions as money. why on earth do...
soul-stirring cuck native
  10/25/17
No one says teachers make $200k/year because they calculated...
Nofapping Khaki Whorehouse
  10/25/17
a mid-career teacher does not include the value of post-reti...
Domesticated Toilet Seat
  10/25/17
Why not? They should. Less need for future savings
Big alcoholic giraffe juggernaut
  10/25/17
CR. 401k has to count. What a dumb subthread
Big alcoholic giraffe juggernaut
  10/25/17
https://www.paycheckcity.com/calculator/salary/
fishy histrionic sound barrier
  10/25/17
Thats a lie. $41,000 x .60 (40% taken out for FICA, taxes...
Pale Misunderstood Bawdyhouse Scourge Upon The Earth
  10/25/17
you gotta join the real world buddy. effective tax rate is h...
Domesticated Toilet Seat
  10/25/17
...
Vermilion area
  10/25/17
...
chest-beating fluffy skinny woman national security agency
  10/25/17
My $500k budget: $25k/month (assuming kids + dog): $2k...
Nofapping Khaki Whorehouse
  10/25/17
that's pure fantasy because you don't have anywhere near $25...
Domesticated Toilet Seat
  10/25/17
Adjusted. Still not maxed but there's corp matching too.
Nofapping Khaki Whorehouse
  10/25/17
Youre paying over 15k/mo in taxes?
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
Absolutely. Welcome to a coastal state.
Nofapping Khaki Whorehouse
  10/25/17
that's unrealistically low. it's more like $24k
Domesticated Toilet Seat
  10/25/17
If this is true, then I’m convinced that expenditures really...
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
More like those salaries come with living in high COL/tax ar...
Nofapping Khaki Whorehouse
  10/25/17
Live in one of the highest COL in the country and we can sti...
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
We don't either at this point (nor do we have a $500k/salary...
Nofapping Khaki Whorehouse
  10/25/17
Lmfao at this list. Well done flame though.
Bespoke 180 ticket booth kitty
  10/25/17
I'm actually serious. I also didn't include things like cha...
Nofapping Khaki Whorehouse
  10/25/17
You don't have a big charity budget, do you?
talented ebony hominid
  10/25/17
About $600-1k/year (and my company matches at 100%). It rea...
Nofapping Khaki Whorehouse
  10/25/17
You're "serious" on a premise that doesn't exist f...
Bespoke 180 ticket booth kitty
  10/25/17
I could see us getting close to that. In my area $300k/year...
Nofapping Khaki Whorehouse
  10/25/17
Wait the 2k devoted to "miscellaneous shopping" an...
Bespoke 180 ticket booth kitty
  10/25/17
No, it doesn't. That's actually a very low number for her...
Nofapping Khaki Whorehouse
  10/25/17
I love your fantasy role playing in these threads. you thin...
Bespoke 180 ticket booth kitty
  10/25/17
This isn't millions, we're talking normal salaries and bonus...
Nofapping Khaki Whorehouse
  10/25/17
...
Black judgmental love of her life
  10/25/17
(guy buying a new computer every month)
soul-stirring cuck native
  10/25/17
If you have 2 kids, yourself and your wife, you have a bunch...
Nofapping Khaki Whorehouse
  10/25/17
LOL @ putting a $2k monthly line item in for this. comput...
soul-stirring cuck native
  10/25/17
Cr
Bespoke 180 ticket booth kitty
  10/25/17
...
Black judgmental love of her life
  10/25/17
They definitely need phones and computers.
Nofapping Khaki Whorehouse
  10/25/17
*gets gaped ITT* *SLAMS MacBook shut, cracking the screen...
soul-stirring cuck native
  10/25/17
This is XO so for most of you I should replace that with dru...
Nofapping Khaki Whorehouse
  10/25/17
TBF, 529 and 401ks still count as savings. Nanny is $4k/m...
Useless water buffalo
  10/25/17
Thanks for the advice, nutella. Seems like you've got it all...
soul-stirring cuck native
  10/25/17
Health, dental, life and disability insurances
Nofapping Khaki Whorehouse
  10/25/17
Health/dental is a pretax item that does not count as an exp...
Useless water buffalo
  10/25/17
Your bump of nanny to $4k/month swallows this difference any...
Nofapping Khaki Whorehouse
  10/25/17
Lol at you being a MFE. $25k net would be after 401k with...
Useless water buffalo
  10/25/17
Describe that $2k/month tech spending in detail.
fishy histrionic sound barrier
  10/25/17
Since everyone is complaining about this, I included student...
Nofapping Khaki Whorehouse
  10/25/17
$700/mo for a phone and computer. Do you get them at Rent A ...
soul-stirring cuck native
  10/25/17
I'm assuming 4 people.
Nofapping Khaki Whorehouse
  10/25/17
DESCRIBE your $12k/year technology purchases.
fishy histrionic sound barrier
  10/25/17
baby's first server farm
Black judgmental love of her life
  10/25/17
Look, the most important thing you can do for kids these day...
Nofapping Khaki Whorehouse
  10/25/17
*kid clicks on youtube videos all day* OH WHAT A TECH GUR...
soul-stirring cuck native
  10/25/17
Actually the most important thing you can do for kids is to ...
Useless water buffalo
  10/25/17
TVs, speakers, 4 phones, 5 laptops (including 1 or more gami...
Nofapping Khaki Whorehouse
  10/25/17
And then again next year. And the year after that. ...
fishy histrionic sound barrier
  10/25/17
Well yeah. Technology evolves rapidly!
Nofapping Khaki Whorehouse
  10/25/17
That's just your normal barely middle class lifestyle everyo...
Pale Misunderstood Bawdyhouse Scourge Upon The Earth
  10/25/17
Never said it was "barely"
Nofapping Khaki Whorehouse
  10/25/17
...
Wine elastic band university
  10/25/17
...
bronze offensive gas station bbw
  10/25/17
I loled for realz at the $4K drugs and alcohol line of the b...
cracking confused public bath foreskin
  10/25/17
To be fair, the $4k drug and alcohol budget is what makes th...
Spruce Glittery Place Of Business Ratface
  10/25/17
180
cracking confused public bath foreskin
  10/25/17
what fucking gym is $1000 a month?
hilarious space gunner
  10/25/17
You think those stim boys are free?
fishy histrionic sound barrier
  10/25/17
Equinox membership for both parents and the kids and au pair...
Nofapping Khaki Whorehouse
  10/25/17
You're questioning the line item for Pounder's Place but not...
Spruce Glittery Place Of Business Ratface
  10/25/17
no, that was understood
hilarious space gunner
  10/25/17
no student loans?
godawful lavender senate
  10/25/17
Good point.
Nofapping Khaki Whorehouse
  10/25/17
Hmmm... tell me more about poasting insurance...
Exciting Box Office
  10/25/17
whoa who's your poastal insurance carrier that's a great rat...
odious haunted graveyard
  10/25/17
(soulless-bugman coastal dweller)
Vivacious snowy indian lodge
  10/25/17
move then faggot lol @ paying 4k a month to live in a cardb...
Embarrassed to the bone cordovan pit
  10/25/17
no jobs anywhere else
Domesticated Toilet Seat
  10/25/17
Clip this out. Look at it in five years.
Impressive macaca forum
  10/25/17
He's a small souled bugman. He has to live in his bug hive ...
Vivacious snowy indian lodge
  10/25/17
Even if you're pulling in ~$1M a year you're still basically...
Anal alpha plaza
  10/25/17
truth. there are only 3 classes in this country: shiftle...
soul-stirring cuck native
  10/25/17
...
Anal alpha plaza
  10/25/17
Can someone summarize this thread? I can't be arsed to read ...
Impressive macaca forum
  10/25/17
TMF is complaining that the 500k he doesn't make and never w...
Bespoke 180 ticket booth kitty
  10/25/17
Thanks. Going to stay out of this one....
Impressive macaca forum
  10/25/17
I never actually said it isn't enough. I said it isn't rich...
Nofapping Khaki Whorehouse
  10/25/17
...
fear-inspiring razzmatazz crotch brunch
  10/25/17
...
Underhanded slate base puppy
  10/25/17
...
Anal alpha plaza
  10/26/17
$500k/year = $25k/month = unlivable based upon *this* kind o...
cracking confused public bath foreskin
  10/25/17
cr that's practically welfare. you need at least $2mm/yr to ...
Indigo dilemma double fault
  10/25/17
enjoy being forced to helicopter commute into the city from ...
Black judgmental love of her life
  10/25/17
cr, 500k is basically poverty in a coastal city. lol @ peopl...
fear-inspiring razzmatazz crotch brunch
  10/25/17
ta,oc,tclols
Domesticated Toilet Seat
  10/25/17
You people are all fucking retarded. $500K is rich. That i...
Puce boyish codepig karate
  10/25/17
No amount of income is rich. Only wealth makes you rich. ...
soul-stirring cuck native
  10/25/17
This is a good point between wealth and income. The key i...
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
No. This wealth vs income argument is an old and tired one, ...
Puce boyish codepig karate
  10/25/17
Only if your salary carries indefinitely. Many people who ma...
soul-stirring cuck native
  10/25/17
That's a myopic view of what it means to be rich, because ev...
Puce boyish codepig karate
  10/25/17
*misplaces $10 million dollars*
soul-stirring cuck native
  10/25/17
The simple point is that one need not always be rich. Some p...
Puce boyish codepig karate
  10/25/17
(Wise Latina confusing velocity for position)
soul-stirring cuck native
  10/25/17
future time orientation.
passionate institution dysfunction
  10/25/17
bullshit. my household income is more than $500k and if you ...
Domesticated Toilet Seat
  10/25/17
wife and i make 550k a year and we easily save 100k a year. ...
godawful lavender senate
  10/25/17
"Mortgage tax and insurance 4k" i dont think th...
fear-inspiring razzmatazz crotch brunch
  10/25/17
Live in the beltway of DC gaywad
godawful lavender senate
  10/25/17
lmao good god
beady-eyed iridescent resort
  10/25/17
LOL what fucking shit backwater are you living in where mort...
cobalt hell
  10/25/17
my house was 700k
godawful lavender senate
  10/25/17
Who lets these goddamn Boomers poast here?
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
This thread is dumb, but $500k HHI is probably the minimum y...
cobalt hell
  10/25/17
Taxes Debt service
Impressive macaca forum
  10/25/17
Taxes Debt service
Impressive macaca forum
  10/25/17
you guys are fucking delusional
beady-eyed iridescent resort
  10/25/17
What part am I wrong or deluded about?
cobalt hell
  10/25/17
?
Nofapping Khaki Whorehouse
  10/25/17
Living in the city is a status symbol. Of course it's expens...
soul-stirring cuck native
  10/25/17
most of those suburbs are running 1M+ house, 20K property ta...
talented ebony hominid
  10/25/17
What makes you think people like that actually want to see t...
soul-stirring cuck native
  10/25/17
People I know in those areas (boomers and GenX from work) ar...
talented ebony hominid
  10/25/17
TCR also. https://www.elliman.com/westchester/18-carthage-la...
cobalt hell
  10/25/17
Omg, you people are delusional, why don't you just rent in a...
Nofapping Khaki Whorehouse
  10/25/17
No one is disputing that you retard. The point is if you wan...
cobalt hell
  10/25/17
...
Nofapping Khaki Whorehouse
  10/25/17
You're so aggressively stupid it hurts.
soul-stirring cuck native
  10/25/17
180
Pale Misunderstood Bawdyhouse Scourge Upon The Earth
  10/25/17
yeah because when i think UMC i definitely think spending th...
Domesticated Toilet Seat
  10/25/17
How come the "value" of living in MFH is never dis...
Pale Misunderstood Bawdyhouse Scourge Upon The Earth
  10/25/17
Good point, should tax the disutility of being in fraudland....
Impressive macaca forum
  10/25/17
CR
Big alcoholic giraffe juggernaut
  10/25/17
This entire thread and everyone in it should be gassed
Bespoke 180 ticket booth kitty
  10/25/17
You're ITT
Nofapping Khaki Whorehouse
  10/25/17
Gas gas gas
Impertinent avocado meetinghouse mad-dog skullcap
  10/25/17
these threads consistently deliver pure unbridled striver ra...
Indigo dilemma double fault
  10/25/17
The Meanest Fish is counting his fucking corporate benefits ...
Territorial Grizzly Boltzmann Locale
  10/25/17
(Harrison Barnes the poaster, typing with one hand and cutti...
Brilliant slimy school cafeteria
  10/25/17
...
cobalt hell
  10/25/17
I'm not and you're totally wrong.
Nofapping Khaki Whorehouse
  10/25/17
i'm in-house, junior to TMF and i'm getting $200k base/50% b...
Concupiscible range depressive
  10/25/17
https://www.glassdoor.com/Salary/AT-and-T-Senior-Attorney-Sa...
Geriatric mental disorder
  10/26/17
lol at this fucking thread, callow materialism with no self-...
lake headpube location
  10/25/17
These faggots need a tire full of gasoline around their neck...
Flirting crackhouse
  10/25/17
...
Stirring idiot
  10/25/17
The arm flapping autists in this thread complaining about st...
cobalt hell
  10/25/17
...
Concupiscible range depressive
  10/25/17
...
Peach stimulating piazza
  10/26/17
great thread
Domesticated Toilet Seat
  10/25/17
Ljl @ the level of (((GC))) in this thread
cerebral sticky masturbator half-breed
  10/25/17
...
fear-inspiring razzmatazz crotch brunch
  11/09/17
...
fear-inspiring razzmatazz crotch brunch
  02/22/18


Poast new message in this thread



Reply Favorite

Date: October 25th, 2017 8:43 AM
Author: Domesticated Toilet Seat



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34523969)



Reply Favorite

Date: October 25th, 2017 8:44 AM
Author: chest-beating fluffy skinny woman national security agency

(coastal shithole dweller)

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34523970)



Reply Favorite

Date: October 25th, 2017 8:47 AM
Author: Domesticated Toilet Seat

cr

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34523985)



Reply Favorite

Date: October 25th, 2017 8:44 AM
Author: Impertinent avocado meetinghouse mad-dog skullcap

lol

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34523975)



Reply Favorite

Date: October 25th, 2017 8:47 AM
Author: Domesticated Toilet Seat

live in a tiny rented shitbox. can't afford better. can't afford to buy. can't afford anything

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34523983)



Reply Favorite

Date: October 25th, 2017 8:49 AM
Author: Impertinent avocado meetinghouse mad-dog skullcap

The persistence of this flame makes me think tbst XO has internalized it

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34523994)



Reply Favorite

Date: October 25th, 2017 8:51 AM
Author: Domesticated Toilet Seat

this isn't flame. that really is my household income and i really can't afford a UMC lifestyle

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524003)



Reply Favorite

Date: October 25th, 2017 8:54 AM
Author: Impertinent avocado meetinghouse mad-dog skullcap

Your take home is somewhere around 20k/month.

Are you spending 15k/month on beanie babies?

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524010)



Reply Favorite

Date: October 25th, 2017 8:56 AM
Author: bateful lay

cq

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524012)



Reply Favorite

Date: October 25th, 2017 9:27 AM
Author: Domesticated Toilet Seat

did you forget about taxes?

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524154)



Reply Favorite

Date: October 25th, 2017 9:28 AM
Author: Impertinent avocado meetinghouse mad-dog skullcap

500k is about 40k/ mo pre tax.

500/12...

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524165)



Reply Favorite

Date: October 25th, 2017 9:44 AM
Author: Domesticated Toilet Seat

wtf

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524244)



Reply Favorite

Date: October 25th, 2017 9:32 AM
Author: soul-stirring cuck native

Yeah these people are insufferable.

Worst one I ever see is nutella. Constantly crying poor bc she can't easily afford a $2mm house. Such poverty!

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524181)



Reply Favorite

Date: October 25th, 2017 7:51 PM
Author: plum curious people who are hurt

honestly if you make half a mil a year and live in a tiny shitbox you're going to retire early and are doing it rite

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528384)



Reply Favorite

Date: October 25th, 2017 8:47 AM
Author: Spruce Glittery Place Of Business Ratface

You can't even afford to raise one child on that.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34523984)



Reply Favorite

Date: October 25th, 2017 8:48 AM
Author: Domesticated Toilet Seat

i think that's right. can't afford a two bedroom apartment within 75 minutes of work

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34523989)



Reply Favorite

Date: October 25th, 2017 8:48 AM
Author: Impertinent avocado meetinghouse mad-dog skullcap

*leans into mic*

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34523992)



Reply Favorite

Date: October 25th, 2017 8:57 AM
Author: Spruce Glittery Place Of Business Ratface

CR. $500k is probably $25k monthly take home after taxes and 401(lk).

$5k on food and entertainment

$4k on drugs and alcohol

$3k on weekend travel

$3k on car leases and weekend Ubers

$2k into savings

$2k into clothing purchases

$1k on gym membership (towel service upgrade)

$1k tithe to church

$1k on poasting insurance

= only $3k left on rent. LJL at ever buying a place or having kids.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524015)



Reply Favorite

Date: October 25th, 2017 8:57 AM
Author: Impertinent avocado meetinghouse mad-dog skullcap

titcb

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524023)



Reply Favorite

Date: October 25th, 2017 7:43 PM
Author: adventurous pervert



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528329)



Reply Favorite

Date: October 25th, 2017 9:14 AM
Author: titillating persian gaming laptop

lol

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524090)



Reply Favorite

Date: October 25th, 2017 9:22 AM
Author: brindle dashing office wagecucks

CR. And even that's an ultra-lean budget that doesn't leave any room for lottery tickets. You need lottery tickets in your budget because winning is the only real way to get ahead. If you abandon the lottery, you are effectively giving up on ever being able to retire.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524127)



Reply Favorite

Date: October 25th, 2017 10:17 AM
Author: Nudist Twinkling Azn International Law Enforcement Agency



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524472)



Reply Favorite

Date: November 3rd, 2017 1:54 PM
Author: Rose angry church ladyboy



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34596648)



Reply Favorite

Date: October 25th, 2017 9:28 AM
Author: Domesticated Toilet Seat

it's not even close to $25k/month after taxes and 401k. get real!

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524161)



Reply Favorite

Date: October 25th, 2017 9:29 AM
Author: Impertinent avocado meetinghouse mad-dog skullcap

(Guy with a maxed out 401k living under a bridge)

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524170)



Reply Favorite

Date: October 25th, 2017 9:45 AM
Author: Domesticated Toilet Seat

$500k/year is about $12.5k/month, after taxes and two 401ks, health insurance

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524251)



Reply Favorite

Date: October 25th, 2017 9:47 AM
Author: Impertinent avocado meetinghouse mad-dog skullcap

Please show your math.

You’re starting at about 41k/month pre tax, insurance, deduction. Please show me how you have a take home of only 12.5

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524262)



Reply Favorite

Date: October 25th, 2017 9:50 AM
Author: Domesticated Toilet Seat

federal, state local and payroll taxes, 401k, health insurance deducted from check = $28.5k

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524290)



Reply Favorite

Date: October 25th, 2017 9:56 AM
Author: Impertinent avocado meetinghouse mad-dog skullcap

Dear god. Wife and I have HHI of around $225k.

Our take home after taxes and contributions is around $12,000.

This is just mind boggling to me.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524328)



Reply Favorite

Date: October 25th, 2017 10:04 AM
Author: Bespoke 180 ticket booth kitty

Why would you deduct your 401k contribution? That is not money to the government or scam insurance company. That's your savings

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524381)



Reply Favorite

Date: October 25th, 2017 10:06 AM
Author: Nofapping Khaki Whorehouse

It isn't real savings. It is money you will live on when you retire.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524390)



Reply Favorite

Date: October 25th, 2017 10:11 AM
Author: Pale Misunderstood Bawdyhouse Scourge Upon The Earth

So it shouldn't count? Tell that to the people that can't save for retirement or not nearly as much.

You are seriously an idiot when it comes to this stuff.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524427)



Reply Favorite

Date: October 25th, 2017 10:13 AM
Author: Nofapping Khaki Whorehouse

As far as your immediate future is concerned it doesn't count. This is what ARE generation does instead of looking forward to their pensions.

Most people are going to be totally fucked when they retire (or get forced into it - you're kidding yourself if you think employers are really going to let people keep working in their 70s when they can hire 20-somethings for way cheaper and work them 60+ hours a week).

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524445)



Reply Favorite

Date: October 25th, 2017 10:15 AM
Author: talented ebony hominid

Most people are forced to retire earlier than they want to because firing/layoffs are hard to recover from once you're 50+ (depends on the industry/level) but it's still savings, albeit pre-tax.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524456)



Reply Favorite

Date: October 25th, 2017 10:16 AM
Author: Pale Misunderstood Bawdyhouse Scourge Upon The Earth

Not if you are maxing out a 401k or putting in even $10k a year.

Just because you aren't using it in immediate future doesn't mean it doesn't count. It's just like saving for college. There is absolutely utility in it now.

You are so delusional that it's hard to even discuss these things with you.



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524461)



Reply Favorite

Date: October 25th, 2017 10:29 AM
Author: Nofapping Khaki Whorehouse

Just consider yourself wealthy because you're saving for stuff that's free in much of the world, bro.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524566)



Reply Favorite

Date: October 25th, 2017 10:35 AM
Author: Pale Misunderstood Bawdyhouse Scourge Upon The Earth

lol. Nice goal post move.

I assume you are for higher taxes then?

Also I don't think a decent retirement is free anywhere chief. Those people live very poor when it's gov't funded.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524614)



Reply Favorite

Date: October 25th, 2017 10:39 AM
Author: Nofapping Khaki Whorehouse

I'm not, but I'm just being realistic.

Also, your comparing to the equivalent of social security, not Boomer pensions

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524624)



Reply Favorite

Date: October 25th, 2017 10:20 AM
Author: soul-stirring cuck native

Retiring with money is a luxury, shithead.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524488)



Reply Favorite

Date: October 25th, 2017 10:23 AM
Author: Bespoke 180 ticket booth kitty

This makes no sense

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524510)



Reply Favorite

Date: October 25th, 2017 10:25 AM
Author: talented ebony hominid

He doesn't count anything already earmarked to be spent. Which is not normal. But I think that's the mental process/rationale. He discounts future consumption. But it's still saving!

People do this for short term spend like vacation funds, but not long term spend like college/retirement. I think it's more OK for planned college spend but not retirement.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524533)



Reply Favorite

Date: October 25th, 2017 10:22 AM
Author: Domesticated Toilet Seat

401k = pension. you wouldn't include pension benefits in your monthly after tax income while you were working. that would be stupid

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524502)



Reply Favorite

Date: October 25th, 2017 10:24 AM
Author: soul-stirring cuck native

of course people think of pensions as money. why on earth do you think teachers are happy working for peanuts? a funded retirement is valuable.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524529)



Reply Favorite

Date: October 25th, 2017 10:35 AM
Author: Nofapping Khaki Whorehouse

No one says teachers make $200k/year because they calculated the value of their pensions.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524606)



Reply Favorite

Date: October 25th, 2017 11:34 AM
Author: Domesticated Toilet Seat

a mid-career teacher does not include the value of post-retirement pension benefits in their current monthly budget, fuckwit

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525025)



Reply Favorite

Date: October 25th, 2017 7:34 PM
Author: Big alcoholic giraffe juggernaut

Why not? They should. Less need for future savings

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528285)



Reply Favorite

Date: October 25th, 2017 6:55 PM
Author: Big alcoholic giraffe juggernaut

CR. 401k has to count. What a dumb subthread

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528089)



Reply Favorite

Date: October 25th, 2017 11:38 AM
Author: fishy histrionic sound barrier

https://www.paycheckcity.com/calculator/salary/

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525042)



Reply Favorite

Date: October 25th, 2017 10:10 AM
Author: Pale Misunderstood Bawdyhouse Scourge Upon The Earth

Thats a lie.

$41,000 x .60 (40% taken out for FICA, taxes etc.)= $24,600

$1800 off a month for maxing out 2 401ks (that's after tax cost from $3000 a month)

$1000 a month AT MOST for health insurance.

That leaves you with over $20,000

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524424)



Reply Favorite

Date: October 25th, 2017 2:45 PM
Author: Domesticated Toilet Seat

you gotta join the real world buddy. effective tax rate is higher than 40% all-in. health insurance is more than $1000/month. get real!

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34526341)



Reply Favorite

Date: October 25th, 2017 9:29 AM
Author: Vermilion area



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524169)



Reply Favorite

Date: October 25th, 2017 9:41 AM
Author: chest-beating fluffy skinny woman national security agency



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524223)



Reply Favorite

Date: October 25th, 2017 9:46 AM
Author: Nofapping Khaki Whorehouse

My $500k budget:

$25k/month (assuming kids + dog):

$2k car + insurance + gas + repairs

$2k nanny

$2k 401k contribution

$1k various insurances

$2k college fund

$2k food

$6k housing (mortgage, taxes, repairs, furniture, basic utilities)

$1.3k various tech spending (computers, phones, internet/cable, etc.)

$700 student loans

$1k clothes

$1k miscellaneous shopping/dog stuff/etc.

$1k travel

$3k savings

That's it, you're tapped out. It is UMC, but not crazy money.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524255)



Reply Favorite

Date: October 25th, 2017 9:48 AM
Author: Domesticated Toilet Seat

that's pure fantasy because you don't have anywhere near $25k to work with. also lol at not even maxing ONE 401k

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524274)



Reply Favorite

Date: October 25th, 2017 9:52 AM
Author: Nofapping Khaki Whorehouse

Adjusted. Still not maxed but there's corp matching too.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524303)



Reply Favorite

Date: October 25th, 2017 9:49 AM
Author: Impertinent avocado meetinghouse mad-dog skullcap

Youre paying over 15k/mo in taxes?

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524283)



Reply Favorite

Date: October 25th, 2017 9:51 AM
Author: Nofapping Khaki Whorehouse

Absolutely. Welcome to a coastal state.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524293)



Reply Favorite

Date: October 25th, 2017 9:51 AM
Author: Domesticated Toilet Seat

that's unrealistically low. it's more like $24k

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524297)



Reply Favorite

Date: October 25th, 2017 9:53 AM
Author: Impertinent avocado meetinghouse mad-dog skullcap

If this is true, then I’m convinced that expenditures really do expand to fit the income

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524309)



Reply Favorite

Date: October 25th, 2017 9:55 AM
Author: Nofapping Khaki Whorehouse

More like those salaries come with living in high COL/tax areas. Also, that means 2 salaries. With some of this stuff it will get better - so once mortgage gets paid that all goes into savings. However, if you're paying college/grad school/activities/etc it can quickly add up to more.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524324)



Reply Favorite

Date: October 25th, 2017 9:56 AM
Author: Impertinent avocado meetinghouse mad-dog skullcap

Live in one of the highest COL in the country and we can still find ways to keep expenses down. But to be fair, you have kids and child care which we don’t have yet.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524330)



Reply Favorite

Date: October 25th, 2017 10:02 AM
Author: Nofapping Khaki Whorehouse

We don't either at this point (nor do we have a $500k/salary).

But I'm just looking at our just over $300k HHI and while we're ok, we don't have a nice house or paying childcare. It is pretty easy to extrapolate.

Also, this assumes nothing crazy happens (a major illness, car explodes and insurance doesn't cover it, etc.)

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524364)



Reply Favorite

Date: October 25th, 2017 10:03 AM
Author: Bespoke 180 ticket booth kitty

Lmfao at this list. Well done flame though.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524370)



Reply Favorite

Date: October 25th, 2017 10:04 AM
Author: Nofapping Khaki Whorehouse

I'm actually serious. I also didn't include things like charitable giving.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524380)



Reply Favorite

Date: October 25th, 2017 10:06 AM
Author: talented ebony hominid

You don't have a big charity budget, do you?

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524389)



Reply Favorite

Date: October 25th, 2017 10:07 AM
Author: Nofapping Khaki Whorehouse

About $600-1k/year (and my company matches at 100%). It really should be more, especially if we made $500k/year.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524399)



Reply Favorite

Date: October 25th, 2017 10:06 AM
Author: Bespoke 180 ticket booth kitty

You're "serious" on a premise that doesn't exist for you and likely never will. Lol at UMC larping on a Wednesday workcuck morning.

Your list is absurd. 24k a year for "tech" lmao

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524393)



Reply Favorite

Date: October 25th, 2017 10:09 AM
Author: Nofapping Khaki Whorehouse

I could see us getting close to that. In my area $300k/year isn't uncommon and my wife could get to $150k/year.

Yeah, I'm sort of throwing a bunch of random spending into that. You can break out $500/month for entertainment/activities if you prefer.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524421)



Reply Favorite

Date: October 25th, 2017 10:14 AM
Author: Bespoke 180 ticket booth kitty

Wait the 2k devoted to "miscellaneous shopping" and travel does not cover entertainment? Perhaps you have a fantasy spending problem.

You will never sniff 500k. Mandy will never bring in 150k either. Hth

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524451)



Reply Favorite

Date: October 25th, 2017 10:16 AM
Author: Nofapping Khaki Whorehouse

No, it doesn't.

That's actually a very low number for her and her area. Sorry you're MAF. We're already over $300k. Both of us are gaining experience in really hot areas.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524463)



Reply Favorite

Date: October 25th, 2017 10:21 AM
Author: Bespoke 180 ticket booth kitty

I love your fantasy role playing in these threads. you think your entitled to millions and aspire to multiple properties with no basis for it, no particular talent or ingenuity that would lead you there. Thought you would have been humbled the first time around.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524499)



Reply Favorite

Date: October 25th, 2017 10:28 AM
Author: Nofapping Khaki Whorehouse

This isn't millions, we're talking normal salaries and bonuses in our area.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524557)



Reply Favorite

Date: October 25th, 2017 10:30 AM
Author: Black judgmental love of her life



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524577)



Reply Favorite

Date: October 25th, 2017 10:16 AM
Author: soul-stirring cuck native

(guy buying a new computer every month)

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524464)



Reply Favorite

Date: October 25th, 2017 10:18 AM
Author: Nofapping Khaki Whorehouse

If you have 2 kids, yourself and your wife, you have a bunch of phones/computers that are getting replaced. I'm also including stuff like TVs, monitors, speakers, headphones, etc.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524476)



Reply Favorite

Date: October 25th, 2017 10:22 AM
Author: soul-stirring cuck native

LOL @ putting a $2k monthly line item in for this.

computers and phones barely get better each year. just take care of your shit and this is a few hundred bucks a year max.

kids don't need phones/tablets and certainly don't need the latest ones.

you're delusional.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524503)



Reply Favorite

Date: October 25th, 2017 10:23 AM
Author: Bespoke 180 ticket booth kitty

Cr

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524515)



Reply Favorite

Date: October 25th, 2017 10:26 AM
Author: Black judgmental love of her life



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524543)



Reply Favorite

Date: October 25th, 2017 10:30 AM
Author: Nofapping Khaki Whorehouse

They definitely need phones and computers.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524584)



Reply Favorite

Date: October 25th, 2017 10:35 AM
Author: soul-stirring cuck native

*gets gaped ITT*

*SLAMS MacBook shut, cracking the screen*

“Mandy babe would you mind picking me up one of them laptops again? Yeah third time this week huh.”

Seriously I imagine you living like some 90s gangster with a big projection tv, bumpin speakers, every video game crammed into a rathole apartment.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524609)



Reply Favorite

Date: October 25th, 2017 10:41 AM
Author: Nofapping Khaki Whorehouse

This is XO so for most of you I should replace that with drugs and escorts.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524642)



Reply Favorite

Date: October 25th, 2017 10:21 AM
Author: Useless water buffalo

TBF, 529 and 401ks still count as savings.

Nanny is $4k/month.

Spending $2k/month on tech and $1k/mo on clothes and misc insurance is way too high. The only insurance you pay for are cars and homeowners.

There’s no reason you can’t easily save at least $150k/year (not counting maxed out 401ks) at $500k and if you can’t, you’re likely being too extravagant.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524496)



Reply Favorite

Date: October 25th, 2017 10:25 AM
Author: soul-stirring cuck native

Thanks for the advice, nutella. Seems like you've got it all figured out.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524537)



Reply Favorite

Date: October 25th, 2017 10:36 AM
Author: Nofapping Khaki Whorehouse

Health, dental, life and disability insurances

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524617)



Reply Favorite

Date: October 25th, 2017 10:50 AM
Author: Useless water buffalo

Health/dental is a pretax item that does not count as an expense post net take home. 401k shouldn’t either. Lol at paying for life and disability insurance. Most companies have free basic life and disability insurance (like $50k policy) and lol at scam of paying for more than that.

Basically you live the lifestyle of making $300-350k at $500k, $600k, and even $700k and you end up saving all your money. Keep your ikea furniture and 5 year old phones/laptops.



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524725)



Reply Favorite

Date: October 25th, 2017 11:32 AM
Author: Nofapping Khaki Whorehouse

Your bump of nanny to $4k/month swallows this difference anyway.

The only thing I took out initially was taxes.

LOL @ needing to have old tech and shitty IKEA furniture on $500k/year.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525018)



Reply Favorite

Date: October 25th, 2017 12:25 PM
Author: Useless water buffalo

Lol at you being a MFE.

$25k net would be after 401k withholding. Your fed effective tax rate at $500k with mortgage interest deduction and state tax deduction ends up at only around 25%.

Nanny costs go up but I’d adjust down at least 4-5 categories you have that shaves off a lot more than $2k/mo.

And yes, we still have ikea furniture and old tech and we spend $1000/year on clothes.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525354)



Reply Favorite

Date: October 25th, 2017 11:43 AM
Author: fishy histrionic sound barrier

Describe that $2k/month tech spending in detail.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525077)



Reply Favorite

Date: October 25th, 2017 11:56 AM
Author: Nofapping Khaki Whorehouse

Since everyone is complaining about this, I included student loans of $700/month and lowered that to $1300. Figure $300/month is internet/cable + cell phone.

Otherwise, I'm assuming top tier phones and computers for everyone.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525178)



Reply Favorite

Date: October 25th, 2017 12:00 PM
Author: soul-stirring cuck native

$700/mo for a phone and computer. Do you get them at Rent A Center?

Also LJL @ paying for cable. Biggest waste of money.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525207)



Reply Favorite

Date: October 25th, 2017 12:04 PM
Author: Nofapping Khaki Whorehouse

I'm assuming 4 people.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525240)



Reply Favorite

Date: October 25th, 2017 12:02 PM
Author: fishy histrionic sound barrier

DESCRIBE your $12k/year technology purchases.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525224)



Reply Favorite

Date: October 25th, 2017 12:05 PM
Author: Black judgmental love of her life

baby's first server farm

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525243)



Reply Favorite

Date: October 25th, 2017 12:13 PM
Author: Nofapping Khaki Whorehouse

Look, the most important thing you can do for kids these days is to raise them to be tech-savvy.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525295)



Reply Favorite

Date: October 25th, 2017 12:14 PM
Author: soul-stirring cuck native

*kid clicks on youtube videos all day*

OH WHAT A TECH GURU!

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525303)



Reply Favorite

Date: October 25th, 2017 12:29 PM
Author: Useless water buffalo

Actually the most important thing you can do for kids is to limit screen time and make sure they run around outside and not be zombies in front of a device. And the device should be a hand me down from parents.

But maybe your goal is to raise weird Russian autists.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525370)



Reply Favorite

Date: October 25th, 2017 12:07 PM
Author: Nofapping Khaki Whorehouse

TVs, speakers, 4 phones, 5 laptops (including 1 or more gaming laptops), software, video games, drones, various IoT stuff, smart watches, etc.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525260)



Reply Favorite

Date: October 25th, 2017 12:16 PM
Author: fishy histrionic sound barrier

And then again next year.

And the year after that.

Forever.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525314)



Reply Favorite

Date: October 25th, 2017 12:19 PM
Author: Nofapping Khaki Whorehouse

Well yeah. Technology evolves rapidly!

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525324)



Reply Favorite

Date: October 25th, 2017 12:19 PM
Author: Pale Misunderstood Bawdyhouse Scourge Upon The Earth

That's just your normal barely middle class lifestyle everyone

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525323)



Reply Favorite

Date: October 25th, 2017 1:43 PM
Author: Nofapping Khaki Whorehouse

Never said it was "barely"

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525892)



Reply Favorite

Date: October 25th, 2017 9:54 AM
Author: Wine elastic band university



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524313)



Reply Favorite

Date: October 25th, 2017 10:07 AM
Author: bronze offensive gas station bbw



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524397)



Reply Favorite

Date: October 25th, 2017 10:20 AM
Author: cracking confused public bath foreskin

I loled for realz at the $4K drugs and alcohol line of the budget

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524493)



Reply Favorite

Date: October 25th, 2017 10:45 AM
Author: Spruce Glittery Place Of Business Ratface

To be fair, the $4k drug and alcohol budget is what makes the $1k poasting insurance premium so high.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524688)



Reply Favorite

Date: October 25th, 2017 10:46 AM
Author: cracking confused public bath foreskin

180

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524691)



Reply Favorite

Date: October 25th, 2017 11:37 AM
Author: hilarious space gunner

what fucking gym is $1000 a month?

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525039)



Reply Favorite

Date: October 25th, 2017 11:46 AM
Author: fishy histrionic sound barrier

You think those stim boys are free?

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525094)



Reply Favorite

Date: October 25th, 2017 11:50 AM
Author: Nofapping Khaki Whorehouse

Equinox membership for both parents and the kids and au pair too!

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525125)



Reply Favorite

Date: October 25th, 2017 12:32 PM
Author: Spruce Glittery Place Of Business Ratface

You're questioning the line item for Pounder's Place but not the line item for Poaster Insurance?

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525382)



Reply Favorite

Date: October 25th, 2017 2:50 PM
Author: hilarious space gunner

no, that was understood

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34526377)



Reply Favorite

Date: October 25th, 2017 11:40 AM
Author: godawful lavender senate

no student loans?

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525062)



Reply Favorite

Date: October 25th, 2017 11:53 AM
Author: Nofapping Khaki Whorehouse

Good point.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525141)



Reply Favorite

Date: October 25th, 2017 11:55 AM
Author: Exciting Box Office

Hmmm... tell me more about poasting insurance...

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525169)



Reply Favorite

Date: October 25th, 2017 7:21 PM
Author: odious haunted graveyard

whoa who's your poastal insurance carrier that's a great rate

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528231)



Reply Favorite

Date: October 25th, 2017 9:18 AM
Author: Vivacious snowy indian lodge

(soulless-bugman coastal dweller)

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524100)



Reply Favorite

Date: October 25th, 2017 9:20 AM
Author: Embarrassed to the bone cordovan pit

move then faggot

lol @ paying 4k a month to live in a cardboard box in the bay area with a 3 hr commute

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524110)



Reply Favorite

Date: October 25th, 2017 9:46 AM
Author: Domesticated Toilet Seat

no jobs anywhere else

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524258)



Reply Favorite

Date: October 25th, 2017 9:57 AM
Author: Impressive macaca forum

Clip this out.

Look at it in five years.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524332)



Reply Favorite

Date: October 25th, 2017 10:32 AM
Author: Vivacious snowy indian lodge

He's a small souled bugman.

He has to live in his bug hive apartment, bug hive cubicle, and subsist off of soy and other processed bugman food.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524597)



Reply Favorite

Date: October 25th, 2017 9:40 AM
Author: Anal alpha plaza

Even if you're pulling in ~$1M a year you're still basically white trash.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524219)



Reply Favorite

Date: October 25th, 2017 10:19 AM
Author: soul-stirring cuck native

truth.

there are only 3 classes in this country: shiftless welfare/disability trash, labor, and owners.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524483)



Reply Favorite

Date: October 25th, 2017 11:38 AM
Author: Anal alpha plaza



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525046)



Reply Favorite

Date: October 25th, 2017 10:26 AM
Author: Impressive macaca forum

Can someone summarize this thread? I can't be arsed to read it.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524541)



Reply Favorite

Date: October 25th, 2017 10:28 AM
Author: Bespoke 180 ticket booth kitty

TMF is complaining that the 500k he doesn't make and never will is not enough to cover him and mandy

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524560)



Reply Favorite

Date: October 25th, 2017 10:30 AM
Author: Impressive macaca forum

Thanks. Going to stay out of this one....

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524575)



Reply Favorite

Date: October 25th, 2017 10:31 AM
Author: Nofapping Khaki Whorehouse

I never actually said it isn't enough. I said it isn't rich.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524590)



Reply Favorite

Date: October 25th, 2017 10:48 AM
Author: fear-inspiring razzmatazz crotch brunch



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524716)



Reply Favorite

Date: October 25th, 2017 6:03 PM
Author: Underhanded slate base puppy



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34527729)



Reply Favorite

Date: October 26th, 2017 3:14 PM
Author: Anal alpha plaza



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34535109)



Reply Favorite

Date: October 25th, 2017 10:30 AM
Author: cracking confused public bath foreskin

$500k/year = $25k/month = unlivable based upon *this* kind of budget ...

... TEEHEE food & alcohol & drugs & towel service upgrades are expensive AF because life makes us consume to distract from ARE reality, anxiety, depression, etc.

http://xoxohth.com/thread.php?thread_id=3774063&forum_id=2#34524015

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524572)



Reply Favorite

Date: October 25th, 2017 10:27 AM
Author: Indigo dilemma double fault

cr that's practically welfare. you need at least $2mm/yr to be middle class

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524551)



Reply Favorite

Date: October 25th, 2017 10:30 AM
Author: Black judgmental love of her life

enjoy being forced to helicopter commute into the city from Morristown every day, because you'll never be able to afford MFH, faggot!

http://www.flyblade.com/

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524573)



Reply Favorite

Date: October 25th, 2017 10:49 AM
Author: fear-inspiring razzmatazz crotch brunch

cr, 500k is basically poverty in a coastal city. lol @ people being outraged itt because they are maeking it on 200k in flyover, and lol @ tmf sprinting to thsi thread to provide his dream 500k budget

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34524720)



Reply Favorite

Date: October 25th, 2017 11:45 AM
Author: Domesticated Toilet Seat

ta,oc,tclols

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525092)



Reply Favorite

Date: October 25th, 2017 11:44 AM
Author: Puce boyish codepig karate

You people are all fucking retarded.

$500K is rich. That is all. There's no debate whatsoever.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525081)



Reply Favorite

Date: October 25th, 2017 11:50 AM
Author: soul-stirring cuck native

No amount of income is rich. Only wealth makes you rich.

$500k is very comfortable anywhere in the US and you should punch anyone in the face if they say otherwise.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525127)



Reply Favorite

Date: October 25th, 2017 11:55 AM
Author: Impertinent avocado meetinghouse mad-dog skullcap

This is a good point between wealth and income.

The key is to convert your active income into passive income.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525166)



Reply Favorite

Date: October 25th, 2017 12:03 PM
Author: Puce boyish codepig karate

No. This wealth vs income argument is an old and tired one, but by the time you're making $500k you are definitely rich, even if you haven't yet accumulated many assets. $500k income is the freedom to live comfortably in nearly any place on earth, you will save for retirement, take quality vacations, afford nannies, nice vehicles, a nice home or luxury building, have good health care and insurance, and never want for anything. You are rich, even if you never save a dime. The lifestyle you can carry indefinitely is an affluent one.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525234)



Reply Favorite

Date: October 25th, 2017 12:13 PM
Author: soul-stirring cuck native

Only if your salary carries indefinitely. Many people who make that much have a hard time sustaining it. There are very few stable careers where you're guaranteed $500k+ income for life, maybe a surgeon. Living rich because you had a decent salary for a couple years is hoodrat behavior.

Look at all the lawyers on here who used to be pulling 300-400 getting pushed out and going in-house for 150. Were they rich? No. They could rent a nice life for a few years if they spent all their money with no savings.

All that matters is wealth.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525296)



Reply Favorite

Date: October 25th, 2017 12:20 PM
Author: Puce boyish codepig karate

That's a myopic view of what it means to be rich, because even diligently accumulated assets can be lost. "Rich" is the lifestyle you can afford. Accumulated wealth is one of two measures by which a person can be rich. The other is income/liquidity

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525332)



Reply Favorite

Date: October 25th, 2017 12:27 PM
Author: soul-stirring cuck native

*misplaces $10 million dollars*

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525360)



Reply Favorite

Date: October 25th, 2017 12:32 PM
Author: Puce boyish codepig karate

The simple point is that one need not always be rich. Some people are born rich and grow poor; others the opposite. Some are rich for just a few years. It doesn't matter. Someone making $500k is at this present time rich.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525383)



Reply Favorite

Date: October 25th, 2017 12:38 PM
Author: soul-stirring cuck native

(Wise Latina confusing velocity for position)

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525424)



Reply Favorite

Date: October 25th, 2017 6:58 PM
Author: passionate institution dysfunction

future time orientation.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528108)



Reply Favorite

Date: October 25th, 2017 2:51 PM
Author: Domesticated Toilet Seat

bullshit. my household income is more than $500k and if you followed me around for a week, saw my home, saw how i live, you'd think i was some middle middle class wage slave SCHMUCK because that's exactly what i am

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34526386)



Reply Favorite

Date: October 25th, 2017 11:49 AM
Author: godawful lavender senate

wife and i make 550k a year and we easily save 100k a year.

Monthly

Mortgage tax and insurance 4k

cars 1700 (includes a newish audis S7 and brand new Q7)

self employment 401k 4800

company 401k 1200

Childcare 1600

allowance 2k (1k each)

personal chef 1500

groceries 400

2 10k vacations a year

2 shopping trips a year

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525115)



Reply Favorite

Date: October 25th, 2017 11:50 AM
Author: fear-inspiring razzmatazz crotch brunch

"Mortgage tax and insurance 4k"

i dont think this thread applies to flyover residents

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525126)



Reply Favorite

Date: October 25th, 2017 12:34 PM
Author: godawful lavender senate

Live in the beltway of DC gaywad

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525397)



Reply Favorite

Date: October 25th, 2017 11:55 AM
Author: beady-eyed iridescent resort

lmao good god

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525163)



Reply Favorite

Date: October 25th, 2017 11:56 AM
Author: cobalt hell

LOL what fucking shit backwater are you living in where mortgage tax and insurance are $4k, childcare is $1,600, and a chef is $1,500? Must be Houston, right?

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525175)



Reply Favorite

Date: October 25th, 2017 12:35 PM
Author: godawful lavender senate

my house was 700k

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525401)



Reply Favorite

Date: October 25th, 2017 11:58 AM
Author: Impertinent avocado meetinghouse mad-dog skullcap

Who lets these goddamn Boomers poast here?

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525195)



Reply Favorite

Date: October 25th, 2017 11:54 AM
Author: cobalt hell

This thread is dumb, but $500k HHI is probably the minimum you need to have a remotely UMC life in MFH.

Assuming you max out your 401ks, that is roughly $19k per month in take home. I know because I have made this amount living in MFH.

$6k for a nice 2br with doorman a reasonable distance from work. (Average 2BR on UWS is $5,800 these days. https://www.rentcafe.com/average-rent-market-trends/us/ny/manhattan/. Realistically, the best you can do on this is probably 4.5k if you are willing to live in a walkup, which is a pain with a baby.

$2k for food, utilities, house cleaning, cell phone bills, dry cleaning, etc. for family of 3.

$4k for daycare, after care, baby sitter, and "classes" for kid/going to other kids birthday parties.

$1k per month (annualized) for travel and vacation expenses (grandparents need to see kid, etc.)

$1.5k per month (annualized) everything else - birthday/wedding gifts, clothes, haircuts, gym membership/hobby, etc.

So you are basically saving $4.5k per month/$54k per year. An apartment that could comfortably accommodate a family of 4 (don't you want to have another?!) below 110th street is $1.75-$2M, requiring a $350,000-400,000 cash downpayment, with 2 years' mortgage and maintenance in liquid assets remaining. (So, another $150-200k liquid.) Assuming you are starting from scratch, it would take you like 8 years to get there.

Private school - a defining characteristic of the UMC in other areas - is a definite no at $50k per year. http://www.trinityschoolnyc.org/page/admissions/tuition--financial-aid. You can barely afford to have the two kids and a nanny on $500k while building some cash savings.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525148)



Reply Favorite

Date: October 25th, 2017 11:56 AM
Author: Impressive macaca forum

Taxes

Debt service



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525171)



Reply Favorite

Date: October 25th, 2017 11:56 AM
Author: Impressive macaca forum

Taxes

Debt service



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525172)



Reply Favorite

Date: October 25th, 2017 11:56 AM
Author: beady-eyed iridescent resort

you guys are fucking delusional

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525176)



Reply Favorite

Date: October 25th, 2017 11:59 AM
Author: cobalt hell

What part am I wrong or deluded about?



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525205)



Reply Favorite

Date: October 25th, 2017 12:01 PM
Author: Nofapping Khaki Whorehouse

?

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525217)



Reply Favorite

Date: October 25th, 2017 11:58 AM
Author: soul-stirring cuck native

Living in the city is a status symbol. Of course it's expensive.

Swap MFH for some CT/NY/NJ suburb, then you have no need to spend a couple mil on your place unless you want a huge one, and public schools are fine. Millions of people live like this no problem.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525193)



Reply Favorite

Date: October 25th, 2017 12:01 PM
Author: talented ebony hominid

most of those suburbs are running 1M+ house, 20K property tax, except for parts of NJ. It's more doable if it's a 1 real job (where you have to go into work) household with kid though because of the commute.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525214)



Reply Favorite

Date: October 25th, 2017 12:06 PM
Author: soul-stirring cuck native

What makes you think people like that actually want to see their kids in the first place? Kids are also a status symbol for that crowd. Childcare is completely outsourced even for SAHMs.

If family time were a priority, they'd be teaching public school in flyover country.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525250)



Reply Favorite

Date: October 25th, 2017 12:07 PM
Author: talented ebony hominid

People I know in those areas (boomers and GenX from work) are 1 job households. A dual job household would be better off in NYC (and being more efficient with space, stuff). You'd lose too much combined time commuting from Greenwich, Westchester county, etc.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525258)



Reply Favorite

Date: October 25th, 2017 12:06 PM
Author: cobalt hell

TCR also. https://www.elliman.com/westchester/18-carthage-lane-scarsdale-gvkpcap

That is what you get in Scarsdale for $1.4 M, and you'll pay $27,228 in property taxes per year. ($2,269 per month!)

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525253)



Reply Favorite

Date: October 25th, 2017 12:08 PM
Author: Nofapping Khaki Whorehouse

Omg, you people are delusional, why don't you just rent in a drug den in S. Bronx or do a 2 hour commute???

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525266)



Reply Favorite

Date: October 25th, 2017 12:01 PM
Author: cobalt hell

No one is disputing that you retard. The point is if you want to live in MFH and not spend your life in commuter hell, you will be barely UMC at $500k with a kid. All of your money will go into childcare and paying rent/mortgage so you can be home to spend time with the child (rather than 2-3 hours per day in some sardine can).

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525221)



Reply Favorite

Date: October 25th, 2017 12:05 PM
Author: Nofapping Khaki Whorehouse



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525249)



Reply Favorite

Date: October 25th, 2017 12:28 PM
Author: soul-stirring cuck native

You're so aggressively stupid it hurts.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525362)



Reply Favorite

Date: October 25th, 2017 12:33 PM
Author: Pale Misunderstood Bawdyhouse Scourge Upon The Earth

180

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525391)



Reply Favorite

Date: October 25th, 2017 2:54 PM
Author: Domesticated Toilet Seat

yeah because when i think UMC i definitely think spending three fucking hours per day crammed into decaying public transportation!

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34526429)



Reply Favorite

Date: October 25th, 2017 12:33 PM
Author: Pale Misunderstood Bawdyhouse Scourge Upon The Earth

How come the "value" of living in MFH is never discussed in these budgets? You don't just get a 2 BR condo for $6k but you are getting a 2 BR in MFH. You can't whine about what little you get for that $6k compared to other places and then leave out that you are also purchasing a status symbol and the actual utility of living in the city.

That utility needs to be included in what you are buying with your mortgage etc. You can't leave it out when defining UMC and comparing yourself to flyover.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525389)



Reply Favorite

Date: October 25th, 2017 12:47 PM
Author: Impressive macaca forum

Good point, should tax the disutility of being in fraudland.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525488)



Reply Favorite

Date: October 25th, 2017 7:06 PM
Author: Big alcoholic giraffe juggernaut

CR

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528155)



Reply Favorite

Date: October 25th, 2017 12:44 PM
Author: Bespoke 180 ticket booth kitty

This entire thread and everyone in it should be gassed

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525473)



Reply Favorite

Date: October 25th, 2017 1:43 PM
Author: Nofapping Khaki Whorehouse

You're ITT

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34525895)



Reply Favorite

Date: October 25th, 2017 5:16 PM
Author: Impertinent avocado meetinghouse mad-dog skullcap

Gas gas gas

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34527387)



Reply Favorite

Date: October 25th, 2017 2:48 PM
Author: Indigo dilemma double fault

these threads consistently deliver pure unbridled striver rage. it's 180

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34526351)



Reply Favorite

Date: October 25th, 2017 5:13 PM
Author: Territorial Grizzly Boltzmann Locale

The Meanest Fish is counting his fucking corporate benefits and probably some retard 'junior options' plan when he computes his income, LOL. Nobody at his company doing what he does is making more than $175K cash comp and that's all in with bonus, high-end. Base salaries for in-house top out mid 150s and the structure there is notoriously flat because of the extremely high turnover.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34527355)



Reply Favorite

Date: October 25th, 2017 6:52 PM
Author: Brilliant slimy school cafeteria

(Harrison Barnes the poaster, typing with one hand and cutting up lines with the other)

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528069)



Reply Favorite

Date: October 25th, 2017 7:49 PM
Author: cobalt hell



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528368)



Reply Favorite

Date: October 25th, 2017 7:51 PM
Author: Nofapping Khaki Whorehouse

I'm not and you're totally wrong.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528383)



Reply Favorite

Date: October 25th, 2017 8:11 PM
Author: Concupiscible range depressive

i'm in-house, junior to TMF and i'm getting $200k base/50% bonus (my group has already made its numbers for the year) in a secondary city. i know non-amazon in-house ppl whose comp matched biglaw. there's a lot of generic in-house but there are also much higher value positions requiring specific skill sets.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528488)



Reply Favorite

Date: October 26th, 2017 11:10 AM
Author: Geriatric mental disorder

https://www.glassdoor.com/Salary/AT-and-T-Senior-Attorney-Salaries-E613_D_KO9,24.htm

that's peer company that is known to have better compensation and there's no way TMF has a higher level position than "senior attorney."

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34533065)



Reply Favorite

Date: October 25th, 2017 7:17 PM
Author: lake headpube location

lol at this fucking thread, callow materialism with no self-awareness. you guys need a rich internal life or something.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528207)



Reply Favorite

Date: October 25th, 2017 7:20 PM
Author: Flirting crackhouse

These faggots need a tire full of gasoline around their neck and a cigarette

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528220)



Reply Favorite

Date: October 25th, 2017 7:27 PM
Author: Stirring idiot



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528260)



Reply Favorite

Date: October 25th, 2017 7:57 PM
Author: cobalt hell

The arm flapping autists in this thread complaining about strivers and shit don't understand what it used to mean to be UMC. It meant working a respected professional job, putting 2-3 kids through private schooling without them incurring debt, maybe owning a modest vacation home, retiring in your mid 60s, and never really worrying about money (though never flying first class, owning a Bentley, or being a member at Winged Foot). You are not living this lifestyle in MFH on $500k of HHI working biglaw hours (i.e., where you have to pay for childcare and other conveniences).

If you don't believe me look at the of counsel at your MFH biglaw firms. How many of them are raising kids in MFH? Zero. You'd be lucky if you could find one that even lives in the 5 boroughs.

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528418)



Reply Favorite

Date: October 25th, 2017 8:12 PM
Author: Concupiscible range depressive



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528490)



Reply Favorite

Date: October 26th, 2017 3:12 PM
Author: Peach stimulating piazza



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34535085)



Reply Favorite

Date: October 25th, 2017 8:43 PM
Author: Domesticated Toilet Seat

great thread

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528722)



Reply Favorite

Date: October 25th, 2017 8:58 PM
Author: cerebral sticky masturbator half-breed

Ljl @ the level of (((GC))) in this thread

(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34528864)



Reply Favorite

Date: November 9th, 2017 6:29 PM
Author: fear-inspiring razzmatazz crotch brunch



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#34646497)



Reply Favorite

Date: February 22nd, 2018 1:13 PM
Author: fear-inspiring razzmatazz crotch brunch



(http://www.autoadmit.com/thread.php?thread_id=3774063&forum_id=2#35461238)