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health insurance is so fucking expensive LJL
Poast new message in this thread
Date: November 16th, 2017 2:32 PM Author: Misanthropic Heaven I have the best PPO plan imaginable and it's gonna cost me like $800 to get my shoulder fixed. WTF do people with shit plans even do (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34701890) |
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Date: November 18th, 2017 11:36 PM Author: flushed hell That’s a bargain homo (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721049) |
Date: November 16th, 2017 2:33 PM Author: boyish telephone Are you the guy getting the surgery for his AC joint?
DO NOT FUCKING DO IT DUMBASS. YOU ARE GETTING SCAMMED BY YOUR DOC. |
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Date: November 16th, 2017 2:35 PM Author: Misanthropic Heaven yeah, why do you keep saying this? it's called the mumford procedure and it's apparently safe as fuck. we decided to postpone until January.
at this point I have like 60% of the strength in my shoulder I used to have. it's ruined lifting for me. |
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Date: November 18th, 2017 11:35 PM Author: Glassy Mildly Autistic Business Firm jfc dude stop "lifting" (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721044) |
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Date: November 18th, 2017 11:46 PM Author: swashbuckling honey-headed candlestick maker he's lifting cocks (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721118) |
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Date: November 16th, 2017 2:39 PM Author: Navy Hissy Fit Background Story (((Healthcare))) (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34701953) |
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Date: November 18th, 2017 11:26 PM Author: Navy Hissy Fit Background Story Just looked up how much insurance is if you work at a hospital like as a nurse or whatever. Even for a plan that confines you to the hospital's own network it's close to $500/mo premium for family then you have copays and deductibles. What a fucking fraud. Americans are getting assraped. Why don't more people get up in arms about this? (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34720999) |
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Date: November 18th, 2017 11:35 PM Author: Mahogany tanning salon reduce healthcare spending and you remove capital from last bastion of middle class job growth, the healthcare field. this results in direct job losses of administrative, nursing and other HC related jobs. further down the line centers of education losing out on potential customers as demand for nursing etc degrees are highly diminished.
basically healthcare and education are wrapped together in an unholy make work plan for proles now that manufacturing has been exported to the third world. that it costs so much says more about how poor we are, not how expensive it is. |
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Date: November 19th, 2017 5:46 PM Author: Misanthropic Heaven flame. there's a shortage of doctors and nurses if anything.
the job growth from useless admins is lol, too bad so sad. |
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Date: November 18th, 2017 11:34 PM Author: Vibrant Hot Mother Athletic Conference only weak faggots ever need "healthcare" ljl (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721040) |
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Date: November 18th, 2017 11:42 PM Author: Canary Razzle Selfie Karate After figuring in premiums, deductibles, and copays, paying cash for surgery isn't such a dumb idea after all, is it?
When I'm back in the US each summer, I get a full annual dental x-ray and cleaning (no cavities this year) and the nice desk lady reduced my bill from $200 to $150 due to me being a repeat customer. Compare that to what you're paying for insurance monthly all year. Almost every dental plan out there caps your annual benefits at $1500, by the way.
My tonsillectomy six years ago was like $1300 all in - including the ENT practice's pre-surgery and post-surgery visits and the bill for the surgery center and I wasn't billed by eighteen different companies, either. I wasn't paying insurance premiums all year. |
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Date: November 19th, 2017 6:03 PM Author: Avocado Aromatic Area Not dumb at all, especially since they will give you a self pay discount then negotiate a payment plan / settlement, and finally write it off if you don't pay (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725309) |
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Date: November 18th, 2017 11:44 PM Author: Stimulating love of her life I recently let a partial rotator tear heal on its own, never saw anybody, basically 100% on my right shoulder, 90% on my left, would have cost like 1k probably to see someone & get all of the exams, etc., then the doctor who have said some bS about potentially getting surgery, but better to wait it out, or w/ who knows.
its a huge scam. Even as a kid its a huge scam. Just like most of society - but people who are duped are the best participants and get the most rewards. Ignorance is bliss. |
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Date: November 19th, 2017 12:52 AM Author: lilac frisky principal's office volcanic crater "Trump's America" (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721485) |
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Date: November 19th, 2017 12:55 AM Author: Umber mentally impaired french chef kitty because the care is SO GOOD
actually it's because of regulatory capture, greed, prole american ignorance, and the fact we have some unhealthy motherfuckers in that risk pool |
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Date: November 19th, 2017 5:47 PM Author: Misanthropic Heaven (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725188) |
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Date: November 19th, 2017 5:50 PM Author: Navy Hissy Fit Background Story If they get rid of individ mandate it makes sense for healthy youngs to drop off
If you have a family ur fukt if you dont have some hc |
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Date: November 19th, 2017 5:51 PM Author: Vivacious up-to-no-good resort Should have gotten an HMO - would have been just a nominal copay as long as you’re in network. (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725221) |
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Date: November 19th, 2017 5:53 PM Author: dashing queen of the night HMO is shit care though. Mostly foreign doctors. (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725235) |
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Date: November 19th, 2017 5:52 PM Author: dashing queen of the night I've never heard a repub say anything remotely sensible about reducing health care costs. (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725224) |
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Date: November 19th, 2017 5:54 PM Author: hairless jewess police squad (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725240) |
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Date: November 19th, 2017 5:52 PM Author: cowardly round eye ticket booth Cadillac plans were evil. Thankfully, our lord and savior Barack Hussein Obama killed them. (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725229) |
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Date: November 19th, 2017 5:55 PM Author: dashing queen of the night There is broad agreement amongst professional economists that a Cadillac tax was the best idea in Obamacare, at least re: cost control. (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725248) |
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Date: November 19th, 2017 6:01 PM Author: cowardly round eye ticket booth Wow! That’s great! (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725297) |
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Date: November 19th, 2017 6:07 PM Author: dashing queen of the night It actually would be fucking great if it was ever implemented and not constantly demagogued
Mankiw is an idiot but this a pretty good explanation:
http://gregmankiw.blogspot.com/2009/09/memo-to-white-house-speechwriters.html?m=1
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Date: November 19th, 2017 6:09 PM Author: cowardly round eye ticket booth Yeah it’s fucking fanatastic!!! (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725355) |
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Date: November 19th, 2017 5:55 PM Author: bonkers organic girlfriend dopamine I always lol at democrats complaining about this (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725247) |
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Date: November 19th, 2017 6:06 PM Author: Avocado Aromatic Area Just do pay for everyone but at a reasonable cost (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725334) |
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Date: November 19th, 2017 6:07 PM Author: dashing queen of the night So crazy it's done everywhere but here! (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725340) |
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Date: November 19th, 2017 6:09 PM Author: Avocado Aromatic Area Just do take half baked steps towards what other countries have without altering the fundamental underlying structure, I'm sure it won't cause costs to skyrocket (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725354) |
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Date: November 19th, 2017 5:55 PM Author: ruddy son of senegal I just opt for a high deductible plan and stash ca$h in an HSA to invest. lol at people who actually "go to the doctor". (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725249) |
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Date: November 19th, 2017 6:02 PM Author: Navy Hissy Fit Background Story I thought about doing that but i dont know what premium would be and employers i looked at only give you like $1k into your hsa (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725304) |
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Date: November 19th, 2017 6:04 PM Author: Scarlet Garrison Knife you get to keep it if you don't use it not like FSA which is a ripoff
turns into 401(k) when you turn 65 or likely 85 by the time we're 65
here is my experience with HSA
2010 - startup $60/mo Aetna $5k deductible 2012 - Wall Street firm $0 $3k in-network/$5k out of network United bullshit Obamacare passes now I'm paying $188 out of the same firm. 2017 - $450/mo $7500 deductible using Oscar actually better 2018 - remains to be seen |
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Date: November 19th, 2017 6:03 PM Author: Scarlet Garrison Knife this is credited advice i told my dad despite him being a boomer with 175k HHI paid for 3 bedroom house 4 cars for him and my mom million dollars in a 401(k) told him not to worry by the time he was broke he wouldn't mind the nursing home medicaid put him in cause he'd be dead or have dementia (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725310) |
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Date: November 19th, 2017 6:05 PM Author: Avocado Aromatic Area English please (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725328) |
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Date: November 19th, 2017 6:08 PM Author: Scarlet Garrison Knife go fuck yourself gook
probably couldn't even understand james joyce or pynchon this is stream of consciousness shit |
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Date: November 19th, 2017 6:10 PM Author: Avocado Aromatic Area It's shit, that's for sure (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725359) |
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Date: November 19th, 2017 6:04 PM Author: Avocado Aromatic Area Cr (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725318) |