health insurance is so fucking expensive LJL
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Poast new message in this thread
Date: November 16th, 2017 2:33 PM Author: Titillating doctorate
Are you the guy getting the surgery for his AC joint?
DO NOT FUCKING DO IT DUMBASS. YOU ARE GETTING SCAMMED BY YOUR DOC.
(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34701899) |
Date: November 18th, 2017 11:42 PM Author: vivacious box office gay wizard
After figuring in premiums, deductibles, and copays, paying cash for surgery isn't such a dumb idea after all, is it?
When I'm back in the US each summer, I get a full annual dental x-ray and cleaning (no cavities this year) and the nice desk lady reduced my bill from $200 to $150 due to me being a repeat customer. Compare that to what you're paying for insurance monthly all year. Almost every dental plan out there caps your annual benefits at $1500, by the way.
My tonsillectomy six years ago was like $1300 all in - including the ENT practice's pre-surgery and post-surgery visits and the bill for the surgery center and I wasn't billed by eighteen different companies, either. I wasn't paying insurance premiums all year.
(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721102) |
Date: November 18th, 2017 11:44 PM Author: Light Stimulating National Security Agency
I recently let a partial rotator tear heal on its own, never saw anybody, basically 100% on my right shoulder, 90% on my left, would have cost like 1k probably to see someone & get all of the exams, etc., then the doctor who have said some bS about potentially getting surgery, but better to wait it out, or w/ who knows.
its a huge scam. Even as a kid its a huge scam. Just like most of society - but people who are duped are the best participants and get the most rewards. Ignorance is bliss.
(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721112) |
Date: November 19th, 2017 12:55 AM Author: Hyperactive Mad-dog Skullcap
because the care is SO GOOD
actually it's because of regulatory capture, greed, prole american ignorance, and the fact we have some unhealthy motherfuckers in that risk pool
(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721493) |
Date: November 19th, 2017 5:50 PM Author: charismatic nofapping sandwich
If they get rid of individ mandate it makes sense for healthy youngs to drop off
If you have a family ur fukt if you dont have some hc
(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725206) |
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Date: November 19th, 2017 6:04 PM Author: spruce site boltzmann
you get to keep it if you don't use it not like FSA which is a ripoff
turns into 401(k) when you turn 65 or likely 85 by the time we're 65
here is my experience with HSA
2010 - startup $60/mo Aetna $5k deductible
2012 - Wall Street firm $0 $3k in-network/$5k out of network United bullshit
Obamacare passes now I'm paying $188 out of the same firm.
2017 - $450/mo $7500 deductible using Oscar actually better
2018 - remains to be seen
(http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725317) |
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