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health insurance is so fucking expensive LJL
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Date: November 16th, 2017 2:32 PM Author: Scarlet marvelous private investor spot I have the best PPO plan imaginable and it's gonna cost me like $800 to get my shoulder fixed. WTF do people with shit plans even do (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34701890) |
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Date: November 18th, 2017 11:36 PM Author: mildly autistic laughsome lodge volcanic crater That’s a bargain homo (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721049) |
Date: November 16th, 2017 2:33 PM Author: exhilarant maroon therapy Are you the guy getting the surgery for his AC joint?
DO NOT FUCKING DO IT DUMBASS. YOU ARE GETTING SCAMMED BY YOUR DOC. |
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Date: November 16th, 2017 2:35 PM Author: Scarlet marvelous private investor spot yeah, why do you keep saying this? it's called the mumford procedure and it's apparently safe as fuck. we decided to postpone until January.
at this point I have like 60% of the strength in my shoulder I used to have. it's ruined lifting for me. |
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Date: November 18th, 2017 11:35 PM Author: Judgmental Stead Internal Respiration jfc dude stop "lifting" (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721044) |
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Date: November 18th, 2017 11:46 PM Author: Spruce rigor he's lifting cocks (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721118) |
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Date: November 16th, 2017 2:39 PM Author: bateful rigpig (((Healthcare))) (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34701953) |
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Date: November 18th, 2017 11:26 PM Author: bateful rigpig Just looked up how much insurance is if you work at a hospital like as a nurse or whatever. Even for a plan that confines you to the hospital's own network it's close to $500/mo premium for family then you have copays and deductibles. What a fucking fraud. Americans are getting assraped. Why don't more people get up in arms about this? (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34720999) |
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Date: November 18th, 2017 11:35 PM Author: insane mexican azn reduce healthcare spending and you remove capital from last bastion of middle class job growth, the healthcare field. this results in direct job losses of administrative, nursing and other HC related jobs. further down the line centers of education losing out on potential customers as demand for nursing etc degrees are highly diminished.
basically healthcare and education are wrapped together in an unholy make work plan for proles now that manufacturing has been exported to the third world. that it costs so much says more about how poor we are, not how expensive it is. |
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Date: November 19th, 2017 5:46 PM Author: Scarlet marvelous private investor spot flame. there's a shortage of doctors and nurses if anything.
the job growth from useless admins is lol, too bad so sad. |
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Date: November 18th, 2017 11:34 PM Author: drab stage jewess only weak faggots ever need "healthcare" ljl (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721040) |
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Date: November 18th, 2017 11:42 PM Author: Cracking garnet newt chapel After figuring in premiums, deductibles, and copays, paying cash for surgery isn't such a dumb idea after all, is it?
When I'm back in the US each summer, I get a full annual dental x-ray and cleaning (no cavities this year) and the nice desk lady reduced my bill from $200 to $150 due to me being a repeat customer. Compare that to what you're paying for insurance monthly all year. Almost every dental plan out there caps your annual benefits at $1500, by the way.
My tonsillectomy six years ago was like $1300 all in - including the ENT practice's pre-surgery and post-surgery visits and the bill for the surgery center and I wasn't billed by eighteen different companies, either. I wasn't paying insurance premiums all year. |
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Date: November 19th, 2017 6:03 PM Author: lascivious partner Not dumb at all, especially since they will give you a self pay discount then negotiate a payment plan / settlement, and finally write it off if you don't pay (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725309) |
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Date: November 18th, 2017 11:44 PM Author: Geriatric big university I recently let a partial rotator tear heal on its own, never saw anybody, basically 100% on my right shoulder, 90% on my left, would have cost like 1k probably to see someone & get all of the exams, etc., then the doctor who have said some bS about potentially getting surgery, but better to wait it out, or w/ who knows.
its a huge scam. Even as a kid its a huge scam. Just like most of society - but people who are duped are the best participants and get the most rewards. Ignorance is bliss. |
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Date: November 19th, 2017 12:52 AM Author: Appetizing faggotry "Trump's America" (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34721485) |
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Date: November 19th, 2017 12:55 AM Author: Useless Parlour Mediation because the care is SO GOOD
actually it's because of regulatory capture, greed, prole american ignorance, and the fact we have some unhealthy motherfuckers in that risk pool |
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Date: November 19th, 2017 5:47 PM Author: Scarlet marvelous private investor spot (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725188) |
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Date: November 19th, 2017 5:50 PM Author: bateful rigpig If they get rid of individ mandate it makes sense for healthy youngs to drop off
If you have a family ur fukt if you dont have some hc |
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Date: November 19th, 2017 5:51 PM Author: Buff garrison hominid Should have gotten an HMO - would have been just a nominal copay as long as you’re in network. (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725221) |
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Date: November 19th, 2017 5:53 PM Author: Turquoise piazza ceo HMO is shit care though. Mostly foreign doctors. (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725235) |
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Date: November 19th, 2017 5:52 PM Author: Turquoise piazza ceo I've never heard a repub say anything remotely sensible about reducing health care costs. (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725224) |
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Date: November 19th, 2017 5:54 PM Author: adventurous shrine immigrant (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725240) |
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Date: November 19th, 2017 5:52 PM Author: Mewling cruel-hearted scourge upon the earth Cadillac plans were evil. Thankfully, our lord and savior Barack Hussein Obama killed them. (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725229) |
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Date: November 19th, 2017 5:55 PM Author: Turquoise piazza ceo There is broad agreement amongst professional economists that a Cadillac tax was the best idea in Obamacare, at least re: cost control. (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725248) |
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Date: November 19th, 2017 6:01 PM Author: Mewling cruel-hearted scourge upon the earth Wow! That’s great! (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725297) |
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Date: November 19th, 2017 6:07 PM Author: Turquoise piazza ceo It actually would be fucking great if it was ever implemented and not constantly demagogued
Mankiw is an idiot but this a pretty good explanation:
http://gregmankiw.blogspot.com/2009/09/memo-to-white-house-speechwriters.html?m=1
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Date: November 19th, 2017 6:09 PM Author: Mewling cruel-hearted scourge upon the earth Yeah it’s fucking fanatastic!!! (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725355) |
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Date: November 19th, 2017 5:55 PM Author: Cocky native mad-dog skullcap I always lol at democrats complaining about this (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725247) |
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Date: November 19th, 2017 6:06 PM Author: lascivious partner Just do pay for everyone but at a reasonable cost (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725334) |
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Date: November 19th, 2017 6:07 PM Author: Turquoise piazza ceo So crazy it's done everywhere but here! (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725340) |
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Date: November 19th, 2017 6:09 PM Author: lascivious partner Just do take half baked steps towards what other countries have without altering the fundamental underlying structure, I'm sure it won't cause costs to skyrocket (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725354) |
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Date: November 19th, 2017 5:55 PM Author: ultramarine factory reset button I just opt for a high deductible plan and stash ca$h in an HSA to invest. lol at people who actually "go to the doctor". (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725249) |
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Date: November 19th, 2017 6:02 PM Author: bateful rigpig I thought about doing that but i dont know what premium would be and employers i looked at only give you like $1k into your hsa (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725304) |
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Date: November 19th, 2017 6:04 PM Author: Supple Soggy Death Wish Ape you get to keep it if you don't use it not like FSA which is a ripoff
turns into 401(k) when you turn 65 or likely 85 by the time we're 65
here is my experience with HSA
2010 - startup $60/mo Aetna $5k deductible 2012 - Wall Street firm $0 $3k in-network/$5k out of network United bullshit Obamacare passes now I'm paying $188 out of the same firm. 2017 - $450/mo $7500 deductible using Oscar actually better 2018 - remains to be seen |
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Date: November 19th, 2017 6:03 PM Author: Supple Soggy Death Wish Ape this is credited advice i told my dad despite him being a boomer with 175k HHI paid for 3 bedroom house 4 cars for him and my mom million dollars in a 401(k) told him not to worry by the time he was broke he wouldn't mind the nursing home medicaid put him in cause he'd be dead or have dementia (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725310) |
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Date: November 19th, 2017 6:05 PM Author: lascivious partner English please (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725328) |
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Date: November 19th, 2017 6:08 PM Author: Supple Soggy Death Wish Ape go fuck yourself gook
probably couldn't even understand james joyce or pynchon this is stream of consciousness shit |
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Date: November 19th, 2017 6:10 PM Author: lascivious partner It's shit, that's for sure (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725359) |
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Date: November 19th, 2017 6:04 PM Author: lascivious partner Cr (http://www.autoadmit.com/thread.php?thread_id=3799451&forum_id=2#34725318) |