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How to make $200k and just get by (pic/chart

https://qph.ec.quoracdn.net/main-qimg-a6249a6a24542e93745985...
glittery feces nursing home
  01/14/18
Problem: children
twinkling appetizing tanning salon quadroon
  01/14/18
This is like the perfect chart for an XO 100-post thread.
Supple Opaque Sweet Tailpipe Crotch
  01/15/18
that misc is way too low and child care way too high.
Cyan Parlor Trust Fund
  01/14/18
That childcare cost is common in DC; it's insane.
Stirring Public Bath
  01/14/18
Nah, $2k/mo is normal in any major metro. It works out to l...
Supple Opaque Sweet Tailpipe Crotch
  01/15/18
More like $2,800-$3k in NYC for full-time care.
histrionic gaming laptop
  03/08/18
Just scraping by contributing max to 401k and paying off 3k ...
Bistre sick corn cake institution
  01/14/18
If a kid goes to 2 or 3 lessons a week, that's 5k. If you ha...
black brunch
  01/14/18
also lolled at $8k a year on vacations
Disturbing fighting property scourge upon the earth
  01/14/18
Also 4800 in gas. Are they fucking truck drivers or somethin...
Bistre sick corn cake institution
  01/14/18
...
Godawful friendly grandma
  01/15/18
Both have long commutes in SUVs
aphrodisiac abusive box office ceo
  01/15/18
Yet somehow still manage to pay an absurd mortgage even thou...
blue curious striped hyena
  01/15/18
Yeah, McMansions don’t pay for themselves
aphrodisiac abusive box office ceo
  01/15/18
the whole point of living far out (at least in the coastal c...
blue curious striped hyena
  01/15/18
To you. To them it’s about getting a giant fucking house.
aphrodisiac abusive box office ceo
  01/15/18
thats actually reasonable. i have a 17-mile one-way commute ...
talented office place of business
  01/15/18
40 miles a day, 25 mpg, $2.50 gas, 6 days a week, is $24 per...
Transparent idiotic base depressive
  01/19/18
If his fill up costs 50 bucks, he’s probably not driving a c...
aphrodisiac abusive box office ceo
  01/19/18
gas = booger sugar
effete pistol wrinkle
  01/19/18
I spend that on one vacation a year.
Razzle-dazzle Bespoke Pit Reading Party
  01/15/18
...
razzmatazz sinister school cafeteria main people
  01/15/18
(not my wife)
Mint corner ratface
  01/15/18
that one actually seems reasonable to me. if we assume 4 ...
Cracking fishy multi-billionaire forum
  01/15/18
Yeah who doesn't have 4 weeks off for luxury vacations?
blue curious striped hyena
  01/15/18
...
magenta therapy
  01/15/18
for a family, thats actually reasonable
sable pea-brained mad-dog skullcap
  01/15/18
...
jade arousing parlour milk
  01/15/18
...
sable pea-brained mad-dog skullcap
  01/15/18
spin, ratfucks
bearded narrow-minded trailer park rigpig
  01/15/18
kikes definitely made this "chart"
Mentally impaired hunting ground
  01/14/18
kikes do not spend like this. these are 100% goys.
Godawful friendly grandma
  01/15/18
Twist: you are both right. Kikes made this chart for goys
aphrodisiac abusive box office ceo
  01/15/18
...
green party of the first part school
  01/15/18
yeah thought that was my obvious meaning
Mentally impaired hunting ground
  01/15/18
...
useless disgusting locus
  01/15/18
...
Godawful friendly grandma
  01/15/18
...
Supple Opaque Sweet Tailpipe Crotch
  01/15/18
...
wild aromatic station
  03/08/18
...
Supple Opaque Sweet Tailpipe Crotch
  01/15/18
Missed the more obvious way to make 200k and only get by: Ha...
Stirring Public Bath
  01/15/18
great troll job making me mad as fuck
Gay Thriller Hissy Fit Faggotry
  01/15/18
...
sable pea-brained mad-dog skullcap
  01/15/18
Maxing retirement savings Taking two oppulent vacations a y...
Lilac French Chef
  01/15/18
LOL @ "opulent" 2 vacations for a family of 4 tota...
galvanic psychic
  01/15/18
You should write an article about it lmao
lascivious electric furnace library
  01/15/18
...
180 brilliant philosopher-king den
  01/15/18
Underrated
Supple Opaque Sweet Tailpipe Crotch
  01/15/18
This is a solidly UMC life for 140k + 60k incomes. Don't see...
Passionate theatre
  01/15/18
significant savings, discretionary spending, and a good life...
Zombie-like Blood Rage Menage
  01/15/18
they are not 'just getting by'. they are living lavishly, co...
sable pea-brained mad-dog skullcap
  01/15/18
agreed. could delay having kids, could cut the lessons if a...
Cracking fishy multi-billionaire forum
  01/15/18
TBF, if both are working they can’t afford to max both IRAs.
Supple Opaque Sweet Tailpipe Crotch
  01/15/18
Is that 30% rate all inclusive or just Federal? If just Fed...
Cracking fishy multi-billionaire forum
  01/15/18
Why would it not be all inclusive? Do u see state, payroll, ...
Mint corner ratface
  01/15/18
I don't see state, but I've never seen "federal + state...
Cracking fishy multi-billionaire forum
  01/15/18
Yeah that’s not the normal usage of that term but whatever. ...
Mint corner ratface
  01/15/18
And why does it list donations to charity coming out of post...
unholy exciting set mental disorder
  01/15/18
It’s not a top line deduction so it’s not that simple. Also...
Odious obsidian wagecucks site
  01/15/18
$3,000 in consumer debt? No one with a college degree should...
mustard orchestra pit
  01/15/18
$6000 on car payments?
Crystalline alcoholic principal's office
  01/15/18
Yeah, seems low
aphrodisiac abusive box office ceo
  01/15/18
And how the hell would they be spending $400 a month on fuel...
iridescent big coffee pot resort
  01/19/18
My wife and I make over 400k (like 480k with full bonus) and...
Flatulent Rehab Persian
  01/15/18
LMAO pepper angus, bro
aphrodisiac abusive box office ceo
  01/15/18
Ya man. I’m definitely a biglaw slave now.
Flatulent Rehab Persian
  01/15/18
(profligate guy with no budget)
Lilac French Chef
  01/15/18
The draw of home ownership is what’s doing this to me. I cou...
Flatulent Rehab Persian
  01/15/18
400k is about 22k a month after taxes. A 30 year mortagag...
Lilac French Chef
  01/15/18
I pay 5500 for property taxes, homeowners insurance, and mor...
Flatulent Rehab Persian
  01/15/18
with maxed 401ks, a 45% federal, state, and local effective ...
Lilac French Chef
  01/15/18
You're leaking a lot of money somewhere. Get a fuckin budget...
Mint corner ratface
  01/15/18
You’re right. Also some of this is hard to analyze because w...
Flatulent Rehab Persian
  01/15/18
Protup: she's giving an allowance to Darnell You're budge...
blue curious striped hyena
  01/19/18
CR is to not have kids
Tan kink-friendly garrison gunner
  01/15/18
(Shlomo Kikesteinberg)
Clear Sickened Regret Headpube
  01/15/18
thats what i make and i can tell you mortgage is way too hig...
talented office place of business
  01/15/18
lol why the fuck does someone making $200k think they xan af...
talented office place of business
  01/15/18
In dc houses under 700k have bullets flying over them.
Flatulent Rehab Persian
  01/15/18
then dont work in dc
talented office place of business
  01/15/18
if you're buying a house in DC why are you spending $5000 pe...
blue curious striped hyena
  01/15/18
...
titillating heaven faggot firefighter
  01/15/18
it's a made-up budget by some financial porn site, specifica...
swollen affirmative action whorehouse
  01/15/18
Who makes 200k and still has a $500 car payment per month
bat-shit-crazy generalized bond spot
  01/15/18
...
jade arousing parlour milk
  01/15/18
I do. And my HHI is $350k. Lots of much richer people tha...
alcoholic boistinker
  01/15/18
Most Americans making 200k
aphrodisiac abusive box office ceo
  01/19/18
Forgot the 20k/yr line item for cocaine
blue curious striped hyena
  01/15/18
(XO 2018)
titillating heaven faggot firefighter
  01/15/18
In the cities where it's feasible to get a wagecuck salary o...
Clear Sickened Regret Headpube
  01/15/18
...
Hateful Soggy Casino Immigrant
  01/15/18
Amazing how so many high functioning autistic dweebs with to...
Swashbuckling High-end Cuckoldry Newt
  01/15/18
and then make "prole tell" posts
very tactful hairy legs
  01/15/18
i hate people who act like their 401k doesnt count as money
thirsty university
  01/15/18
they gutted social security and took away pensions, yeah, fu...
Hateful Soggy Casino Immigrant
  01/15/18
Protip: in 30 years after the social security fund is fully ...
blue curious striped hyena
  01/19/18
I don't have kids and I made $200k when I was 25 with $0 loa...
twisted incel business firm
  01/15/18
I assume someone making so little qualifies for public assis...
Odious obsidian wagecucks site
  01/15/18
How does he afford crippling alcoholism?
Supple Opaque Sweet Tailpipe Crotch
  01/15/18
"consumer debt" lmao
very tactful hairy legs
  01/15/18
why didn't they just buy crypto?
very tactful hairy legs
  01/15/18
they didnt want to be -200k in the hole
glittery feces nursing home
  01/17/18
?
Odious obsidian wagecucks site
  01/19/18
?
Outnumbered location
  01/19/18
Ljl at 5k for "children's lessons"
blathering kitchen
  01/17/18
"Children's lessons" gives it away that this list ...
mewling ape home
  01/19/18
We deal with it by asking, “Where does it all go?” and retu...
autistic sanctuary
  01/19/18
"I'm barely getting by!" she screeched as she chec...
mustard orchestra pit
  01/19/18
*his ballet lesson
glittery feces nursing home
  01/19/18
$1000 for food for a family of four is low. Basically 100% ...
Bateful church building
  01/19/18
Agree, if you make 200k you're gonna eat out with the family...
Multi-colored boltzmann stage
  03/08/18
Their main issue is that nobody making $200k should be buyin...
maniacal goal in life house
  01/19/18
found it! https://www.financialsamurai.com/how-to-make-si...
Sapphire church
  03/08/18
lol they actually forgot healthcare insurance
Charismatic theater love of her life
  03/08/18


Poast new message in this thread



Reply Favorite

Date: January 14th, 2018 11:51 PM
Author: glittery feces nursing home

https://qph.ec.quoracdn.net/main-qimg-a6249a6a24542e93745985a058acdbdb

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158058)



Reply Favorite

Date: January 14th, 2018 11:53 PM
Author: twinkling appetizing tanning salon quadroon

Problem: children

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158069)



Reply Favorite

Date: January 15th, 2018 7:29 PM
Author: Supple Opaque Sweet Tailpipe Crotch

This is like the perfect chart for an XO 100-post thread.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163373)



Reply Favorite

Date: January 14th, 2018 11:53 PM
Author: Cyan Parlor Trust Fund

that misc is way too low and child care way too high.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158071)



Reply Favorite

Date: January 14th, 2018 11:58 PM
Author: Stirring Public Bath

That childcare cost is common in DC; it's insane.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158095)



Reply Favorite

Date: January 15th, 2018 7:31 PM
Author: Supple Opaque Sweet Tailpipe Crotch

Nah, $2k/mo is normal in any major metro. It works out to like $16/hour.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163384)



Reply Favorite

Date: March 8th, 2018 3:33 PM
Author: histrionic gaming laptop

More like $2,800-$3k in NYC for full-time care.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563302)



Reply Favorite

Date: January 14th, 2018 11:54 PM
Author: Bistre sick corn cake institution

Just scraping by contributing max to 401k and paying off 3k of consumer debt with 5k in "lessons". Truly middle class salt of the earth problems

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158073)



Reply Favorite

Date: January 14th, 2018 11:56 PM
Author: black brunch

If a kid goes to 2 or 3 lessons a week, that's 5k. If you have two kids and they go to a single lesson a week, that's 5k as well.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158080)



Reply Favorite

Date: January 14th, 2018 11:56 PM
Author: Disturbing fighting property scourge upon the earth

also lolled at $8k a year on vacations

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158081)



Reply Favorite

Date: January 14th, 2018 11:58 PM
Author: Bistre sick corn cake institution

Also 4800 in gas. Are they fucking truck drivers or something?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158090)



Reply Favorite

Date: January 15th, 2018 12:01 AM
Author: Godawful friendly grandma



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158119)



Reply Favorite

Date: January 15th, 2018 8:13 AM
Author: aphrodisiac abusive box office ceo

Both have long commutes in SUVs

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159184)



Reply Favorite

Date: January 15th, 2018 9:10 AM
Author: blue curious striped hyena

Yet somehow still manage to pay an absurd mortgage even though they live way out in the burbs

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159293)



Reply Favorite

Date: January 15th, 2018 12:35 PM
Author: aphrodisiac abusive box office ceo

Yeah, McMansions don’t pay for themselves

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35160396)



Reply Favorite

Date: January 15th, 2018 3:24 PM
Author: blue curious striped hyena

the whole point of living far out (at least in the coastal cities) is that it's cheaper...

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161556)



Reply Favorite

Date: January 15th, 2018 3:48 PM
Author: aphrodisiac abusive box office ceo

To you. To them it’s about getting a giant fucking house.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161727)



Reply Favorite

Date: January 15th, 2018 8:21 AM
Author: talented office place of business

thats actually reasonable. i have a 17-mile one-way commute that i make 6 days a week on average. wife has a shorter commute. between the two of us on average we fill up each vehicle once a week at ~$50 each, so call it $5,200/yr

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159202)



Reply Favorite

Date: January 19th, 2018 10:57 AM
Author: Transparent idiotic base depressive

40 miles a day, 25 mpg, $2.50 gas, 6 days a week, is $24 per week, broski.

In order to spend $5200 on gas, EACH of you would have to average 75 miles driving EVERY DAY.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188658)



Reply Favorite

Date: January 19th, 2018 12:11 PM
Author: aphrodisiac abusive box office ceo

If his fill up costs 50 bucks, he’s probably not driving a car that gets 25 mpg. He’s still off but average couple with commutes are paying easily 3 grand a year. It’s not hard to see someone paying 5k if they have long commutes and cars with shit gas mileage.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189179)



Reply Favorite

Date: January 19th, 2018 10:56 AM
Author: effete pistol wrinkle

gas = booger sugar

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188653)



Reply Favorite

Date: January 15th, 2018 12:01 AM
Author: Razzle-dazzle Bespoke Pit Reading Party

I spend that on one vacation a year.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158113)



Reply Favorite

Date: January 15th, 2018 12:05 AM
Author: razzmatazz sinister school cafeteria main people



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158142)



Reply Favorite

Date: January 15th, 2018 1:48 AM
Author: Mint corner ratface

(not my wife)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158622)



Reply Favorite

Date: January 15th, 2018 2:13 AM
Author: Cracking fishy multi-billionaire forum

that one actually seems reasonable to me.

if we assume 4 weeks off and a family, even if you just went on 2 main vacations, the plane tickets, hotels, etc. add up.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158691)



Reply Favorite

Date: January 15th, 2018 9:12 AM
Author: blue curious striped hyena

Yeah who doesn't have 4 weeks off for luxury vacations?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159294)



Reply Favorite

Date: January 15th, 2018 7:08 PM
Author: magenta therapy



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163247)



Reply Favorite

Date: January 15th, 2018 2:15 AM
Author: sable pea-brained mad-dog skullcap

for a family, thats actually reasonable

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158693)



Reply Favorite

Date: January 15th, 2018 8:27 AM
Author: jade arousing parlour milk



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159208)



Reply Favorite

Date: January 15th, 2018 2:04 AM
Author: sable pea-brained mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158667)



Reply Favorite

Date: January 15th, 2018 2:06 AM
Author: bearded narrow-minded trailer park rigpig

spin, ratfucks

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158673)



Reply Favorite

Date: January 14th, 2018 11:57 PM
Author: Mentally impaired hunting ground

kikes definitely made this "chart"

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158086)



Reply Favorite

Date: January 15th, 2018 12:02 AM
Author: Godawful friendly grandma

kikes do not spend like this. these are 100% goys.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158122)



Reply Favorite

Date: January 15th, 2018 8:10 AM
Author: aphrodisiac abusive box office ceo

Twist: you are both right. Kikes made this chart for goys

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159175)



Reply Favorite

Date: January 15th, 2018 8:22 AM
Author: green party of the first part school



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159204)



Reply Favorite

Date: January 15th, 2018 9:51 AM
Author: Mentally impaired hunting ground

yeah thought that was my obvious meaning

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159396)



Reply Favorite

Date: January 15th, 2018 10:23 AM
Author: useless disgusting locus



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159567)



Reply Favorite

Date: January 15th, 2018 4:21 PM
Author: Godawful friendly grandma



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161991)



Reply Favorite

Date: January 15th, 2018 7:31 PM
Author: Supple Opaque Sweet Tailpipe Crotch



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163386)



Reply Favorite

Date: March 8th, 2018 3:15 PM
Author: wild aromatic station



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563128)



Reply Favorite

Date: January 15th, 2018 7:31 PM
Author: Supple Opaque Sweet Tailpipe Crotch



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163385)



Reply Favorite

Date: January 15th, 2018 12:01 AM
Author: Stirring Public Bath

Missed the more obvious way to make 200k and only get by: Having to spend 20k or more a year paying down massive law school debt.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158120)



Reply Favorite

Date: January 15th, 2018 12:04 AM
Author: Gay Thriller Hissy Fit Faggotry

great troll job making me mad as fuck

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158133)



Reply Favorite

Date: January 15th, 2018 2:04 AM
Author: sable pea-brained mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158668)



Reply Favorite

Date: January 15th, 2018 12:08 AM
Author: Lilac French Chef

Maxing retirement savings

Taking two oppulent vacations a year

Living in a 700k house

Driving a nice car

And, having thousands left over

Is a very good life

He makes 200k. It's classic UMC.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158159)



Reply Favorite

Date: January 15th, 2018 8:57 AM
Author: galvanic psychic

LOL @ "opulent" 2 vacations for a family of 4 totaling $8k sounds pretty bare bones. They should get in DAT points game.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159268)



Reply Favorite

Date: January 15th, 2018 9:15 AM
Author: lascivious electric furnace library

You should write an article about it lmao

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159299)



Reply Favorite

Date: January 15th, 2018 10:29 AM
Author: 180 brilliant philosopher-king den



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159603)



Reply Favorite

Date: January 15th, 2018 7:32 PM
Author: Supple Opaque Sweet Tailpipe Crotch

Underrated

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163392)



Reply Favorite

Date: January 15th, 2018 1:42 AM
Author: Passionate theatre

This is a solidly UMC life for 140k + 60k incomes. Don't see the problem here

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158609)



Reply Favorite

Date: January 15th, 2018 1:48 AM
Author: Zombie-like Blood Rage Menage

significant savings, discretionary spending, and a good lifestyle. this is a clownworld shitlib definition of 'just getting by.'



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158624)



Reply Favorite

Date: January 15th, 2018 2:05 AM
Author: sable pea-brained mad-dog skullcap

they are not 'just getting by'. they are living lavishly, contributing handsomely to retirement and spending liberally on ridiculous shit. could easily tighten things up substantially.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158669)



Reply Favorite

Date: January 15th, 2018 2:11 AM
Author: Cracking fishy multi-billionaire forum

agreed. could delay having kids, could cut the lessons if already had kids. cut the charity if just scraping by.

also, 3k sounds like not that much for clothing, but that's quite a bit if you're doing it every year. 4800 on gas seems like too much too.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158689)



Reply Favorite

Date: January 15th, 2018 7:32 PM
Author: Supple Opaque Sweet Tailpipe Crotch

TBF, if both are working they can’t afford to max both IRAs.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163394)



Reply Favorite

Date: January 15th, 2018 2:07 AM
Author: Cracking fishy multi-billionaire forum

Is that 30% rate all inclusive or just Federal? If just Federal that seems way too high.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158678)



Reply Favorite

Date: January 15th, 2018 2:09 AM
Author: Mint corner ratface

Why would it not be all inclusive? Do u see state, payroll, property, sales, etc. somewhere else?

Edit: property is listed separate tif. Still pretty close tho, at least in a high tax state..

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158685)



Reply Favorite

Date: January 15th, 2018 2:12 AM
Author: Cracking fishy multi-billionaire forum

I don't see state, but I've never seen "federal + state" described as "effective" rate before.

but 30% seems like a good estimate of total tax rate on 200K for the average state.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158690)



Reply Favorite

Date: January 15th, 2018 2:17 AM
Author: Mint corner ratface

Yeah that’s not the normal usage of that term but whatever.

Feds should grab mid to high teens in income tax for a guy with mortgage interest n 2 kids. 7.5 percent for payroll. If the state takes 5%, ur getting close.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158697)



Reply Favorite

Date: January 15th, 2018 3:57 PM
Author: unholy exciting set mental disorder

And why does it list donations to charity coming out of post-tax dollars? I'm no tax masterman, but wouldn't that basically be pre-tax if you deduct it?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161807)



Reply Favorite

Date: January 15th, 2018 8:58 PM
Author: Odious obsidian wagecucks site

It’s not a top line deduction so it’s not that simple. Also, presumably this flame budget accounts for that in the effective tax rate

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163928)



Reply Favorite

Date: January 15th, 2018 7:52 AM
Author: mustard orchestra pit

$3,000 in consumer debt? No one with a college degree should have this.

$5,000 in lessons for your child? LJL if they're young enough to need $24k in "childcare" (younger than 5) why are they taking lessons? If it's a second child, live in a good school district where they offer music, dance, etc., and avoid paying for this flame.

$8,000 in vacations? If your barely getting by use points and take one vacation.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159161)



Reply Favorite

Date: January 15th, 2018 7:57 AM
Author: Crystalline alcoholic principal's office

$6000 on car payments?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159166)



Reply Favorite

Date: January 15th, 2018 8:12 AM
Author: aphrodisiac abusive box office ceo

Yeah, seems low

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159179)



Reply Favorite

Date: January 19th, 2018 10:57 AM
Author: iridescent big coffee pot resort

And how the hell would they be spending $400 a month on fuel?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188659)



Reply Favorite

Date: January 15th, 2018 8:14 AM
Author: Flatulent Rehab Persian

My wife and I make over 400k (like 480k with full bonus) and we’re scraping by. Just stopped putting money in our 401ks.

Houses and child care here are stupid expensive and I think we probably spent too much on both. We’re canceling vacations this year.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159185)



Reply Favorite

Date: January 15th, 2018 8:15 AM
Author: aphrodisiac abusive box office ceo

LMAO

pepper angus, bro

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159189)



Reply Favorite

Date: January 15th, 2018 8:17 AM
Author: Flatulent Rehab Persian

Ya man. I’m definitely a biglaw slave now.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159197)



Reply Favorite

Date: January 15th, 2018 8:35 AM
Author: Lilac French Chef

(profligate guy with no budget)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159217)



Reply Favorite

Date: January 15th, 2018 8:50 AM
Author: Flatulent Rehab Persian

The draw of home ownership is what’s doing this to me. I could rent and be fine.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159252)



Reply Favorite

Date: January 15th, 2018 8:55 AM
Author: Lilac French Chef

400k is about 22k a month after taxes.

A 30 year mortagage on a 2 million house is only about 9k a month. You could buy one and have 13k a month left over for other expenses. Seems eminently doable.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159264)



Reply Favorite

Date: January 15th, 2018 9:03 AM
Author: Flatulent Rehab Persian

I pay 5500 for property taxes, homeowners insurance, and mortgage.

Daycare is 2000 per month.

Until this month my wife and I were maxing out 401k.

Food/gas and things like that are 3000 per month.

Almost half our money goes to state and federal taxes, FICA, Social Security, and other bullshit like that.

And last year we spent too much on vacations, would give in and eat out too often. Would say yes when our kid would beg for a toy. Would say fuck it and buy a new suit for work or a new screw gun because I really wanted them. This is the shit we need to clean up this year.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159276)



Reply Favorite

Date: January 15th, 2018 9:14 AM
Author: Lilac French Chef

with maxed 401ks, a 45% federal, state, and local effective tax rate, and the expeses you listed, you still have

16,683-5,500-2,000-3,000

=6,183

per month left over for random expenses or saving

that's a lot of money

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159297)



Reply Favorite

Date: January 15th, 2018 10:07 AM
Author: Mint corner ratface

You're leaking a lot of money somewhere. Get a fuckin budget.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159486)



Reply Favorite

Date: January 15th, 2018 10:30 AM
Author: Flatulent Rehab Persian

You’re right. Also some of this is hard to analyze because we just bought the house and spent a ton on a ski trip, so the sample size is small and skewed high. I’ve definitely looked over our expenses and talked to my wife about the shit we need to cut out. Still a little fucking anxious about owning an expensive ass houses.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159609)



Reply Favorite

Date: January 19th, 2018 12:06 PM
Author: blue curious striped hyena

Protup: she's giving an allowance to Darnell

You're budget isn't the only thing that's leaking

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189135)



Reply Favorite

Date: January 15th, 2018 8:15 AM
Author: Tan kink-friendly garrison gunner

CR is to not have kids

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159190)



Reply Favorite

Date: January 15th, 2018 11:14 AM
Author: Clear Sickened Regret Headpube

(Shlomo Kikesteinberg)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159856)



Reply Favorite

Date: January 15th, 2018 8:18 AM
Author: talented office place of business

thats what i make and i can tell you mortgage is way too high in that chart. so is childcare. car payments are low.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159200)



Reply Favorite

Date: January 15th, 2018 8:25 AM
Author: talented office place of business

lol why the fuck does someone making $200k think they xan afford a $700k home? $450 tops on that salary, but more like $350k if you're responsible

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159205)



Reply Favorite

Date: January 15th, 2018 8:31 AM
Author: Flatulent Rehab Persian

In dc houses under 700k have bullets flying over them.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159211)



Reply Favorite

Date: January 15th, 2018 8:34 AM
Author: talented office place of business

then dont work in dc

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159215)



Reply Favorite

Date: January 15th, 2018 10:20 AM
Author: blue curious striped hyena

if you're buying a house in DC why are you spending $5000 per year on gas (and over $12k/year overall on cars)?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159551)



Reply Favorite

Date: January 15th, 2018 10:31 AM
Author: titillating heaven faggot firefighter



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159621)



Reply Favorite

Date: January 15th, 2018 8:37 AM
Author: swollen affirmative action whorehouse

it's a made-up budget by some financial porn site, specifically intended to rile u up

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159220)



Reply Favorite

Date: January 15th, 2018 8:31 AM
Author: bat-shit-crazy generalized bond spot

Who makes 200k and still has a $500 car payment per month

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159210)



Reply Favorite

Date: January 15th, 2018 8:41 AM
Author: jade arousing parlour milk



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159225)



Reply Favorite

Date: January 15th, 2018 10:39 AM
Author: alcoholic boistinker

I do. And my HHI is $350k.

Lots of much richer people than I have car payments.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159675)



Reply Favorite

Date: January 19th, 2018 11:57 AM
Author: aphrodisiac abusive box office ceo

Most Americans making 200k

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189068)



Reply Favorite

Date: January 15th, 2018 9:13 AM
Author: blue curious striped hyena

Forgot the 20k/yr line item for cocaine

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159295)



Reply Favorite

Date: January 15th, 2018 10:30 AM
Author: titillating heaven faggot firefighter

(XO 2018)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159612)



Reply Favorite

Date: January 15th, 2018 11:19 AM
Author: Clear Sickened Regret Headpube

In the cities where it's feasible to get a wagecuck salary of $200K it's $800K to get a cookie cutter mini McMansion with a 1-1.5 hour commute and your kids will still go to school with fobs. If they want to play competitive sports that's $5K per kid per year. Effective tax rate is higher and so are most of the other expenses listed besides vacations which can be forgone. Solution: don't be a wagecuck and live in are country

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159898)



Reply Favorite

Date: January 15th, 2018 3:26 PM
Author: Hateful Soggy Casino Immigrant



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161570)



Reply Favorite

Date: January 15th, 2018 11:22 AM
Author: Swashbuckling High-end Cuckoldry Newt

Amazing how so many high functioning autistic dweebs with top 1% earnings can be so utterly retarded with money

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159909)



Reply Favorite

Date: January 15th, 2018 7:53 PM
Author: very tactful hairy legs

and then make "prole tell" posts

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163542)



Reply Favorite

Date: January 15th, 2018 3:26 PM
Author: thirsty university

i hate people who act like their 401k doesnt count as money

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161577)



Reply Favorite

Date: January 15th, 2018 3:27 PM
Author: Hateful Soggy Casino Immigrant

they gutted social security and took away pensions, yeah, fuck you, it's another tax that responsible people choose to pay so we're not sucking dick when we're 73

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161589)



Reply Favorite

Date: January 19th, 2018 12:01 PM
Author: blue curious striped hyena

Protip: in 30 years after the social security fund is fully echausted , they'll start taxing you're 401k to pay for the vast irresponsible majority's retirement

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189099)



Reply Favorite

Date: January 15th, 2018 3:46 PM
Author: twisted incel business firm

I don't have kids and I made $200k when I was 25 with $0 loans/debt/etc.

Add another $100k for future wife's salary and it seems like a pretty good life. $300k gets you UMC pretty easily.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161720)



Reply Favorite

Date: January 15th, 2018 7:05 PM
Author: Odious obsidian wagecucks site

I assume someone making so little qualifies for public assistance, right?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163228)



Reply Favorite

Date: January 15th, 2018 7:33 PM
Author: Supple Opaque Sweet Tailpipe Crotch

How does he afford crippling alcoholism?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163398)



Reply Favorite

Date: January 15th, 2018 7:51 PM
Author: very tactful hairy legs

"consumer debt" lmao

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163528)



Reply Favorite

Date: January 15th, 2018 7:54 PM
Author: very tactful hairy legs

why didn't they just buy crypto?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163546)



Reply Favorite

Date: January 17th, 2018 11:12 AM
Author: glittery feces nursing home

they didnt want to be -200k in the hole

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35175100)



Reply Favorite

Date: January 19th, 2018 10:46 AM
Author: Odious obsidian wagecucks site

?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188595)



Reply Favorite

Date: January 19th, 2018 10:49 AM
Author: Outnumbered location

?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188612)



Reply Favorite

Date: January 17th, 2018 11:15 AM
Author: blathering kitchen

Ljl at 5k for "children's lessons"

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35175135)



Reply Favorite

Date: January 19th, 2018 10:54 AM
Author: mewling ape home

"Children's lessons" gives it away that this list was made by some chink

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188645)



Reply Favorite

Date: January 19th, 2018 11:05 AM
Author: autistic sanctuary

We deal with it by asking, “Where does it all go?” and returning to the treadmill without doing the depressing analysis you kindly provided.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188711)



Reply Favorite

Date: January 19th, 2018 11:43 AM
Author: mustard orchestra pit

"I'm barely getting by!" she screeched as she checked her 401(k) balance on her phone (maxed it out again this month) while waiting in line in her leased Mercedes to pick up Harper from her ballet lessons. "I hope Harper finishes up soon," she thought to herself. "I still have to pack for our vacation to the Bahamas next week."

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188976)



Reply Favorite

Date: January 19th, 2018 12:20 PM
Author: glittery feces nursing home

*his ballet lesson

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189279)



Reply Favorite

Date: January 19th, 2018 12:16 PM
Author: Bateful church building

$1000 for food for a family of four is low. Basically 100% groceries, bring lunch from home, almost no eating out. Also, not sure where things like cell and internet are in this--I guess "home maintenance"?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189229)



Reply Favorite

Date: March 8th, 2018 3:23 PM
Author: Multi-colored boltzmann stage

Agree, if you make 200k you're gonna eat out with the family some. That's hardly an absurd extravagance, since lots of proles eat out.



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563207)



Reply Favorite

Date: January 19th, 2018 12:23 PM
Author: maniacal goal in life house

Their main issue is that nobody making $200k should be buying a $700k house. Math also doesn’t check out since mortgage amount is $3000/mo so they only put like $50k down?

Also stupid spending here and there like $8k on vacation, $3k “consumer debt,” expensive car payments, expensive kids lessons etc.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189314)



Reply Favorite

Date: March 8th, 2018 3:12 PM
Author: Sapphire church

found it!

https://www.financialsamurai.com/how-to-make-six-figures-a-year-and-not-feel-rich-200000-income-edition/

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563090)



Reply Favorite

Date: March 8th, 2018 3:17 PM
Author: Charismatic theater love of her life

lol they actually forgot healthcare insurance

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563152)