\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

How to make $200k and just get by (pic/chart

https://qph.ec.quoracdn.net/main-qimg-a6249a6a24542e93745985...
Multi-colored Hilarious Giraffe
  01/14/18
Problem: children
Soul-stirring Ultramarine Property
  01/14/18
This is like the perfect chart for an XO 100-post thread.
Titillating pearl mental disorder dilemma
  01/15/18
that misc is way too low and child care way too high.
Rose lodge
  01/14/18
That childcare cost is common in DC; it's insane.
excitant insanely creepy state faggotry
  01/14/18
Nah, $2k/mo is normal in any major metro. It works out to l...
Titillating pearl mental disorder dilemma
  01/15/18
More like $2,800-$3k in NYC for full-time care.
provocative corner
  03/08/18
Just scraping by contributing max to 401k and paying off 3k ...
Dead police squad
  01/14/18
If a kid goes to 2 or 3 lessons a week, that's 5k. If you ha...
Turquoise rambunctious hospital doctorate
  01/14/18
also lolled at $8k a year on vacations
galvanic navy theater stage
  01/14/18
Also 4800 in gas. Are they fucking truck drivers or somethin...
Dead police squad
  01/14/18
...
curious cocky round eye
  01/15/18
Both have long commutes in SUVs
Bipolar stirring rehab
  01/15/18
Yet somehow still manage to pay an absurd mortgage even thou...
marvelous mediation stage
  01/15/18
Yeah, McMansions don’t pay for themselves
Bipolar stirring rehab
  01/15/18
the whole point of living far out (at least in the coastal c...
marvelous mediation stage
  01/15/18
To you. To them it’s about getting a giant fucking house.
Bipolar stirring rehab
  01/15/18
thats actually reasonable. i have a 17-mile one-way commute ...
diverse demanding locus
  01/15/18
40 miles a day, 25 mpg, $2.50 gas, 6 days a week, is $24 per...
Stimulating laser beams
  01/19/18
If his fill up costs 50 bucks, he’s probably not driving a c...
Bipolar stirring rehab
  01/19/18
gas = booger sugar
Brass Underhanded Center Rigor
  01/19/18
I spend that on one vacation a year.
pink set jap
  01/15/18
...
Sepia stain striped hyena
  01/15/18
(not my wife)
fighting friendly grandma pistol
  01/15/18
that one actually seems reasonable to me. if we assume 4 ...
Unholy burgundy shrine toaster
  01/15/18
Yeah who doesn't have 4 weeks off for luxury vacations?
marvelous mediation stage
  01/15/18
...
blue theater national security agency
  01/15/18
for a family, thats actually reasonable
Nighttime Menage
  01/15/18
...
Heady balding location
  01/15/18
...
Nighttime Menage
  01/15/18
spin, ratfucks
duck-like windowlicker
  01/15/18
kikes definitely made this "chart"
180 ape yarmulke
  01/14/18
kikes do not spend like this. these are 100% goys.
curious cocky round eye
  01/15/18
Twist: you are both right. Kikes made this chart for goys
Bipolar stirring rehab
  01/15/18
...
Histrionic Maroon Old Irish Cottage
  01/15/18
yeah thought that was my obvious meaning
180 ape yarmulke
  01/15/18
...
cyan up-to-no-good principal's office corn cake
  01/15/18
...
curious cocky round eye
  01/15/18
...
Titillating pearl mental disorder dilemma
  01/15/18
...
orchid bbw
  03/08/18
...
Titillating pearl mental disorder dilemma
  01/15/18
Missed the more obvious way to make 200k and only get by: Ha...
excitant insanely creepy state faggotry
  01/15/18
great troll job making me mad as fuck
Mind-boggling slate factory reset button lay
  01/15/18
...
Nighttime Menage
  01/15/18
Maxing retirement savings Taking two oppulent vacations a y...
electric lilac institution
  01/15/18
LOL @ "opulent" 2 vacations for a family of 4 tota...
Jet racy brunch
  01/15/18
You should write an article about it lmao
razzle gaping
  01/15/18
...
boyish well-lubricated internal respiration hell
  01/15/18
Underrated
Titillating pearl mental disorder dilemma
  01/15/18
This is a solidly UMC life for 140k + 60k incomes. Don't see...
Plum Cowardly Area
  01/15/18
significant savings, discretionary spending, and a good life...
Swashbuckling Whorehouse
  01/15/18
they are not 'just getting by'. they are living lavishly, co...
Nighttime Menage
  01/15/18
agreed. could delay having kids, could cut the lessons if a...
Unholy burgundy shrine toaster
  01/15/18
TBF, if both are working they can’t afford to max both IRAs.
Titillating pearl mental disorder dilemma
  01/15/18
Is that 30% rate all inclusive or just Federal? If just Fed...
Unholy burgundy shrine toaster
  01/15/18
Why would it not be all inclusive? Do u see state, payroll, ...
fighting friendly grandma pistol
  01/15/18
I don't see state, but I've never seen "federal + state...
Unholy burgundy shrine toaster
  01/15/18
Yeah that’s not the normal usage of that term but whatever. ...
fighting friendly grandma pistol
  01/15/18
And why does it list donations to charity coming out of post...
Wild naked field
  01/15/18
It’s not a top line deduction so it’s not that simple. Also...
Cerebral Station
  01/15/18
$3,000 in consumer debt? No one with a college degree should...
Ruddy psychic place of business
  01/15/18
$6000 on car payments?
Poppy exhilarant selfie mood
  01/15/18
Yeah, seems low
Bipolar stirring rehab
  01/15/18
And how the hell would they be spending $400 a month on fuel...
Spectacular unhinged pit nibblets
  01/19/18
My wife and I make over 400k (like 480k with full bonus) and...
Crimson Kitchen Masturbator
  01/15/18
LMAO pepper angus, bro
Bipolar stirring rehab
  01/15/18
Ya man. I’m definitely a biglaw slave now.
Crimson Kitchen Masturbator
  01/15/18
(profligate guy with no budget)
electric lilac institution
  01/15/18
The draw of home ownership is what’s doing this to me. I cou...
Crimson Kitchen Masturbator
  01/15/18
400k is about 22k a month after taxes. A 30 year mortagag...
electric lilac institution
  01/15/18
I pay 5500 for property taxes, homeowners insurance, and mor...
Crimson Kitchen Masturbator
  01/15/18
with maxed 401ks, a 45% federal, state, and local effective ...
electric lilac institution
  01/15/18
You're leaking a lot of money somewhere. Get a fuckin budget...
fighting friendly grandma pistol
  01/15/18
You’re right. Also some of this is hard to analyze because w...
Crimson Kitchen Masturbator
  01/15/18
Protup: she's giving an allowance to Darnell You're budge...
marvelous mediation stage
  01/19/18
CR is to not have kids
Lascivious Crotch Personal Credit Line
  01/15/18
(Shlomo Kikesteinberg)
ruby cheese-eating voyeur
  01/15/18
thats what i make and i can tell you mortgage is way too hig...
diverse demanding locus
  01/15/18
lol why the fuck does someone making $200k think they xan af...
diverse demanding locus
  01/15/18
In dc houses under 700k have bullets flying over them.
Crimson Kitchen Masturbator
  01/15/18
then dont work in dc
diverse demanding locus
  01/15/18
if you're buying a house in DC why are you spending $5000 pe...
marvelous mediation stage
  01/15/18
...
dashing henna market dopamine
  01/15/18
it's a made-up budget by some financial porn site, specifica...
Lime Bateful Jewess
  01/15/18
Who makes 200k and still has a $500 car payment per month
odious avocado milk
  01/15/18
...
Heady balding location
  01/15/18
I do. And my HHI is $350k. Lots of much richer people tha...
cruel-hearted hot church idea he suggested
  01/15/18
Most Americans making 200k
Bipolar stirring rehab
  01/19/18
Forgot the 20k/yr line item for cocaine
marvelous mediation stage
  01/15/18
(XO 2018)
dashing henna market dopamine
  01/15/18
In the cities where it's feasible to get a wagecuck salary o...
ruby cheese-eating voyeur
  01/15/18
...
mildly autistic orchestra pit skinny woman
  01/15/18
Amazing how so many high functioning autistic dweebs with to...
dark public bath quadroon
  01/15/18
and then make "prole tell" posts
Nubile bull headed cruise ship
  01/15/18
i hate people who act like their 401k doesnt count as money
big stage trust fund
  01/15/18
they gutted social security and took away pensions, yeah, fu...
mildly autistic orchestra pit skinny woman
  01/15/18
Protip: in 30 years after the social security fund is fully ...
marvelous mediation stage
  01/19/18
I don't have kids and I made $200k when I was 25 with $0 loa...
olive water buffalo house
  01/15/18
I assume someone making so little qualifies for public assis...
Cerebral Station
  01/15/18
How does he afford crippling alcoholism?
Titillating pearl mental disorder dilemma
  01/15/18
"consumer debt" lmao
Nubile bull headed cruise ship
  01/15/18
why didn't they just buy crypto?
Nubile bull headed cruise ship
  01/15/18
they didnt want to be -200k in the hole
Multi-colored Hilarious Giraffe
  01/17/18
?
Cerebral Station
  01/19/18
?
Zombie-like Bat-shit-crazy Site Regret
  01/19/18
Ljl at 5k for "children's lessons"
Citrine sneaky criminal
  01/17/18
"Children's lessons" gives it away that this list ...
Cream Bisexual Space Associate
  01/19/18
We deal with it by asking, “Where does it all go?” and retu...
Elite Shitlib
  01/19/18
"I'm barely getting by!" she screeched as she chec...
Ruddy psychic place of business
  01/19/18
*his ballet lesson
Multi-colored Hilarious Giraffe
  01/19/18
$1000 for food for a family of four is low. Basically 100% ...
startling kitty cat
  01/19/18
Agree, if you make 200k you're gonna eat out with the family...
Thirsty queen of the night pozpig
  03/08/18
Their main issue is that nobody making $200k should be buyin...
floppy business firm immigrant
  01/19/18
found it! https://www.financialsamurai.com/how-to-make-si...
Chocolate Black Woman Step-uncle's House
  03/08/18
lol they actually forgot healthcare insurance
lake incel spot
  03/08/18


Poast new message in this thread



Reply Favorite

Date: January 14th, 2018 11:51 PM
Author: Multi-colored Hilarious Giraffe

https://qph.ec.quoracdn.net/main-qimg-a6249a6a24542e93745985a058acdbdb

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158058)



Reply Favorite

Date: January 14th, 2018 11:53 PM
Author: Soul-stirring Ultramarine Property

Problem: children

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158069)



Reply Favorite

Date: January 15th, 2018 7:29 PM
Author: Titillating pearl mental disorder dilemma

This is like the perfect chart for an XO 100-post thread.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163373)



Reply Favorite

Date: January 14th, 2018 11:53 PM
Author: Rose lodge

that misc is way too low and child care way too high.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158071)



Reply Favorite

Date: January 14th, 2018 11:58 PM
Author: excitant insanely creepy state faggotry

That childcare cost is common in DC; it's insane.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158095)



Reply Favorite

Date: January 15th, 2018 7:31 PM
Author: Titillating pearl mental disorder dilemma

Nah, $2k/mo is normal in any major metro. It works out to like $16/hour.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163384)



Reply Favorite

Date: March 8th, 2018 3:33 PM
Author: provocative corner

More like $2,800-$3k in NYC for full-time care.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563302)



Reply Favorite

Date: January 14th, 2018 11:54 PM
Author: Dead police squad

Just scraping by contributing max to 401k and paying off 3k of consumer debt with 5k in "lessons". Truly middle class salt of the earth problems

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158073)



Reply Favorite

Date: January 14th, 2018 11:56 PM
Author: Turquoise rambunctious hospital doctorate

If a kid goes to 2 or 3 lessons a week, that's 5k. If you have two kids and they go to a single lesson a week, that's 5k as well.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158080)



Reply Favorite

Date: January 14th, 2018 11:56 PM
Author: galvanic navy theater stage

also lolled at $8k a year on vacations

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158081)



Reply Favorite

Date: January 14th, 2018 11:58 PM
Author: Dead police squad

Also 4800 in gas. Are they fucking truck drivers or something?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158090)



Reply Favorite

Date: January 15th, 2018 12:01 AM
Author: curious cocky round eye



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158119)



Reply Favorite

Date: January 15th, 2018 8:13 AM
Author: Bipolar stirring rehab

Both have long commutes in SUVs

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159184)



Reply Favorite

Date: January 15th, 2018 9:10 AM
Author: marvelous mediation stage

Yet somehow still manage to pay an absurd mortgage even though they live way out in the burbs

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159293)



Reply Favorite

Date: January 15th, 2018 12:35 PM
Author: Bipolar stirring rehab

Yeah, McMansions don’t pay for themselves

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35160396)



Reply Favorite

Date: January 15th, 2018 3:24 PM
Author: marvelous mediation stage

the whole point of living far out (at least in the coastal cities) is that it's cheaper...

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161556)



Reply Favorite

Date: January 15th, 2018 3:48 PM
Author: Bipolar stirring rehab

To you. To them it’s about getting a giant fucking house.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161727)



Reply Favorite

Date: January 15th, 2018 8:21 AM
Author: diverse demanding locus

thats actually reasonable. i have a 17-mile one-way commute that i make 6 days a week on average. wife has a shorter commute. between the two of us on average we fill up each vehicle once a week at ~$50 each, so call it $5,200/yr

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159202)



Reply Favorite

Date: January 19th, 2018 10:57 AM
Author: Stimulating laser beams

40 miles a day, 25 mpg, $2.50 gas, 6 days a week, is $24 per week, broski.

In order to spend $5200 on gas, EACH of you would have to average 75 miles driving EVERY DAY.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188658)



Reply Favorite

Date: January 19th, 2018 12:11 PM
Author: Bipolar stirring rehab

If his fill up costs 50 bucks, he’s probably not driving a car that gets 25 mpg. He’s still off but average couple with commutes are paying easily 3 grand a year. It’s not hard to see someone paying 5k if they have long commutes and cars with shit gas mileage.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189179)



Reply Favorite

Date: January 19th, 2018 10:56 AM
Author: Brass Underhanded Center Rigor

gas = booger sugar

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188653)



Reply Favorite

Date: January 15th, 2018 12:01 AM
Author: pink set jap

I spend that on one vacation a year.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158113)



Reply Favorite

Date: January 15th, 2018 12:05 AM
Author: Sepia stain striped hyena



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158142)



Reply Favorite

Date: January 15th, 2018 1:48 AM
Author: fighting friendly grandma pistol

(not my wife)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158622)



Reply Favorite

Date: January 15th, 2018 2:13 AM
Author: Unholy burgundy shrine toaster

that one actually seems reasonable to me.

if we assume 4 weeks off and a family, even if you just went on 2 main vacations, the plane tickets, hotels, etc. add up.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158691)



Reply Favorite

Date: January 15th, 2018 9:12 AM
Author: marvelous mediation stage

Yeah who doesn't have 4 weeks off for luxury vacations?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159294)



Reply Favorite

Date: January 15th, 2018 7:08 PM
Author: blue theater national security agency



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163247)



Reply Favorite

Date: January 15th, 2018 2:15 AM
Author: Nighttime Menage

for a family, thats actually reasonable

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158693)



Reply Favorite

Date: January 15th, 2018 8:27 AM
Author: Heady balding location



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159208)



Reply Favorite

Date: January 15th, 2018 2:04 AM
Author: Nighttime Menage



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158667)



Reply Favorite

Date: January 15th, 2018 2:06 AM
Author: duck-like windowlicker

spin, ratfucks

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158673)



Reply Favorite

Date: January 14th, 2018 11:57 PM
Author: 180 ape yarmulke

kikes definitely made this "chart"

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158086)



Reply Favorite

Date: January 15th, 2018 12:02 AM
Author: curious cocky round eye

kikes do not spend like this. these are 100% goys.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158122)



Reply Favorite

Date: January 15th, 2018 8:10 AM
Author: Bipolar stirring rehab

Twist: you are both right. Kikes made this chart for goys

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159175)



Reply Favorite

Date: January 15th, 2018 8:22 AM
Author: Histrionic Maroon Old Irish Cottage



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159204)



Reply Favorite

Date: January 15th, 2018 9:51 AM
Author: 180 ape yarmulke

yeah thought that was my obvious meaning

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159396)



Reply Favorite

Date: January 15th, 2018 10:23 AM
Author: cyan up-to-no-good principal's office corn cake



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159567)



Reply Favorite

Date: January 15th, 2018 4:21 PM
Author: curious cocky round eye



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161991)



Reply Favorite

Date: January 15th, 2018 7:31 PM
Author: Titillating pearl mental disorder dilemma



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163386)



Reply Favorite

Date: March 8th, 2018 3:15 PM
Author: orchid bbw



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563128)



Reply Favorite

Date: January 15th, 2018 7:31 PM
Author: Titillating pearl mental disorder dilemma



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163385)



Reply Favorite

Date: January 15th, 2018 12:01 AM
Author: excitant insanely creepy state faggotry

Missed the more obvious way to make 200k and only get by: Having to spend 20k or more a year paying down massive law school debt.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158120)



Reply Favorite

Date: January 15th, 2018 12:04 AM
Author: Mind-boggling slate factory reset button lay

great troll job making me mad as fuck

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158133)



Reply Favorite

Date: January 15th, 2018 2:04 AM
Author: Nighttime Menage



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158668)



Reply Favorite

Date: January 15th, 2018 12:08 AM
Author: electric lilac institution

Maxing retirement savings

Taking two oppulent vacations a year

Living in a 700k house

Driving a nice car

And, having thousands left over

Is a very good life

He makes 200k. It's classic UMC.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158159)



Reply Favorite

Date: January 15th, 2018 8:57 AM
Author: Jet racy brunch

LOL @ "opulent" 2 vacations for a family of 4 totaling $8k sounds pretty bare bones. They should get in DAT points game.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159268)



Reply Favorite

Date: January 15th, 2018 9:15 AM
Author: razzle gaping

You should write an article about it lmao

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159299)



Reply Favorite

Date: January 15th, 2018 10:29 AM
Author: boyish well-lubricated internal respiration hell



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159603)



Reply Favorite

Date: January 15th, 2018 7:32 PM
Author: Titillating pearl mental disorder dilemma

Underrated

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163392)



Reply Favorite

Date: January 15th, 2018 1:42 AM
Author: Plum Cowardly Area

This is a solidly UMC life for 140k + 60k incomes. Don't see the problem here

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158609)



Reply Favorite

Date: January 15th, 2018 1:48 AM
Author: Swashbuckling Whorehouse

significant savings, discretionary spending, and a good lifestyle. this is a clownworld shitlib definition of 'just getting by.'



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158624)



Reply Favorite

Date: January 15th, 2018 2:05 AM
Author: Nighttime Menage

they are not 'just getting by'. they are living lavishly, contributing handsomely to retirement and spending liberally on ridiculous shit. could easily tighten things up substantially.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158669)



Reply Favorite

Date: January 15th, 2018 2:11 AM
Author: Unholy burgundy shrine toaster

agreed. could delay having kids, could cut the lessons if already had kids. cut the charity if just scraping by.

also, 3k sounds like not that much for clothing, but that's quite a bit if you're doing it every year. 4800 on gas seems like too much too.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158689)



Reply Favorite

Date: January 15th, 2018 7:32 PM
Author: Titillating pearl mental disorder dilemma

TBF, if both are working they can’t afford to max both IRAs.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163394)



Reply Favorite

Date: January 15th, 2018 2:07 AM
Author: Unholy burgundy shrine toaster

Is that 30% rate all inclusive or just Federal? If just Federal that seems way too high.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158678)



Reply Favorite

Date: January 15th, 2018 2:09 AM
Author: fighting friendly grandma pistol

Why would it not be all inclusive? Do u see state, payroll, property, sales, etc. somewhere else?

Edit: property is listed separate tif. Still pretty close tho, at least in a high tax state..

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158685)



Reply Favorite

Date: January 15th, 2018 2:12 AM
Author: Unholy burgundy shrine toaster

I don't see state, but I've never seen "federal + state" described as "effective" rate before.

but 30% seems like a good estimate of total tax rate on 200K for the average state.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158690)



Reply Favorite

Date: January 15th, 2018 2:17 AM
Author: fighting friendly grandma pistol

Yeah that’s not the normal usage of that term but whatever.

Feds should grab mid to high teens in income tax for a guy with mortgage interest n 2 kids. 7.5 percent for payroll. If the state takes 5%, ur getting close.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158697)



Reply Favorite

Date: January 15th, 2018 3:57 PM
Author: Wild naked field

And why does it list donations to charity coming out of post-tax dollars? I'm no tax masterman, but wouldn't that basically be pre-tax if you deduct it?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161807)



Reply Favorite

Date: January 15th, 2018 8:58 PM
Author: Cerebral Station

It’s not a top line deduction so it’s not that simple. Also, presumably this flame budget accounts for that in the effective tax rate

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163928)



Reply Favorite

Date: January 15th, 2018 7:52 AM
Author: Ruddy psychic place of business

$3,000 in consumer debt? No one with a college degree should have this.

$5,000 in lessons for your child? LJL if they're young enough to need $24k in "childcare" (younger than 5) why are they taking lessons? If it's a second child, live in a good school district where they offer music, dance, etc., and avoid paying for this flame.

$8,000 in vacations? If your barely getting by use points and take one vacation.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159161)



Reply Favorite

Date: January 15th, 2018 7:57 AM
Author: Poppy exhilarant selfie mood

$6000 on car payments?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159166)



Reply Favorite

Date: January 15th, 2018 8:12 AM
Author: Bipolar stirring rehab

Yeah, seems low

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159179)



Reply Favorite

Date: January 19th, 2018 10:57 AM
Author: Spectacular unhinged pit nibblets

And how the hell would they be spending $400 a month on fuel?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188659)



Reply Favorite

Date: January 15th, 2018 8:14 AM
Author: Crimson Kitchen Masturbator

My wife and I make over 400k (like 480k with full bonus) and we’re scraping by. Just stopped putting money in our 401ks.

Houses and child care here are stupid expensive and I think we probably spent too much on both. We’re canceling vacations this year.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159185)



Reply Favorite

Date: January 15th, 2018 8:15 AM
Author: Bipolar stirring rehab

LMAO

pepper angus, bro

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159189)



Reply Favorite

Date: January 15th, 2018 8:17 AM
Author: Crimson Kitchen Masturbator

Ya man. I’m definitely a biglaw slave now.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159197)



Reply Favorite

Date: January 15th, 2018 8:35 AM
Author: electric lilac institution

(profligate guy with no budget)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159217)



Reply Favorite

Date: January 15th, 2018 8:50 AM
Author: Crimson Kitchen Masturbator

The draw of home ownership is what’s doing this to me. I could rent and be fine.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159252)



Reply Favorite

Date: January 15th, 2018 8:55 AM
Author: electric lilac institution

400k is about 22k a month after taxes.

A 30 year mortagage on a 2 million house is only about 9k a month. You could buy one and have 13k a month left over for other expenses. Seems eminently doable.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159264)



Reply Favorite

Date: January 15th, 2018 9:03 AM
Author: Crimson Kitchen Masturbator

I pay 5500 for property taxes, homeowners insurance, and mortgage.

Daycare is 2000 per month.

Until this month my wife and I were maxing out 401k.

Food/gas and things like that are 3000 per month.

Almost half our money goes to state and federal taxes, FICA, Social Security, and other bullshit like that.

And last year we spent too much on vacations, would give in and eat out too often. Would say yes when our kid would beg for a toy. Would say fuck it and buy a new suit for work or a new screw gun because I really wanted them. This is the shit we need to clean up this year.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159276)



Reply Favorite

Date: January 15th, 2018 9:14 AM
Author: electric lilac institution

with maxed 401ks, a 45% federal, state, and local effective tax rate, and the expeses you listed, you still have

16,683-5,500-2,000-3,000

=6,183

per month left over for random expenses or saving

that's a lot of money

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159297)



Reply Favorite

Date: January 15th, 2018 10:07 AM
Author: fighting friendly grandma pistol

You're leaking a lot of money somewhere. Get a fuckin budget.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159486)



Reply Favorite

Date: January 15th, 2018 10:30 AM
Author: Crimson Kitchen Masturbator

You’re right. Also some of this is hard to analyze because we just bought the house and spent a ton on a ski trip, so the sample size is small and skewed high. I’ve definitely looked over our expenses and talked to my wife about the shit we need to cut out. Still a little fucking anxious about owning an expensive ass houses.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159609)



Reply Favorite

Date: January 19th, 2018 12:06 PM
Author: marvelous mediation stage

Protup: she's giving an allowance to Darnell

You're budget isn't the only thing that's leaking

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189135)



Reply Favorite

Date: January 15th, 2018 8:15 AM
Author: Lascivious Crotch Personal Credit Line

CR is to not have kids

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159190)



Reply Favorite

Date: January 15th, 2018 11:14 AM
Author: ruby cheese-eating voyeur

(Shlomo Kikesteinberg)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159856)



Reply Favorite

Date: January 15th, 2018 8:18 AM
Author: diverse demanding locus

thats what i make and i can tell you mortgage is way too high in that chart. so is childcare. car payments are low.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159200)



Reply Favorite

Date: January 15th, 2018 8:25 AM
Author: diverse demanding locus

lol why the fuck does someone making $200k think they xan afford a $700k home? $450 tops on that salary, but more like $350k if you're responsible

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159205)



Reply Favorite

Date: January 15th, 2018 8:31 AM
Author: Crimson Kitchen Masturbator

In dc houses under 700k have bullets flying over them.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159211)



Reply Favorite

Date: January 15th, 2018 8:34 AM
Author: diverse demanding locus

then dont work in dc

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159215)



Reply Favorite

Date: January 15th, 2018 10:20 AM
Author: marvelous mediation stage

if you're buying a house in DC why are you spending $5000 per year on gas (and over $12k/year overall on cars)?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159551)



Reply Favorite

Date: January 15th, 2018 10:31 AM
Author: dashing henna market dopamine



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159621)



Reply Favorite

Date: January 15th, 2018 8:37 AM
Author: Lime Bateful Jewess

it's a made-up budget by some financial porn site, specifically intended to rile u up

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159220)



Reply Favorite

Date: January 15th, 2018 8:31 AM
Author: odious avocado milk

Who makes 200k and still has a $500 car payment per month

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159210)



Reply Favorite

Date: January 15th, 2018 8:41 AM
Author: Heady balding location



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159225)



Reply Favorite

Date: January 15th, 2018 10:39 AM
Author: cruel-hearted hot church idea he suggested

I do. And my HHI is $350k.

Lots of much richer people than I have car payments.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159675)



Reply Favorite

Date: January 19th, 2018 11:57 AM
Author: Bipolar stirring rehab

Most Americans making 200k

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189068)



Reply Favorite

Date: January 15th, 2018 9:13 AM
Author: marvelous mediation stage

Forgot the 20k/yr line item for cocaine

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159295)



Reply Favorite

Date: January 15th, 2018 10:30 AM
Author: dashing henna market dopamine

(XO 2018)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159612)



Reply Favorite

Date: January 15th, 2018 11:19 AM
Author: ruby cheese-eating voyeur

In the cities where it's feasible to get a wagecuck salary of $200K it's $800K to get a cookie cutter mini McMansion with a 1-1.5 hour commute and your kids will still go to school with fobs. If they want to play competitive sports that's $5K per kid per year. Effective tax rate is higher and so are most of the other expenses listed besides vacations which can be forgone. Solution: don't be a wagecuck and live in are country

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159898)



Reply Favorite

Date: January 15th, 2018 3:26 PM
Author: mildly autistic orchestra pit skinny woman



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161570)



Reply Favorite

Date: January 15th, 2018 11:22 AM
Author: dark public bath quadroon

Amazing how so many high functioning autistic dweebs with top 1% earnings can be so utterly retarded with money

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159909)



Reply Favorite

Date: January 15th, 2018 7:53 PM
Author: Nubile bull headed cruise ship

and then make "prole tell" posts

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163542)



Reply Favorite

Date: January 15th, 2018 3:26 PM
Author: big stage trust fund

i hate people who act like their 401k doesnt count as money

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161577)



Reply Favorite

Date: January 15th, 2018 3:27 PM
Author: mildly autistic orchestra pit skinny woman

they gutted social security and took away pensions, yeah, fuck you, it's another tax that responsible people choose to pay so we're not sucking dick when we're 73

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161589)



Reply Favorite

Date: January 19th, 2018 12:01 PM
Author: marvelous mediation stage

Protip: in 30 years after the social security fund is fully echausted , they'll start taxing you're 401k to pay for the vast irresponsible majority's retirement

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189099)



Reply Favorite

Date: January 15th, 2018 3:46 PM
Author: olive water buffalo house

I don't have kids and I made $200k when I was 25 with $0 loans/debt/etc.

Add another $100k for future wife's salary and it seems like a pretty good life. $300k gets you UMC pretty easily.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161720)



Reply Favorite

Date: January 15th, 2018 7:05 PM
Author: Cerebral Station

I assume someone making so little qualifies for public assistance, right?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163228)



Reply Favorite

Date: January 15th, 2018 7:33 PM
Author: Titillating pearl mental disorder dilemma

How does he afford crippling alcoholism?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163398)



Reply Favorite

Date: January 15th, 2018 7:51 PM
Author: Nubile bull headed cruise ship

"consumer debt" lmao

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163528)



Reply Favorite

Date: January 15th, 2018 7:54 PM
Author: Nubile bull headed cruise ship

why didn't they just buy crypto?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163546)



Reply Favorite

Date: January 17th, 2018 11:12 AM
Author: Multi-colored Hilarious Giraffe

they didnt want to be -200k in the hole

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35175100)



Reply Favorite

Date: January 19th, 2018 10:46 AM
Author: Cerebral Station

?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188595)



Reply Favorite

Date: January 19th, 2018 10:49 AM
Author: Zombie-like Bat-shit-crazy Site Regret

?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188612)



Reply Favorite

Date: January 17th, 2018 11:15 AM
Author: Citrine sneaky criminal

Ljl at 5k for "children's lessons"

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35175135)



Reply Favorite

Date: January 19th, 2018 10:54 AM
Author: Cream Bisexual Space Associate

"Children's lessons" gives it away that this list was made by some chink

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188645)



Reply Favorite

Date: January 19th, 2018 11:05 AM
Author: Elite Shitlib

We deal with it by asking, “Where does it all go?” and returning to the treadmill without doing the depressing analysis you kindly provided.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188711)



Reply Favorite

Date: January 19th, 2018 11:43 AM
Author: Ruddy psychic place of business

"I'm barely getting by!" she screeched as she checked her 401(k) balance on her phone (maxed it out again this month) while waiting in line in her leased Mercedes to pick up Harper from her ballet lessons. "I hope Harper finishes up soon," she thought to herself. "I still have to pack for our vacation to the Bahamas next week."

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188976)



Reply Favorite

Date: January 19th, 2018 12:20 PM
Author: Multi-colored Hilarious Giraffe

*his ballet lesson

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189279)



Reply Favorite

Date: January 19th, 2018 12:16 PM
Author: startling kitty cat

$1000 for food for a family of four is low. Basically 100% groceries, bring lunch from home, almost no eating out. Also, not sure where things like cell and internet are in this--I guess "home maintenance"?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189229)



Reply Favorite

Date: March 8th, 2018 3:23 PM
Author: Thirsty queen of the night pozpig

Agree, if you make 200k you're gonna eat out with the family some. That's hardly an absurd extravagance, since lots of proles eat out.



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563207)



Reply Favorite

Date: January 19th, 2018 12:23 PM
Author: floppy business firm immigrant

Their main issue is that nobody making $200k should be buying a $700k house. Math also doesn’t check out since mortgage amount is $3000/mo so they only put like $50k down?

Also stupid spending here and there like $8k on vacation, $3k “consumer debt,” expensive car payments, expensive kids lessons etc.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189314)



Reply Favorite

Date: March 8th, 2018 3:12 PM
Author: Chocolate Black Woman Step-uncle's House

found it!

https://www.financialsamurai.com/how-to-make-six-figures-a-year-and-not-feel-rich-200000-income-edition/

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563090)



Reply Favorite

Date: March 8th, 2018 3:17 PM
Author: lake incel spot

lol they actually forgot healthcare insurance

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563152)