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How to make $200k and just get by (pic/chart

https://qph.ec.quoracdn.net/main-qimg-a6249a6a24542e93745985...
Arousing Institution
  01/14/18
Problem: children
alcoholic coldplay fan windowlicker
  01/14/18
This is like the perfect chart for an XO 100-post thread.
thirsty people who are hurt bawdyhouse
  01/15/18
that misc is way too low and child care way too high.
crystalline national security agency
  01/14/18
That childcare cost is common in DC; it's insane.
slate razzmatazz preventive strike potus
  01/14/18
Nah, $2k/mo is normal in any major metro. It works out to l...
thirsty people who are hurt bawdyhouse
  01/15/18
More like $2,800-$3k in NYC for full-time care.
histrionic faggotry
  03/08/18
Just scraping by contributing max to 401k and paying off 3k ...
multi-colored jet-lagged police squad step-uncle's house
  01/14/18
If a kid goes to 2 or 3 lessons a week, that's 5k. If you ha...
dashing orchestra pit clown
  01/14/18
also lolled at $8k a year on vacations
naked point nowag
  01/14/18
Also 4800 in gas. Are they fucking truck drivers or somethin...
multi-colored jet-lagged police squad step-uncle's house
  01/14/18
...
saffron frum factory reset button
  01/15/18
Both have long commutes in SUVs
curious vengeful meetinghouse keepsake machete
  01/15/18
Yet somehow still manage to pay an absurd mortgage even thou...
violent claret dog poop
  01/15/18
Yeah, McMansions don’t pay for themselves
curious vengeful meetinghouse keepsake machete
  01/15/18
the whole point of living far out (at least in the coastal c...
violent claret dog poop
  01/15/18
To you. To them it’s about getting a giant fucking house.
curious vengeful meetinghouse keepsake machete
  01/15/18
thats actually reasonable. i have a 17-mile one-way commute ...
titillating newt headpube
  01/15/18
40 miles a day, 25 mpg, $2.50 gas, 6 days a week, is $24 per...
fiercely-loyal bat shit crazy legal warrant whorehouse
  01/19/18
If his fill up costs 50 bucks, he’s probably not driving a c...
curious vengeful meetinghouse keepsake machete
  01/19/18
gas = booger sugar
Charismatic deep lay personal credit line
  01/19/18
I spend that on one vacation a year.
godawful snowy field
  01/15/18
...
Filthy up-to-no-good nursing home
  01/15/18
(not my wife)
Useless kitchen
  01/15/18
that one actually seems reasonable to me. if we assume 4 ...
black excitant hell jew
  01/15/18
Yeah who doesn't have 4 weeks off for luxury vacations?
violent claret dog poop
  01/15/18
...
garnet home ratface
  01/15/18
for a family, thats actually reasonable
Pearly provocative stain striped hyena
  01/15/18
...
Purple cuckoldry roommate
  01/15/18
...
Pearly provocative stain striped hyena
  01/15/18
spin, ratfucks
appetizing stage travel guidebook
  01/15/18
kikes definitely made this "chart"
slap-happy masturbator forum
  01/14/18
kikes do not spend like this. these are 100% goys.
saffron frum factory reset button
  01/15/18
Twist: you are both right. Kikes made this chart for goys
curious vengeful meetinghouse keepsake machete
  01/15/18
...
frozen site tattoo
  01/15/18
yeah thought that was my obvious meaning
slap-happy masturbator forum
  01/15/18
...
heady pit codepig
  01/15/18
...
saffron frum factory reset button
  01/15/18
...
thirsty people who are hurt bawdyhouse
  01/15/18
...
Sepia swashbuckling international law enforcement agency public bath
  03/08/18
...
thirsty people who are hurt bawdyhouse
  01/15/18
Missed the more obvious way to make 200k and only get by: Ha...
slate razzmatazz preventive strike potus
  01/15/18
great troll job making me mad as fuck
Fragrant greedy antidepressant drug
  01/15/18
...
Pearly provocative stain striped hyena
  01/15/18
Maxing retirement savings Taking two oppulent vacations a y...
Mewling stage
  01/15/18
LOL @ "opulent" 2 vacations for a family of 4 tota...
apoplectic chest-beating dingle berry indian lodge
  01/15/18
You should write an article about it lmao
Metal twisted digit ratio
  01/15/18
...
Adulterous hairless corn cake
  01/15/18
Underrated
thirsty people who are hurt bawdyhouse
  01/15/18
This is a solidly UMC life for 140k + 60k incomes. Don't see...
French Nibblets
  01/15/18
significant savings, discretionary spending, and a good life...
mahogany stirring double fault set
  01/15/18
they are not 'just getting by'. they are living lavishly, co...
Pearly provocative stain striped hyena
  01/15/18
agreed. could delay having kids, could cut the lessons if a...
black excitant hell jew
  01/15/18
TBF, if both are working they can’t afford to max both IRAs.
thirsty people who are hurt bawdyhouse
  01/15/18
Is that 30% rate all inclusive or just Federal? If just Fed...
black excitant hell jew
  01/15/18
Why would it not be all inclusive? Do u see state, payroll, ...
Useless kitchen
  01/15/18
I don't see state, but I've never seen "federal + state...
black excitant hell jew
  01/15/18
Yeah that’s not the normal usage of that term but whatever. ...
Useless kitchen
  01/15/18
And why does it list donations to charity coming out of post...
charcoal hunting ground garrison
  01/15/18
It’s not a top line deduction so it’s not that simple. Also...
self-centered gay party of the first part
  01/15/18
$3,000 in consumer debt? No one with a college degree should...
rusted adventurous degenerate halford
  01/15/18
$6000 on car payments?
citrine spectacular twinkling uncleanness theatre
  01/15/18
Yeah, seems low
curious vengeful meetinghouse keepsake machete
  01/15/18
And how the hell would they be spending $400 a month on fuel...
Talking plaza new version
  01/19/18
My wife and I make over 400k (like 480k with full bonus) and...
marvelous insanely creepy rigpig
  01/15/18
LMAO pepper angus, bro
curious vengeful meetinghouse keepsake machete
  01/15/18
Ya man. I’m definitely a biglaw slave now.
marvelous insanely creepy rigpig
  01/15/18
(profligate guy with no budget)
Mewling stage
  01/15/18
The draw of home ownership is what’s doing this to me. I cou...
marvelous insanely creepy rigpig
  01/15/18
400k is about 22k a month after taxes. A 30 year mortagag...
Mewling stage
  01/15/18
I pay 5500 for property taxes, homeowners insurance, and mor...
marvelous insanely creepy rigpig
  01/15/18
with maxed 401ks, a 45% federal, state, and local effective ...
Mewling stage
  01/15/18
You're leaking a lot of money somewhere. Get a fuckin budget...
Useless kitchen
  01/15/18
You’re right. Also some of this is hard to analyze because w...
marvelous insanely creepy rigpig
  01/15/18
Protup: she's giving an allowance to Darnell You're budge...
violent claret dog poop
  01/19/18
CR is to not have kids
orange trust fund private investor
  01/15/18
(Shlomo Kikesteinberg)
Slimy chapel
  01/15/18
thats what i make and i can tell you mortgage is way too hig...
titillating newt headpube
  01/15/18
lol why the fuck does someone making $200k think they xan af...
titillating newt headpube
  01/15/18
In dc houses under 700k have bullets flying over them.
marvelous insanely creepy rigpig
  01/15/18
then dont work in dc
titillating newt headpube
  01/15/18
if you're buying a house in DC why are you spending $5000 pe...
violent claret dog poop
  01/15/18
...
Emerald disrespectful milk
  01/15/18
it's a made-up budget by some financial porn site, specifica...
abnormal den
  01/15/18
Who makes 200k and still has a $500 car payment per month
Fear-inspiring Odious Rigor
  01/15/18
...
Purple cuckoldry roommate
  01/15/18
I do. And my HHI is $350k. Lots of much richer people tha...
dull buck-toothed temple
  01/15/18
Most Americans making 200k
curious vengeful meetinghouse keepsake machete
  01/19/18
Forgot the 20k/yr line item for cocaine
violent claret dog poop
  01/15/18
(XO 2018)
Emerald disrespectful milk
  01/15/18
In the cities where it's feasible to get a wagecuck salary o...
Slimy chapel
  01/15/18
...
beady-eyed ivory crotch
  01/15/18
Amazing how so many high functioning autistic dweebs with to...
Cerebral Spruce Sex Offender
  01/15/18
and then make "prole tell" posts
Wild lodge
  01/15/18
i hate people who act like their 401k doesnt count as money
Misanthropic balding dragon
  01/15/18
they gutted social security and took away pensions, yeah, fu...
beady-eyed ivory crotch
  01/15/18
Protip: in 30 years after the social security fund is fully ...
violent claret dog poop
  01/19/18
I don't have kids and I made $200k when I was 25 with $0 loa...
Talented box office sneaky criminal
  01/15/18
I assume someone making so little qualifies for public assis...
self-centered gay party of the first part
  01/15/18
How does he afford crippling alcoholism?
thirsty people who are hurt bawdyhouse
  01/15/18
"consumer debt" lmao
Wild lodge
  01/15/18
why didn't they just buy crypto?
Wild lodge
  01/15/18
they didnt want to be -200k in the hole
Arousing Institution
  01/17/18
?
self-centered gay party of the first part
  01/19/18
?
Twinkling shivering locus kitty cat
  01/19/18
Ljl at 5k for "children's lessons"
exhilarant dilemma
  01/17/18
"Children's lessons" gives it away that this list ...
Bat-shit-crazy corner sandwich
  01/19/18
We deal with it by asking, “Where does it all go?” and retu...
Idiotic Razzle-dazzle Piazza
  01/19/18
"I'm barely getting by!" she screeched as she chec...
rusted adventurous degenerate halford
  01/19/18
*his ballet lesson
Arousing Institution
  01/19/18
$1000 for food for a family of four is low. Basically 100% ...
autistic theater stage
  01/19/18
Agree, if you make 200k you're gonna eat out with the family...
Razzle drunken yarmulke mad cow disease
  03/08/18
Their main issue is that nobody making $200k should be buyin...
mind-boggling low-t trailer park turdskin
  01/19/18
found it! https://www.financialsamurai.com/how-to-make-si...
Boyish fighting hospital
  03/08/18
lol they actually forgot healthcare insurance
Crimson 180 National
  03/08/18


Poast new message in this thread



Reply Favorite

Date: January 14th, 2018 11:51 PM
Author: Arousing Institution

https://qph.ec.quoracdn.net/main-qimg-a6249a6a24542e93745985a058acdbdb

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158058)



Reply Favorite

Date: January 14th, 2018 11:53 PM
Author: alcoholic coldplay fan windowlicker

Problem: children

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158069)



Reply Favorite

Date: January 15th, 2018 7:29 PM
Author: thirsty people who are hurt bawdyhouse

This is like the perfect chart for an XO 100-post thread.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163373)



Reply Favorite

Date: January 14th, 2018 11:53 PM
Author: crystalline national security agency

that misc is way too low and child care way too high.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158071)



Reply Favorite

Date: January 14th, 2018 11:58 PM
Author: slate razzmatazz preventive strike potus

That childcare cost is common in DC; it's insane.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158095)



Reply Favorite

Date: January 15th, 2018 7:31 PM
Author: thirsty people who are hurt bawdyhouse

Nah, $2k/mo is normal in any major metro. It works out to like $16/hour.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163384)



Reply Favorite

Date: March 8th, 2018 3:33 PM
Author: histrionic faggotry

More like $2,800-$3k in NYC for full-time care.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563302)



Reply Favorite

Date: January 14th, 2018 11:54 PM
Author: multi-colored jet-lagged police squad step-uncle's house

Just scraping by contributing max to 401k and paying off 3k of consumer debt with 5k in "lessons". Truly middle class salt of the earth problems

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158073)



Reply Favorite

Date: January 14th, 2018 11:56 PM
Author: dashing orchestra pit clown

If a kid goes to 2 or 3 lessons a week, that's 5k. If you have two kids and they go to a single lesson a week, that's 5k as well.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158080)



Reply Favorite

Date: January 14th, 2018 11:56 PM
Author: naked point nowag

also lolled at $8k a year on vacations

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158081)



Reply Favorite

Date: January 14th, 2018 11:58 PM
Author: multi-colored jet-lagged police squad step-uncle's house

Also 4800 in gas. Are they fucking truck drivers or something?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158090)



Reply Favorite

Date: January 15th, 2018 12:01 AM
Author: saffron frum factory reset button



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158119)



Reply Favorite

Date: January 15th, 2018 8:13 AM
Author: curious vengeful meetinghouse keepsake machete

Both have long commutes in SUVs

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159184)



Reply Favorite

Date: January 15th, 2018 9:10 AM
Author: violent claret dog poop

Yet somehow still manage to pay an absurd mortgage even though they live way out in the burbs

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159293)



Reply Favorite

Date: January 15th, 2018 12:35 PM
Author: curious vengeful meetinghouse keepsake machete

Yeah, McMansions don’t pay for themselves

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35160396)



Reply Favorite

Date: January 15th, 2018 3:24 PM
Author: violent claret dog poop

the whole point of living far out (at least in the coastal cities) is that it's cheaper...

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161556)



Reply Favorite

Date: January 15th, 2018 3:48 PM
Author: curious vengeful meetinghouse keepsake machete

To you. To them it’s about getting a giant fucking house.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161727)



Reply Favorite

Date: January 15th, 2018 8:21 AM
Author: titillating newt headpube

thats actually reasonable. i have a 17-mile one-way commute that i make 6 days a week on average. wife has a shorter commute. between the two of us on average we fill up each vehicle once a week at ~$50 each, so call it $5,200/yr

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159202)



Reply Favorite

Date: January 19th, 2018 10:57 AM
Author: fiercely-loyal bat shit crazy legal warrant whorehouse

40 miles a day, 25 mpg, $2.50 gas, 6 days a week, is $24 per week, broski.

In order to spend $5200 on gas, EACH of you would have to average 75 miles driving EVERY DAY.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188658)



Reply Favorite

Date: January 19th, 2018 12:11 PM
Author: curious vengeful meetinghouse keepsake machete

If his fill up costs 50 bucks, he’s probably not driving a car that gets 25 mpg. He’s still off but average couple with commutes are paying easily 3 grand a year. It’s not hard to see someone paying 5k if they have long commutes and cars with shit gas mileage.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189179)



Reply Favorite

Date: January 19th, 2018 10:56 AM
Author: Charismatic deep lay personal credit line

gas = booger sugar

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188653)



Reply Favorite

Date: January 15th, 2018 12:01 AM
Author: godawful snowy field

I spend that on one vacation a year.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158113)



Reply Favorite

Date: January 15th, 2018 12:05 AM
Author: Filthy up-to-no-good nursing home



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158142)



Reply Favorite

Date: January 15th, 2018 1:48 AM
Author: Useless kitchen

(not my wife)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158622)



Reply Favorite

Date: January 15th, 2018 2:13 AM
Author: black excitant hell jew

that one actually seems reasonable to me.

if we assume 4 weeks off and a family, even if you just went on 2 main vacations, the plane tickets, hotels, etc. add up.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158691)



Reply Favorite

Date: January 15th, 2018 9:12 AM
Author: violent claret dog poop

Yeah who doesn't have 4 weeks off for luxury vacations?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159294)



Reply Favorite

Date: January 15th, 2018 7:08 PM
Author: garnet home ratface



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163247)



Reply Favorite

Date: January 15th, 2018 2:15 AM
Author: Pearly provocative stain striped hyena

for a family, thats actually reasonable

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158693)



Reply Favorite

Date: January 15th, 2018 8:27 AM
Author: Purple cuckoldry roommate



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159208)



Reply Favorite

Date: January 15th, 2018 2:04 AM
Author: Pearly provocative stain striped hyena



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158667)



Reply Favorite

Date: January 15th, 2018 2:06 AM
Author: appetizing stage travel guidebook

spin, ratfucks

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158673)



Reply Favorite

Date: January 14th, 2018 11:57 PM
Author: slap-happy masturbator forum

kikes definitely made this "chart"

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158086)



Reply Favorite

Date: January 15th, 2018 12:02 AM
Author: saffron frum factory reset button

kikes do not spend like this. these are 100% goys.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158122)



Reply Favorite

Date: January 15th, 2018 8:10 AM
Author: curious vengeful meetinghouse keepsake machete

Twist: you are both right. Kikes made this chart for goys

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159175)



Reply Favorite

Date: January 15th, 2018 8:22 AM
Author: frozen site tattoo



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159204)



Reply Favorite

Date: January 15th, 2018 9:51 AM
Author: slap-happy masturbator forum

yeah thought that was my obvious meaning

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159396)



Reply Favorite

Date: January 15th, 2018 10:23 AM
Author: heady pit codepig



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159567)



Reply Favorite

Date: January 15th, 2018 4:21 PM
Author: saffron frum factory reset button



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161991)



Reply Favorite

Date: January 15th, 2018 7:31 PM
Author: thirsty people who are hurt bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163386)



Reply Favorite

Date: March 8th, 2018 3:15 PM
Author: Sepia swashbuckling international law enforcement agency public bath



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563128)



Reply Favorite

Date: January 15th, 2018 7:31 PM
Author: thirsty people who are hurt bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163385)



Reply Favorite

Date: January 15th, 2018 12:01 AM
Author: slate razzmatazz preventive strike potus

Missed the more obvious way to make 200k and only get by: Having to spend 20k or more a year paying down massive law school debt.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158120)



Reply Favorite

Date: January 15th, 2018 12:04 AM
Author: Fragrant greedy antidepressant drug

great troll job making me mad as fuck

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158133)



Reply Favorite

Date: January 15th, 2018 2:04 AM
Author: Pearly provocative stain striped hyena



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158668)



Reply Favorite

Date: January 15th, 2018 12:08 AM
Author: Mewling stage

Maxing retirement savings

Taking two oppulent vacations a year

Living in a 700k house

Driving a nice car

And, having thousands left over

Is a very good life

He makes 200k. It's classic UMC.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158159)



Reply Favorite

Date: January 15th, 2018 8:57 AM
Author: apoplectic chest-beating dingle berry indian lodge

LOL @ "opulent" 2 vacations for a family of 4 totaling $8k sounds pretty bare bones. They should get in DAT points game.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159268)



Reply Favorite

Date: January 15th, 2018 9:15 AM
Author: Metal twisted digit ratio

You should write an article about it lmao

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159299)



Reply Favorite

Date: January 15th, 2018 10:29 AM
Author: Adulterous hairless corn cake



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159603)



Reply Favorite

Date: January 15th, 2018 7:32 PM
Author: thirsty people who are hurt bawdyhouse

Underrated

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163392)



Reply Favorite

Date: January 15th, 2018 1:42 AM
Author: French Nibblets

This is a solidly UMC life for 140k + 60k incomes. Don't see the problem here

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158609)



Reply Favorite

Date: January 15th, 2018 1:48 AM
Author: mahogany stirring double fault set

significant savings, discretionary spending, and a good lifestyle. this is a clownworld shitlib definition of 'just getting by.'



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158624)



Reply Favorite

Date: January 15th, 2018 2:05 AM
Author: Pearly provocative stain striped hyena

they are not 'just getting by'. they are living lavishly, contributing handsomely to retirement and spending liberally on ridiculous shit. could easily tighten things up substantially.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158669)



Reply Favorite

Date: January 15th, 2018 2:11 AM
Author: black excitant hell jew

agreed. could delay having kids, could cut the lessons if already had kids. cut the charity if just scraping by.

also, 3k sounds like not that much for clothing, but that's quite a bit if you're doing it every year. 4800 on gas seems like too much too.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158689)



Reply Favorite

Date: January 15th, 2018 7:32 PM
Author: thirsty people who are hurt bawdyhouse

TBF, if both are working they can’t afford to max both IRAs.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163394)



Reply Favorite

Date: January 15th, 2018 2:07 AM
Author: black excitant hell jew

Is that 30% rate all inclusive or just Federal? If just Federal that seems way too high.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158678)



Reply Favorite

Date: January 15th, 2018 2:09 AM
Author: Useless kitchen

Why would it not be all inclusive? Do u see state, payroll, property, sales, etc. somewhere else?

Edit: property is listed separate tif. Still pretty close tho, at least in a high tax state..

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158685)



Reply Favorite

Date: January 15th, 2018 2:12 AM
Author: black excitant hell jew

I don't see state, but I've never seen "federal + state" described as "effective" rate before.

but 30% seems like a good estimate of total tax rate on 200K for the average state.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158690)



Reply Favorite

Date: January 15th, 2018 2:17 AM
Author: Useless kitchen

Yeah that’s not the normal usage of that term but whatever.

Feds should grab mid to high teens in income tax for a guy with mortgage interest n 2 kids. 7.5 percent for payroll. If the state takes 5%, ur getting close.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35158697)



Reply Favorite

Date: January 15th, 2018 3:57 PM
Author: charcoal hunting ground garrison

And why does it list donations to charity coming out of post-tax dollars? I'm no tax masterman, but wouldn't that basically be pre-tax if you deduct it?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161807)



Reply Favorite

Date: January 15th, 2018 8:58 PM
Author: self-centered gay party of the first part

It’s not a top line deduction so it’s not that simple. Also, presumably this flame budget accounts for that in the effective tax rate

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163928)



Reply Favorite

Date: January 15th, 2018 7:52 AM
Author: rusted adventurous degenerate halford

$3,000 in consumer debt? No one with a college degree should have this.

$5,000 in lessons for your child? LJL if they're young enough to need $24k in "childcare" (younger than 5) why are they taking lessons? If it's a second child, live in a good school district where they offer music, dance, etc., and avoid paying for this flame.

$8,000 in vacations? If your barely getting by use points and take one vacation.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159161)



Reply Favorite

Date: January 15th, 2018 7:57 AM
Author: citrine spectacular twinkling uncleanness theatre

$6000 on car payments?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159166)



Reply Favorite

Date: January 15th, 2018 8:12 AM
Author: curious vengeful meetinghouse keepsake machete

Yeah, seems low

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159179)



Reply Favorite

Date: January 19th, 2018 10:57 AM
Author: Talking plaza new version

And how the hell would they be spending $400 a month on fuel?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188659)



Reply Favorite

Date: January 15th, 2018 8:14 AM
Author: marvelous insanely creepy rigpig

My wife and I make over 400k (like 480k with full bonus) and we’re scraping by. Just stopped putting money in our 401ks.

Houses and child care here are stupid expensive and I think we probably spent too much on both. We’re canceling vacations this year.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159185)



Reply Favorite

Date: January 15th, 2018 8:15 AM
Author: curious vengeful meetinghouse keepsake machete

LMAO

pepper angus, bro

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159189)



Reply Favorite

Date: January 15th, 2018 8:17 AM
Author: marvelous insanely creepy rigpig

Ya man. I’m definitely a biglaw slave now.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159197)



Reply Favorite

Date: January 15th, 2018 8:35 AM
Author: Mewling stage

(profligate guy with no budget)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159217)



Reply Favorite

Date: January 15th, 2018 8:50 AM
Author: marvelous insanely creepy rigpig

The draw of home ownership is what’s doing this to me. I could rent and be fine.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159252)



Reply Favorite

Date: January 15th, 2018 8:55 AM
Author: Mewling stage

400k is about 22k a month after taxes.

A 30 year mortagage on a 2 million house is only about 9k a month. You could buy one and have 13k a month left over for other expenses. Seems eminently doable.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159264)



Reply Favorite

Date: January 15th, 2018 9:03 AM
Author: marvelous insanely creepy rigpig

I pay 5500 for property taxes, homeowners insurance, and mortgage.

Daycare is 2000 per month.

Until this month my wife and I were maxing out 401k.

Food/gas and things like that are 3000 per month.

Almost half our money goes to state and federal taxes, FICA, Social Security, and other bullshit like that.

And last year we spent too much on vacations, would give in and eat out too often. Would say yes when our kid would beg for a toy. Would say fuck it and buy a new suit for work or a new screw gun because I really wanted them. This is the shit we need to clean up this year.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159276)



Reply Favorite

Date: January 15th, 2018 9:14 AM
Author: Mewling stage

with maxed 401ks, a 45% federal, state, and local effective tax rate, and the expeses you listed, you still have

16,683-5,500-2,000-3,000

=6,183

per month left over for random expenses or saving

that's a lot of money

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159297)



Reply Favorite

Date: January 15th, 2018 10:07 AM
Author: Useless kitchen

You're leaking a lot of money somewhere. Get a fuckin budget.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159486)



Reply Favorite

Date: January 15th, 2018 10:30 AM
Author: marvelous insanely creepy rigpig

You’re right. Also some of this is hard to analyze because we just bought the house and spent a ton on a ski trip, so the sample size is small and skewed high. I’ve definitely looked over our expenses and talked to my wife about the shit we need to cut out. Still a little fucking anxious about owning an expensive ass houses.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159609)



Reply Favorite

Date: January 19th, 2018 12:06 PM
Author: violent claret dog poop

Protup: she's giving an allowance to Darnell

You're budget isn't the only thing that's leaking

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189135)



Reply Favorite

Date: January 15th, 2018 8:15 AM
Author: orange trust fund private investor

CR is to not have kids

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159190)



Reply Favorite

Date: January 15th, 2018 11:14 AM
Author: Slimy chapel

(Shlomo Kikesteinberg)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159856)



Reply Favorite

Date: January 15th, 2018 8:18 AM
Author: titillating newt headpube

thats what i make and i can tell you mortgage is way too high in that chart. so is childcare. car payments are low.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159200)



Reply Favorite

Date: January 15th, 2018 8:25 AM
Author: titillating newt headpube

lol why the fuck does someone making $200k think they xan afford a $700k home? $450 tops on that salary, but more like $350k if you're responsible

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159205)



Reply Favorite

Date: January 15th, 2018 8:31 AM
Author: marvelous insanely creepy rigpig

In dc houses under 700k have bullets flying over them.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159211)



Reply Favorite

Date: January 15th, 2018 8:34 AM
Author: titillating newt headpube

then dont work in dc

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159215)



Reply Favorite

Date: January 15th, 2018 10:20 AM
Author: violent claret dog poop

if you're buying a house in DC why are you spending $5000 per year on gas (and over $12k/year overall on cars)?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159551)



Reply Favorite

Date: January 15th, 2018 10:31 AM
Author: Emerald disrespectful milk



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159621)



Reply Favorite

Date: January 15th, 2018 8:37 AM
Author: abnormal den

it's a made-up budget by some financial porn site, specifically intended to rile u up

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159220)



Reply Favorite

Date: January 15th, 2018 8:31 AM
Author: Fear-inspiring Odious Rigor

Who makes 200k and still has a $500 car payment per month

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159210)



Reply Favorite

Date: January 15th, 2018 8:41 AM
Author: Purple cuckoldry roommate



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159225)



Reply Favorite

Date: January 15th, 2018 10:39 AM
Author: dull buck-toothed temple

I do. And my HHI is $350k.

Lots of much richer people than I have car payments.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159675)



Reply Favorite

Date: January 19th, 2018 11:57 AM
Author: curious vengeful meetinghouse keepsake machete

Most Americans making 200k

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189068)



Reply Favorite

Date: January 15th, 2018 9:13 AM
Author: violent claret dog poop

Forgot the 20k/yr line item for cocaine

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159295)



Reply Favorite

Date: January 15th, 2018 10:30 AM
Author: Emerald disrespectful milk

(XO 2018)

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159612)



Reply Favorite

Date: January 15th, 2018 11:19 AM
Author: Slimy chapel

In the cities where it's feasible to get a wagecuck salary of $200K it's $800K to get a cookie cutter mini McMansion with a 1-1.5 hour commute and your kids will still go to school with fobs. If they want to play competitive sports that's $5K per kid per year. Effective tax rate is higher and so are most of the other expenses listed besides vacations which can be forgone. Solution: don't be a wagecuck and live in are country

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159898)



Reply Favorite

Date: January 15th, 2018 3:26 PM
Author: beady-eyed ivory crotch



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161570)



Reply Favorite

Date: January 15th, 2018 11:22 AM
Author: Cerebral Spruce Sex Offender

Amazing how so many high functioning autistic dweebs with top 1% earnings can be so utterly retarded with money

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35159909)



Reply Favorite

Date: January 15th, 2018 7:53 PM
Author: Wild lodge

and then make "prole tell" posts

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163542)



Reply Favorite

Date: January 15th, 2018 3:26 PM
Author: Misanthropic balding dragon

i hate people who act like their 401k doesnt count as money

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161577)



Reply Favorite

Date: January 15th, 2018 3:27 PM
Author: beady-eyed ivory crotch

they gutted social security and took away pensions, yeah, fuck you, it's another tax that responsible people choose to pay so we're not sucking dick when we're 73

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161589)



Reply Favorite

Date: January 19th, 2018 12:01 PM
Author: violent claret dog poop

Protip: in 30 years after the social security fund is fully echausted , they'll start taxing you're 401k to pay for the vast irresponsible majority's retirement

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189099)



Reply Favorite

Date: January 15th, 2018 3:46 PM
Author: Talented box office sneaky criminal

I don't have kids and I made $200k when I was 25 with $0 loans/debt/etc.

Add another $100k for future wife's salary and it seems like a pretty good life. $300k gets you UMC pretty easily.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35161720)



Reply Favorite

Date: January 15th, 2018 7:05 PM
Author: self-centered gay party of the first part

I assume someone making so little qualifies for public assistance, right?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163228)



Reply Favorite

Date: January 15th, 2018 7:33 PM
Author: thirsty people who are hurt bawdyhouse

How does he afford crippling alcoholism?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163398)



Reply Favorite

Date: January 15th, 2018 7:51 PM
Author: Wild lodge

"consumer debt" lmao

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163528)



Reply Favorite

Date: January 15th, 2018 7:54 PM
Author: Wild lodge

why didn't they just buy crypto?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35163546)



Reply Favorite

Date: January 17th, 2018 11:12 AM
Author: Arousing Institution

they didnt want to be -200k in the hole

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35175100)



Reply Favorite

Date: January 19th, 2018 10:46 AM
Author: self-centered gay party of the first part

?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188595)



Reply Favorite

Date: January 19th, 2018 10:49 AM
Author: Twinkling shivering locus kitty cat

?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188612)



Reply Favorite

Date: January 17th, 2018 11:15 AM
Author: exhilarant dilemma

Ljl at 5k for "children's lessons"

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35175135)



Reply Favorite

Date: January 19th, 2018 10:54 AM
Author: Bat-shit-crazy corner sandwich

"Children's lessons" gives it away that this list was made by some chink

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188645)



Reply Favorite

Date: January 19th, 2018 11:05 AM
Author: Idiotic Razzle-dazzle Piazza

We deal with it by asking, “Where does it all go?” and returning to the treadmill without doing the depressing analysis you kindly provided.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188711)



Reply Favorite

Date: January 19th, 2018 11:43 AM
Author: rusted adventurous degenerate halford

"I'm barely getting by!" she screeched as she checked her 401(k) balance on her phone (maxed it out again this month) while waiting in line in her leased Mercedes to pick up Harper from her ballet lessons. "I hope Harper finishes up soon," she thought to herself. "I still have to pack for our vacation to the Bahamas next week."

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35188976)



Reply Favorite

Date: January 19th, 2018 12:20 PM
Author: Arousing Institution

*his ballet lesson

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189279)



Reply Favorite

Date: January 19th, 2018 12:16 PM
Author: autistic theater stage

$1000 for food for a family of four is low. Basically 100% groceries, bring lunch from home, almost no eating out. Also, not sure where things like cell and internet are in this--I guess "home maintenance"?

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189229)



Reply Favorite

Date: March 8th, 2018 3:23 PM
Author: Razzle drunken yarmulke mad cow disease

Agree, if you make 200k you're gonna eat out with the family some. That's hardly an absurd extravagance, since lots of proles eat out.



(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563207)



Reply Favorite

Date: January 19th, 2018 12:23 PM
Author: mind-boggling low-t trailer park turdskin

Their main issue is that nobody making $200k should be buying a $700k house. Math also doesn’t check out since mortgage amount is $3000/mo so they only put like $50k down?

Also stupid spending here and there like $8k on vacation, $3k “consumer debt,” expensive car payments, expensive kids lessons etc.

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35189314)



Reply Favorite

Date: March 8th, 2018 3:12 PM
Author: Boyish fighting hospital

found it!

https://www.financialsamurai.com/how-to-make-six-figures-a-year-and-not-feel-rich-200000-income-edition/

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563090)



Reply Favorite

Date: March 8th, 2018 3:17 PM
Author: Crimson 180 National

lol they actually forgot healthcare insurance

(http://www.autoadmit.com/thread.php?thread_id=3859865&forum_id=2#35563152)