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I know a Medical Doctor who paid off 400K of loans and didn't save any money

Got Disabled (didn't buy disability insurance) and now makes...
chest-beating background story double fault
  01/15/18
no, the moral of the story is get long term disability insur...
idiotic hairless main people
  01/15/18
getting insurance is never the moral of a story
Violent seedy parlor
  01/15/18
Not being a full blown retard is the moral of the story
shimmering provocative prole plaza
  02/11/18
is long term disability insurance CR for an office drone in ...
hyperactive fighting dragon location
  01/15/18
yes. anyone who makes a good living from his career should h...
idiotic hairless main people
  01/15/18
I can get long term disability insurance through work but it...
hyperactive fighting dragon location
  01/15/18
you should definitely get it. it's arguably the 2nd most imp...
idiotic hairless main people
  01/15/18
Someone who sits at a desk all day and on a couch all weeken...
Aphrodisiac Angry Personal Credit Line
  01/15/18
shit
hyperactive fighting dragon location
  01/15/18
How did he become disabled? Why can he work in a lab but no...
razzle fear-inspiring house
  01/15/18
General Surgeon. Accident. Can't stand or walk much. All he ...
chest-beating background story double fault
  01/15/18
Can he become some other kind of doctor?
razzle fear-inspiring house
  01/15/18
It's tough to try to get a second residency after completing...
chest-beating background story double fault
  01/15/18
Even to work in an urgent care facility handing out flu meds...
gay hall deer antler
  01/15/18
They pay midlevels for that
chest-beating background story double fault
  01/15/18
Car accident? Sucks he was a surgeon that relies heavily ...
gay hall deer antler
  01/15/18
lmao
laughsome cruise ship
  02/11/18
don't most employers automatically enroll bros in long term ...
motley fantasy-prone gas station
  01/15/18
Private practice, contracted with surgery center
chest-beating background story double fault
  01/15/18
hypothetically, how hard is it to get longterm disability pa...
galvanic boiling water sex offender
  01/15/18
Difficult but not impossible. These companies will hire priv...
chest-beating background story double fault
  01/15/18
JFC!!!
Mauve cracking meetinghouse keepsake machete
  01/15/18
Cr, but how are they going to prove that you’re not bipolar ...
excitant factory reset button
  01/16/18
My long term disability plan has a two year limit for chroni...
excitant factory reset button
  01/16/18
Being a surgeon seems risky tbh - your entire job relies on ...
gay hall deer antler
  01/15/18
u'd be really old for that to happen usually
Dun Associate
  02/11/18
"old" as in 50s
gay hall deer antler
  02/11/18
right, really old
Dun Associate
  02/11/18
...
talented church
  02/11/18
wow, guess i should get this insurance
Deep temple dingle berry
  02/11/18
Lol at ever paying back student "debt" when you ca...
flatulent stimulating theater elastic band
  02/11/18


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Reply Favorite

Date: January 15th, 2018 2:10 PM
Author: chest-beating background story double fault

Got Disabled (didn't buy disability insurance) and now makes 40K in NYC working in a lab, trying to get by. Moral is don't pay off all your loans at once. Either IBR/PAYE or PSLF

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161040)



Reply Favorite

Date: January 15th, 2018 2:11 PM
Author: idiotic hairless main people

no, the moral of the story is get long term disability insurance, especially if youre a freaking dr

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161042)



Reply Favorite

Date: January 15th, 2018 2:12 PM
Author: Violent seedy parlor

getting insurance is never the moral of a story

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161047)



Reply Favorite

Date: February 11th, 2018 9:24 PM
Author: shimmering provocative prole plaza

Not being a full blown retard is the moral of the story

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380409)



Reply Favorite

Date: January 15th, 2018 2:12 PM
Author: hyperactive fighting dragon location

is long term disability insurance CR for an office drone in his 30's?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161046)



Reply Favorite

Date: January 15th, 2018 2:15 PM
Author: idiotic hairless main people

yes. anyone who makes a good living from his career should have a solid lt disability policy. usually employers will offer it as part of a standard benefits package.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161064)



Reply Favorite

Date: January 15th, 2018 3:19 PM
Author: hyperactive fighting dragon location

I can get long term disability insurance through work but it's not automatic. I have to fill out extra paperwork to get it and pay an extra premium.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161520)



Reply Favorite

Date: January 15th, 2018 8:49 PM
Author: idiotic hairless main people

you should definitely get it. it's arguably the 2nd most important insurance to have after health.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35163845)



Reply Favorite

Date: January 15th, 2018 2:17 PM
Author: Aphrodisiac Angry Personal Credit Line

Someone who sits at a desk all day and on a couch all weekend while his arteries harden and experiences 10 pre-BlackBerry-lives' worth of stress? Yes. Far more likely to use it than you are life insurance.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161076)



Reply Favorite

Date: January 15th, 2018 3:18 PM
Author: hyperactive fighting dragon location

shit

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161518)



Reply Favorite

Date: January 15th, 2018 2:13 PM
Author: razzle fear-inspiring house

How did he become disabled? Why can he work in a lab but not as a doctor?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161050)



Reply Favorite

Date: January 15th, 2018 2:14 PM
Author: chest-beating background story double fault

General Surgeon. Accident. Can't stand or walk much. All he does is sit and do bench work.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161059)



Reply Favorite

Date: January 15th, 2018 2:17 PM
Author: razzle fear-inspiring house

Can he become some other kind of doctor?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161073)



Reply Favorite

Date: January 15th, 2018 2:38 PM
Author: chest-beating background story double fault

It's tough to try to get a second residency after completing one because of funding issues

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161225)



Reply Favorite

Date: January 15th, 2018 3:20 PM
Author: gay hall deer antler

Even to work in an urgent care facility handing out flu meds?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161529)



Reply Favorite

Date: January 15th, 2018 8:52 PM
Author: chest-beating background story double fault

They pay midlevels for that

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35163866)



Reply Favorite

Date: January 15th, 2018 3:19 PM
Author: gay hall deer antler

Car accident?

Sucks he was a surgeon that relies heavily on fine motor abilities.

He could have probably still practiced as a family med physician - literally just lie there and hand out flu medication

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161521)



Reply Favorite

Date: February 11th, 2018 9:20 PM
Author: laughsome cruise ship

lmao

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380378)



Reply Favorite

Date: January 15th, 2018 2:35 PM
Author: motley fantasy-prone gas station

don't most employers automatically enroll bros in long term disability insurance

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161198)



Reply Favorite

Date: January 15th, 2018 2:39 PM
Author: chest-beating background story double fault

Private practice, contracted with surgery center

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161228)



Reply Favorite

Date: January 15th, 2018 2:40 PM
Author: galvanic boiling water sex offender

hypothetically, how hard is it to get longterm disability paid out?

like let's say I am 29 and make 300k. I get on a longterm disability plan to pay me like 5k+ per month up until age 65.

Then, three years later, I develop crippling clinical depression or an anxiety disorder or something like that. Is that enough? How about "back pain"? Chronic fatigue syndrome?

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161242)



Reply Favorite

Date: January 15th, 2018 2:41 PM
Author: chest-beating background story double fault

Difficult but not impossible. These companies will hire private investigators to snoop on you and build a case to show you aren't really disabled

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161252)



Reply Favorite

Date: January 15th, 2018 3:18 PM
Author: Mauve cracking meetinghouse keepsake machete

JFC!!!

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161514)



Reply Favorite

Date: January 16th, 2018 9:52 AM
Author: excitant factory reset button

Cr, but how are they going to prove that you’re not bipolar II or whatever. Could just be hypomanic any time you leave the house.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35166990)



Reply Favorite

Date: January 16th, 2018 9:51 AM
Author: excitant factory reset button

My long term disability plan has a two year limit for chronic fatigue,, chronic pain, fibromyalgia, and psychiatric disorders other than bipolar and schizophrenia.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35166987)



Reply Favorite

Date: January 15th, 2018 3:21 PM
Author: gay hall deer antler

Being a surgeon seems risky tbh - your entire job relies on your fine motor abilities. The moment you get arthritis, get shaky hands due to aging, something bad happens to your body, you have to quit.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161539)



Reply Favorite

Date: February 11th, 2018 9:21 PM
Author: Dun Associate

u'd be really old for that to happen usually

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380386)



Reply Favorite

Date: February 11th, 2018 10:13 PM
Author: gay hall deer antler

"old" as in 50s

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380785)



Reply Favorite

Date: February 11th, 2018 10:18 PM
Author: Dun Associate

right, really old

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380815)



Reply Favorite

Date: February 11th, 2018 10:19 PM
Author: talented church



(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380822)



Reply Favorite

Date: February 11th, 2018 9:32 PM
Author: Deep temple dingle berry

wow, guess i should get this insurance

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380474)



Reply Favorite

Date: February 11th, 2018 10:46 PM
Author: flatulent stimulating theater elastic band

Lol at ever paying back student "debt" when you can defer it forever by taking 6 units at a community college once a year.

(http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35381069)