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I know a Medical Doctor who paid off 400K of loans and didn't save any money
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Date: January 15th, 2018 2:10 PM Author: bat-shit-crazy garrison organic girlfriend Got Disabled (didn't buy disability insurance) and now makes 40K in NYC working in a lab, trying to get by. Moral is don't pay off all your loans at once. Either IBR/PAYE or PSLF (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161040) |
Date: January 15th, 2018 2:11 PM Author: Beady-eyed gold feces no, the moral of the story is get long term disability insurance, especially if youre a freaking dr (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161042) |
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Date: January 15th, 2018 2:12 PM Author: onyx spot getting insurance is never the moral of a story (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161047) |
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Date: February 11th, 2018 9:24 PM Author: coiffed theatre Not being a full blown retard is the moral of the story (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380409) |
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Date: January 15th, 2018 2:12 PM Author: Abnormal cruise ship partner is long term disability insurance CR for an office drone in his 30's? (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161046) |
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Date: January 15th, 2018 2:15 PM Author: Beady-eyed gold feces yes. anyone who makes a good living from his career should have a solid lt disability policy. usually employers will offer it as part of a standard benefits package. (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161064) |
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Date: January 15th, 2018 3:19 PM Author: Abnormal cruise ship partner I can get long term disability insurance through work but it's not automatic. I have to fill out extra paperwork to get it and pay an extra premium. (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161520) |
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Date: January 15th, 2018 8:49 PM Author: Beady-eyed gold feces you should definitely get it. it's arguably the 2nd most important insurance to have after health. (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35163845) |
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Date: January 15th, 2018 2:17 PM Author: rusted 180 scourge upon the earth legend Someone who sits at a desk all day and on a couch all weekend while his arteries harden and experiences 10 pre-BlackBerry-lives' worth of stress? Yes. Far more likely to use it than you are life insurance. (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161076) |
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Date: January 15th, 2018 3:18 PM Author: Abnormal cruise ship partner shit (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161518) |
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Date: January 15th, 2018 2:13 PM Author: vivacious police squad How did he become disabled? Why can he work in a lab but not as a doctor? (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161050) |
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Date: January 15th, 2018 2:14 PM Author: bat-shit-crazy garrison organic girlfriend General Surgeon. Accident. Can't stand or walk much. All he does is sit and do bench work. (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161059) |
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Date: January 15th, 2018 2:17 PM Author: vivacious police squad Can he become some other kind of doctor? (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161073) |
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Date: January 15th, 2018 2:38 PM Author: bat-shit-crazy garrison organic girlfriend It's tough to try to get a second residency after completing one because of funding issues (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161225) |
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Date: January 15th, 2018 3:20 PM Author: dashing cyan stage Even to work in an urgent care facility handing out flu meds? (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161529) |
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Date: January 15th, 2018 8:52 PM Author: bat-shit-crazy garrison organic girlfriend They pay midlevels for that (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35163866) |
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Date: January 15th, 2018 3:19 PM Author: dashing cyan stage Car accident?
Sucks he was a surgeon that relies heavily on fine motor abilities.
He could have probably still practiced as a family med physician - literally just lie there and hand out flu medication |
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Date: February 11th, 2018 9:20 PM Author: Drab geriatric stage pervert lmao (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380378) |
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Date: January 15th, 2018 2:35 PM Author: Mustard deer antler water buffalo don't most employers automatically enroll bros in long term disability insurance (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161198) |
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Date: January 15th, 2018 2:39 PM Author: bat-shit-crazy garrison organic girlfriend Private practice, contracted with surgery center (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161228) |
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Date: January 15th, 2018 2:40 PM Author: Carnelian ceo hypothetically, how hard is it to get longterm disability paid out?
like let's say I am 29 and make 300k. I get on a longterm disability plan to pay me like 5k+ per month up until age 65.
Then, three years later, I develop crippling clinical depression or an anxiety disorder or something like that. Is that enough? How about "back pain"? Chronic fatigue syndrome? |
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Date: January 15th, 2018 2:41 PM Author: bat-shit-crazy garrison organic girlfriend Difficult but not impossible. These companies will hire private investigators to snoop on you and build a case to show you aren't really disabled (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161252) |
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Date: January 15th, 2018 3:18 PM Author: Navy diverse site JFC!!! (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161514) |
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Date: January 16th, 2018 9:52 AM Author: Marvelous knife Cr, but how are they going to prove that you’re not bipolar II or whatever. Could just be hypomanic any time you leave the house. (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35166990) |
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Date: January 16th, 2018 9:51 AM Author: Marvelous knife My long term disability plan has a two year limit for chronic fatigue,, chronic pain, fibromyalgia, and psychiatric disorders other than bipolar and schizophrenia. (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35166987) |
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Date: January 15th, 2018 3:21 PM Author: dashing cyan stage Being a surgeon seems risky tbh - your entire job relies on your fine motor abilities. The moment you get arthritis, get shaky hands due to aging, something bad happens to your body, you have to quit. (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35161539) |
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Date: February 11th, 2018 9:21 PM Author: fluffy ocher hunting ground u'd be really old for that to happen usually (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380386) |
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Date: February 11th, 2018 10:13 PM Author: dashing cyan stage "old" as in 50s (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380785) |
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Date: February 11th, 2018 10:18 PM Author: fluffy ocher hunting ground right, really old (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380815) |
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Date: February 11th, 2018 10:19 PM Author: thriller liquid oxygen wrinkle (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380822) |
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Date: February 11th, 2018 9:32 PM Author: Exhilarant white goal in life wow, guess i should get this insurance (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35380474) |
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Date: February 11th, 2018 10:46 PM Author: Racy Cowardly Voyeur Lol at ever paying back student "debt" when you can defer it forever by taking 6 units at a community college once a year. (http://www.autoadmit.com/thread.php?thread_id=3860307&forum_id=2#35381069) |