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Car insurance: how much coverage?

live in CA. have about a million in assets. dont own propert...
Talented carmine shitlib principal's office
  01/16/18
...
Talented carmine shitlib principal's office
  01/16/18
250/500 plus $1m umbrella policy
Dashing jade senate police squad
  01/16/18
...
glassy nursing home
  01/16/18
i'd love for you to t-bone me.
seedy stubborn water buffalo
  01/16/18
I’d love for you to t-bag me
purple spot
  01/16/18
my insurance requires 300/500 to get an umbrella, but same d...
Talented carmine shitlib principal's office
  01/16/18
first provides more liability coverage and may also be cheap...
Curious Rambunctious Skinny Woman Chad
  01/16/18
300/500+ 1m umbrella (1194 / 6 mo) is like $100 MORE than 50...
Talented carmine shitlib principal's office
  01/16/18
what's the benefit of um/uim if you have health insurance ?...
Filthy macaca prole
  01/16/18
lost wages, pain & suffering, etc?
Talented carmine shitlib principal's office
  01/17/18
Cop dat umbrella coverage
purple spot
  01/16/18
dont own property. still necessary?
Talented carmine shitlib principal's office
  01/16/18
Just remember: Whatever it is CSLG will take your policy lim...
Filthy macaca prole
  01/16/18
by that logic why not get a 15/30 minimum coverage policy?
Talented carmine shitlib principal's office
  01/17/18
That's ok if it's a UM/UIM case.
trip coldplay fan
  02/24/18
...
Talented carmine shitlib principal's office
  01/17/18
Whatever the minimum is to cop a milli in umbrella
kink-friendly slimy heaven
  01/17/18
that's 300/500/100. so i'll have 1.3/1.5 for cslg to tak...
Talented carmine shitlib principal's office
  01/17/18
I think my umbrella covers um/uim or my state allows differe...
kink-friendly slimy heaven
  01/17/18
umbrella is $260 a year for $1M. you think that's cheap as f...
Talented carmine shitlib principal's office
  01/17/18
Insurance is the biggest scam -- there is a $6 difference fo...
lascivious lodge
  02/24/18
Some local PI attorney told me NOT to get umbrella even thou...
unhinged chapel electric furnace
  02/24/18
Minimum
costumed big boiling water school
  02/24/18


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Date: January 16th, 2018 6:37 PM
Author: Talented carmine shitlib principal's office

live in CA. have about a million in assets. dont own property

what kind of bodily coverage do i want and should i get an umbrella?

what about property damage coverage?

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35170956)



Reply Favorite

Date: January 16th, 2018 7:57 PM
Author: Talented carmine shitlib principal's office



(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35171490)



Reply Favorite

Date: January 16th, 2018 8:08 PM
Author: Dashing jade senate police squad

250/500 plus $1m umbrella policy

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35171538)



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Date: January 16th, 2018 8:13 PM
Author: glassy nursing home



(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35171559)



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Date: January 16th, 2018 8:14 PM
Author: seedy stubborn water buffalo

i'd love for you to t-bone me.

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35171566)



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Date: January 16th, 2018 8:22 PM
Author: purple spot

I’d love for you to t-bag me

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35171594)



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Date: January 16th, 2018 9:45 PM
Author: Talented carmine shitlib principal's office

my insurance requires 300/500 to get an umbrella, but same difference.

better to get 300/500+ 1m umbrella or just get 500k/1m policy?

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35172150)



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Date: January 16th, 2018 9:46 PM
Author: Curious Rambunctious Skinny Woman Chad

first provides more liability coverage and may also be cheaper, 2nd provides more um/uim

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35172157)



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Date: January 16th, 2018 9:53 PM
Author: Talented carmine shitlib principal's office

300/500+ 1m umbrella (1194 / 6 mo) is like $100 MORE than 500k/1m policy (1089 / 6 mo)

so if a um hits me in the 1st, i cant use the umbrella beyond the 300k?

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35172192)



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Date: January 16th, 2018 11:49 PM
Author: Filthy macaca prole

what's the benefit of um/uim if you have health insurance ? Covers lost wages?

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35172970)



Reply Favorite

Date: January 17th, 2018 12:52 AM
Author: Talented carmine shitlib principal's office

lost wages, pain & suffering, etc?

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35173253)



Reply Favorite

Date: January 16th, 2018 8:16 PM
Author: purple spot

Cop dat umbrella coverage

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35171577)



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Date: January 16th, 2018 10:34 PM
Author: Talented carmine shitlib principal's office

dont own property. still necessary?

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35172420)



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Date: January 16th, 2018 11:47 PM
Author: Filthy macaca prole

Just remember: Whatever it is CSLG will take your policy limits for a no-damage accident.

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35172960)



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Date: January 17th, 2018 12:52 AM
Author: Talented carmine shitlib principal's office

by that logic why not get a 15/30 minimum coverage policy?

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35173250)



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Date: February 24th, 2018 11:37 PM
Author: trip coldplay fan

That's ok if it's a UM/UIM case.

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35481429)



Reply Favorite

Date: January 17th, 2018 11:26 AM
Author: Talented carmine shitlib principal's office



(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35175310)



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Date: January 17th, 2018 11:28 AM
Author: kink-friendly slimy heaven

Whatever the minimum is to cop a milli in umbrella

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35175323)



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Date: January 17th, 2018 11:30 AM
Author: Talented carmine shitlib principal's office

that's 300/500/100.

so i'll have 1.3/1.5 for cslg to take if i run into a school bus?

but that means my um is only 300/500 tho

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35175339)



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Date: January 17th, 2018 11:34 AM
Author: kink-friendly slimy heaven

I think my umbrella covers um/uim or my state allows different coverages for liability vs. umuim and I did that. Can't remember which but I have one or the other. If u can't do that, decide how much umuim u need and suck it up. Umbrella is cheap af, get it either way.

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35175366)



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Date: January 17th, 2018 11:38 AM
Author: Talented carmine shitlib principal's office

umbrella is $260 a year for $1M. you think that's cheap as fuck? how much do you pay?

how much um/uim do you have?

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35175406)



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Date: February 24th, 2018 9:51 PM
Author: lascivious lodge

Insurance is the biggest scam -- there is a $6 difference for me going from 100/300 to 25/50 for BI & property damage

When I had old shitcars and carried no comprehensive it was 180

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35480790)



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Date: February 24th, 2018 10:17 PM
Author: unhinged chapel electric furnace

Some local PI attorney told me NOT to get umbrella even though I have tons of assets. Said somehow if he knew I had an umbrella he would be even more motivated to pursue. I wasn't really sure if that made sense.

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35480928)



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Date: February 24th, 2018 11:38 PM
Author: costumed big boiling water school

Minimum

(http://www.autoadmit.com/thread.php?thread_id=3861884&forum_id=2#35481431)