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I've met so many millenials in their late 20s and early 30s who have never
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Date: January 21st, 2018 8:41 PM Author: Razzle-dazzle spruce sweet tailpipe puppy invested in mutual funds or planned for retirement. I know a young internal med doc who spends his whole paycheck the moment he gets it (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206001) |
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Date: January 21st, 2018 8:41 PM Author: Up-to-no-good meetinghouse Is he paying off loans? (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206005) |
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Date: January 21st, 2018 8:43 PM Author: Razzle-dazzle spruce sweet tailpipe puppy He plans to work as a hospitalist for the first decade of his career. I told him to invest and go on PAYE for PSLF. Is that sound advice? (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206033) |
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Date: January 21st, 2018 8:45 PM Author: Up-to-no-good meetinghouse I think income based repayment plans will go away.
Just keep living like a resident until your loans are paid off. It should only take a few years. |
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Date: January 21st, 2018 8:47 PM Author: Razzle-dazzle spruce sweet tailpipe puppy He'll get grandfathered in. I think it's better to pay the minimum and invest the rest and then have him have those loans wiped with no tax bomb (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206065) |
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Date: January 21st, 2018 8:48 PM Author: Up-to-no-good meetinghouse Doesn't he have to work for a public agency? What is the opportunity cost if any for salary? (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206078) |
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Date: January 21st, 2018 8:49 PM Author: Razzle-dazzle spruce sweet tailpipe puppy Hospitalist means he works for a hospital and thus a non-profit. He makes 225K. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206084) |
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Date: January 21st, 2018 8:51 PM Author: Up-to-no-good meetinghouse Sounds like a good plan then. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206114) |
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Date: January 21st, 2018 8:42 PM Author: Brilliant fluffy becky u dont become an internal med doc until you're at least 32 (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206013) |
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Date: January 21st, 2018 8:43 PM Author: Razzle-dazzle spruce sweet tailpipe puppy Not true (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206024) |
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Date: January 21st, 2018 8:43 PM Author: Up-to-no-good meetinghouse Huh? It's 29 for most people. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206029) |
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Date: January 21st, 2018 8:44 PM Author: Brilliant fluffy becky graduate college at 22
graduate med school at 26
graduate 4 year residency at 30 |
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Date: January 21st, 2018 8:46 PM Author: Up-to-no-good meetinghouse IM residencies are 3 years. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206057) |
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Date: January 21st, 2018 8:48 PM Author: Brilliant fluffy becky oh... which residencies are 8 years/ (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206071) |
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Date: January 21st, 2018 8:50 PM Author: Up-to-no-good meetinghouse I don't know if any are 8 years. Maybe with fellowships. If you become a brain surgeon I could see 8 years of training after med school. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206103) |
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Date: January 21st, 2018 8:50 PM Author: Razzle-dazzle spruce sweet tailpipe puppy Neurosurgery is 7 years (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206112) |
Date: January 21st, 2018 8:46 PM Author: Mahogany Senate hehe they know that your retirement funds will help pay for theirs hehe (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206062) |
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Date: January 21st, 2018 8:48 PM Author: lake well-lubricated indian lodge The number of urban early 30s (almost all females) that rent, have significant CC debt, and no retirement saving is mind boggling. They somehow come up with cash for at least one European vacation per year, though (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206080) |
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Date: January 21st, 2018 8:51 PM Author: Brilliant fluffy becky this.
i know plenty who do this and work as hostess or servers... it's insane they can travel so damn much |
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Date: January 21st, 2018 8:52 PM Author: Razzle-dazzle spruce sweet tailpipe puppy I know software engineer chicks who do 2-3 expensive Europe trips a year...No savings (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206134) |
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Date: January 21st, 2018 8:54 PM Author: Up-to-no-good meetinghouse The work-funemployment cycle seems to be a SW engineer subculture. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206153) |
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Date: January 22nd, 2018 8:56 AM Author: lake well-lubricated indian lodge the ones I know who do this are all executive assistants or work in marketing (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208396) |
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Date: January 21st, 2018 8:52 PM Author: Up-to-no-good meetinghouse Crypto is the saver's only hope. Lol you're going to have to be secretly rich for the rest of your life. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206136) |
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Date: January 21st, 2018 8:55 PM Author: provocative coffee pot they went all in on eth at 20 (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206160) |
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Date: January 22nd, 2018 9:06 AM Author: Ruby Parlor The fact you need to have 1.4 MILLION saved to live off 40k per year when you retire, which will be min wage when we do, makes this pointless for 80% of millenials. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208422) |
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Date: January 22nd, 2018 9:27 AM Author: drab kitty cat school cafeteria Seriously. No way can most people accomplish this. It is impossible. (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208509) |
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Date: January 22nd, 2018 9:55 AM Author: vigorous chapel dingle berry (http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208639) |