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I've met so many millenials in their late 20s and early 30s who have never

invested in mutual funds or planned for retirement. I know ...
razzle-dazzle church blood rage
  01/21/18
Is he paying off loans?
trip mischievous hell
  01/21/18
He plans to work as a hospitalist for the first decade of hi...
razzle-dazzle church blood rage
  01/21/18
I think income based repayment plans will go away. Just k...
trip mischievous hell
  01/21/18
He'll get grandfathered in. I think it's better to pay the m...
razzle-dazzle church blood rage
  01/21/18
Doesn't he have to work for a public agency? What is the opp...
trip mischievous hell
  01/21/18
Hospitalist means he works for a hospital and thus a non-pro...
razzle-dazzle church blood rage
  01/21/18
Sounds like a good plan then.
trip mischievous hell
  01/21/18
u dont become an internal med doc until you're at least 32
Flushed Crackhouse
  01/21/18
Not true
razzle-dazzle church blood rage
  01/21/18
Huh? It's 29 for most people.
trip mischievous hell
  01/21/18
graduate college at 22 graduate med school at 26 gradu...
Flushed Crackhouse
  01/21/18
IM residencies are 3 years.
trip mischievous hell
  01/21/18
oh... which residencies are 8 years/
Flushed Crackhouse
  01/21/18
I don't know if any are 8 years. Maybe with fellowships. If ...
trip mischievous hell
  01/21/18
Neurosurgery is 7 years
razzle-dazzle church blood rage
  01/21/18
hehe they know that your retirement funds will help pay for ...
deranged seedy pozpig ape
  01/21/18
The number of urban early 30s (almost all females) that rent...
Exciting bull headed private investor forum
  01/21/18
this. i know plenty who do this and work as hostess or se...
Flushed Crackhouse
  01/21/18
I know software engineer chicks who do 2-3 expensive Europe ...
razzle-dazzle church blood rage
  01/21/18
The work-funemployment cycle seems to be a SW engineer subcu...
trip mischievous hell
  01/21/18
the ones I know who do this are all executive assistants or ...
Exciting bull headed private investor forum
  01/22/18
Crypto is the saver's only hope. Lol you're going to have to...
trip mischievous hell
  01/21/18
they went all in on eth at 20
Twinkling vibrant rigor nowag
  01/21/18
The fact you need to have 1.4 MILLION saved to live off 40k ...
Vigorous queen of the night
  01/22/18
Seriously. No way can most people accomplish this. It is imp...
drab water buffalo
  01/22/18
...
maniacal fragrant boistinker
  01/22/18


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Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: razzle-dazzle church blood rage

invested in mutual funds or planned for retirement. I know a young internal med doc who spends his whole paycheck the moment he gets it

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206001)



Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: trip mischievous hell

Is he paying off loans?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206005)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: razzle-dazzle church blood rage

He plans to work as a hospitalist for the first decade of his career. I told him to invest and go on PAYE for PSLF. Is that sound advice?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206033)



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Date: January 21st, 2018 8:45 PM
Author: trip mischievous hell

I think income based repayment plans will go away.

Just keep living like a resident until your loans are paid off. It should only take a few years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206048)



Reply Favorite

Date: January 21st, 2018 8:47 PM
Author: razzle-dazzle church blood rage

He'll get grandfathered in. I think it's better to pay the minimum and invest the rest and then have him have those loans wiped with no tax bomb

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206065)



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Date: January 21st, 2018 8:48 PM
Author: trip mischievous hell

Doesn't he have to work for a public agency? What is the opportunity cost if any for salary?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206078)



Reply Favorite

Date: January 21st, 2018 8:49 PM
Author: razzle-dazzle church blood rage

Hospitalist means he works for a hospital and thus a non-profit. He makes 225K.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206084)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: trip mischievous hell

Sounds like a good plan then.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206114)



Reply Favorite

Date: January 21st, 2018 8:42 PM
Author: Flushed Crackhouse

u dont become an internal med doc until you're at least 32

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206013)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: razzle-dazzle church blood rage

Not true

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206024)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: trip mischievous hell

Huh? It's 29 for most people.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206029)



Reply Favorite

Date: January 21st, 2018 8:44 PM
Author: Flushed Crackhouse

graduate college at 22

graduate med school at 26

graduate 4 year residency at 30

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206043)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: trip mischievous hell

IM residencies are 3 years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206057)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Flushed Crackhouse

oh... which residencies are 8 years/

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206071)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: trip mischievous hell

I don't know if any are 8 years. Maybe with fellowships. If you become a brain surgeon I could see 8 years of training after med school.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206103)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: razzle-dazzle church blood rage

Neurosurgery is 7 years

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206112)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: deranged seedy pozpig ape

hehe they know that your retirement funds will help pay for theirs hehe

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206062)



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Date: January 21st, 2018 8:48 PM
Author: Exciting bull headed private investor forum

The number of urban early 30s (almost all females) that rent, have significant CC debt, and no retirement saving is mind boggling. They somehow come up with cash for at least one European vacation per year, though

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206080)



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Date: January 21st, 2018 8:51 PM
Author: Flushed Crackhouse

this.

i know plenty who do this and work as hostess or servers... it's insane they can travel so damn much

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206125)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: razzle-dazzle church blood rage

I know software engineer chicks who do 2-3 expensive Europe trips a year...No savings

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206134)



Reply Favorite

Date: January 21st, 2018 8:54 PM
Author: trip mischievous hell

The work-funemployment cycle seems to be a SW engineer subculture.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206153)



Reply Favorite

Date: January 22nd, 2018 8:56 AM
Author: Exciting bull headed private investor forum

the ones I know who do this are all executive assistants or work in marketing

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208396)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: trip mischievous hell

Crypto is the saver's only hope. Lol you're going to have to be secretly rich for the rest of your life.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206136)



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Date: January 21st, 2018 8:55 PM
Author: Twinkling vibrant rigor nowag

they went all in on eth at 20

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206160)



Reply Favorite

Date: January 22nd, 2018 9:06 AM
Author: Vigorous queen of the night

The fact you need to have 1.4 MILLION saved to live off 40k per year when you retire, which will be min wage when we do, makes this pointless for 80% of millenials.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208422)



Reply Favorite

Date: January 22nd, 2018 9:27 AM
Author: drab water buffalo

Seriously. No way can most people accomplish this. It is impossible.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208509)



Reply Favorite

Date: January 22nd, 2018 9:55 AM
Author: maniacal fragrant boistinker



(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208639)