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Wife and I make $215k, she wants to buy $925k house

We have $720k saved up, mostly in stocks. It comes with a...
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
so you almost have the entire price of the house in savings ...
Multi-colored Lake Pocket Flask Parlor
  01/23/18
sounds like you can do this
Cheese-eating Mad-dog Skullcap
  01/23/18
does it? i dunno mang
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
how much will you put down as a downpayment? It really all c...
Cheese-eating Mad-dog Skullcap
  01/23/18
? standard 20% down seems most cost-effective...
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
so you've got about $740,000 mortgage there assuming 30 yea...
Cheese-eating Mad-dog Skullcap
  01/23/18
not gonna lie, it's a nice house. it's a landmarked house, b...
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
@realdonaldtrump- 2m ago: She said she wanted a 900k hous...
Lilac church building
  01/23/18
...
Vigorous Place Of Business
  01/23/18
...
vibrant volcanic crater center
  01/23/18
...
cordovan corn cake
  01/23/18
...
plum water buffalo lodge
  01/23/18
...
chartreuse business firm
  01/23/18
...
talented roast beef
  01/23/18
What’s the issue here?
Racy hominid
  01/23/18
Whats your monthly budget?
bisexual pearl travel guidebook station
  01/23/18
We live like paupers, mostly because we fear COL will only g...
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
LMAO. She’s going the other direction now buddy
Fluffy set
  01/23/18
This. Hos big is thr house? Get ready for a 6 figure furnitu...
Ruddy doctorate address
  01/24/18
$18k rent for the both of you? that's pretty good.
submissive school community account
  01/24/18
lmao the worst part of it is you're going to be forced to sh...
Lilac church building
  01/23/18
? the garden apt is completely separate. but yeah, no nud...
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
Do things that make you STRONG. Jfc clean your room.
Lilac church building
  01/23/18
Go for it
Bronze abusive cuckoldry
  01/23/18
Um this scenario sounds entirely plausible, fuck you and you...
Ebony striped hyena telephone
  01/23/18
...
chartreuse business firm
  01/23/18
...
Purple Thriller Temple
  01/23/18
tell her you pick the tenant. advertise to backpage hookers ...
Flatulent crystalline spot laser beams
  01/23/18
...
Cheese-eating Mad-dog Skullcap
  01/23/18
...
talented roast beef
  01/23/18
woah Cr
180 mexican
  01/23/18
sounds good in theory but she's gonna bring a crazy/trashy v...
submissive school community account
  01/24/18
how much are the taxes?
Mildly Autistic Excitant Dingle Berry Incel
  01/23/18
~$13k
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
how much is your current rent? how much is it to rent a pla...
Wonderful carnelian reading party
  01/23/18
current rent is $1500, rent controlled so it can only go up ...
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
well done. $215k and living on $18000 rent is admirable. i...
Wonderful carnelian reading party
  01/23/18
thanks mang. one of the reasons we've been supersaving is b...
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
son of a bitch you've done well being that young. if one of...
Wonderful carnelian reading party
  01/23/18
...
Wonderful carnelian reading party
  01/23/18
Lmao
drunken cruise ship
  01/23/18
explain
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
...
Lilac church building
  01/23/18
...
cordovan corn cake
  01/23/18
...
canary mediation field
  01/23/18
You could comfortably do it with a tenant, but you'd be bett...
Stirring Really Tough Guy Space
  01/23/18
Or up his ass but let’s be real, it’s going to the house
Fluffy set
  01/23/18
the tenant will likely "rape" your wife
Soggy opaque gay wizard brunch
  01/23/18
can't wait till he comes home and it's some tatted up badboy...
Lilac church building
  01/23/18
For me, one of the main purposes of home ownership is securi...
Razzle-dazzle School Cafeteria Rigor
  01/23/18
...
vibrant volcanic crater center
  01/23/18
pretend it's a serf.
Flatulent crystalline spot laser beams
  01/23/18
...
cordovan corn cake
  01/23/18
it could also be a nigger or a beaner, lol at paying 1 mil t...
Trip Aggressive Bawdyhouse Knife
  01/23/18
would b3 great for an au pair or something assuming kids one...
Arousing pink area
  01/23/18
for us it would be living in a non-shithold without having t...
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
u=cuck
silver location
  01/23/18
if your wife even proposes something like this, you know she...
Lilac church building
  01/23/18
...
silver location
  01/23/18
Will the renter also fuck the insanity out of your wife? If ...
vibrant volcanic crater center
  01/23/18
We have a $1.3 million house on dual biglaw incomes and I fe...
insane son of senegal
  01/23/18
Because it is
Low-t boiling water toilet seat
  01/23/18
no it's not, assuming they're not first years.
Multi-colored Lake Pocket Flask Parlor
  01/23/18
Assuming they are not partners, it is
Low-t boiling water toilet seat
  01/24/18
Guaranteed she'll want a Cayenne and 150k in new furniture w...
aromatic know-it-all boltzmann
  01/23/18
If he divorces he will have to pay alimony lol
emerald famous landscape painting patrolman
  01/23/18
* Murder
Bronze abusive cuckoldry
  01/23/18
Is this legal advice?
tan pontificating yarmulke jewess
  01/23/18
nope
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
I bought an expensive house and liked it but god damn . . . ...
Fragrant naked mother nursing home
  01/23/18
If you're coastal global elites, do it. It's insane but you...
tan pontificating yarmulke jewess
  01/23/18
LJL at calling this poormo a coastal elite
Bronze abusive cuckoldry
  01/23/18
He and wife can still eat food. I'm assuming their parents ...
tan pontificating yarmulke jewess
  01/23/18
no, we're self-made. essentially saved up $100k per year ove...
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
doable, until she gets pregnant and you are down to one inco...
talented roast beef
  01/23/18
and up to 3 tenants.
Flatulent crystalline spot laser beams
  01/23/18
...
Purple Thriller Temple
  01/23/18
we already have a kid, but our parents take care of him duri...
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
sounds completely within your means.
Adventurous resort mental disorder
  01/23/18
How’s dc
mind-boggling menage useless brakes
  01/23/18
something like that
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
Howd you save so much money? That's ~$200k household income,...
infuriating soul-stirring jew
  01/23/18
yeah, we live like poors. pay $1500/month for a rent-control...
Fiercely-loyal peach crackhouse pisswyrm
  01/23/18
in your shoes, i'd rather retire early. if that's not as imp...
Wonderful carnelian reading party
  01/23/18
impressive
infuriating soul-stirring jew
  01/23/18
good job. she's a keeper if she's happily participating.
submissive school community account
  01/24/18
Wife and I earn about $250k. We'd have to be more careful w...
Red Police Squad Alpha
  01/23/18
yeah but at 250K I wouldn't recommend that. the key fact he...
Multi-colored Lake Pocket Flask Parlor
  01/23/18
of course you can afford it, retard.
canary mediation field
  01/23/18
cr. some of these threads are so ridiculous I wonder if p...
Multi-colored Lake Pocket Flask Parlor
  01/23/18
...
Passionate Church
  01/24/18
$300k income here. House was $350k. It has plywood on some o...
exciting stock car azn
  01/23/18
current mortgage on said property?
Multi-colored Lake Pocket Flask Parlor
  01/23/18
Like everybody else said, be careful about who you choose as...
Razzmatazz sapphire locale
  01/24/18
Buying an expensive home is a complete money pit that has ve...
maroon market coffee pot
  01/24/18
Alternative question based on OP: What's the ideal price ...
submissive school community account
  01/24/18
I fucking hate the UMC
Violent native
  01/24/18
move to the suburbs. fuck raising kids in some urban shitho...
Comical olive trailer park legal warrant
  01/24/18


Poast new message in this thread



Reply Favorite

Date: January 23rd, 2018 8:15 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

We have $720k saved up, mostly in stocks.

It comes with a garden-level apartment that could rent out for $1400/month.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221323)



Reply Favorite

Date: January 23rd, 2018 11:52 PM
Author: Multi-colored Lake Pocket Flask Parlor

so you almost have the entire price of the house in savings and it comes with an apartment that rents out for $1400 now and will likely go up in rental price over the years...

is this a serious question?

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223380)



Reply Favorite

Date: January 23rd, 2018 8:16 PM
Author: Cheese-eating Mad-dog Skullcap

sounds like you can do this

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221325)



Reply Favorite

Date: January 23rd, 2018 8:16 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

does it? i dunno mang

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221328)



Reply Favorite

Date: January 23rd, 2018 8:19 PM
Author: Cheese-eating Mad-dog Skullcap

how much will you put down as a downpayment? It really all comes down to that.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221367)



Reply Favorite

Date: January 23rd, 2018 8:23 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

? standard 20% down seems most cost-effective...

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221417)



Reply Favorite

Date: January 23rd, 2018 8:30 PM
Author: Cheese-eating Mad-dog Skullcap

so you've got about $740,000 mortgage there

assuming 30 year mortgage at 4.3% (estimate), that is $3,662.05 per month.

$3,662.05 minus $1400 for the garden apartment = $2262 (EDIT - you will be paying monthly taxes and insurance of a couple hundred bucks extra each month FYI)

Extremely doable for a couple making $215k a year. Probably a nice house too. I'm jealous.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221474)



Reply Favorite

Date: January 23rd, 2018 9:58 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

not gonna lie, it's a nice house. it's a landmarked house, but gut reno'd.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222356)



Reply Favorite

Date: January 23rd, 2018 8:16 PM
Author: Lilac church building

@realdonaldtrump- 2m ago:

She said she wanted a 900k house on a 200k income. I said no!

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221334)



Reply Favorite

Date: January 23rd, 2018 8:18 PM
Author: Vigorous Place Of Business



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221359)



Reply Favorite

Date: January 23rd, 2018 8:48 PM
Author: vibrant volcanic crater center



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221671)



Reply Favorite

Date: January 23rd, 2018 8:48 PM
Author: cordovan corn cake



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221678)



Reply Favorite

Date: January 23rd, 2018 8:51 PM
Author: plum water buffalo lodge



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221703)



Reply Favorite

Date: January 23rd, 2018 9:15 PM
Author: chartreuse business firm



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221943)



Reply Favorite

Date: January 23rd, 2018 9:19 PM
Author: talented roast beef



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221983)



Reply Favorite

Date: January 23rd, 2018 8:17 PM
Author: Racy hominid

What’s the issue here?

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221336)



Reply Favorite

Date: January 23rd, 2018 8:17 PM
Author: bisexual pearl travel guidebook station

Whats your monthly budget?

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221337)



Reply Favorite

Date: January 23rd, 2018 8:19 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

We live like paupers, mostly because we fear COL will only go up in our area and we'll be priced out.

$140k take-home

-$18k rent

-$25k other expenses

----------------

Save like $97k/year

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221376)



Reply Favorite

Date: January 23rd, 2018 8:26 PM
Author: Fluffy set

LMAO. She’s going the other direction now buddy

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221445)



Reply Favorite

Date: January 24th, 2018 9:06 AM
Author: Ruddy doctorate address

This. Hos big is thr house? Get ready for a 6 figure furniture bill

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35224777)



Reply Favorite

Date: January 24th, 2018 12:21 AM
Author: submissive school community account

$18k rent for the both of you? that's pretty good.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223518)



Reply Favorite

Date: January 23rd, 2018 8:18 PM
Author: Lilac church building

lmao the worst part of it is you're going to be forced to share your home with an absolute stranger in the garden apt and you can't even walk around in your underwear like a MAN in his KINGDOM. You're a pussy if you agree to that.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221352)



Reply Favorite

Date: January 23rd, 2018 8:20 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

? the garden apt is completely separate.

but yeah, no nude sunbathing in backyard.

wouldn't be possible anyway even without a garden apartment, bc it's an urban neighborhood

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221385)



Reply Favorite

Date: January 23rd, 2018 8:22 PM
Author: Lilac church building

Do things that make you STRONG. Jfc clean your room.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221407)



Reply Favorite

Date: January 23rd, 2018 8:19 PM
Author: Bronze abusive cuckoldry

Go for it

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221368)



Reply Favorite

Date: January 23rd, 2018 8:21 PM
Author: Ebony striped hyena telephone

Um this scenario sounds entirely plausible, fuck you and your non problems and rational life planning, some of us are trying to MAEK it

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221391)



Reply Favorite

Date: January 23rd, 2018 9:16 PM
Author: chartreuse business firm



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221946)



Reply Favorite

Date: January 23rd, 2018 9:22 PM
Author: Purple Thriller Temple



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222004)



Reply Favorite

Date: January 23rd, 2018 8:22 PM
Author: Flatulent crystalline spot laser beams

tell her you pick the tenant. advertise to backpage hookers and strippers telling them $150/mo and pick the hottest.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221396)



Reply Favorite

Date: January 23rd, 2018 8:22 PM
Author: Cheese-eating Mad-dog Skullcap



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221412)



Reply Favorite

Date: January 23rd, 2018 9:14 PM
Author: talented roast beef



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221908)



Reply Favorite

Date: January 23rd, 2018 10:11 PM
Author: 180 mexican

woah Cr

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222494)



Reply Favorite

Date: January 24th, 2018 12:23 AM
Author: submissive school community account

sounds good in theory but she's gonna bring a crazy/trashy vibe to your house. better to rent it out to a quiet superstudy asian chick.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223523)



Reply Favorite

Date: January 23rd, 2018 8:23 PM
Author: Mildly Autistic Excitant Dingle Berry Incel

how much are the taxes?

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221413)



Reply Favorite

Date: January 23rd, 2018 8:24 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

~$13k

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221420)



Reply Favorite

Date: January 23rd, 2018 8:25 PM
Author: Wonderful carnelian reading party

how much is your current rent?

how much is it to rent a place comparable to the house?

do you need a place comparable to the house?



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221437)



Reply Favorite

Date: January 23rd, 2018 9:59 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

current rent is $1500, rent controlled so it can only go up with inflation but it's a dilapidated shithold.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222369)



Reply Favorite

Date: January 23rd, 2018 10:07 PM
Author: Wonderful carnelian reading party

well done. $215k and living on $18000 rent is admirable.

it's put you into a position to consider overspending for housing.

i don't like buying a house so expensive under these circumstances, but if this is the house you intend to retire in, then it's probably doable.

how old are you both? how safe are the jobs? you know you are one less job away from being foreclosed upon if you get such an expensive house vs being able to live where you are at indefinitely even without a single income

edit. i forgot about the rent out apartment. that makes it a much more viable option



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222465)



Reply Favorite

Date: January 23rd, 2018 10:13 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

thanks mang. one of the reasons we've been supersaving is because future rents/prices in the area we live in are so uncertain. market rents have gone up like 10% year-over-year for the last 10 years. and house prices have gone up 20% just in the last year.

"how old are you both? how safe are the jobs? you know you are one less job away from being foreclosed upon if you get such an expensive house vs being able to live where you are at indefinitely even without a single income"

I'm 31, wife is 28. my job is probably pretty safe, but hers is in a cyclical industry. yeah, good point about what happens if there's a recession and we lose a job--we've discussed it.

i mean, all in as long as my job is safe i think we could afford it without dipping into savings. if i lose my job, we'd probably have to dip into savings, but we have almost $720k saved up. but if there's a recession that $720k is gonna only be like $500k (it's invested in index fund ETFs)

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222510)



Reply Favorite

Date: January 23rd, 2018 10:19 PM
Author: Wonderful carnelian reading party

son of a bitch you've done well being that young.

if one of you loses a job, i think you take steps right away to preserve cash from savings so you don't get double bitch slapped from no job and etf going to shit.

otherwise, i think you can cruise along as you are. in some sense, this is just diversifying your investments. that's good. real estate has gone up a lot recently. bad. but so have stocks. good.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222578)



Reply Favorite

Date: January 23rd, 2018 8:24 PM
Author: Wonderful carnelian reading party



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221421)



Reply Favorite

Date: January 23rd, 2018 8:23 PM
Author: drunken cruise ship

Lmao

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221418)



Reply Favorite

Date: January 23rd, 2018 8:24 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

explain

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221426)



Reply Favorite

Date: January 23rd, 2018 8:25 PM
Author: Lilac church building



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221434)



Reply Favorite

Date: January 23rd, 2018 8:47 PM
Author: cordovan corn cake



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221665)



Reply Favorite

Date: January 23rd, 2018 11:53 PM
Author: canary mediation field



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223385)



Reply Favorite

Date: January 23rd, 2018 8:26 PM
Author: Stirring Really Tough Guy Space

You could comfortably do it with a tenant, but you'd be better off putting the 720k into ZIL.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221448)



Reply Favorite

Date: January 23rd, 2018 8:28 PM
Author: Fluffy set

Or up his ass but let’s be real, it’s going to the house

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221462)



Reply Favorite

Date: January 23rd, 2018 8:30 PM
Author: Soggy opaque gay wizard brunch

the tenant will likely "rape" your wife

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221478)



Reply Favorite

Date: January 23rd, 2018 8:44 PM
Author: Lilac church building

can't wait till he comes home and it's some tatted up badboy and his wife is like "he's perfect! and he can do manual labor stuff around the house!"

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221637)



Reply Favorite

Date: January 23rd, 2018 8:48 PM
Author: Razzle-dazzle School Cafeteria Rigor

For me, one of the main purposes of home ownership is security and privacy.

I can't imagine paying $1 million and having a random living on my property 365 days a year.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221667)



Reply Favorite

Date: January 23rd, 2018 8:48 PM
Author: vibrant volcanic crater center



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221674)



Reply Favorite

Date: January 23rd, 2018 8:49 PM
Author: Flatulent crystalline spot laser beams

pretend it's a serf.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221679)



Reply Favorite

Date: January 23rd, 2018 8:49 PM
Author: cordovan corn cake



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221683)



Reply Favorite

Date: January 23rd, 2018 8:52 PM
Author: Trip Aggressive Bawdyhouse Knife

it could also be a nigger or a beaner, lol at paying 1 mil to share your home with a nigger

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221713)



Reply Favorite

Date: January 23rd, 2018 10:00 PM
Author: Arousing pink area

would b3 great for an au pair or something assuming kids one day.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222389)



Reply Favorite

Date: January 23rd, 2018 10:01 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

for us it would be living in a non-shithold without having to fear that rents will continue to rise 10% per annum forever

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222402)



Reply Favorite

Date: January 23rd, 2018 8:48 PM
Author: silver location

u=cuck

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221673)



Reply Favorite

Date: January 23rd, 2018 8:49 PM
Author: Lilac church building

if your wife even proposes something like this, you know she doesn't respect you

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221680)



Reply Favorite

Date: January 23rd, 2018 8:51 PM
Author: silver location



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221698)



Reply Favorite

Date: January 23rd, 2018 8:49 PM
Author: vibrant volcanic crater center

Will the renter also fuck the insanity out of your wife? If not, then I wouldn't go through with it.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221685)



Reply Favorite

Date: January 23rd, 2018 8:50 PM
Author: insane son of senegal

We have a $1.3 million house on dual biglaw incomes and I feel like it’s too much.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221694)



Reply Favorite

Date: January 23rd, 2018 9:18 PM
Author: Low-t boiling water toilet seat

Because it is

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221968)



Reply Favorite

Date: January 23rd, 2018 11:51 PM
Author: Multi-colored Lake Pocket Flask Parlor

no it's not, assuming they're not first years.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223371)



Reply Favorite

Date: January 24th, 2018 12:22 AM
Author: Low-t boiling water toilet seat

Assuming they are not partners, it is

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223519)



Reply Favorite

Date: January 23rd, 2018 8:54 PM
Author: aromatic know-it-all boltzmann

Guaranteed she'll want a Cayenne and 150k in new furniture within 90 days of closing. My advice: divorce and start over.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221727)



Reply Favorite

Date: January 23rd, 2018 9:11 PM
Author: emerald famous landscape painting patrolman

If he divorces he will have to pay alimony lol

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221887)



Reply Favorite

Date: January 23rd, 2018 9:15 PM
Author: Bronze abusive cuckoldry

* Murder

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221929)



Reply Favorite

Date: January 23rd, 2018 9:22 PM
Author: tan pontificating yarmulke jewess

Is this legal advice?

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222012)



Reply Favorite

Date: January 23rd, 2018 9:59 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

nope

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222375)



Reply Favorite

Date: January 23rd, 2018 9:03 PM
Author: Fragrant naked mother nursing home

I bought an expensive house and liked it but god damn . . . I was stretched really thin when the crypto boom started and could barely put anything in. Literally the difference between working and wagecucking for the rest of my life. You can AFFORD it but it isn't the best use of your $$$.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221835)



Reply Favorite

Date: January 23rd, 2018 9:16 PM
Author: tan pontificating yarmulke jewess

If you're coastal global elites, do it. It's insane but you won't get poured out in the worst case. Also, never ever divorce.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221950)



Reply Favorite

Date: January 23rd, 2018 9:17 PM
Author: Bronze abusive cuckoldry

LJL at calling this poormo a coastal elite

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221956)



Reply Favorite

Date: January 23rd, 2018 9:21 PM
Author: tan pontificating yarmulke jewess

He and wife can still eat food. I'm assuming their parents pay for down payment.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221997)



Reply Favorite

Date: January 23rd, 2018 10:00 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

no, we're self-made. essentially saved up $100k per year over last 7 years.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222385)



Reply Favorite

Date: January 23rd, 2018 9:19 PM
Author: talented roast beef

doable, until she gets pregnant and you are down to one income

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35221982)



Reply Favorite

Date: January 23rd, 2018 9:23 PM
Author: Flatulent crystalline spot laser beams

and up to 3 tenants.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222018)



Reply Favorite

Date: January 23rd, 2018 9:24 PM
Author: Purple Thriller Temple



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222038)



Reply Favorite

Date: January 23rd, 2018 10:01 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

we already have a kid, but our parents take care of him during the day

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222391)



Reply Favorite

Date: January 23rd, 2018 9:22 PM
Author: Adventurous resort mental disorder

sounds completely within your means.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222011)



Reply Favorite

Date: January 23rd, 2018 9:40 PM
Author: mind-boggling menage useless brakes

How’s dc

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222184)



Reply Favorite

Date: January 23rd, 2018 10:02 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

something like that

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222407)



Reply Favorite

Date: January 23rd, 2018 10:12 PM
Author: infuriating soul-stirring jew

Howd you save so much money? That's ~$200k household income, right?

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222501)



Reply Favorite

Date: January 23rd, 2018 10:14 PM
Author: Fiercely-loyal peach crackhouse pisswyrm

yeah, we live like poors. pay $1500/month for a rent-controlled 2-BR shithold apartment, cook at home rather than eating out, our mothers take care of our toddler, live in an urban neighborhood where we don't need to own a car to get around, etc.

it's easy for me because i grew up prole as fuck.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222524)



Reply Favorite

Date: January 23rd, 2018 10:21 PM
Author: Wonderful carnelian reading party

in your shoes, i'd rather retire early. if that's not as important to you both, and it's obviously not, then buy

one of your parents is going to end up in your garden renter

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222603)



Reply Favorite

Date: January 23rd, 2018 10:33 PM
Author: infuriating soul-stirring jew

impressive

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35222757)



Reply Favorite

Date: January 24th, 2018 12:25 AM
Author: submissive school community account

good job. she's a keeper if she's happily participating.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223538)



Reply Favorite

Date: January 23rd, 2018 11:52 PM
Author: Red Police Squad Alpha

Wife and I earn about $250k. We'd have to be more careful with money, but i think we could afford a house in that ballpark.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223381)



Reply Favorite

Date: January 23rd, 2018 11:55 PM
Author: Multi-colored Lake Pocket Flask Parlor

yeah but at 250K I wouldn't recommend that. the key fact here is that OP has 700K+ saved up already so he could pay the mortgage for years on that alone.



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223398)



Reply Favorite

Date: January 23rd, 2018 11:55 PM
Author: canary mediation field

of course you can afford it, retard.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223400)



Reply Favorite

Date: January 23rd, 2018 11:56 PM
Author: Multi-colored Lake Pocket Flask Parlor

cr.

some of these threads are so ridiculous I wonder if people like that just want us all to pat him on the back and tell him how good he's doing. not gonna do it, no sir.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223403)



Reply Favorite

Date: January 24th, 2018 6:46 AM
Author: Passionate Church



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35224357)



Reply Favorite

Date: January 23rd, 2018 11:58 PM
Author: exciting stock car azn

$300k income here. House was $350k. It has plywood on some of the walls.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223409)



Reply Favorite

Date: January 23rd, 2018 11:59 PM
Author: Multi-colored Lake Pocket Flask Parlor

current mortgage on said property?

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223413)



Reply Favorite

Date: January 24th, 2018 12:00 AM
Author: Razzmatazz sapphire locale

Like everybody else said, be careful about who you choose as the tenant; you'll have less geographic flexibility than you do renting; and do your homework as far as making sure the house is priced similar to comps (because it's a big decision. Sure if you stay many years it evens out to some degree, but you don't want to overpay up front on something so expensive). But if you're already cool with all that and you just have the cash flow question yeah you can totally afford it.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223421)



Reply Favorite

Date: January 24th, 2018 12:28 AM
Author: maroon market coffee pot

Buying an expensive home is a complete money pit that has very poor ROI once you factor in mortgage interest, property taxes, and property maintenance.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223547)



Reply Favorite

Date: January 24th, 2018 12:30 AM
Author: submissive school community account

Alternative question based on OP:

What's the ideal price of a home for couple making $215K (before taxes)?

$720K in savings is substantial. I'd say they can definitely afford the house. Aside from the down payment, if they didn't want to dip into their savings, if they rent out the room at $1400/mo and save $97K/yr, they could pay the house off, they could pay it off in 7 yrs.



(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35223554)



Reply Favorite

Date: January 24th, 2018 2:59 AM
Author: Violent native

I fucking hate the UMC

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35224060)



Reply Favorite

Date: January 24th, 2018 8:58 AM
Author: Comical olive trailer park legal warrant

move to the suburbs. fuck raising kids in some urban shithole.

(http://www.autoadmit.com/thread.php?thread_id=3868869&forum_id=2#35224726)