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Is it true 1/3 of Americans couldn't come up with $1,000 for an emergency?

I think the gulf between the coasts and interior America is ...
plum glittery brunch
  02/19/18
it blows my mind, i'm from interior america and still can't ...
Alcoholic provocative business firm jew
  02/19/18
goyim go buckwild at the sight of a paycheck. many of these ...
Razzmatazz idiot
  02/19/18
Even in DC I've always been amazed by the people at work who...
bateful shivering bawdyhouse doctorate
  02/19/18
Getting excited about regular paydays is a prole tell.
Cerise locus factory reset button
  02/19/18
This.
Know-it-all Adventurous Mother
  02/19/18
They'd get REALLY excited in the two months of the year wher...
bateful shivering bawdyhouse doctorate
  02/19/18
The most preftigious pay period is bimonthly: on the first o...
Cerise locus factory reset button
  02/19/18
Monthly draw, actually
Motley green ratface
  02/19/18
I'm only talking about salaries, not profits. So dividends, ...
Cerise locus factory reset button
  02/19/18
You'll be surprised how many biglawyers (associates and part...
Razzmatazz idiot
  02/19/18
My biglaw firm normally had two pay periods a month, but in ...
Spectacular copper base
  02/19/18
I understand bonuses, but actual payday?
Know-it-all Adventurous Mother
  02/19/18
...
Spectacular copper base
  02/19/18
did I always have $1000 when I lived in the states? ok no ...
milky arousing institution
  02/19/18
Most of these people are happy and live life to fullest, con...
Thriller autistic library
  02/19/18
the amount of people living paycheck to paycheck on the coas...
odious azure crackhouse gay wizard
  02/19/18
...
Self-absorbed home mediation
  02/19/18
of course. we need to force some of you umc spawn to spend s...
Exciting ticket booth
  02/19/18
Why don’t they just sell some stocks?
vigorous partner marketing idea
  02/19/18
How do you think payday/title loan joints stay in business?
Curious pistol
  02/19/18
There's some truth to this, but the way these statistics are...
Spectacular copper base
  02/19/18
Cr. Similarly, articles on the "retirement crisis"...
chrome wagecucks coldplay fan
  02/19/18
*buys a new car every three years, vacations twice a year.* ...
Spectacular copper base
  02/19/18
Social security is enough to keep people out of the streets.
Cerise locus factory reset button
  02/19/18
...
Spectacular copper base
  02/19/18
we just need more diversity
Deep stirring tanning salon crotch
  02/19/18
to be fair, how many americans 19 or younger can come up wit...
pontificating stag film
  02/19/18


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Reply Favorite

Date: February 19th, 2018 11:03 AM
Author: plum glittery brunch

I think the gulf between the coasts and interior America is far more vast than we can imagine.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436337)



Reply Favorite

Date: February 19th, 2018 11:11 AM
Author: Alcoholic provocative business firm jew

it blows my mind, i'm from interior america and still can't believe this is true

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436424)



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Date: February 19th, 2018 11:10 AM
Author: Razzmatazz idiot

goyim go buckwild at the sight of a paycheck. many of these same people likely have giant pickup trucks, 4 pets, 8 rifles, 5 game consoles, etc. goys spend on stupid shit and then complain about money.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436406)



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Date: February 19th, 2018 11:12 AM
Author: bateful shivering bawdyhouse doctorate

Even in DC I've always been amazed by the people at work who were eager to eat out because it was "payday" and their accounts had cash again.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436435)



Reply Favorite

Date: February 19th, 2018 11:14 AM
Author: Cerise locus factory reset button

Getting excited about regular paydays is a prole tell.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436458)



Reply Favorite

Date: February 19th, 2018 11:22 AM
Author: Know-it-all Adventurous Mother

This.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436528)



Reply Favorite

Date: February 19th, 2018 11:34 AM
Author: bateful shivering bawdyhouse doctorate

They'd get REALLY excited in the two months of the year where they got three paychecks instead of two.

"Omg time to buy a PS4!"

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436628)



Reply Favorite

Date: February 19th, 2018 1:15 PM
Author: Cerise locus factory reset button

The most preftigious pay period is bimonthly: on the first or last day of the month and on the 15th day.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437284)



Reply Favorite

Date: February 19th, 2018 1:18 PM
Author: Motley green ratface

Monthly draw, actually

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437308)



Reply Favorite

Date: February 19th, 2018 1:20 PM
Author: Cerise locus factory reset button

I'm only talking about salaries, not profits. So dividends, draws, and all that are a different issue.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437318)



Reply Favorite

Date: February 19th, 2018 11:34 AM
Author: Razzmatazz idiot

You'll be surprised how many biglawyers (associates and partners) wait for payday to make an expenditure. Some people simply are unable to save.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436631)



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Date: February 19th, 2018 11:54 AM
Author: Spectacular copper base

My biglaw firm normally had two pay periods a month, but in December they had one big one on the 15th (or first business day after the 15th) and none on the 31st. I'm not sure what the intent of this was, maybe an accounting thing, but in practice several biglawyers used this money to free up space on their credit cards to buy shit for Christmas. Complete insanity.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436740)



Reply Favorite

Date: February 19th, 2018 3:02 PM
Author: Know-it-all Adventurous Mother

I understand bonuses, but actual payday?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35438059)



Reply Favorite

Date: February 19th, 2018 11:53 AM
Author: Spectacular copper base



(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436732)



Reply Favorite

Date: February 19th, 2018 11:13 AM
Author: milky arousing institution

did I always have $1000 when I lived in the states? ok no

could I have gotten my hands on it? of course

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436441)



Reply Favorite

Date: February 19th, 2018 11:15 AM
Author: Thriller autistic library

Most of these people are happy and live life to fullest, consuming everything they can.

Many xo misers will die of a heart attack from stress at 48 with unused 500k in the bank.

http://www.xoxohth.com/thread.php?thread_id=2341112&mc=155&forum_id=2&PHPSESSID=76456b8077443975b14f33d2c48990cc#23887291

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436465)



Reply Favorite

Date: February 19th, 2018 11:15 AM
Author: odious azure crackhouse gay wizard

the amount of people living paycheck to paycheck on the coasts is larger than you'd think

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436467)



Reply Favorite

Date: February 19th, 2018 11:15 AM
Author: Self-absorbed home mediation



(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436474)



Reply Favorite

Date: February 19th, 2018 11:16 AM
Author: Exciting ticket booth

of course. we need to force some of you umc spawn to spend some time with regular proles to get some perspective

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436486)



Reply Favorite

Date: February 19th, 2018 11:32 AM
Author: vigorous partner marketing idea

Why don’t they just sell some stocks?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436615)



Reply Favorite

Date: February 19th, 2018 11:38 AM
Author: Curious pistol

How do you think payday/title loan joints stay in business?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436651)



Reply Favorite

Date: February 19th, 2018 11:52 AM
Author: Spectacular copper base

There's some truth to this, but the way these statistics are gathered is egregious flame.

https://www.cnbc.com/2018/01/18/few-americans-have-enough-savings-to-cover-a-1000-emergency.html

(39% say they would pay out of savings, 19% with a credit card, 13% by reducing spending on other things, 12% with a family/friend loan, 5% with a personal loan).

Paying "with a credit card" is something you might do even if you have plenty of savings-- cop that 0% interest and rewards, otherwise you're basically throwing money away. Similarly, even if you're saving plenty, you might got back on spending on other things rather than dip into your savings. So surveys like this really only show that at least 17% are hahabrokefucked, 39% are fine-ish, and it's hard to tell for the rest. It's always like this, there will be some headline like "only 15% of Americans have $1,000 saved" but when you actually check the survey it asks specifically about savings accounts (who keeps money in a savings account any more??)

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436723)



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Date: February 19th, 2018 11:56 AM
Author: chrome wagecucks coldplay fan

Cr. Similarly, articles on the "retirement crisis" have ramped up to garner boomer clicks the last few years but that story has been around for decades. And I don't see the streets filled with homeless seniors, which is about what they usually predict.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436750)



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Date: February 19th, 2018 1:13 PM
Author: Spectacular copper base

*buys a new car every three years, vacations twice a year.*

*can't afford to do so in retirement*

"IT'S A CRISIS!"

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437267)



Reply Favorite

Date: February 19th, 2018 1:17 PM
Author: Cerise locus factory reset button

Social security is enough to keep people out of the streets.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437296)



Reply Favorite

Date: February 19th, 2018 7:19 PM
Author: Spectacular copper base



(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35439970)



Reply Favorite

Date: February 19th, 2018 7:23 PM
Author: Deep stirring tanning salon crotch

we just need more diversity

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35440000)



Reply Favorite

Date: February 19th, 2018 7:25 PM
Author: pontificating stag film

to be fair, how many americans 19 or younger can come up with $1000?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35440015)