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Is it true 1/3 of Americans couldn't come up with $1,000 for an emergency?

I think the gulf between the coasts and interior America is ...
Erotic azure tattoo heaven
  02/19/18
it blows my mind, i'm from interior america and still can't ...
Amethyst box office double fault
  02/19/18
goyim go buckwild at the sight of a paycheck. many of these ...
stimulating rusted pocket flask
  02/19/18
Even in DC I've always been amazed by the people at work who...
Haunting Hyperactive Legal Warrant
  02/19/18
Getting excited about regular paydays is a prole tell.
crystalline hyperventilating puppy school
  02/19/18
This.
Transparent cracking affirmative action
  02/19/18
They'd get REALLY excited in the two months of the year wher...
Haunting Hyperactive Legal Warrant
  02/19/18
The most preftigious pay period is bimonthly: on the first o...
crystalline hyperventilating puppy school
  02/19/18
Monthly draw, actually
Geriatric House
  02/19/18
I'm only talking about salaries, not profits. So dividends, ...
crystalline hyperventilating puppy school
  02/19/18
You'll be surprised how many biglawyers (associates and part...
stimulating rusted pocket flask
  02/19/18
My biglaw firm normally had two pay periods a month, but in ...
laughsome frum boltzmann
  02/19/18
I understand bonuses, but actual payday?
Transparent cracking affirmative action
  02/19/18
...
laughsome frum boltzmann
  02/19/18
did I always have $1000 when I lived in the states? ok no ...
shimmering apoplectic circlehead
  02/19/18
Most of these people are happy and live life to fullest, con...
Cocky henna antidepressant drug crackhouse
  02/19/18
the amount of people living paycheck to paycheck on the coas...
exciting sinister gaming laptop
  02/19/18
...
Talented patrolman striped hyena
  02/19/18
of course. we need to force some of you umc spawn to spend s...
embarrassed to the bone stead
  02/19/18
Why don’t they just sell some stocks?
Shivering trip stain
  02/19/18
How do you think payday/title loan joints stay in business?
Ruby space depressive
  02/19/18
There's some truth to this, but the way these statistics are...
laughsome frum boltzmann
  02/19/18
Cr. Similarly, articles on the "retirement crisis"...
heady base
  02/19/18
*buys a new car every three years, vacations twice a year.* ...
laughsome frum boltzmann
  02/19/18
Social security is enough to keep people out of the streets.
crystalline hyperventilating puppy school
  02/19/18
...
laughsome frum boltzmann
  02/19/18
we just need more diversity
Gold Theater Stage
  02/19/18
to be fair, how many americans 19 or younger can come up wit...
white narrow-minded people who are hurt cuckoldry
  02/19/18


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Date: February 19th, 2018 11:03 AM
Author: Erotic azure tattoo heaven

I think the gulf between the coasts and interior America is far more vast than we can imagine.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436337)



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Date: February 19th, 2018 11:11 AM
Author: Amethyst box office double fault

it blows my mind, i'm from interior america and still can't believe this is true

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436424)



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Date: February 19th, 2018 11:10 AM
Author: stimulating rusted pocket flask

goyim go buckwild at the sight of a paycheck. many of these same people likely have giant pickup trucks, 4 pets, 8 rifles, 5 game consoles, etc. goys spend on stupid shit and then complain about money.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436406)



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Date: February 19th, 2018 11:12 AM
Author: Haunting Hyperactive Legal Warrant

Even in DC I've always been amazed by the people at work who were eager to eat out because it was "payday" and their accounts had cash again.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436435)



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Date: February 19th, 2018 11:14 AM
Author: crystalline hyperventilating puppy school

Getting excited about regular paydays is a prole tell.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436458)



Reply Favorite

Date: February 19th, 2018 11:22 AM
Author: Transparent cracking affirmative action

This.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436528)



Reply Favorite

Date: February 19th, 2018 11:34 AM
Author: Haunting Hyperactive Legal Warrant

They'd get REALLY excited in the two months of the year where they got three paychecks instead of two.

"Omg time to buy a PS4!"

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436628)



Reply Favorite

Date: February 19th, 2018 1:15 PM
Author: crystalline hyperventilating puppy school

The most preftigious pay period is bimonthly: on the first or last day of the month and on the 15th day.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437284)



Reply Favorite

Date: February 19th, 2018 1:18 PM
Author: Geriatric House

Monthly draw, actually

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437308)



Reply Favorite

Date: February 19th, 2018 1:20 PM
Author: crystalline hyperventilating puppy school

I'm only talking about salaries, not profits. So dividends, draws, and all that are a different issue.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437318)



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Date: February 19th, 2018 11:34 AM
Author: stimulating rusted pocket flask

You'll be surprised how many biglawyers (associates and partners) wait for payday to make an expenditure. Some people simply are unable to save.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436631)



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Date: February 19th, 2018 11:54 AM
Author: laughsome frum boltzmann

My biglaw firm normally had two pay periods a month, but in December they had one big one on the 15th (or first business day after the 15th) and none on the 31st. I'm not sure what the intent of this was, maybe an accounting thing, but in practice several biglawyers used this money to free up space on their credit cards to buy shit for Christmas. Complete insanity.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436740)



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Date: February 19th, 2018 3:02 PM
Author: Transparent cracking affirmative action

I understand bonuses, but actual payday?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35438059)



Reply Favorite

Date: February 19th, 2018 11:53 AM
Author: laughsome frum boltzmann



(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436732)



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Date: February 19th, 2018 11:13 AM
Author: shimmering apoplectic circlehead

did I always have $1000 when I lived in the states? ok no

could I have gotten my hands on it? of course

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436441)



Reply Favorite

Date: February 19th, 2018 11:15 AM
Author: Cocky henna antidepressant drug crackhouse

Most of these people are happy and live life to fullest, consuming everything they can.

Many xo misers will die of a heart attack from stress at 48 with unused 500k in the bank.

http://www.xoxohth.com/thread.php?thread_id=2341112&mc=155&forum_id=2&PHPSESSID=76456b8077443975b14f33d2c48990cc#23887291

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436465)



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Date: February 19th, 2018 11:15 AM
Author: exciting sinister gaming laptop

the amount of people living paycheck to paycheck on the coasts is larger than you'd think

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436467)



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Date: February 19th, 2018 11:15 AM
Author: Talented patrolman striped hyena



(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436474)



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Date: February 19th, 2018 11:16 AM
Author: embarrassed to the bone stead

of course. we need to force some of you umc spawn to spend some time with regular proles to get some perspective

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436486)



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Date: February 19th, 2018 11:32 AM
Author: Shivering trip stain

Why don’t they just sell some stocks?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436615)



Reply Favorite

Date: February 19th, 2018 11:38 AM
Author: Ruby space depressive

How do you think payday/title loan joints stay in business?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436651)



Reply Favorite

Date: February 19th, 2018 11:52 AM
Author: laughsome frum boltzmann

There's some truth to this, but the way these statistics are gathered is egregious flame.

https://www.cnbc.com/2018/01/18/few-americans-have-enough-savings-to-cover-a-1000-emergency.html

(39% say they would pay out of savings, 19% with a credit card, 13% by reducing spending on other things, 12% with a family/friend loan, 5% with a personal loan).

Paying "with a credit card" is something you might do even if you have plenty of savings-- cop that 0% interest and rewards, otherwise you're basically throwing money away. Similarly, even if you're saving plenty, you might got back on spending on other things rather than dip into your savings. So surveys like this really only show that at least 17% are hahabrokefucked, 39% are fine-ish, and it's hard to tell for the rest. It's always like this, there will be some headline like "only 15% of Americans have $1,000 saved" but when you actually check the survey it asks specifically about savings accounts (who keeps money in a savings account any more??)

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436723)



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Date: February 19th, 2018 11:56 AM
Author: heady base

Cr. Similarly, articles on the "retirement crisis" have ramped up to garner boomer clicks the last few years but that story has been around for decades. And I don't see the streets filled with homeless seniors, which is about what they usually predict.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35436750)



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Date: February 19th, 2018 1:13 PM
Author: laughsome frum boltzmann

*buys a new car every three years, vacations twice a year.*

*can't afford to do so in retirement*

"IT'S A CRISIS!"

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437267)



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Date: February 19th, 2018 1:17 PM
Author: crystalline hyperventilating puppy school

Social security is enough to keep people out of the streets.

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35437296)



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Date: February 19th, 2018 7:19 PM
Author: laughsome frum boltzmann



(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35439970)



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Date: February 19th, 2018 7:23 PM
Author: Gold Theater Stage

we just need more diversity

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35440000)



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Date: February 19th, 2018 7:25 PM
Author: white narrow-minded people who are hurt cuckoldry

to be fair, how many americans 19 or younger can come up with $1000?

(http://www.autoadmit.com/thread.php?thread_id=3897422&forum_id=2#35440015)