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30-year mortgage seems insane given housing market cycles

not to mention the fact literally no one has that kind of jo...
diverse fortuitous meteor
  02/20/18
If we had any balls at all, working in the mortgage or banni...
Pearl Hairraiser Boistinker Resort
  02/20/18
I don't know what you're getting at with respect to cycles. ...
Hot Sex Offender Ladyboy
  02/20/18
What if you buy the house at the top and the market crashes ...
diverse fortuitous meteor
  02/20/18
how is that any different with a 15-yr mortgage?
dashing gay patrolman
  02/20/18
The crash doesn't hurt until you sell.
Hot Sex Offender Ladyboy
  02/20/18
HODL your HOEM
electric white roommate faggotry
  02/20/18
...
Histrionic voyeur double fault
  02/20/18
...
Fuchsia stirring candlestick maker library
  02/20/18
Most people can't comfortably make the 15 year payment on th...
mentally impaired scourge upon the earth property
  02/20/18
japan has 100 year mortgages
Mildly autistic filthy shitlib
  02/20/18
OP is very very dumb
razzle haunted graveyard locale
  02/20/18
the 30-year mortgage is an awesome deal for homebuyers. it's...
hyperactive chrome spot
  02/20/18
CR. Where else can you get a 30-year loan at 3.75% interest?
stimulating pearly point jew
  02/20/18
only a matter of time before Fannie and Freddie go bankrupt ...
contagious mischievous cruise ship masturbator
  02/20/18
I literally never considered, nor could I have afforded, any...
Fear-inspiring cuck
  02/20/18


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Date: February 20th, 2018 4:20 PM
Author: diverse fortuitous meteor

not to mention the fact literally no one has that kind of job security anymore

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446626)



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Date: February 20th, 2018 4:26 PM
Author: Pearl Hairraiser Boistinker Resort

If we had any balls at all, working in the mortgage or banning industries would be extremely hazardous for one's health.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446658)



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Date: February 20th, 2018 4:32 PM
Author: Hot Sex Offender Ladyboy

I don't know what you're getting at with respect to cycles.

And houses can be sold if the owner can no longer afford it.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446689)



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Date: February 20th, 2018 4:52 PM
Author: diverse fortuitous meteor

What if you buy the house at the top and the market crashes the next week? You’re fucked. It can be hard to unload if you need to move depending on the market as well

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446844)



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Date: February 20th, 2018 4:55 PM
Author: dashing gay patrolman

how is that any different with a 15-yr mortgage?

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446862)



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Date: February 20th, 2018 5:00 PM
Author: Hot Sex Offender Ladyboy

The crash doesn't hurt until you sell.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446894)



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Date: February 20th, 2018 6:01 PM
Author: electric white roommate faggotry

HODL your HOEM

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447311)



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Date: February 20th, 2018 6:02 PM
Author: Histrionic voyeur double fault



(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447321)



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Date: February 20th, 2018 6:05 PM
Author: Fuchsia stirring candlestick maker library



(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447344)



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Date: February 20th, 2018 4:38 PM
Author: mentally impaired scourge upon the earth property

Most people can't comfortably make the 15 year payment on the house they want to buy. Even if they can, it makes sense to take the lower payment on the 30 year and invest at a higher rate, pocketing the difference and becoming more liquid. The calculus changes a little with the mortgage deduction capped, but the 30 year is still optimal for those with some risk tolerance.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446747)



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Date: February 20th, 2018 4:57 PM
Author: Mildly autistic filthy shitlib

japan has 100 year mortgages

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446878)



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Date: February 20th, 2018 6:12 PM
Author: razzle haunted graveyard locale

OP is very very dumb

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447387)



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Date: February 20th, 2018 6:15 PM
Author: hyperactive chrome spot

the 30-year mortgage is an awesome deal for homebuyers. it's mostly possible due to subsidies from the federal government.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447419)



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Date: February 20th, 2018 6:17 PM
Author: stimulating pearly point jew

CR. Where else can you get a 30-year loan at 3.75% interest?

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447431)



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Date: February 20th, 2018 6:30 PM
Author: contagious mischievous cruise ship masturbator

only a matter of time before Fannie and Freddie go bankrupt again

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447521)



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Date: February 20th, 2018 6:19 PM
Author: Fear-inspiring cuck

I literally never considered, nor could I have afforded, anything other than a 30-year loan.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447445)