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30-year mortgage seems insane given housing market cycles

not to mention the fact literally no one has that kind of jo...
Slippery spectacular legend potus
  02/20/18
If we had any balls at all, working in the mortgage or banni...
fear-inspiring vigorous site
  02/20/18
I don't know what you're getting at with respect to cycles. ...
effete unhinged feces
  02/20/18
What if you buy the house at the top and the market crashes ...
Slippery spectacular legend potus
  02/20/18
how is that any different with a 15-yr mortgage?
hyperactive mustard menage depressive
  02/20/18
The crash doesn't hurt until you sell.
effete unhinged feces
  02/20/18
HODL your HOEM
swashbuckling awkward tank public bath
  02/20/18
...
Ocher Nubile Multi-billionaire Knife
  02/20/18
...
Jet submissive indian lodge fortuitous meteor
  02/20/18
Most people can't comfortably make the 15 year payment on th...
motley violent place of business state
  02/20/18
japan has 100 year mortgages
Primrose out-of-control bawdyhouse genital piercing
  02/20/18
OP is very very dumb
anal alcoholic partner indirect expression
  02/20/18
the 30-year mortgage is an awesome deal for homebuyers. it's...
chartreuse space
  02/20/18
CR. Where else can you get a 30-year loan at 3.75% interest?
tantric gaming laptop gaping
  02/20/18
only a matter of time before Fannie and Freddie go bankrupt ...
jade laughsome nursing home
  02/20/18
I literally never considered, nor could I have afforded, any...
Dark native old irish cottage
  02/20/18


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Date: February 20th, 2018 4:20 PM
Author: Slippery spectacular legend potus

not to mention the fact literally no one has that kind of job security anymore

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446626)



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Date: February 20th, 2018 4:26 PM
Author: fear-inspiring vigorous site

If we had any balls at all, working in the mortgage or banning industries would be extremely hazardous for one's health.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446658)



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Date: February 20th, 2018 4:32 PM
Author: effete unhinged feces

I don't know what you're getting at with respect to cycles.

And houses can be sold if the owner can no longer afford it.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446689)



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Date: February 20th, 2018 4:52 PM
Author: Slippery spectacular legend potus

What if you buy the house at the top and the market crashes the next week? You’re fucked. It can be hard to unload if you need to move depending on the market as well

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446844)



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Date: February 20th, 2018 4:55 PM
Author: hyperactive mustard menage depressive

how is that any different with a 15-yr mortgage?

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446862)



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Date: February 20th, 2018 5:00 PM
Author: effete unhinged feces

The crash doesn't hurt until you sell.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446894)



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Date: February 20th, 2018 6:01 PM
Author: swashbuckling awkward tank public bath

HODL your HOEM

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447311)



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Date: February 20th, 2018 6:02 PM
Author: Ocher Nubile Multi-billionaire Knife



(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447321)



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Date: February 20th, 2018 6:05 PM
Author: Jet submissive indian lodge fortuitous meteor



(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447344)



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Date: February 20th, 2018 4:38 PM
Author: motley violent place of business state

Most people can't comfortably make the 15 year payment on the house they want to buy. Even if they can, it makes sense to take the lower payment on the 30 year and invest at a higher rate, pocketing the difference and becoming more liquid. The calculus changes a little with the mortgage deduction capped, but the 30 year is still optimal for those with some risk tolerance.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446747)



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Date: February 20th, 2018 4:57 PM
Author: Primrose out-of-control bawdyhouse genital piercing

japan has 100 year mortgages

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35446878)



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Date: February 20th, 2018 6:12 PM
Author: anal alcoholic partner indirect expression

OP is very very dumb

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447387)



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Date: February 20th, 2018 6:15 PM
Author: chartreuse space

the 30-year mortgage is an awesome deal for homebuyers. it's mostly possible due to subsidies from the federal government.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447419)



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Date: February 20th, 2018 6:17 PM
Author: tantric gaming laptop gaping

CR. Where else can you get a 30-year loan at 3.75% interest?

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447431)



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Date: February 20th, 2018 6:30 PM
Author: jade laughsome nursing home

only a matter of time before Fannie and Freddie go bankrupt again

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447521)



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Date: February 20th, 2018 6:19 PM
Author: Dark native old irish cottage

I literally never considered, nor could I have afforded, anything other than a 30-year loan.

(http://www.autoadmit.com/thread.php?thread_id=3898674&forum_id=2#35447445)