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How can most ppl in SF/LA/NYC afford mortgages on $800k+ properties for 30 yrs?

Who has that kind of job security anymore to earn $200k+ for...
Bronze university
  02/23/18
Gung hai fat choi
transparent know-it-all cuck site
  02/23/18
what?
Bronze university
  02/23/18
I think he means that these homes are being paid for with al...
Cerebral Ladyboy
  02/23/18
I wonder how much of that is media-driven narrative. In real...
Bronze university
  02/23/18
My cousin who works as an assistant to an interior designer ...
Cerebral Ladyboy
  02/23/18
Chinese-speakers accounted for 1.66 percent of home purchase...
Bronze university
  02/23/18
In places like hte Bay Area, there are pretty much NO white ...
Cerise spectacular antidepressant drug ratface
  02/23/18
i would love it if there was a massive housing crash. but pr...
Bronze university
  02/23/18
i'm split - i think newcomers are destroying California and ...
Cerise spectacular antidepressant drug ratface
  02/23/18
I ask myself the same fucking question and in reality it's b...
Unhinged Stirring Indian Lodge
  02/23/18
yeah unless you're a doctor or have a really successful busi...
Bronze university
  02/23/18
"nothing below $800k that doesn't have a red flag again...
Flickering Soul-stirring Water Buffalo Sweet Tailpipe
  02/23/18
we're planning to move to dubai for 2-3 years to save up.
Bronze university
  02/23/18
lol why don't you just move to texas
Flickering Soul-stirring Water Buffalo Sweet Tailpipe
  02/23/18
...
Cerise spectacular antidepressant drug ratface
  02/23/18
dubai is completely tax-free. the goal is still to live in c...
Bronze university
  02/23/18
what sort of skills do you both have that are in demand in d...
Flickering Soul-stirring Water Buffalo Sweet Tailpipe
  02/23/18
we're both in pharmaceuticals
Bronze university
  02/23/18
It's dead for all of us man. It's called a dream for a reaso...
Charcoal Abode
  02/23/18
most doctors make like 200K...they would be living paycheck ...
Cerise spectacular antidepressant drug ratface
  02/23/18
"most doctors make like 200K..." (AMA PR operat...
Domesticated philosopher-king spot
  02/23/18
aren't most docs family med doctors/IM/psych, etc. aka pill ...
Cerise spectacular antidepressant drug ratface
  02/23/18
yes and 200K is a pipe dream for a lot of PCPs i feel bad...
fragrant masturbator
  02/23/18
My house cost $1.3 million. You aren’t really “tied down.” J...
Umber Razzmatazz Shrine Double Fault
  02/23/18
"the american dream is basically dead for me." ...
fragrant masturbator
  02/23/18
mortgage fraud
Flickering Soul-stirring Water Buffalo Sweet Tailpipe
  02/23/18
The only people I know who bought houses in the Bay Area rec...
Cerise spectacular antidepressant drug ratface
  02/23/18
i know this chinese-american doctor. he's an anesthesiologis...
Bronze university
  02/23/18
yeah with those tiny pink salaries (for California anyway) t...
Cerise spectacular antidepressant drug ratface
  02/23/18
also chinese people often do that - i should have married on...
Cerise spectacular antidepressant drug ratface
  02/23/18
yeah i wish i was attracted to asian women. my wife's pa...
Bronze university
  02/23/18
50K is enough in flyover, just nothing in these places id...
Cerise spectacular antidepressant drug ratface
  02/23/18
i know lots of high earning UMC couples who bought houses. i...
mewling cocky digit ratio boiling water
  02/23/18
yah, and then live paycheck to paycheck or something stupid ...
Cerise spectacular antidepressant drug ratface
  02/23/18
it is when you bought a shitty condo in past years that appr...
mewling cocky digit ratio boiling water
  02/23/18
and when are you going to sell it? like 5 years in? and then...
Cerise spectacular antidepressant drug ratface
  02/23/18
not sure what oyu are talking about. for most high earning c...
mewling cocky digit ratio boiling water
  02/23/18
how do you upgrade to a nicer home when the nicer home in th...
Cerise spectacular antidepressant drug ratface
  02/23/18
see my previous poa, if you are too dumb to undersatnd i am ...
mewling cocky digit ratio boiling water
  02/23/18
write out the math for me in fine detail and compare b/w two...
Cerise spectacular antidepressant drug ratface
  02/23/18
no u
mewling cocky digit ratio boiling water
  02/23/18
It’s easy to upgrade when all you need for the upgrade is ca...
well-lubricated travel guidebook
  02/23/18
cr. This is what we did.
Fantasy-prone racy heaven
  02/23/18
the greater issue ITT is servicing that 80% debt for 30 year...
Bronze university
  02/23/18
CR, it sounds fucking retarded if you have to wagecuck to...
Cerise spectacular antidepressant drug ratface
  02/23/18
i mean presumably you are making more and more money as you ...
mewling cocky digit ratio boiling water
  02/23/18
sure, it's possible. you could also get laid-off and never l...
Bronze university
  02/23/18
cr, and just lol @ the idea of wagecucking for life to pay o...
Cerise spectacular antidepressant drug ratface
  02/23/18
sure, cr is to never leave your basement cause you coudl get...
mewling cocky digit ratio boiling water
  02/23/18
(good little wagecuck)
Cerise spectacular antidepressant drug ratface
  02/23/18
(guy crying about never owning a home because he might get l...
mewling cocky digit ratio boiling water
  02/23/18
im going to inherit real estate in California at some point,...
Cerise spectacular antidepressant drug ratface
  02/23/18
thats nice
mewling cocky digit ratio boiling water
  02/23/18
(sell his house in 10 years, buy a bigger house in the same ...
Cerise spectacular antidepressant drug ratface
  02/23/18
ok
mewling cocky digit ratio boiling water
  02/23/18
More like, save for a bigger down payment in 10 years, keep ...
well-lubricated travel guidebook
  02/23/18
orrrrrr you could buy a house that didn't require a top .5% ...
Bronze university
  02/23/18
sure, move to portland, denver, charlotte etc
mewling cocky digit ratio boiling water
  02/23/18
Nobody actually lives in a home for 30 years anymore. Maybe...
well-lubricated travel guidebook
  02/23/18
pumo brother above makes the point that other homes in those...
Bronze university
  02/23/18
...
Cerise spectacular antidepressant drug ratface
  02/23/18
Ya, I'm never selling my house. It's paid off and I am going...
hot infuriating generalized bond
  02/23/18
180
Cerise spectacular antidepressant drug ratface
  02/23/18
...
Bronze university
  02/23/18
800k? is it 2004? you mean 1.8M right?
mewling cocky digit ratio boiling water
  02/23/18
lol we're willing to drive an hour out, looking at areas lik...
Bronze university
  02/23/18
oh you're in LA. that's significantly better if you outside ...
mewling cocky digit ratio boiling water
  02/23/18
lol stop for some "relief" at the flying j
Flickering Soul-stirring Water Buffalo Sweet Tailpipe
  02/23/18
been doing it for a few years, it's life at this point.
Bronze university
  02/23/18
Northridge, porter ranch, granada hills, chatsworth all are ...
hot infuriating generalized bond
  02/23/18
i live in studio city. we are just really tired of the 101, ...
Bronze university
  02/23/18
You shouldn't be afraid to out yourself to me. At least 30 p...
hot infuriating generalized bond
  02/23/18
Dumb premise. You don’t have to be certain you’ll make a...
Chestnut Irradiated Gas Station
  02/23/18
Most people bought them when they cost half as much. Those t...
Umber Razzmatazz Shrine Double Fault
  02/23/18
Just go bankrupt when the economy tanks
Passionate Nofapping Deer Antler Hall
  02/23/18
Intelligent people do not want to live with white supremacis...
pontificating chrome den
  02/23/18
you only need to afford it for five years, after that if you...
fragrant masturbator
  02/23/18


Poast new message in this thread



Reply Favorite

Date: February 23rd, 2018 6:40 PM
Author: Bronze university

Who has that kind of job security anymore to earn $200k+ for 30+ years? Seems insanely difficult.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35472882)



Reply Favorite

Date: February 23rd, 2018 6:41 PM
Author: transparent know-it-all cuck site

Gung hai fat choi

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35472892)



Reply Favorite

Date: February 23rd, 2018 6:44 PM
Author: Bronze university

what?

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35472925)



Reply Favorite

Date: February 23rd, 2018 6:49 PM
Author: Cerebral Ladyboy

I think he means that these homes are being paid for with all cash from Chinese millionaires

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35472971)



Reply Favorite

Date: February 23rd, 2018 6:52 PM
Author: Bronze university

I wonder how much of that is media-driven narrative. In reality they have to account for a relatively small percentage of sales.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473021)



Reply Favorite

Date: February 23rd, 2018 6:54 PM
Author: Cerebral Ladyboy

My cousin who works as an assistant to an interior designer in Seattle and regularly is involved in real estate deals says this is absolutely true there

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473045)



Reply Favorite

Date: February 23rd, 2018 7:02 PM
Author: Bronze university

Chinese-speakers accounted for 1.66 percent of home purchases, up from 1.52 percent a decade ago, RealtyTrac said.

https://www.reuters.com/article/usa-property-cashbuyers/u-s-home-buyers-paying-cash-rises-to-third-of-sales-realtytrac-idUSL1N1252IS20151006

Data from 2015, so probably higher now. And I'm sure they're a much larger percentage in Seattle/LA/NYC.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473113)



Reply Favorite

Date: February 23rd, 2018 7:10 PM
Author: Cerise spectacular antidepressant drug ratface

In places like hte Bay Area, there are pretty much NO white people anymore unless you're talking about boomers who settled there years ago

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473167)



Reply Favorite

Date: February 23rd, 2018 7:12 PM
Author: Bronze university

i would love it if there was a massive housing crash. but probably not in the cards unless we can stop foreign money from propping the whole thing up.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473191)



Reply Favorite

Date: February 23rd, 2018 7:14 PM
Author: Cerise spectacular antidepressant drug ratface

i'm split - i think newcomers are destroying California and it's become a complete shithole to live in, but my parents own property in SF and i want $$$, ljl

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473213)



Reply Favorite

Date: February 23rd, 2018 6:50 PM
Author: Unhinged Stirring Indian Lodge

I ask myself the same fucking question and in reality it's basically only owners of businesses and the elite white collar workers

and then go to smaller cities and it's the few people who started their own gig, e.g. own doctor practice

most of us are fucked cucks

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35472982)



Reply Favorite

Date: February 23rd, 2018 6:54 PM
Author: Bronze university

yeah unless you're a doctor or have a really successful business, i'm not sure how you could tie yourself down like that. but there's literally nothing below $800k in LA that doesn't have a major red flag against it, and in many cases, multiple red flags.

i know so many people that get major help from parents too. i guess that's another contingent.

the american dream is basically dead for me.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473044)



Reply Favorite

Date: February 23rd, 2018 6:58 PM
Author: Flickering Soul-stirring Water Buffalo Sweet Tailpipe

"nothing below $800k that doesn't have a red flag against it"

maybe you're better off not buying

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473079)



Reply Favorite

Date: February 23rd, 2018 7:04 PM
Author: Bronze university

we're planning to move to dubai for 2-3 years to save up.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473124)



Reply Favorite

Date: February 23rd, 2018 7:11 PM
Author: Flickering Soul-stirring Water Buffalo Sweet Tailpipe

lol why don't you just move to texas

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473175)



Reply Favorite

Date: February 23rd, 2018 7:17 PM
Author: Cerise spectacular antidepressant drug ratface



(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473246)



Reply Favorite

Date: February 23rd, 2018 7:19 PM
Author: Bronze university

dubai is completely tax-free. the goal is still to live in california near family, at some point. we're both looking for a little adventure too.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473260)



Reply Favorite

Date: February 23rd, 2018 7:22 PM
Author: Flickering Soul-stirring Water Buffalo Sweet Tailpipe

what sort of skills do you both have that are in demand in dubai?

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473283)



Reply Favorite

Date: February 23rd, 2018 7:23 PM
Author: Bronze university

we're both in pharmaceuticals

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473292)



Reply Favorite

Date: February 23rd, 2018 7:04 PM
Author: Charcoal Abode

It's dead for all of us man. It's called a dream for a reason.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473120)



Reply Favorite

Date: February 23rd, 2018 7:05 PM
Author: Cerise spectacular antidepressant drug ratface

most doctors make like 200K...they would be living paycheck to paycheck unless they were a high paying specialist

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473127)



Reply Favorite

Date: February 23rd, 2018 7:34 PM
Author: Domesticated philosopher-king spot

"most doctors make like 200K..."

(AMA PR operative hiding the truth)

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473349)



Reply Favorite

Date: February 23rd, 2018 7:35 PM
Author: Cerise spectacular antidepressant drug ratface

aren't most docs family med doctors/IM/psych, etc. aka pill pushers



(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473358)



Reply Favorite

Date: February 23rd, 2018 9:15 PM
Author: fragrant masturbator

yes and 200K is a pipe dream for a lot of PCPs

i feel bad for hospitalists/IMs/family bc right now there's a relative glut of new doctors in the non-elite specialties and they're worked to the fucking bone by hospital administrators in desirable cities

i know a married doctor couple who were in dallas and when they formed babby they both quit and moved bc basically for 150K/yr they were on call like every fucking week and were putting in 100+hrs/wk while the boomers boomed everything

they uprooted and moved to are country

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473876)



Reply Favorite

Date: February 23rd, 2018 7:50 PM
Author: Umber Razzmatazz Shrine Double Fault

My house cost $1.3 million. You aren’t really “tied down.” Just sell that bitch if you need to.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473444)



Reply Favorite

Date: February 23rd, 2018 9:14 PM
Author: fragrant masturbator

"the american dream is basically dead for me."

the american dream was never about living in a fag-infested coastal shitlibhole

it was about living in flyover and knowing everyone in your small town

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473873)



Reply Favorite

Date: February 23rd, 2018 6:56 PM
Author: Flickering Soul-stirring Water Buffalo Sweet Tailpipe

mortgage fraud

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473063)



Reply Favorite

Date: February 23rd, 2018 7:05 PM
Author: Cerise spectacular antidepressant drug ratface

The only people I know who bought houses in the Bay Area recently:

- All cash chinese buyers (some legit billionaires from China)

- Millennials whose parents give them 500K+ down payment for a place and the millennials work in high tech jerbs making like 400k+ HHI, but obviously mummy and daddy are helping out

- Some other dude and his wife who work for the fed government making low six figs, but the guy's parents are loaded and paid more than half of the house as a down payment

- Trust fund kid who works a real job, but obviously the trust fund, and not the job, paid for the house

I can't think of a single person who paid for their house on their own without mommy and daddy's help/trust fund/independently wealthy

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473131)



Reply Favorite

Date: February 23rd, 2018 7:10 PM
Author: Bronze university

i know this chinese-american doctor. he's an anesthesiologist, so probably makes like $250k. wife makes $130k.

bought a $2.4m house in westwood.

apparently his parents gave him $600k, her parents chipped in $200k, and he'll be renting out the apartment his parents bought for him a few years ago in santa monica for $3-4k per month.

not hating, he's a good guy, but i just can't compete with that.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473171)



Reply Favorite

Date: February 23rd, 2018 7:11 PM
Author: Cerise spectacular antidepressant drug ratface

yeah with those tiny pink salaries (for California anyway) they wouldn't be able to afford a house like that

the only reason why is because their parents basically paid half of it (or more)

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473180)



Reply Favorite

Date: February 23rd, 2018 7:12 PM
Author: Cerise spectacular antidepressant drug ratface

also chinese people often do that - i should have married one rather than who i married. my chinese friends legit just get hundreds of thousands when they marry/buy houses



(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473192)



Reply Favorite

Date: February 23rd, 2018 7:17 PM
Author: Bronze university

yeah i wish i was attracted to asian women.

my wife's parents are chipping in 50k, which is much appreciated but obviously a drop in the bucket.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473243)



Reply Favorite

Date: February 23rd, 2018 7:18 PM
Author: Cerise spectacular antidepressant drug ratface

50K is enough in flyover, just nothing in these places

id prob just move to texas

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473253)



Reply Favorite

Date: February 23rd, 2018 7:12 PM
Author: mewling cocky digit ratio boiling water

i know lots of high earning UMC couples who bought houses. if you make 3-500k combined income it's not that hard to save for a few years and buy a 1.5M place

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473200)



Reply Favorite

Date: February 23rd, 2018 7:14 PM
Author: Cerise spectacular antidepressant drug ratface

yah, and then live paycheck to paycheck or something stupid

lol @ 300K being enough to buy a 1.5MM house and not want to kill yourself from being so house poor

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473219)



Reply Favorite

Date: February 23rd, 2018 7:15 PM
Author: mewling cocky digit ratio boiling water

it is when you bought a shitty condo in past years that appreciated 50%

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473227)



Reply Favorite

Date: February 23rd, 2018 7:17 PM
Author: Cerise spectacular antidepressant drug ratface

and when are you going to sell it? like 5 years in? and then what? move to texas? because presumably you cant afford to buy anything else there if the entire market has increased

eventually youre going to have to move or you just suck it up and stay there paying off the mortgage

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473241)



Reply Favorite

Date: February 23rd, 2018 7:19 PM
Author: mewling cocky digit ratio boiling water

not sure what oyu are talking about. for most high earning couples, they have plenty of cash flow to handle the monthly payments, it's the down payment thats the issue. if you dont get parental help, the answer is to either grind and save several years, or get lucky with appreciation of a previous cheap property

i had middle lcass friends that bought a shit pure shit 500k house that they sold for 1M later to upgrade to a nicer home

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473254)



Reply Favorite

Date: February 23rd, 2018 7:21 PM
Author: Cerise spectacular antidepressant drug ratface

how do you upgrade to a nicer home when the nicer home in the same area also appreciated 50%+? your idea only makes sense if they are OK moving to somewhere else

300K is not a good salary in CA, sorry dood

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473276)



Reply Favorite

Date: February 23rd, 2018 7:25 PM
Author: mewling cocky digit ratio boiling water

see my previous poa, if you are too dumb to undersatnd i am not rehashing math for you

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473308)



Reply Favorite

Date: February 23rd, 2018 7:26 PM
Author: Cerise spectacular antidepressant drug ratface

write out the math for me in fine detail and compare b/w two houses in CA

i want mortgage calculations too

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473310)



Reply Favorite

Date: February 23rd, 2018 7:28 PM
Author: mewling cocky digit ratio boiling water

no u

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473318)



Reply Favorite

Date: February 23rd, 2018 7:32 PM
Author: well-lubricated travel guidebook

It’s easy to upgrade when all you need for the upgrade is cash for the down payment.

For instance, buy a condo at $325k, sell it 3-4 years later for $550k and the proceeds from the sale provides a huge chunk of the down payment on a $1.5m house.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473341)



Reply Favorite

Date: February 23rd, 2018 9:37 PM
Author: Fantasy-prone racy heaven

cr. This is what we did.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473965)



Reply Favorite

Date: February 23rd, 2018 7:15 PM
Author: Bronze university

the greater issue ITT is servicing that 80% debt for 30 years.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473224)



Reply Favorite

Date: February 23rd, 2018 7:16 PM
Author: Cerise spectacular antidepressant drug ratface

CR, it sounds fucking retarded

if you have to wagecuck to buy a 1.5MM house, just move to Texas

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473233)



Reply Favorite

Date: February 23rd, 2018 7:20 PM
Author: mewling cocky digit ratio boiling water

i mean presumably you are making more and more money as you wagecuck like normal people

if you are making 300k in your 30s you should be making 4-500 as you get into your 40s and 50s

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473269)



Reply Favorite

Date: February 23rd, 2018 7:22 PM
Author: Bronze university

sure, it's possible. you could also get laid-off and never land on your feet, one of you could get cancer, your wife could justifiably want to stay-at-home

the margin of error is basically nil at this point

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473281)



Reply Favorite

Date: February 23rd, 2018 7:23 PM
Author: Cerise spectacular antidepressant drug ratface

cr, and just lol @ the idea of wagecucking for life to pay off a house

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473298)



Reply Favorite

Date: February 23rd, 2018 7:25 PM
Author: mewling cocky digit ratio boiling water

sure, cr is to never leave your basement cause you coudl get hit by a truck anytime

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473304)



Reply Favorite

Date: February 23rd, 2018 7:27 PM
Author: Cerise spectacular antidepressant drug ratface

(good little wagecuck)

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473317)



Reply Favorite

Date: February 23rd, 2018 7:29 PM
Author: mewling cocky digit ratio boiling water

(guy crying about never owning a home because he might get laid off

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473319)



Reply Favorite

Date: February 23rd, 2018 7:30 PM
Author: Cerise spectacular antidepressant drug ratface

im going to inherit real estate in California at some point, but i wouldnt wage cuck some shitty job for years to buy one. id rather kill myself.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473325)



Reply Favorite

Date: February 23rd, 2018 7:30 PM
Author: mewling cocky digit ratio boiling water

thats nice

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473329)



Reply Favorite

Date: February 23rd, 2018 7:32 PM
Author: Cerise spectacular antidepressant drug ratface

(sell his house in 10 years, buy a bigger house in the same area for twice the price using the appreciation as a down payment, pay off new mortgage at 60, then die of a heart attack the next day)

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473335)



Reply Favorite

Date: February 23rd, 2018 7:32 PM
Author: mewling cocky digit ratio boiling water

ok

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473338)



Reply Favorite

Date: February 23rd, 2018 7:42 PM
Author: well-lubricated travel guidebook

More like, save for a bigger down payment in 10 years, keep existing home and rent it out after you buy a nicer property during a market crash.

but I guess you can’t envision a situation where wagecucks are not struggling to maintain their mortgage payments and can afford to own multiple properties.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473412)



Reply Favorite

Date: February 23rd, 2018 7:29 PM
Author: Bronze university

orrrrrr you could buy a house that didn't require a top .5% HHI for 30+ years

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473321)



Reply Favorite

Date: February 23rd, 2018 7:29 PM
Author: mewling cocky digit ratio boiling water

sure, move to portland, denver, charlotte etc

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473324)



Reply Favorite

Date: February 23rd, 2018 7:27 PM
Author: well-lubricated travel guidebook

Nobody actually lives in a home for 30 years anymore. Maybe 10 at most. Then you sell it at a profit if you’re in NY/CA.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473316)



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Date: February 23rd, 2018 7:34 PM
Author: Bronze university

pumo brother above makes the point that other homes in those areas will have also appreciated. what profit? at some point you're either moving away or downsizing big time.

plus, for some people, like me, i'm drawn to having a "family home" that i can live in for 30 years and really make my own.

and lol at millennials getting last little tiny sliver of "profit" after buying at the tops of the market for the foreseeable future

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473356)



Reply Favorite

Date: February 23rd, 2018 7:36 PM
Author: Cerise spectacular antidepressant drug ratface



(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473375)



Reply Favorite

Date: February 23rd, 2018 7:40 PM
Author: hot infuriating generalized bond

Ya, I'm never selling my house. It's paid off and I am going to get buried in the backyard. I'm raising my kids here.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473406)



Reply Favorite

Date: February 23rd, 2018 7:42 PM
Author: Cerise spectacular antidepressant drug ratface

180

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473410)



Reply Favorite

Date: February 23rd, 2018 7:47 PM
Author: Bronze university



(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473434)



Reply Favorite

Date: February 23rd, 2018 7:11 PM
Author: mewling cocky digit ratio boiling water

800k? is it 2004? you mean 1.8M right?

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473184)



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Date: February 23rd, 2018 7:13 PM
Author: Bronze university

lol we're willing to drive an hour out, looking at areas like granada hills, porter ranch, chatsworth.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473206)



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Date: February 23rd, 2018 7:14 PM
Author: mewling cocky digit ratio boiling water

oh you're in LA. that's significantly better if you outside of the west LA bubble. how are you gonna handle htat ocmmute ?

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473215)



Reply Favorite

Date: February 23rd, 2018 7:15 PM
Author: Flickering Soul-stirring Water Buffalo Sweet Tailpipe

lol stop for some "relief" at the flying j

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473222)



Reply Favorite

Date: February 23rd, 2018 7:16 PM
Author: Bronze university

been doing it for a few years, it's life at this point.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473232)



Reply Favorite

Date: February 23rd, 2018 7:39 PM
Author: hot infuriating generalized bond

Northridge, porter ranch, granada hills, chatsworth all are kind of shitty.

If you are doing the valley, Woodland Hills, Sherman Oaks, Encino, and Studio City are credited.

Woodland Hills (where I live) is the best bang for your buck. You can buy a 3 or 4 bedroom 1500 sq/ft home for around 650k. If you can go to 800k though you can get 2000 sq/ft.

The area is blowing up. I think it will get the most appreciation of anywhere in the valley over the next 5 years. Warner Center is getting tons of money poured into it and the new stuff they have built is really nice. There are tons of restaurants, a great mall, good movie theaters, and a bunch of nice bars popping up on ventura blvd. Plus the schools are really good if you want to raise kids. I love this area a lot.

E-mail me (calishitlawguru@gmail.com). Maybe we can meet up if you're local.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473401)



Reply Favorite

Date: February 23rd, 2018 7:46 PM
Author: Bronze university

i live in studio city. we are just really tired of the 101, man. there are more asshole drivers in the valley and specifically in the cities you mention than anywhere. in the other areas you have the 118 and access to the 5/210/405.

plus, schools in those areas are a lot worse. granada and porter both have decent public schools. we can't afford private.

we looked at woodland earlier in our search. the village is pretty nice and the homes are affordable (though gaudy as fuck lol), but the 101 and schools were the big negatives.

we've interacted before, i'm too much of a chicken to out myself. but huge fan of you and your work both on the board and in IRL. if i ever get in a fender bender i'm definitely reaching out.



(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473427)



Reply Favorite

Date: February 23rd, 2018 8:28 PM
Author: hot infuriating generalized bond

You shouldn't be afraid to out yourself to me. At least 30 people have given me their real info and I've met a couple dozen. You should come hang out with us all some time. There are a lot of LA people I regularly socialize with from XO.

The homes in Woodland Hills are gaudy? Can you link an example? They seem normal to me.



(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473662)



Reply Favorite

Date: February 23rd, 2018 7:34 PM
Author: Chestnut Irradiated Gas Station

Dumb premise.

You don’t have to be certain you’ll make all 360 payments. You just have to be confident that you’ll be able to sell it at a reasonable price if you can’t. Obviously, there’s a ponzi element to this thought process, but there are big downsides to renting, too, and you have to live somewhere.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473351)



Reply Favorite

Date: February 23rd, 2018 7:48 PM
Author: Umber Razzmatazz Shrine Double Fault

Most people bought them when they cost half as much. Those that buy them at 800 will live there for 25 years and by the end inflation will make it seem like 800 is super cheap and the house will be worth 1.5 MM.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473439)



Reply Favorite

Date: February 23rd, 2018 8:48 PM
Author: Passionate Nofapping Deer Antler Hall

Just go bankrupt when the economy tanks

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473769)



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Date: February 23rd, 2018 9:11 PM
Author: pontificating chrome den

Intelligent people do not want to live with white supremacists and low iq rednecks in the hinterland. People are willing to pay a premium to live with like-minded high iq liberal people.

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473853)



Reply Favorite

Date: February 23rd, 2018 9:11 PM
Author: fragrant masturbator

you only need to afford it for five years, after that if you can't anymore bc of job loss, you can sell it at a profit

(http://www.autoadmit.com/thread.php?thread_id=3902073&forum_id=2#35473856)