\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

why is xo against leasing cars?

some arent terrible deals. you dont have to worry about main...
appetizing sable tanning salon
  02/24/18
lol at used car cucks buying a car where some other man has ...
appetizing sable tanning salon
  02/24/18
It's a financially retarded move for anyone who drives even ...
azure sexy preventive strike field
  02/24/18
That's easy to avoid.
Black elite masturbator
  02/24/18
if you have a short commute.
soggy milk
  02/24/18
Or if you lease again from the same dealership. They'll usua...
bossy dingle berry
  02/24/18
Uh, why would they wipe away money you owe them unless you w...
hyperventilating chad
  02/24/18
... cuz they'll make more money over the long run by retaini...
bossy dingle berry
  02/24/18
Except that if you didn't have those fees you could negotiat...
hyperventilating chad
  02/24/18
Not actually true. The world isn't rational
bossy dingle berry
  02/24/18
The world of car dealers is incredibly rational.
hyperventilating chad
  02/24/18
Oh look, a retard!
provocative heaven
  02/24/18
Nah, you guys are just beating the system! Totally NOT wast...
hyperventilating chad
  02/24/18
And you aren’t a 110 IQ compliance officer!!!!
provocative heaven
  02/24/18
LOL, I'm actually not.
hyperventilating chad
  02/24/18
lol, indeed.
provocative heaven
  02/24/18
ljl at this goy logic.
supple hairless ticket booth
  02/24/18
If you have a long commute, you elect a lease with more mile...
Black elite masturbator
  02/24/18
4k in overages is not really standard fare for a lease tho.
ebony wagecucks hospital
  02/24/18
it only makes sense if you're the type of person to switch c...
ebony wagecucks hospital
  02/24/18
so how is it worse than the guy trading for a new car every ...
exhilarant fanboi background story
  02/24/18
It's probably a wash
bossy dingle berry
  02/24/18
It isn't necessarily, but that is just a retarded practice.
hyperventilating chad
  02/24/18
i haven't actually been in the situation to do this myself, ...
ebony wagecucks hospital
  02/24/18
But the real issue is that getting a new car and then gettin...
hyperventilating chad
  02/24/18
Not if a few grand over a few year period isn't a huge deal...
bossy dingle berry
  02/24/18
If you're a nigger. A non-poor would take the few grand over...
azure sexy preventive strike field
  02/24/18
I guess I'm xo poor, but I would never do this and we make o...
ebony wagecucks hospital
  02/24/18
Next year I'll be getting a car that costs six figures new. ...
hyperventilating chad
  02/24/18
"a car that costs six figures new" https://ebay...
Black elite masturbator
  02/24/18
https://www.cars.com/vehicledetail/detail/727254603/overview...
hyperventilating chad
  02/24/18
it's asinine
Irradiated pink menage toaster
  02/24/18
agreed, i'm actually of the opinion that buying a new car is...
ebony wagecucks hospital
  02/24/18
Well, the benefit of used has decreased dramatically as peop...
hyperventilating chad
  02/24/18
counterpoint, if you're in the market for an economy car, a ...
ebony wagecucks hospital
  02/24/18
If used and new are close in value, that makes leasing cheap...
Black elite masturbator
  02/24/18
now imagine your time is more valuable than being a grease m...
exhilarant fanboi background story
  02/24/18
spin, ratfucks
amber outnumbered electric furnace death wish
  02/24/18
going that route will quickly cancel whatever savings you we...
exhilarant fanboi background story
  02/24/18
not true. and i drive a 15 year old jeep
lime frum address
  02/24/18
Mine is a 2013, bought in 2014 (at a huge discount, added a ...
hyperventilating chad
  02/24/18
-I've had it for 4 years, paid little in maintenance/repair....
exhilarant fanboi background story
  02/24/18
"of course, its still fucking warrantied. so you bitch ...
hyperventilating chad
  02/24/18
-No, I'm noting that the response that you're going to get y...
exhilarant fanboi background story
  02/24/18
Only because I paid for the warranty, but still came out ahe...
hyperventilating chad
  02/24/18
what is the standard warranty on a jeep?
exhilarant fanboi background story
  02/24/18
I don't even know. Truthfully, not buying the lifetime maxc...
hyperventilating chad
  02/24/18
tcr
hyperventilating chad
  02/24/18
Cr
thriller useless brakes friendly grandma
  02/24/18
It's not? Way more people here lease than the general popula...
bossy dingle berry
  02/24/18
i fyou own a business its stupid not too and write off the e...
slap-happy stirring rehab sneaky criminal
  02/24/18
you have to be really careful with that. the irs will hit yo...
Free-loading Ungodly Elastic Band
  02/24/18
give me tips, pretty much every thing i drive to is work rel...
slap-happy stirring rehab sneaky criminal
  02/24/18
STEP ONE: DON'T GET AUDITED. (HOW? DON'T DO STUPID SHIT LIKE...
Free-loading Ungodly Elastic Band
  02/24/18
I barely know anyone who leases and have ALWAYS heard that i...
naked razzmatazz coffee pot mexican
  02/24/18
tax wise best thing ive heard is to lease a huge vehicle lik...
slap-happy stirring rehab sneaky criminal
  02/24/18
"If the lease is structured such that you're only payin...
Black elite masturbator
  02/24/18
I am going to be driving a max of 3k miles per year (to and ...
impressive dog poop
  02/24/18
2007 Honda Accord 4 cylinder. Thing is rock solid and you c...
ebony wagecucks hospital
  02/24/18
Bushings, starters, pumps, clutches (where present), CV joi...
Black elite masturbator
  02/24/18
How is maintenance less of a worry for a lease compared to b...
Concupiscible saffron puppy
  02/24/18
It really comes down to how often you want a new car. If you...
Chocolate goal in life
  02/24/18
overages from excess wear and tear?
confused cerise piazza
  02/24/18
Leasing makes sense if you're like me and dont drive a lot (...
misanthropic jap mad-dog skullcap
  02/24/18
The worst part about leasing is having to deal with car sale...
mauve judgmental state
  02/24/18
...
soggy milk
  02/24/18
...
hyperventilating chad
  02/24/18
...
exhilarant fanboi background story
  02/24/18
That isn't the highest coverage possible, not even close. ...
Black elite masturbator
  02/24/18
Lease to buy out is a good way to get a 0% car loan for 3 ye...
Indigo home
  02/24/18
*Slides a white cock into your whore chinklet mouth*
provocative heaven
  02/24/18
But you have to do the math on the opportunity cost of the ...
Black elite masturbator
  02/24/18
I put down a security deposit of $4k for a $54k car (MSRP $6...
Indigo home
  02/24/18
We're just taking about whether to make extra security depos...
Black elite masturbator
  02/24/18
Unless there is some tax advantage leasing is for poors. ...
Ruby rigor resort
  02/24/18
oh look, a dave ramsey listener.
exhilarant fanboi background story
  02/24/18


Poast new message in this thread



Reply Favorite

Date: February 24th, 2018 7:41 PM
Author: appetizing sable tanning salon

some arent terrible deals. you dont have to worry about maintenance and can get a new car every 3 years

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35479921)



Reply Favorite

Date: February 24th, 2018 7:41 PM
Author: appetizing sable tanning salon

lol at used car cucks buying a car where some other man has had sex in the backseat.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35479926)



Reply Favorite

Date: February 24th, 2018 7:43 PM
Author: azure sexy preventive strike field

It's a financially retarded move for anyone who drives even an average amount of miles. My friend's idiot paralegal GF just turned in her Cadillac ATS and owed like $4k in overages!

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35479935)



Reply Favorite

Date: February 24th, 2018 7:51 PM
Author: Black elite masturbator

That's easy to avoid.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35479985)



Reply Favorite

Date: February 24th, 2018 7:52 PM
Author: soggy milk

if you have a short commute.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35479994)



Reply Favorite

Date: February 24th, 2018 7:57 PM
Author: bossy dingle berry

Or if you lease again from the same dealership. They'll usually wipe away overages unless they are insane

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480042)



Reply Favorite

Date: February 24th, 2018 8:00 PM
Author: hyperventilating chad

Uh, why would they wipe away money you owe them unless you were signing up for something at a greater cost (iow, you paid that money anyway)?

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480072)



Reply Favorite

Date: February 24th, 2018 8:02 PM
Author: bossy dingle berry

... cuz they'll make more money over the long run by retaining you as a customer than gashing you for a few grand at one point. tons of companies waive fees they are otherwise entitled to if you'll re-up as a customer

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480079)



Reply Favorite

Date: February 24th, 2018 8:02 PM
Author: hyperventilating chad

Except that if you didn't have those fees you could negotiate better lease incentives.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480084)



Reply Favorite

Date: February 24th, 2018 8:03 PM
Author: bossy dingle berry

Not actually true. The world isn't rational

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480090)



Reply Favorite

Date: February 24th, 2018 8:11 PM
Author: hyperventilating chad

The world of car dealers is incredibly rational.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480148)



Reply Favorite

Date: February 24th, 2018 8:47 PM
Author: provocative heaven

Oh look, a retard!

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480435)



Reply Favorite

Date: February 24th, 2018 9:03 PM
Author: hyperventilating chad

Nah, you guys are just beating the system! Totally NOT wasting money!

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480519)



Reply Favorite

Date: February 24th, 2018 9:05 PM
Author: provocative heaven

And you aren’t a 110 IQ compliance officer!!!!

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480537)



Reply Favorite

Date: February 24th, 2018 9:06 PM
Author: hyperventilating chad

LOL, I'm actually not.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480540)



Reply Favorite

Date: February 24th, 2018 9:36 PM
Author: provocative heaven

lol, indeed.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480702)



Reply Favorite

Date: February 24th, 2018 11:03 PM
Author: supple hairless ticket booth

ljl at this goy logic.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35481242)



Reply Favorite

Date: February 24th, 2018 9:27 PM
Author: Black elite masturbator

If you have a long commute, you elect a lease with more mileage, which isn't very expensive.

If your circumstances change during what was supposed to be a low mileage lease, consider buying the car at the end of the lease, selling it, and avoiding the fee.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480641)



Reply Favorite

Date: February 24th, 2018 7:53 PM
Author: ebony wagecucks hospital

4k in overages is not really standard fare for a lease tho.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480008)



Reply Favorite

Date: February 24th, 2018 7:54 PM
Author: ebony wagecucks hospital

it only makes sense if you're the type of person to switch cars every few years. if you do that, then it can make a lot of sense.

switching up cars once every three years at the top of the deprecation curve is a stupid thing to do in itself though.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480018)



Reply Favorite

Date: February 24th, 2018 7:57 PM
Author: exhilarant fanboi background story

so how is it worse than the guy trading for a new car every 1, 2 or 3 yrs paying cash

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480045)



Reply Favorite

Date: February 24th, 2018 7:58 PM
Author: bossy dingle berry

It's probably a wash

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480052)



Reply Favorite

Date: February 24th, 2018 7:59 PM
Author: hyperventilating chad

It isn't necessarily, but that is just a retarded practice.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480062)



Reply Favorite

Date: February 24th, 2018 8:00 PM
Author: ebony wagecucks hospital

i haven't actually been in the situation to do this myself, but from what i understand with lease incentives you can usually save yourself a few thousand dollars between leases compared to buying and selling cars every 2 or 3 years.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480066)



Reply Favorite

Date: February 24th, 2018 8:01 PM
Author: hyperventilating chad

But the real issue is that getting a new car and then getting another one after 1-3 years is totally irresponsible behavior.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480078)



Reply Favorite

Date: February 24th, 2018 8:02 PM
Author: bossy dingle berry

Not if a few grand over a few year period isn't a huge deal to you. In other words, if you aren't a poor

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480088)



Reply Favorite

Date: February 24th, 2018 8:05 PM
Author: azure sexy preventive strike field

If you're a nigger. A non-poor would take the few grand over a few years and roll it into real estate or index fund investments.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480102)



Reply Favorite

Date: February 24th, 2018 8:05 PM
Author: ebony wagecucks hospital

I guess I'm xo poor, but I would never do this and we make over 200k a year and we'll likely be close to 300k in a few years.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480104)



Reply Favorite

Date: February 24th, 2018 8:10 PM
Author: hyperventilating chad

Next year I'll be getting a car that costs six figures new. Not poor but wasting money is stupid.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480142)



Reply Favorite

Date: February 24th, 2018 9:35 PM
Author: Black elite masturbator

"a car that costs six figures new"

https://ebay.com/itm/2006-Mercedes-Benz-S-Class-S65-AMG/232668321908

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480696)



Reply Favorite

Date: February 24th, 2018 9:43 PM
Author: hyperventilating chad

https://www.cars.com/vehicledetail/detail/727254603/overview/

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480736)



Reply Favorite

Date: February 24th, 2018 8:13 PM
Author: Irradiated pink menage toaster

it's asinine

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480166)



Reply Favorite

Date: February 24th, 2018 8:04 PM
Author: ebony wagecucks hospital

agreed, i'm actually of the opinion that buying a new car is a bad route almost always (exceptions include things like the new prius prime with oodles of incentives).

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480096)



Reply Favorite

Date: February 24th, 2018 8:08 PM
Author: hyperventilating chad

Well, the benefit of used has decreased dramatically as people have caught on. For a Japanese car you probably should be buying new at this point. For others, you have to compare incentives for new vs. benefit of used.



(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480121)



Reply Favorite

Date: February 24th, 2018 8:16 PM
Author: ebony wagecucks hospital

counterpoint, if you're in the market for an economy car, a 5 year old civic costs $7,500 with about 65k miles. if you're a true poor (which is who is looking at these) getting a 5 year old civic is a ton cheaper than a new one, which is probably gonna cost at least 10k more.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480191)



Reply Favorite

Date: February 24th, 2018 9:40 PM
Author: Black elite masturbator

If used and new are close in value, that makes leasing cheap.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480723)



Reply Favorite

Date: February 24th, 2018 8:15 PM
Author: exhilarant fanboi background story

now imagine your time is more valuable than being a grease monkey doing the off-warranty repair/maintenance work on your 8-13 yr old jeep

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480182)



Reply Favorite

Date: February 24th, 2018 8:17 PM
Author: amber outnumbered electric furnace death wish

spin, ratfucks

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480195)



Reply Favorite

Date: February 24th, 2018 8:20 PM
Author: exhilarant fanboi background story

going that route will quickly cancel whatever savings you were going for

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480232)



Reply Favorite

Date: February 24th, 2018 8:49 PM
Author: lime frum address

not true. and i drive a 15 year old jeep

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480452)



Reply Favorite

Date: February 24th, 2018 8:51 PM
Author: hyperventilating chad

Mine is a 2013, bought in 2014 (at a huge discount, added a lifetime manufacturer's warranty for like $2400). I've had it for 4 years, paid little in maintenance/repair. It is at over 100k miles already because I drive a ton. Now, you would have replaced your car twice by now, losing money each time. I will get a newish car next year and keep this car as a second car.

As a bonus, I drive a car that cost over $50k new that is incredibly nice with a powerful V8 that I enjoy.



(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480462)



Reply Favorite

Date: February 24th, 2018 9:04 PM
Author: exhilarant fanboi background story

-I've had it for 4 years, paid little in maintenance/repair. It is at over 100k miles already because I drive a ton.

of course, its still fucking warrantied. so you bitch about leasing because it simply isnt even remotely applicable to you

-Now, you would have replaced your car twice by now, losing money each time.

wrong. once and my smartly negotiated close to 0% lease is hardly "losing money," esp in an inflationary environment

-I will get a newish car next year and keep this car as a second car.

thats fine. again, not all of us wish to live in a junkyard setting with shitpits roaming around

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480531)



Reply Favorite

Date: February 24th, 2018 9:15 PM
Author: hyperventilating chad

"of course, its still fucking warrantied. so you bitch about leasing because it simply isnt even remotely applicable to you"

No, I'm noting that the response that you're going to get your advantage eaten in repair/maint is nonsense, and that is despite heavy use.

"wrong. once and mine would have had a fuckton more residual value"

Once every two years, it is just over 4 years, so you would be driving car #3 while I'm still on car #1.

"thats fine. again, not all of us wish live in a junkyard environment with shitpits roaming around"

Their names are Dima and Vlad and they're fantastic bros. No one steals from us! Also, it is not junkyard, it is former gas station.



(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480582)



Reply Favorite

Date: February 24th, 2018 9:21 PM
Author: exhilarant fanboi background story

-No, I'm noting that the response that you're going to get your advantage eaten in repair/maint is nonsense, and that is despite heavy use.

uh dumbass, your car isn't off warranty.

-Once every two years, it is just over 4 years, so you would be driving car #3 while I'm still on car #1.

lease is 3 yrs brah

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480607)



Reply Favorite

Date: February 24th, 2018 9:22 PM
Author: hyperventilating chad

Only because I paid for the warranty, but still came out ahead. I still pay for maint out of pocket.

Depends on the lease. Some were talking about 1-2 years.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480616)



Reply Favorite

Date: February 24th, 2018 9:43 PM
Author: exhilarant fanboi background story

what is the standard warranty on a jeep?

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480740)



Reply Favorite

Date: February 24th, 2018 9:45 PM
Author: hyperventilating chad

I don't even know. Truthfully, not buying the lifetime maxcare warranty is retarded. One of the best argument for a Jeep is that a legit manufacturer's lifetime warranty exists at a reasonable cost.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480747)



Reply Favorite

Date: February 24th, 2018 7:59 PM
Author: hyperventilating chad

tcr

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480060)



Reply Favorite

Date: February 24th, 2018 8:13 PM
Author: thriller useless brakes friendly grandma

Cr

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480163)



Reply Favorite

Date: February 24th, 2018 7:56 PM
Author: bossy dingle berry

It's not? Way more people here lease than the general population

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480038)



Reply Favorite

Date: February 24th, 2018 7:59 PM
Author: slap-happy stirring rehab sneaky criminal

i fyou own a business its stupid not too and write off the entirety of the lease

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480056)



Reply Favorite

Date: February 24th, 2018 8:05 PM
Author: Free-loading Ungodly Elastic Band

you have to be really careful with that. the irs will hit you hard.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480100)



Reply Favorite

Date: February 24th, 2018 8:06 PM
Author: slap-happy stirring rehab sneaky criminal

give me tips, pretty much every thing i drive to is work related in some fashion

how to not get pwnd by TAXFAGGOTS

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480109)



Reply Favorite

Date: February 24th, 2018 8:12 PM
Author: Free-loading Ungodly Elastic Band

STEP ONE: DON'T GET AUDITED. (HOW? DON'T DO STUPID SHIT LIKE THIS)

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480156)



Reply Favorite

Date: February 24th, 2018 8:16 PM
Author: naked razzmatazz coffee pot mexican

I barely know anyone who leases and have ALWAYS heard that it's a bad decision unless you "own a business" and can "write it off."

The other time it's credited imho is for when you already would've traded the Car in after 2-4 years for whatever reason (like if you are a fan of German cars/Land Rovers/what have you)... if the lease is structured such that you're only paying for the depreciation, then you might come out ahead... remember, if you buy a car, you're paying sales tax on the whole thing, versus on a lease where you only pay tax on the lease payment afaik. Also, the residual value is a done deal as soon as you sign the thing, and not like trying to trade in a Car, where the dealer tries to fuck you over at all costs.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480190)



Reply Favorite

Date: February 24th, 2018 8:32 PM
Author: slap-happy stirring rehab sneaky criminal

tax wise best thing ive heard is to lease a huge vehicle like Range Rover to take advantage of Bush 2 tax credits for gas guzzlers after 9/11

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480333)



Reply Favorite

Date: February 24th, 2018 9:48 PM
Author: Black elite masturbator

"If the lease is structured such that you're only paying for the depreciation,"

With the exception of fees and taxes, leasing is essentially financing depreciation.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480767)



Reply Favorite

Date: February 24th, 2018 8:23 PM
Author: impressive dog poop

I am going to be driving a max of 3k miles per year (to and from train station). I was considering leasing a civic or corolla so I can avoid having to worry about maintenance, but I would consider buying something cheap if it will last me for 5-6 years. Any suggestions?

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480265)



Reply Favorite

Date: February 24th, 2018 8:26 PM
Author: ebony wagecucks hospital

2007 Honda Accord 4 cylinder. Thing is rock solid and you can get one for under 5k, make sure the major maintenance that happens around 100k miles has already been done.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480283)



Reply Favorite

Date: February 24th, 2018 9:57 PM
Author: Black elite masturbator

Bushings, starters, pumps, clutches (where present), CV joints, struts, shocks, and various suspension bits start going out around then. You'll never find a car that has recently had all those components replaced, so you'll have to plan on taking care of some of them

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480825)



Reply Favorite

Date: February 24th, 2018 8:44 PM
Author: Concupiscible saffron puppy

How is maintenance less of a worry for a lease compared to buying new? You still need to take it in for oil changes periodically don't you?

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480416)



Reply Favorite

Date: February 24th, 2018 8:53 PM
Author: Chocolate goal in life

It really comes down to how often you want a new car. If you're the type who keeps cars for 8-10 yrs, leasing doesn't make sense. However, if you want a new car every year or every other year, it makes sense.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480466)



Reply Favorite

Date: February 24th, 2018 8:53 PM
Author: confused cerise piazza

overages from excess wear and tear?

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480471)



Reply Favorite

Date: February 24th, 2018 8:57 PM
Author: misanthropic jap mad-dog skullcap

Leasing makes sense if you're like me and dont drive a lot (under 10k miles a year) and yet dont want to keep the same car for more than 3 years. Otherwise LJL at leasing. The worst part of leasing isnt even the lease costs but the insurance they make you get with a lease. They make you get the highest coverage possible -- $300k/100k.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480492)



Reply Favorite

Date: February 24th, 2018 8:59 PM
Author: mauve judgmental state

The worst part about leasing is having to deal with car salesmen more frequently than once every 10 years.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480502)



Reply Favorite

Date: February 24th, 2018 9:05 PM
Author: soggy milk



(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480534)



Reply Favorite

Date: February 24th, 2018 9:06 PM
Author: hyperventilating chad



(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480539)



Reply Favorite

Date: February 24th, 2018 9:07 PM
Author: exhilarant fanboi background story



(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480548)



Reply Favorite

Date: February 24th, 2018 9:59 PM
Author: Black elite masturbator

That isn't the highest coverage possible, not even close.

Besides, insurance isn't that expensive for most people who aren't complete fuck ups, and what professional wouldn't be carrying that much coverage anyway?

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480836)



Reply Favorite

Date: February 24th, 2018 9:39 PM
Author: Indigo home

Lease to buy out is a good way to get a 0% car loan for 3 years since you can make a bunch of security deposits to get the money factor to 0. That’s why we are leasing with plan to buy out at the end of the lease.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480714)



Reply Favorite

Date: February 24th, 2018 9:41 PM
Author: provocative heaven

*Slides a white cock into your whore chinklet mouth*

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480728)



Reply Favorite

Date: February 24th, 2018 9:42 PM
Author: Black elite masturbator

But you have to do the math on the opportunity cost of the extra security deposits.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480732)



Reply Favorite

Date: February 24th, 2018 9:50 PM
Author: Indigo home

I put down a security deposit of $4k for a $54k car (MSRP $62k). Opportunity cost of $4k not being invested for 3 years is nothing compared to cash for $54k car or a 3-4 year loan for the full amount. Security deposit would also be a lot less for a cheaper car. The cheapest loan I could find was roughly 1.75% right now.

You can’t negotiate away the bank fee associated with the lease but you can ask the dealer to get the selling price lower to account for it. This is the first time I’ve leased and after doing extensive research on it, it’s not always a bad deal. You just have to get MF to 0 and residuals change month to month.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480777)



Reply Favorite

Date: February 24th, 2018 10:22 PM
Author: Black elite masturbator

We're just taking about whether to make extra security deposits on a lease.

You'd compare the opportunity cost of the deposits to the interest/MF on the depreciation.

If your car had a residual value of 58% ($36k), you'd be financing about $18k for 3 years. If the normal interest rate for no extra deposits was 2.5% (money factor 0.00104), you'd pay about $700 in interest. But you'd be paying that with about $1,170 in pre-tax earnings.

So what's your opportunity cost on $4k? If you'd get 8.0% per year, that's about $1,040 in forgone pre-tax returns.

So it's pretty close to a wash.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480965)



Reply Favorite

Date: February 24th, 2018 9:41 PM
Author: Ruby rigor resort

Unless there is some tax advantage leasing is for poors.

If you can't afford to pay cash buy something cheaper.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480729)



Reply Favorite

Date: February 24th, 2018 9:45 PM
Author: exhilarant fanboi background story

oh look, a dave ramsey listener.

(http://www.autoadmit.com/thread.php?thread_id=3903089&forum_id=2#35480750)