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taking q's about personal finance, crypto (exeunt)

...
contagious brindle dingle berry
  03/19/18
...
Odious Smoky Rigor
  03/19/18
NIGGER
Odious Smoky Rigor
  03/19/18
can you get me invited to the slack?
copper school
  03/19/18
no
contagious brindle dingle berry
  03/19/18
...
Primrose useless brakes
  03/19/18
...
kink-friendly pea-brained rigpig
  03/19/18
Enjoy getting murdered
demanding crusty ceo
  03/19/18
...
Sooty area alpha
  03/19/18
...
kink-friendly pea-brained rigpig
  03/19/18
Lol
Cracking rough-skinned therapy sandwich
  03/19/18
...
magenta hall
  03/19/18
What are we going to do?
passionate gold hell
  03/19/18
idk about you but im going to buy a new chain for single spe...
contagious brindle dingle berry
  03/19/18
Ok, well, what should I be putting my Roth backdoor into? ...
passionate gold hell
  03/19/18
don't think about each account as its own portfolio. treat a...
contagious brindle dingle berry
  03/19/18
give xo target NW goals for age 25, 30, 35, 40, 45, 50, 65 ...
adventurous institution striped hyena
  03/19/18
target net worth is a bit deceptive b/c of student loans. ta...
contagious brindle dingle berry
  03/19/18
seems like u need to add a 0 at the end of each number and c...
adventurous institution striped hyena
  03/19/18
i can maek it
Light corn cake bbw
  03/19/18
75 - die of a heart attack and all your savings was pointles...
yellow address
  03/19/18
...
clear telephone
  03/19/18
...
chestnut free-loading codepig
  03/19/18
What does your portfolio look like?
wild appetizing stage
  03/19/18
40% short term treasuries/cash 30% quantitative index str...
contagious brindle dingle berry
  03/19/18
Why so much cash? DESCRIBE the index strategy
Godawful Supple Gas Station Puppy
  03/19/18
a lot of it is from crypto sales i'd made over the past few ...
contagious brindle dingle berry
  03/19/18
you left off crypto
Pontificating cruise ship shitlib
  03/24/18
I have $50k to invest. How long should I wait for the crypto...
unhinged azn
  03/19/18
180
at-the-ready thirsty shrine blood rage
  03/19/18
...
clear telephone
  03/19/18
Sounds like way to much work! how would I keep track of cap...
unhinged azn
  03/19/18
coinbase does this for you
nubile dull house water buffalo
  03/19/18
...
clear telephone
  03/19/18
...
clear telephone
  03/19/18
...
clear telephone
  03/19/18
lol no
contagious brindle dingle berry
  03/19/18
...
clear telephone
  03/19/18
crypto is not efficient and you don't want to market cap wei...
contagious brindle dingle berry
  03/19/18
...
clear telephone
  03/19/18
this is so hilariously stupid it's incredible
naked location cuck
  03/19/18
...
clear telephone
  03/19/18
just buy a fuckton of btc right now and let do
Exhilarant idiot
  03/19/18
you should not listen to anything tsinah has to say about cr...
contagious brindle dingle berry
  03/19/18
...
clear telephone
  03/19/18
me = crypto portfolio 4xed the return of eth. u = no cryp...
contagious brindle dingle berry
  03/19/18
...
clear telephone
  03/19/18
i took multiple large gambles and grew my stack to multiples...
contagious brindle dingle berry
  03/19/18
...
clear telephone
  03/19/18
most of it was luck. a small part was skill.
contagious brindle dingle berry
  03/19/18
Dude how do you think you even have room to talk here? Ex...
opaque internet-worthy theater stage gunner
  03/19/18
...
Painfully honest forum
  03/19/18
...
Vivacious nowag stag film
  03/19/18
I don’t monitor on a day to day basis since I don’t intend t...
unhinged azn
  03/19/18
crypto has a very high chance of disappearing. there are ple...
contagious brindle dingle berry
  03/19/18
she should just buy btc and let do. btc is the reserve curre...
Exhilarant idiot
  03/19/18
...
clear telephone
  03/19/18
How much do I need to retire if I already own property? Very...
at-the-ready thirsty shrine blood rage
  03/19/18
I put $35k into ETH at about $1200. how stupid a move was t...
adulterous motley goyim
  03/19/18
Ouch.
talking kitty cat
  03/19/18
you'll be in the black by year end.
nubile dull house water buffalo
  03/19/18
Everyone has been saying repeatedly never buy ETH above $200
histrionic coral nursing home
  03/19/18
...
Cracking rough-skinned therapy sandwich
  03/19/18
kind of dumb. i was selling at those levels (but not as much...
contagious brindle dingle berry
  03/19/18
I believe Mark Cuban has said that a Costco membership is on...
Cerebral Field Mexican
  03/19/18
when it comes to saving money most people have their priorit...
contagious brindle dingle berry
  03/19/18
that extension blows
Exhilarant idiot
  03/19/18
Is there value to holding eth if the velocity is high when i...
Cobalt indirect expression
  03/19/18
yes. i think eth has a good chance of supplanting btc as the...
contagious brindle dingle berry
  03/19/18
Say I am debt free and max out my 401K. What vehicles do I...
Razzmatazz costumed preventive strike
  03/19/18
depends on your income and goals. but in priority for ret...
contagious brindle dingle berry
  03/19/18
Can I do Roth and traditional? I have like 10K in my HSA....
Razzmatazz costumed preventive strike
  03/20/18
RE HSA: One factor to consider: What is your expected lifeti...
Slippery floppy piazza deer antler
  03/20/18
yeah you can contribute to a roth and traditional in the sam...
contagious brindle dingle berry
  03/20/18
...
Odious Smoky Rigor
  03/19/18
N I G G E R
Odious Smoky Rigor
  03/20/18
when moon
Mind-boggling den
  03/19/18
5 years
contagious brindle dingle berry
  03/19/18
LMAO
Mind-boggling den
  03/19/18
Zil's market cap on 12/31/18?
Dashing Ultramarine Laser Beams
  03/19/18
$20 billion
provocative mentally impaired casino gaming laptop
  03/19/18
Which of these has the highest expected value on 1/1/2021? I...
Shaky national
  03/19/18
C by far however it doesn't mean it's the optimal strateg...
contagious brindle dingle berry
  03/19/18
Whoa cr
wild appetizing stage
  03/19/18
UNGGGHH
narrow-minded laughsome masturbator
  03/19/18
What are your thoughts on gold and silver? I never got into...
anal doobsian ape digit ratio
  03/19/18
If a million bucks fell into your otherwise poor, just-start...
provocative mentally impaired casino gaming laptop
  03/19/18
pls
provocative mentally impaired casino gaming laptop
  03/20/18
I have 50k to invest. Should I put it all in Amzn and Shell ...
deranged indigo elastic band
  03/19/18
...
provocative mentally impaired casino gaming laptop
  03/19/18
gun to your head, you have to pick either TOMO or DRAGONCHAI...
Bateful meetinghouse
  03/20/18
cq
provocative mentally impaired casino gaming laptop
  03/20/18
Tomo. TOMO!!
Painfully honest forum
  03/20/18
whats the value add of personal wealth management if one is ...
Useless Round Eye
  03/20/18
the advantage a competent advisor will give you is mostly in...
contagious brindle dingle berry
  03/20/18
...
Useless Round Eye
  03/20/18
What cryptos are you high on? Any upcoming ones?
swashbuckling grizzly station faggot firefighter
  03/20/18
ZIL, ETH i rike cosmos and tezos. can't wait for them to ...
contagious brindle dingle berry
  03/20/18
I've honestly kind of lost the plot on tezos. We're bullish ...
provocative mentally impaired casino gaming laptop
  03/20/18
tezos' big thing is the on chain self governance whatever th...
Exhilarant idiot
  03/21/18
Oh yeah, totally forgot about the governance thing. Even tho...
provocative mentally impaired casino gaming laptop
  03/21/18
...
deranged indigo elastic band
  03/20/18
VTSAX vs. ICX?
Bearded public bath karate
  03/20/18
icon is total nonsense imo but they've raised so much money ...
contagious brindle dingle berry
  03/20/18
VEN vs. ICX?
Bearded public bath karate
  03/20/18
no strong feeling.
contagious brindle dingle berry
  03/20/18
Are you accepting xoxo clients? How much rake?
adventurous institution striped hyena
  03/20/18
for crypto, i only manage my own money. may set up a hedge f...
contagious brindle dingle berry
  03/20/18
for traditional financial stuff, do you take on completely n...
adventurous institution striped hyena
  03/20/18
...
provocative mentally impaired casino gaming laptop
  03/21/18
i've taken on completely new clients. it's really case by ca...
contagious brindle dingle berry
  03/22/18


Poast new message in this thread



Reply Favorite

Date: March 19th, 2018 12:17 PM
Author: contagious brindle dingle berry



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637503)



Reply Favorite

Date: March 19th, 2018 1:46 PM
Author: Odious Smoky Rigor

Post removed by moderator for violating The Law of The Land.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638107)



Reply Favorite

Date: March 19th, 2018 10:29 PM
Author: Odious Smoky Rigor

NIGGER

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642008)



Reply Favorite

Date: March 19th, 2018 12:19 PM
Author: copper school

can you get me invited to the slack?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637510)



Reply Favorite

Date: March 19th, 2018 12:33 PM
Author: contagious brindle dingle berry

no

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637588)



Reply Favorite

Date: March 19th, 2018 12:33 PM
Author: Primrose useless brakes



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637593)



Reply Favorite

Date: March 19th, 2018 12:37 PM
Author: kink-friendly pea-brained rigpig



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637635)



Reply Favorite

Date: March 19th, 2018 12:46 PM
Author: demanding crusty ceo

Enjoy getting murdered

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637698)



Reply Favorite

Date: March 19th, 2018 1:32 PM
Author: Sooty area alpha



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638020)



Reply Favorite

Date: March 19th, 2018 1:38 PM
Author: kink-friendly pea-brained rigpig



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638054)



Reply Favorite

Date: March 19th, 2018 1:02 PM
Author: Cracking rough-skinned therapy sandwich

Lol

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637807)



Reply Favorite

Date: March 19th, 2018 1:25 PM
Author: magenta hall



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637986)



Reply Favorite

Date: March 19th, 2018 12:22 PM
Author: passionate gold hell

What are we going to do?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637532)



Reply Favorite

Date: March 19th, 2018 12:34 PM
Author: contagious brindle dingle berry

idk about you but im going to buy a new chain for single speed bike.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637596)



Reply Favorite

Date: March 19th, 2018 12:37 PM
Author: passionate gold hell

Ok, well, what should I be putting my Roth backdoor into?

401K is in target funds

Also have agressive portfolio in Wealthfront.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637626)



Reply Favorite

Date: March 19th, 2018 12:47 PM
Author: contagious brindle dingle berry

don't think about each account as its own portfolio. treat all your liquid financial assets dedicated to retirement as one whole portfolio with a target allocation.

what does your current portfolio as a whole look like? i'd target something like 60/40 us-foreign total stock market index funds. if you're lazy you can just throw everything into vti.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637707)



Reply Favorite

Date: March 19th, 2018 12:34 PM
Author: adventurous institution striped hyena

give xo target NW goals for age 25, 30, 35, 40, 45, 50, 65

25 should start at $500k right

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637594)



Reply Favorite

Date: March 19th, 2018 12:37 PM
Author: contagious brindle dingle berry

target net worth is a bit deceptive b/c of student loans. target income seems more reasonable at least until you get older and are nearing retirement.

25 - 50K

30 - 80k

35 - 120k

40 - 150k

45 - 180k

50 - net worth, $1 million

65 - net worth, $2 million

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637633)



Reply Favorite

Date: March 19th, 2018 12:41 PM
Author: adventurous institution striped hyena

seems like u need to add a 0 at the end of each number and cr

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637666)



Reply Favorite

Date: March 19th, 2018 12:46 PM
Author: Light corn cake bbw

i can maek it

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637701)



Reply Favorite

Date: March 19th, 2018 1:16 PM
Author: yellow address

75 - die of a heart attack and all your savings was pointless

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637916)



Reply Favorite

Date: March 19th, 2018 12:34 PM
Author: clear telephone



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637599)



Reply Favorite

Date: March 19th, 2018 12:34 PM
Author: chestnut free-loading codepig



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637600)



Reply Favorite

Date: March 19th, 2018 12:35 PM
Author: wild appetizing stage

What does your portfolio look like?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637610)



Reply Favorite

Date: March 19th, 2018 1:14 PM
Author: contagious brindle dingle berry

40% short term treasuries/cash

30% quantitative index strategy i developed

10% long-short equity fund

10% credit-focused closed end fund

10% in brk.b

note that i haven't really paid much attention to my personal portfolio and my circumstances are idiosyncratic so it's not a great guide to how i feel about markets



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637901)



Reply Favorite

Date: March 19th, 2018 1:17 PM
Author: Godawful Supple Gas Station Puppy

Why so much cash?

DESCRIBE the index strategy

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637922)



Reply Favorite

Date: March 19th, 2018 1:31 PM
Author: contagious brindle dingle berry

a lot of it is from crypto sales i'd made over the past few months.

i have more cash that's not included in that portfolio that's still on gdax for trading.

my strategy is based on trend following and momentum in broad equity indexes.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638017)



Reply Favorite

Date: March 24th, 2018 3:24 PM
Author: Pontificating cruise ship shitlib

you left off crypto

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35678344)



Reply Favorite

Date: March 19th, 2018 12:36 PM
Author: unhinged azn

I have $50k to invest. How long should I wait for the crypto market to crash before I go in. Not interested in making a quick buck, holding for long term so it would have to be something that doesn’t collapse.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637622)



Reply Favorite

Date: March 19th, 2018 12:38 PM
Author: at-the-ready thirsty shrine blood rage

180

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637640)



Reply Favorite

Date: March 19th, 2018 12:39 PM
Author: clear telephone



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637648)



Reply Favorite

Date: March 19th, 2018 12:45 PM
Author: unhinged azn

Sounds like way to much work! how would I keep track of cap gains and losses if I rebalanced every 2 weeks?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637691)



Reply Favorite

Date: March 19th, 2018 12:47 PM
Author: nubile dull house water buffalo

coinbase does this for you

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637708)



Reply Favorite

Date: March 19th, 2018 1:19 PM
Author: clear telephone



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637938)



Reply Favorite

Date: March 19th, 2018 1:33 PM
Author: clear telephone



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638026)



Reply Favorite

Date: March 19th, 2018 1:18 PM
Author: clear telephone



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637932)



Reply Favorite

Date: March 19th, 2018 1:19 PM
Author: contagious brindle dingle berry

lol no

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637936)



Reply Favorite

Date: March 19th, 2018 1:20 PM
Author: clear telephone



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637939)



Reply Favorite

Date: March 19th, 2018 1:29 PM
Author: contagious brindle dingle berry

crypto is not efficient and you don't want to market cap weight it.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638010)



Reply Favorite

Date: March 19th, 2018 1:35 PM
Author: clear telephone



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638030)



Reply Favorite

Date: March 19th, 2018 1:55 PM
Author: naked location cuck

this is so hilariously stupid it's incredible

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638167)



Reply Favorite

Date: March 19th, 2018 1:57 PM
Author: clear telephone



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638173)



Reply Favorite

Date: March 19th, 2018 1:01 PM
Author: Exhilarant idiot

just buy a fuckton of btc right now and let do

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637796)



Reply Favorite

Date: March 19th, 2018 1:19 PM
Author: contagious brindle dingle berry

you should not listen to anything tsinah has to say about crypto or investing.

crypto is far more volatile than anything else you own. the tricky thing is that if you do a lump sum you can fall into some nasty psychological traps because there is a really really good chance the market will rip against you.

i would drop $10k into btc/eth and simply observe your emotional reactions to the fluctuations first.

however, if you're looking for a "good" entry point i think eth at 300 and btc at 4000 is decent but the price may never get there.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637934)



Reply Favorite

Date: March 19th, 2018 1:21 PM
Author: clear telephone



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637952)



Reply Favorite

Date: March 19th, 2018 1:26 PM
Author: contagious brindle dingle berry

me = crypto portfolio 4xed the return of eth.

u = no crypto

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637990)



Reply Favorite

Date: March 19th, 2018 1:36 PM
Author: clear telephone



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638037)



Reply Favorite

Date: March 19th, 2018 1:37 PM
Author: contagious brindle dingle berry

i took multiple large gambles and grew my stack to multiples of where it would have been if i had left it in eth.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638048)



Reply Favorite

Date: March 19th, 2018 1:43 PM
Author: clear telephone



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638085)



Reply Favorite

Date: March 19th, 2018 1:46 PM
Author: contagious brindle dingle berry

most of it was luck. a small part was skill.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638101)



Reply Favorite

Date: March 19th, 2018 2:54 PM
Author: opaque internet-worthy theater stage gunner

Dude how do you think you even have room to talk here?

Ex: literally made millions in crypto in the last year

You: renting some shitbox FL apt printing out fake “emotional support animal” certificates off the internet so you don’t have to give your landlord a $500 deposit

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638600)



Reply Favorite

Date: March 19th, 2018 6:11 PM
Author: Painfully honest forum



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640096)



Reply Favorite

Date: March 19th, 2018 11:18 PM
Author: Vivacious nowag stag film



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642429)



Reply Favorite

Date: March 19th, 2018 1:40 PM
Author: unhinged azn

I don’t monitor on a day to day basis since I don’t intend to pull any money out for years and years so volatility doesn’t bother me. It’s more important that this is something that’s not going away any time soon.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638065)



Reply Favorite

Date: March 19th, 2018 1:45 PM
Author: contagious brindle dingle berry

crypto has a very high chance of disappearing. there are plenty of unknown unknowns. for all we know someone could have found a fundamental flaw in btc/eth that they've been exploiting for years and the flaw only just comes to light. that would destroy the market.

think about the odds of crypto 1) being around 5 years from now and 2) being established enough that institutions and retail investors start allocating a small portion of their portfolios to it. if that happens, crypto's market cap could easily exceed $1 trillion on a sustainable basis. most of that value, however, will likely be captured by a handful of coins (some that may not exist today) and most current coins will go to 0. depending on your estimate of those odds, you could justify allocating nothing to a lot of your net worth to crypto on a kelly criterion basis.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638094)



Reply Favorite

Date: March 19th, 2018 6:09 PM
Author: Exhilarant idiot

she should just buy btc and let do. btc is the reserve currency of electronic money.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640089)



Reply Favorite

Date: March 19th, 2018 1:46 PM
Author: clear telephone



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638100)



Reply Favorite

Date: March 19th, 2018 12:37 PM
Author: at-the-ready thirsty shrine blood rage

How much do I need to retire if I already own property? Very low COL. Will you tell us when to start hoarding again? your timing last time was pretty fucking sweet.

Also, when do you see 3rd gen tech coming online with actual use cases?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637632)



Reply Favorite

Date: March 19th, 2018 12:39 PM
Author: adulterous motley goyim

I put $35k into ETH at about $1200. how stupid a move was this?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637649)



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Date: March 19th, 2018 12:46 PM
Author: talking kitty cat

Ouch.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637700)



Reply Favorite

Date: March 19th, 2018 12:48 PM
Author: nubile dull house water buffalo

you'll be in the black by year end.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637711)



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Date: March 19th, 2018 12:56 PM
Author: histrionic coral nursing home

Everyone has been saying repeatedly never buy ETH above $200

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637770)



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Date: March 19th, 2018 1:02 PM
Author: Cracking rough-skinned therapy sandwich



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637809)



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Date: March 19th, 2018 1:21 PM
Author: contagious brindle dingle berry

kind of dumb. i was selling at those levels (but not as much as i should've been).

there's a decent chance you'll make money in a few years.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637948)



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Date: March 19th, 2018 12:44 PM
Author: Cerebral Field Mexican

I believe Mark Cuban has said that a Costco membership is one of the best investments a regular person can make.

Do you know of any other pithy lifehacks like that?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637686)



Reply Favorite

Date: March 19th, 2018 1:25 PM
Author: contagious brindle dingle berry

when it comes to saving money most people have their priorities fucked up. they should be spending a LOT of time figuring out the best way to reduce their big ticket expenses, particularly rent/mortgage, and that means spending a lot of effort on getting the best deal possible up front. instead people focus their money saving efforts on scrounging a few bucks here and there with coupons, etc.

also, use camelcamelcamel's chrome extension to look at the price history of products you regularly buy on amazon. set some price alerts for when the price drops around the level of previous sales. could save you tons of money with little effort.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637985)



Reply Favorite

Date: March 19th, 2018 6:10 PM
Author: Exhilarant idiot

that extension blows

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640092)



Reply Favorite

Date: March 19th, 2018 12:52 PM
Author: Cobalt indirect expression

Is there value to holding eth if the velocity is high when it is actually used for transactions? Presumably there will be fewer icos going forward; so it’s utility for Ico contributions is downtrending.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637737)



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Date: March 19th, 2018 1:28 PM
Author: contagious brindle dingle berry

yes. i think eth has a good chance of supplanting btc as the premier store of value in crypto. there are so many apps being developed on ethereum that you're exposed to a lot of upside potential if one of those apps really takes off (or even better if the whole ecosystem takes off).

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638006)



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Date: March 19th, 2018 1:38 PM
Author: Razzmatazz costumed preventive strike

Say I am debt free and max out my 401K. What vehicles do I use to invest the next $20K a year? IRA? Roth?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638056)



Reply Favorite

Date: March 19th, 2018 1:50 PM
Author: contagious brindle dingle berry

depends on your income and goals.

but in priority for retirement saving:

1) hsa is almost always a good deal if you're eligible for one.

2) traditional ira if you expect your marginal income rate in retirement to be lower than your marginal rate today. otherwise roth (backdoor if you're eligible).

(bonus): if your 401(k) allows "after-tax" contributions that are distinct from roth contributions--this is called a "mega" backdoor roth.

3) taxable account. if you buy equity index funds and don't intend to make lots of trades it can be extremely tax efficient.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638134)



Reply Favorite

Date: March 20th, 2018 8:14 PM
Author: Razzmatazz costumed preventive strike

Can I do Roth and traditional?

I have like 10K in my HSA. At some point it’s too much eh? 30K?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648510)



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Date: March 20th, 2018 8:21 PM
Author: Slippery floppy piazza deer antler

RE HSA: One factor to consider: What is your expected lifetime amount of medical expenses that could be funded from your HSA?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648567)



Reply Favorite

Date: March 20th, 2018 8:27 PM
Author: contagious brindle dingle berry

yeah you can contribute to a roth and traditional in the same year splitting the 5500 limit but it's almost never a good idea.

just max out your hsa and treat it like a roth. yeah, you can use it for medical expenses but i don't recommend it.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648608)



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Date: March 19th, 2018 1:38 PM
Author: Odious Smoky Rigor

Post removed by moderator for violating The Law of The Land.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638057)



Reply Favorite

Date: March 20th, 2018 1:45 AM
Author: Odious Smoky Rigor

N

I

G

G

E

R

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643268)



Reply Favorite

Date: March 19th, 2018 2:45 PM
Author: Mind-boggling den

when moon

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638501)



Reply Favorite

Date: March 19th, 2018 2:46 PM
Author: contagious brindle dingle berry

5 years

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638512)



Reply Favorite

Date: March 19th, 2018 6:05 PM
Author: Mind-boggling den

LMAO

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640069)



Reply Favorite

Date: March 19th, 2018 5:58 PM
Author: Dashing Ultramarine Laser Beams

Zil's market cap on 12/31/18?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640038)



Reply Favorite

Date: March 19th, 2018 11:18 PM
Author: provocative mentally impaired casino gaming laptop

$20 billion

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642428)



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Date: March 19th, 2018 6:28 PM
Author: Shaky national

Which of these has the highest expected value on 1/1/2021? I don't need the money now.

A. Selling my ETH today and paying short term cap gains rates. (It's still up 3 or 4x since my average buy.) Buying VTI with those winnings.

B. Selling my ETH in July after long term cap gains rates applies to all of it. Buying VTI with those winnings.

C. Leaving it all in ETH.

TYIA.



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640203)



Reply Favorite

Date: March 19th, 2018 6:57 PM
Author: contagious brindle dingle berry

C by far

however it doesn't mean it's the optimal strategy for you. you could do a combination of all 3 depending on how big ETH is as a portion of your net worth and your risk aversion.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640376)



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Date: March 19th, 2018 6:58 PM
Author: wild appetizing stage

Whoa cr

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640383)



Reply Favorite

Date: March 19th, 2018 8:14 PM
Author: narrow-minded laughsome masturbator

UNGGGHH

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640929)



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Date: March 19th, 2018 9:05 PM
Author: anal doobsian ape digit ratio

What are your thoughts on gold and silver? I never got into crypto and don't want to be. However, I own quite a lot of precious metal ETFs and am strongly thinking of reallocating into my active business (the vast majority of my other assets are either in my active business or in life insurance policies, very little stock market exposure to speak of).

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35641337)



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Date: March 19th, 2018 10:26 PM
Author: provocative mentally impaired casino gaming laptop

If a million bucks fell into your otherwise poor, just-starting-your-career lap what would u do with it

Do you know any good resources for starting ur own startup (ico or no)

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35641990)



Reply Favorite

Date: March 20th, 2018 1:29 AM
Author: provocative mentally impaired casino gaming laptop

pls

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643232)



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Date: March 19th, 2018 10:32 PM
Author: deranged indigo elastic band

I have 50k to invest. Should I put it all in Amzn and Shell for the dividends?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642043)



Reply Favorite

Date: March 19th, 2018 11:52 PM
Author: provocative mentally impaired casino gaming laptop



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642726)



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Date: March 20th, 2018 1:33 AM
Author: Bateful meetinghouse

gun to your head, you have to pick either TOMO or DRAGONCHAIN to hodl for 5 years. which?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643245)



Reply Favorite

Date: March 20th, 2018 2:16 AM
Author: provocative mentally impaired casino gaming laptop

cq

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643375)



Reply Favorite

Date: March 20th, 2018 2:32 AM
Author: Painfully honest forum

Tomo.

TOMO!!

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643408)



Reply Favorite

Date: March 20th, 2018 12:55 PM
Author: Useless Round Eye

whats the value add of personal wealth management if one is already semi-informed (invests in low cost indexes, maxes out retirement funds etc.)?

I read Investor's Manifesto which you rec'd - seemed like Bernstein was was very big on minimizing fees.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35645265)



Reply Favorite

Date: March 20th, 2018 8:16 PM
Author: contagious brindle dingle berry

the advantage a competent advisor will give you is mostly in making sure you don't make stupid mistakes in taxes, asset allocation, tax location, etc. if you hire an exceptional manager you may be able to find someone who can outperform after fees but i think those advisors are maybe 1-in-a-100. i think i can actually generate some alpha after fees and taxes (and have so far) but i charge such outrageously low fees that i'm practically giving away my services.

from what i've seen even reasonably smart and educated people can make stupid errors in investing. i've seen nutella, earl et al do some dumb things and i'm pretty sure they would've been better off paying me instead of going it alone.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648532)



Reply Favorite

Date: March 20th, 2018 11:45 PM
Author: Useless Round Eye



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35650135)



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Date: March 20th, 2018 1:01 PM
Author: swashbuckling grizzly station faggot firefighter

What cryptos are you high on? Any upcoming ones?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35645309)



Reply Favorite

Date: March 20th, 2018 8:14 PM
Author: contagious brindle dingle berry

ZIL, ETH

i rike cosmos and tezos. can't wait for them to be released. obviously i participated in both icos.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648507)



Reply Favorite

Date: March 20th, 2018 8:21 PM
Author: provocative mentally impaired casino gaming laptop

I've honestly kind of lost the plot on tezos. We're bullish on it as a platform vs other new "blockchain 3.0" things because of huge warchest, safer smart contracts (formal verification), and breitman's competence as a developer, right? It only seems to really rise above others on the warchest. Zilliqa (which you're also bullish on) has their contract language that should be similarly safe contracts (also formally verified), for example

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648568)



Reply Favorite

Date: March 21st, 2018 12:24 AM
Author: Exhilarant idiot

tezos' big thing is the on chain self governance whatever the fuck

like an asian man having himself a yummy bowl of ramen, it'll be <><>NO FORK<><>

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35650350)



Reply Favorite

Date: March 21st, 2018 4:48 PM
Author: provocative mentally impaired casino gaming laptop

Oh yeah, totally forgot about the governance thing. Even though btc forks are pretty passe now

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35654633)



Reply Favorite

Date: March 20th, 2018 8:07 PM
Author: deranged indigo elastic band



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648459)



Reply Favorite

Date: March 20th, 2018 8:10 PM
Author: Bearded public bath karate

VTSAX vs. ICX?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648474)



Reply Favorite

Date: March 20th, 2018 8:13 PM
Author: contagious brindle dingle berry

icon is total nonsense imo but they've raised so much money they might actually be able to hire good enough developers to execute their vision.

would personally rather own vtsax even though ICX has a higher expected return (90% odds of going to 0, 10% odds of maeking it).

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648500)



Reply Favorite

Date: March 20th, 2018 8:39 PM
Author: Bearded public bath karate

VEN vs. ICX?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648662)



Reply Favorite

Date: March 20th, 2018 8:45 PM
Author: contagious brindle dingle berry

no strong feeling.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648698)



Reply Favorite

Date: March 20th, 2018 8:20 PM
Author: adventurous institution striped hyena

Are you accepting xoxo clients? How much rake?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648557)



Reply Favorite

Date: March 20th, 2018 8:29 PM
Author: contagious brindle dingle berry

for crypto, i only manage my own money. may set up a hedge fund.

for traditional financial stuff, maybe. my fee is asset-based, max at 0.5% for small accounts, and drops precipitously for large accounts. for example, i have a $20 million client who pays about 0.2% per year.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648617)



Reply Favorite

Date: March 20th, 2018 11:44 PM
Author: adventurous institution striped hyena

for traditional financial stuff, do you take on completely new clients or just on the side from existing referrals? if new clients, how do you get them comfortable with your biz?

like say i or other xo poa wanted to give you 100k to start with to see how things go (and not get madoffed). would you be up for that?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35650131)



Reply Favorite

Date: March 21st, 2018 4:49 PM
Author: provocative mentally impaired casino gaming laptop



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35654639)



Reply Favorite

Date: March 22nd, 2018 11:54 AM
Author: contagious brindle dingle berry

i've taken on completely new clients. it's really case by case.

i don't try to make prospects comfortable. i just explain my structure, fees, process, limitations as thoroughly and honestly as i can.

i wouldn't do it for $100k unless there was a strong possibility of a $1 million+ allocation eventually. however i offer personal advice/analysis quite freely and i often given detailed comments to friends/family that ask for it.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35660991)