\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

why is everyone obsessed with HOME OWNERSHIP?

i'm renting and doing just fine financially
high-end heaven personal credit line
  04/19/18
http://autoadmit.com/thread.php?thread_id=3955040&mc=1&a...
copper dashing sound barrier school
  04/20/18
Owning a real house is one of the few joys of modern life. ...
titillating overrated university
  04/19/18
...
Tantric voyeur
  04/20/18
(house nigger for Boomerism)
henna sadistic national gunner
  04/20/18
Bought in 2013 during the end of the crash. Feeling very goo...
titillating overrated university
  04/20/18
so u got lucky. congrats. doesn't mean buying a house NOW is...
henna sadistic national gunner
  04/20/18
If I had talked about buying my house on xoxo in 2013, you p...
titillating overrated university
  04/20/18
Still doesn't mean it's a good idea now
Stimulating Rambunctious Telephone Trailer Park
  04/20/18
no matter when you ask a question and no matter what the que...
Diverse cheese-eating field idiot
  04/20/18
...
haunting azure corner
  04/20/18
i bought a house in fucking law school because it was cheap ...
blue brunch stain
  04/20/18
so how was living in Washington DC?
Diverse cheese-eating field idiot
  04/20/18
african
blue brunch stain
  04/20/18
tax deductions for mortgages are such bullshit kudos
Hyperactive Big-titted Trust Fund Genital Piercing
  04/20/18
...
Zippy Idiotic Puppy Theater Stage
  04/20/18
the new tax bill severely decimated the tax deductions thoug...
vermilion boiling water
  04/20/18
We're under the threshold and my property taxes are <2k
titillating overrated university
  04/21/18
...
rebellious disturbing queen of the night point
  04/20/18
You get a lot of leverage for a large investment at relativ...
rusted supple quadroon
  04/19/18
astute way to put it
Hyperactive Big-titted Trust Fund Genital Piercing
  04/20/18
...
rebellious disturbing queen of the night point
  04/20/18
...
abnormal bistre indian lodge
  04/20/18
It radically cuts your housing costs in old age You reall...
wine range
  04/20/18
yeah my grandma remarried after her first husband died. 2nd...
dark big hairy legs
  04/20/18
you should make a podcast called "my stepgrandpa was a ...
blue brunch stain
  04/20/18
...
Lilac resort
  04/20/18
...
mildly autistic aggressive lay halford
  04/22/18
It's just a forced savings plan. You can definitely rent for...
Stimulating Rambunctious Telephone Trailer Park
  04/20/18
this is untrue 99% of the time. stick to threads about ...
Diverse cheese-eating field idiot
  04/20/18
Wrong.
Stimulating Rambunctious Telephone Trailer Park
  04/20/18
You can rent for cheaper than buying today. After tens years...
Aquamarine parlor
  04/20/18
taxes could go up though
mildly autistic aggressive lay halford
  04/22/18
In all but a few crazy suburbs where you shouldn't be living...
Aquamarine parlor
  04/22/18
Even middle age. Say you get a 30 year mortgage and pay f...
Diverse cheese-eating field idiot
  04/20/18
you can make a jew or an african rich or you can be a grownu...
blue brunch stain
  04/20/18
african?
up-to-no-good stag film
  04/20/18
lot of west african landlords in DC at least
blue brunch stain
  04/20/18
...but they work for jews, right?
henna sadistic national gunner
  04/20/18
spoiler alert: we all do friendo
blue brunch stain
  04/20/18
you have a yard that's your land, you and your neighbors can...
Obsidian know-it-all haunted graveyard
  04/20/18
that last part is the only thing i really care about
henna sadistic national gunner
  04/20/18
...
haunting azure corner
  04/20/18
Its overrated but necessary if you want a house. Otherwise y...
Curious hell mad-dog skullcap
  04/20/18
I'm paying all cash and going to cut my monthly expenses by ...
bat-shit-crazy painfully honest casino becky
  04/20/18
my first house has appreciated like 60% in five or six years...
Angry Dilemma Athletic Conference
  04/20/18
Lost it at the good sir lines
Ebony blathering base sandwich
  04/20/18
was all that foul language really necessary to get your poin...
Diverse cheese-eating field idiot
  04/20/18
fuckin a
Angry Dilemma Athletic Conference
  04/20/18
(Guy with lucky timing)
Sickened flesh jewess
  04/20/18
Not hard to time housing
Sickened flesh jewess
  04/21/18
literally LOL
Out-of-control space
  04/20/18
...
Pungent kitty
  04/22/18
I write off the interest. Will pay the same payment 30 year...
well-lubricated bat shit crazy old irish cottage
  04/20/18
Will you still be able to deduct all of that under the new T...
Razzmatazz Gay Deer Antler Parlour
  04/20/18
Don't know. Will shift as appropriate.
well-lubricated bat shit crazy old irish cottage
  04/20/18
rents will have (in real terms) decreased in 30 years outsid...
bat-shit-crazy painfully honest casino becky
  04/20/18
...
cowardly cracking pit
  04/20/18
This reminds me: I lol when people say they buy a house for ...
rusted supple quadroon
  04/20/18
After the tax write off, my rate is effectively the rate of ...
histrionic filthpig
  04/20/18
That seems optimistic given that you don't get to count the ...
razzle-dazzle whorehouse
  04/22/18
Boomer brainwashing, of course. It symbolizes “status” t...
Translucent box office lettuce
  04/20/18
How else am I going to have a golf simulator?
cruel-hearted step-uncle's house fortuitous meteor
  04/20/18
Living in an apartment is shit.
crusty prole
  04/20/18
...
Swashbuckling address
  04/20/18
http://www.xoxohth.com/thread.php?thread_id=3949886&mc=7...
Nighttime home idea he suggested
  04/20/18
It's often very difficult to find a rental home comparable t...
abnormal bistre indian lodge
  04/20/18
I've owned a few houses and rented a ton of apartments. Ren...
Crimson Insane Half-breed
  04/20/18
there are pros and cons to both. One of the pros is buil...
rough-skinned clear round eye hall
  04/20/18
I just had my basement flood and it's going to cost me like ...
flatulent people who are hurt
  04/21/18
Who gets a newspaper anymore?
Crimson Insane Half-breed
  04/22/18
Kill yourself nigger
haunting azure corner
  04/22/18
Woah not cool dude
flatulent people who are hurt
  04/22/18
Your basement will smell damp forever, until you leave the h...
Swashbuckling address
  04/22/18
Nah it's fine when I run a dehumidifier in the summer, plus ...
flatulent people who are hurt
  04/22/18
This does not sound good at all. None of what you wrote is a...
mildly autistic aggressive lay halford
  04/22/18
Renting makes you a bitch. That's the biggest problem.
razzle-dazzle whorehouse
  04/22/18
Stability is really important for kids. Having to potentiall...
Pungent kitty
  04/22/18
It only makes sense if you have career stability, which to m...
Avocado irate gaming laptop library
  04/22/18
cr
henna sadistic national gunner
  04/22/18
Lack of career stability means you're double fucked. Congrat...
razzle-dazzle whorehouse
  04/23/18
...
haunting azure corner
  04/23/18
Yes, better to not own anything but to rent an expensive gla...
Crimson Insane Half-breed
  04/23/18


Poast new message in this thread



Reply Favorite

Date: April 19th, 2018 11:52 PM
Author: high-end heaven personal credit line

i'm renting and doing just fine financially

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35878834)



Reply Favorite

Date: April 20th, 2018 4:16 PM
Author: copper dashing sound barrier school

http://autoadmit.com/thread.php?thread_id=3955040&mc=1&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35883422)



Reply Favorite

Date: April 19th, 2018 11:57 PM
Author: titillating overrated university

Owning a real house is one of the few joys of modern life. Not some shoebox in a high rise, but a real house with a yard.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35878854)



Reply Favorite

Date: April 20th, 2018 12:11 AM
Author: Tantric voyeur



(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35878928)



Reply Favorite

Date: April 20th, 2018 12:25 AM
Author: henna sadistic national gunner

(house nigger for Boomerism)

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879002)



Reply Favorite

Date: April 20th, 2018 12:27 AM
Author: titillating overrated university

Bought in 2013 during the end of the crash. Feeling very good about this decision. Also, 23k tax deduction didn't hurt my feelings.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879010)



Reply Favorite

Date: April 20th, 2018 12:28 AM
Author: henna sadistic national gunner

so u got lucky. congrats. doesn't mean buying a house NOW is a good idea

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879012)



Reply Favorite

Date: April 20th, 2018 12:32 AM
Author: titillating overrated university

If I had talked about buying my house on xoxo in 2013, you probably would have said that it was a bad idea.

There's still deals to be had as long as you don't live in California.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879026)



Reply Favorite

Date: April 20th, 2018 12:59 AM
Author: Stimulating Rambunctious Telephone Trailer Park

Still doesn't mean it's a good idea now

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879219)



Reply Favorite

Date: April 20th, 2018 1:02 AM
Author: Diverse cheese-eating field idiot

no matter when you ask a question and no matter what the question is, xo will give you a negative, risk-averse, pussy-ass response.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879245)



Reply Favorite

Date: April 20th, 2018 3:51 AM
Author: haunting azure corner



(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879963)



Reply Favorite

Date: April 20th, 2018 1:04 AM
Author: blue brunch stain

i bought a house in fucking law school because it was cheap as shit and i could use the obama first time homebuyer credit. sold for profit. bought townhouse in major metro. flipped in five years for almost 20% profit. bought single family house in good neighborhood. up 5% already.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879264)



Reply Favorite

Date: April 20th, 2018 1:06 AM
Author: Diverse cheese-eating field idiot

so how was living in Washington DC?

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879280)



Reply Favorite

Date: April 20th, 2018 1:09 AM
Author: blue brunch stain

african

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879307)



Reply Favorite

Date: April 20th, 2018 1:07 AM
Author: Hyperactive Big-titted Trust Fund Genital Piercing

tax deductions for mortgages are such bullshit

kudos

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879290)



Reply Favorite

Date: April 20th, 2018 1:52 AM
Author: Zippy Idiotic Puppy Theater Stage



(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879548)



Reply Favorite

Date: April 20th, 2018 11:06 AM
Author: vermilion boiling water

the new tax bill severely decimated the tax deductions though

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35881211)



Reply Favorite

Date: April 21st, 2018 9:57 AM
Author: titillating overrated university

We're under the threshold and my property taxes are <2k

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35887583)



Reply Favorite

Date: April 20th, 2018 8:35 AM
Author: rebellious disturbing queen of the night point



(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35880370)



Reply Favorite

Date: April 19th, 2018 11:57 PM
Author: rusted supple quadroon

You get a lot of leverage for a large investment at relatively low interest rates. Basically only way most people can build any type of "wealth". It's probably hard for rootless cosmopolitans to understand but some people like having a nice home that's theirs. It's like a decades long hobby.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35878855)



Reply Favorite

Date: April 20th, 2018 1:11 AM
Author: Hyperactive Big-titted Trust Fund Genital Piercing

astute way to put it

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879323)



Reply Favorite

Date: April 20th, 2018 8:36 AM
Author: rebellious disturbing queen of the night point



(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35880373)



Reply Favorite

Date: April 20th, 2018 10:53 AM
Author: abnormal bistre indian lodge



(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35881111)



Reply Favorite

Date: April 20th, 2018 12:06 AM
Author: wine range

It radically cuts your housing costs in old age

You really really don't want to be an old having to pay rent

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35878898)



Reply Favorite

Date: April 20th, 2018 12:09 AM
Author: dark big hairy legs

yeah my grandma remarried after her first husband died. 2nd husband had the great idea to sell their home in like 1973 and rent an expensive apartment. he croaked, and she lived until 97 in that apartment. the rent soared to like $2,700/mo. it was a financial nightmare.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35878919)



Reply Favorite

Date: April 20th, 2018 1:00 AM
Author: blue brunch stain

you should make a podcast called "my stepgrandpa was a fucktard"

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879227)



Reply Favorite

Date: April 20th, 2018 8:33 AM
Author: Lilac resort



(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35880366)



Reply Favorite

Date: April 22nd, 2018 7:14 AM
Author: mildly autistic aggressive lay halford



(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35892964)



Reply Favorite

Date: April 20th, 2018 1:01 AM
Author: Stimulating Rambunctious Telephone Trailer Park

It's just a forced savings plan. You can definitely rent for cheaper than buying. Arguably the difference in $ you could stick in another investment and have the same outcome.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879240)



Reply Favorite

Date: April 20th, 2018 1:03 AM
Author: Diverse cheese-eating field idiot

this is untrue 99% of the time.

stick to threads about dates with big-titted women please.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879253)



Reply Favorite

Date: April 20th, 2018 1:08 AM
Author: Stimulating Rambunctious Telephone Trailer Park

Wrong.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879304)



Reply Favorite

Date: April 20th, 2018 2:03 AM
Author: Aquamarine parlor

You can rent for cheaper than buying today. After tens years of inflation doing its thing that dynamic looks very different because your mortgage payment ain't ever going up but your rent sure will.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879595)



Reply Favorite

Date: April 22nd, 2018 7:15 AM
Author: mildly autistic aggressive lay halford

taxes could go up though

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35892966)



Reply Favorite

Date: April 22nd, 2018 8:52 AM
Author: Aquamarine parlor

In all but a few crazy suburbs where you shouldn't be living anyway property taxes are a joke that should come in at under $500 a month.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35893087)



Reply Favorite

Date: April 20th, 2018 1:04 AM
Author: Diverse cheese-eating field idiot

Even middle age.

Say you get a 30 year mortgage and pay for 10 years. You could refinance when rates go down on the smaller amount.

Or, you could make extra principal payments to save on interest, then after 10 years re-amoritize for a small fee and reduce payments while maintaining the same 30 year timeline.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879265)



Reply Favorite

Date: April 20th, 2018 12:08 AM
Author: blue brunch stain

you can make a jew or an african rich or you can be a grownup man and be a part of society, your choice

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35878913)



Reply Favorite

Date: April 20th, 2018 12:24 AM
Author: up-to-no-good stag film

african?

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35878990)



Reply Favorite

Date: April 20th, 2018 12:25 AM
Author: blue brunch stain

lot of west african landlords in DC at least

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35878995)



Reply Favorite

Date: April 20th, 2018 12:26 AM
Author: henna sadistic national gunner

...but they work for jews, right?

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879004)



Reply Favorite

Date: April 20th, 2018 1:00 AM
Author: blue brunch stain

spoiler alert: we all do friendo

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879230)



Reply Favorite

Date: April 20th, 2018 12:11 AM
Author: Obsidian know-it-all haunted graveyard

you have a yard that's your land, you and your neighbors can't see or hear each other, can play loud music, let your dog run around and shit under a tree you planted, read xo as you watch your sprinklers water your lawn, pull into a driveway and don't have to worry about niggers

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35878931)



Reply Favorite

Date: April 20th, 2018 12:27 AM
Author: henna sadistic national gunner

that last part is the only thing i really care about

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879007)



Reply Favorite

Date: April 20th, 2018 4:02 AM
Author: haunting azure corner



(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879970)



Reply Favorite

Date: April 20th, 2018 12:28 AM
Author: Curious hell mad-dog skullcap

Its overrated but necessary if you want a house. Otherwise you have to furnish a rented house which is too expensive if you're a transitory renter

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879011)



Reply Favorite

Date: April 20th, 2018 12:35 AM
Author: bat-shit-crazy painfully honest casino becky

I'm paying all cash and going to cut my monthly expenses by 40-60%

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879049)



Reply Favorite

Date: April 20th, 2018 12:58 AM
Author: Angry Dilemma Athletic Conference

my first house has appreciated like 60% in five or six years

renting fucking sucks, always gotta pussy foot around some other loser's rules, good sir! good sir! will you allow me to get a puppydood? no? what if I guzzle your cum like a good boy? then can I get a puppydood for my apartment?

own a home, buy a dog, don't have to eat anyone's ass to do it

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879205)



Reply Favorite

Date: April 20th, 2018 1:00 AM
Author: Ebony blathering base sandwich

Lost it at the good sir lines

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879229)



Reply Favorite

Date: April 20th, 2018 1:05 AM
Author: Diverse cheese-eating field idiot

was all that foul language really necessary to get your point across?

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879276)



Reply Favorite

Date: April 20th, 2018 1:44 AM
Author: Angry Dilemma Athletic Conference

fuckin a

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879507)



Reply Favorite

Date: April 20th, 2018 9:20 AM
Author: Sickened flesh jewess

(Guy with lucky timing)

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35880522)



Reply Favorite

Date: April 21st, 2018 10:05 AM
Author: Sickened flesh jewess

Not hard to time housing

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35887620)



Reply Favorite

Date: April 20th, 2018 10:46 AM
Author: Out-of-control space

literally LOL

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35881063)



Reply Favorite

Date: April 22nd, 2018 8:25 AM
Author: Pungent kitty



(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35893042)



Reply Favorite

Date: April 20th, 2018 1:13 AM
Author: well-lubricated bat shit crazy old irish cottage

I write off the interest. Will pay the same payment 30 years from now than I did in 2014.

Good luck with your rent payments at market in 30 years.

Taxes, write-offs. I write off internet and "home office" as expenses.

I get my own color scheme.

I'm beating market on the value of my home, rent considerations included.

My home is worth $130K more than I paid for it on day 1 in 4 years and I've put about $6K in upkeep.

Beat that.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879331)



Reply Favorite

Date: April 20th, 2018 1:17 AM
Author: Razzmatazz Gay Deer Antler Parlour

Will you still be able to deduct all of that under the new Tax Plan?

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879348)



Reply Favorite

Date: April 20th, 2018 1:47 AM
Author: well-lubricated bat shit crazy old irish cottage

Don't know. Will shift as appropriate.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35879525)



Reply Favorite

Date: April 20th, 2018 8:35 AM
Author: bat-shit-crazy painfully honest casino becky

rents will have (in real terms) decreased in 30 years outside of ny/west coast

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35880372)



Reply Favorite

Date: April 20th, 2018 8:56 AM
Author: cowardly cracking pit



(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35880436)



Reply Favorite

Date: April 20th, 2018 8:47 AM
Author: rusted supple quadroon

This reminds me: I lol when people say they buy a house for the "tax write off".

All the tax deduction effectively is is a lower interest rate. It's no reason to buy but it's just a benefit that makes borrowing the money less costly.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35880410)



Reply Favorite

Date: April 20th, 2018 11:39 AM
Author: histrionic filthpig

After the tax write off, my rate is effectively the rate of inflation. A free 30 year loan is pretty sweet.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35881448)



Reply Favorite

Date: April 22nd, 2018 1:09 AM
Author: razzle-dazzle whorehouse

That seems optimistic given that you don't get to count the amount of interest equal to the standard deduction.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35892229)



Reply Favorite

Date: April 20th, 2018 9:02 AM
Author: Translucent box office lettuce

Boomer brainwashing, of course.

It symbolizes “status” to them.

Who cares if times are radically different?

My Mom can brag to her diabetes-laden friends that she birthed a son who was able to acquire a mortgage that will ensure he has no freedom to move!

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35880447)



Reply Favorite

Date: April 20th, 2018 9:14 AM
Author: cruel-hearted step-uncle's house fortuitous meteor

How else am I going to have a golf simulator?

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35880494)



Reply Favorite

Date: April 20th, 2018 9:17 AM
Author: crusty prole

Living in an apartment is shit.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35880505)



Reply Favorite

Date: April 20th, 2018 9:19 AM
Author: Swashbuckling address



(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35880517)



Reply Favorite

Date: April 20th, 2018 9:19 AM
Author: Nighttime home idea he suggested

http://www.xoxohth.com/thread.php?thread_id=3949886&mc=73&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35880520)



Reply Favorite

Date: April 20th, 2018 11:00 AM
Author: abnormal bistre indian lodge

It's often very difficult to find a rental home comparable to the house you would want to buy. even if you can, the rent usually will be way more than a comparable mortgage.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35881164)



Reply Favorite

Date: April 20th, 2018 4:15 PM
Author: Crimson Insane Half-breed

I've owned a few houses and rented a ton of apartments. Renting apartments, absent rent control/stabilization, means you have to be prepared to get your rent jacked every single year and either eat the cost or go through the incredible hassle of moving. Renting something legit nice is always a waste of money. If you buy it can be nice and it is just "an investment". Once you start looking at kids and shit, the concept of renting and needing to worry about moving every year becomes ridiculous.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35883414)



Reply Favorite

Date: April 20th, 2018 8:36 PM
Author: rough-skinned clear round eye hall

there are pros and cons to both.

One of the pros is building equity and having your housing costs locked in. Also, you have more control. you can paint the walls however you want, install whatever, etc.

Renting has its 180 moments too. I didn't even pay for a fucking light bulb at my last apartment.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35885266)



Reply Favorite

Date: April 21st, 2018 10:14 AM
Author: flatulent people who are hurt

I just had my basement flood and it's going to cost me like $15k just to fix the root cause and remediate any possible mold.

STILL better than being an apartment cuck in a little glass cuckbox in the sky. I woke up and got to watch baby squirrels and rabbits playing in the yard, pet my puppyd00d, and walk down the driveway in my bathrobe to get the paper.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35887651)



Reply Favorite

Date: April 22nd, 2018 12:55 AM
Author: Crimson Insane Half-breed

Who gets a newspaper anymore?

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35892159)



Reply Favorite

Date: April 22nd, 2018 6:10 AM
Author: haunting azure corner

Kill yourself nigger

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35892896)



Reply Favorite

Date: April 22nd, 2018 6:14 AM
Author: flatulent people who are hurt

Woah not cool dude

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35892899)



Reply Favorite

Date: April 22nd, 2018 7:36 AM
Author: Swashbuckling address

Your basement will smell damp forever, until you leave the house. It’s basically impossible to get rid of that.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35892991)



Reply Favorite

Date: April 22nd, 2018 8:43 AM
Author: flatulent people who are hurt

Nah it's fine when I run a dehumidifier in the summer, plus it's just my woodshop, home gym, and laundry. Nothing I need to be particularly nice

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35893070)



Reply Favorite

Date: April 22nd, 2018 7:38 AM
Author: mildly autistic aggressive lay halford

This does not sound good at all. None of what you wrote is appealing.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35892993)



Reply Favorite

Date: April 22nd, 2018 1:00 AM
Author: razzle-dazzle whorehouse

Renting makes you a bitch. That's the biggest problem.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35892192)



Reply Favorite

Date: April 22nd, 2018 8:10 AM
Author: Pungent kitty

Stability is really important for kids. Having to potentially move each year at the whim of your landlord is shitty for kids. It's also pretty beta if their dad isn't allowed to renovate or upgrade anything in the house without permission and if some landlord can just pop in to their house to check on it any time.

Also, like someone said, it's a hobby and provides an intangible joy. I feel a sense of pride when I finish a project or improve something. I feel a sense of pride knowing I own this little piece of land (yes, I know libertarians will flap their arms and scream about taxes).

The fact that it's a forced savings is nice, too. My total mortgage + taxes + insurance is a little cheaper than what it would cost me to rent a similar house but every month a big chunk goes into equity and most of the rest is tax deductible. If I were renting it would all just be wasted.

The fact that my property value has improved by like 25% is icing on the cake.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35893026)



Reply Favorite

Date: April 22nd, 2018 8:57 AM
Author: Avocado irate gaming laptop library

It only makes sense if you have career stability, which to my knowledge barely exists anymore. Unless the idea of spending your free time worrying about renovations and upkeep and selling so you can relocate to your new GC plantation sounds appealing to you, it isn’t advisable.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35893091)



Reply Favorite

Date: April 22nd, 2018 5:51 PM
Author: henna sadistic national gunner

cr

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35895544)



Reply Favorite

Date: April 23rd, 2018 3:41 AM
Author: razzle-dazzle whorehouse

Lack of career stability means you're double fucked. Congratulations!

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35898598)



Reply Favorite

Date: April 23rd, 2018 3:44 AM
Author: haunting azure corner



(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35898601)



Reply Favorite

Date: April 23rd, 2018 10:19 AM
Author: Crimson Insane Half-breed

Yes, better to not own anything but to rent an expensive glammed up shoebox in a building with human trash (because the city made the developers let them in and give them 20% of the units) while paying as much as the guy who owns pays.

(http://www.autoadmit.com/thread.php?thread_id=3954394&forum_id=2#35899365)