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Extended warranty claims on Chase Sapphire and Amex

Amex: made a single claim for a $100 electronic device. I fi...
Stimulating puppy
  05/23/18
I have not had a non-Amex card in over decade.
Red out-of-control brethren
  05/23/18
I got rid of Amex because I felt bad about them taking a big...
Stimulating puppy
  05/23/18
I pay cash at small businesses I like. GC gets the Amex...
Red out-of-control brethren
  05/24/18
sounds like the cr approach.
Stimulating puppy
  05/24/18
...
Burgundy becky
  05/30/18
have both and feel like the chase card is still super prole ...
Titillating Up-to-no-good Nowag
  05/23/18
the benefits look good on paper until you try to use them, i...
Stimulating puppy
  05/23/18
im kinda stuck. have all my points with csr. maybe once i bl...
Titillating Up-to-no-good Nowag
  05/23/18
had the same experience after coming off Amex platinum bro. ...
vigorous boltzmann goyim
  05/23/18
i tried to use the extended warranty benefit on an iPhone I ...
vigorous boltzmann goyim
  05/23/18
the penny pinching and 7 layers of proof they require are in...
Stimulating puppy
  05/23/18
Easiest thing in the world is get a 2% cashback, periodicall...
salmon incel
  05/23/18
Best card for 2% cb?
Jet Digit Ratio Mexican
  05/30/18
https://www.fidelity.com/cash-management/visa-signature-card...
angry ebony newt
  06/22/18
...
Stimulating puppy
  05/24/18
This would make me nuts.
smoky cumskin dilemma
  05/30/18
Heh who keeps receipts of anything?
Abusive arousing mood boistinker
  05/30/18
I tried to use the CSR car rental coverage once and they sen...
embarrassed to the bone hyperventilating garrison dingle berry
  05/30/18
No hassle when I had to deal with Amex.
Stimulating puppy
  05/31/18
The check finally arrived today after uploading a dozen docu...
Stimulating puppy
  06/22/18
I made an amex claim like 2 weeks ago, uploaded my shit, and...
Concupiscible Violent Church Dog Poop
  06/22/18
when i filed a claim with amex, it took them like a month, b...
Stimulating puppy
  06/22/18
ATTN GOYIM: ITT is why i buy anything major/returnable on my...
Cocky Blood Rage
  06/22/18
Do free Amex cards have the same purchase protection as the ...
Stimulating puppy
  06/22/18
yep, i only have an amex free (the blue cash) currently. it'...
Cocky Blood Rage
  06/22/18
how often do you guys actually use these benefits? I've neve...
Free-loading school mental disorder
  06/22/18
almost never. this was my first claim with chase sapphire in...
Stimulating puppy
  06/22/18
The CSR is my first "big boy" credit card, I've on...
Free-loading school mental disorder
  06/22/18
i think the fees and benefits are comparable to amex platinu...
Stimulating puppy
  06/22/18
nothing major but probably portends badness to come I'm r...
Free-loading school mental disorder
  06/22/18
GOY TELL
Cocky Blood Rage
  06/22/18
Chase has good price change guarantee. Earny app monitors a...
Lake point really tough guy
  06/22/18
180, but looks like Chase is getting rid of it: https://t...
Stimulating puppy
  06/22/18
Wtf man that sucks. Wells Fargo just added that benefit tho...
Lake point really tough guy
  06/22/18
made a travel insurance claim with them, got 3k back easy, w...
Shivering old irish cottage police squad
  06/22/18
amex or chase?
Stimulating puppy
  06/22/18


Poast new message in this thread



Reply Favorite

Date: May 23rd, 2018 5:50 PM
Author: Stimulating puppy

Amex: made a single claim for a $100 electronic device. I fill out a simple form with date of purchase, purchase amount, and a description of the problem.

Chase: faced with a $150 claim, turfs me over to a third-party claims processor, who requires original receipt, a copy of the credit card statement, description of the problem, manufacturer warranty statement. Now they are asking me to take the monitor to an "authorized repair facility" to get an estimate for repair.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114139)



Reply Favorite

Date: May 23rd, 2018 5:51 PM
Author: Red out-of-control brethren

I have not had a non-Amex card in over decade.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114150)



Reply Favorite

Date: May 23rd, 2018 6:01 PM
Author: Stimulating puppy

I got rid of Amex because I felt bad about them taking a bigger cut of purchases, esp at small businesses and restaurants.

But I would gladly pay a higher annual fee to avoid this nonsense. I'm going back.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114226)



Reply Favorite

Date: May 24th, 2018 1:09 AM
Author: Red out-of-control brethren

I pay cash at small businesses I like.

GC gets the Amex.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36116806)



Reply Favorite

Date: May 24th, 2018 1:12 AM
Author: Stimulating puppy

sounds like the cr approach.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36116817)



Reply Favorite

Date: May 30th, 2018 8:13 PM
Author: Burgundy becky



(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155052)



Reply Favorite

Date: May 23rd, 2018 5:55 PM
Author: Titillating Up-to-no-good Nowag

have both and feel like the chase card is still super prole all the way around.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114177)



Reply Favorite

Date: May 23rd, 2018 6:03 PM
Author: Stimulating puppy

the benefits look good on paper until you try to use them, i guess.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114245)



Reply Favorite

Date: May 23rd, 2018 6:07 PM
Author: Titillating Up-to-no-good Nowag

im kinda stuck. have all my points with csr. maybe once i blow through them...

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114271)



Reply Favorite

Date: May 23rd, 2018 6:11 PM
Author: vigorous boltzmann goyim

had the same experience after coming off Amex platinum bro. lmao at third-party benefits administrators. it's prole as shit

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114300)



Reply Favorite

Date: May 23rd, 2018 6:13 PM
Author: vigorous boltzmann goyim

i tried to use the extended warranty benefit on an iPhone I dropped 3 months after Apple care ended. I sent them the credit card statement, the serial #, and only asked for the 275 that Apple charges to repair it. they won't do anything for me until I send them the paper receipt of the original iPhone purchase at a t-mobile store.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114306)



Reply Favorite

Date: May 23rd, 2018 6:21 PM
Author: Stimulating puppy

the penny pinching and 7 layers of proof they require are infuriating because i never abuse this shit, and i'm paying them an annual fee for the privilege of letting them cornhole me.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114356)



Reply Favorite

Date: May 23rd, 2018 6:13 PM
Author: salmon incel

Easiest thing in the world is get a 2% cashback, periodically collect your cashback.

Citi is super easy to do chargebacks with, too. A different cc fucked me out of getting my money back from a $50 cab ride from a gypsy cab. Wish I had citi then.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114308)



Reply Favorite

Date: May 30th, 2018 8:19 PM
Author: Jet Digit Ratio Mexican

Best card for 2% cb?

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155091)



Reply Favorite

Date: June 22nd, 2018 10:06 PM
Author: angry ebony newt

https://www.fidelity.com/cash-management/visa-signature-card

BOA premium rewards can be more if you have money with them:

https://www.nerdwallet.com/blog/credit-cards/bank-america-premium-rewards-review/

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294241)



Reply Favorite

Date: May 24th, 2018 1:07 AM
Author: Stimulating puppy



(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36116798)



Reply Favorite

Date: May 30th, 2018 8:23 PM
Author: smoky cumskin dilemma

This would make me nuts.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155109)



Reply Favorite

Date: May 30th, 2018 8:30 PM
Author: Abusive arousing mood boistinker

Heh who keeps receipts of anything?

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155145)



Reply Favorite

Date: May 30th, 2018 8:36 PM
Author: embarrassed to the bone hyperventilating garrison dingle berry

I tried to use the CSR car rental coverage once and they sent me to a third party with a mountain of paperwork and weird deadlines -- ended up skipping it because it wasn't worth the hassle. Not sure what it's like for Amex, but this was nearly worthless if your time is worth anything.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155181)



Reply Favorite

Date: May 31st, 2018 9:00 AM
Author: Stimulating puppy

No hassle when I had to deal with Amex.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36157561)



Reply Favorite

Date: June 22nd, 2018 9:45 PM
Author: Stimulating puppy

The check finally arrived today after uploading a dozen documents, a trip to Best Buy, and calling Chase five times.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294149)



Reply Favorite

Date: June 22nd, 2018 9:47 PM
Author: Concupiscible Violent Church Dog Poop

I made an amex claim like 2 weeks ago, uploaded my shit, and havent heard from them.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294158)



Reply Favorite

Date: June 22nd, 2018 9:47 PM
Author: Stimulating puppy

when i filed a claim with amex, it took them like a month, but they came through.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294160)



Reply Favorite

Date: June 22nd, 2018 9:48 PM
Author: Cocky Blood Rage

ATTN GOYIM: ITT is why i buy anything major/returnable on my amex. i dont care about the "points" as much as amex protections. chase/citi is for groceries.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294161)



Reply Favorite

Date: June 22nd, 2018 9:58 PM
Author: Stimulating puppy

Do free Amex cards have the same purchase protection as the ones with annual fees? I used to have Amex gold. Thinking about Everyday card.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294202)



Reply Favorite

Date: June 22nd, 2018 10:00 PM
Author: Cocky Blood Rage

yep, i only have an amex free (the blue cash) currently. it's mostly the same shit and you're treated the same, except if u have platinum i think some of the annual caps are higher.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294214)



Reply Favorite

Date: June 22nd, 2018 10:04 PM
Author: Free-loading school mental disorder

how often do you guys actually use these benefits? I've never even disputed a CC purchase, yet alone use one of those warranty or insurance benefits.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294232)



Reply Favorite

Date: June 22nd, 2018 10:06 PM
Author: Stimulating puppy

almost never. this was my first claim with chase sapphire in four or five years. that's why i'm MAF. they charge an annual fee, too.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294243)



Reply Favorite

Date: June 22nd, 2018 10:08 PM
Author: Free-loading school mental disorder

The CSR is my first "big boy" credit card, I've only had no fee cards from my bank before this. It's so much fancier than anything I've ever had before, it's like I'm 10 years old again and staying in a Marriott for the first time after only knowing roadside motels. Amex seems like an entirely different universe from the one that I inhabit.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294249)



Reply Favorite

Date: June 22nd, 2018 10:18 PM
Author: Stimulating puppy

i think the fees and benefits are comparable to amex platinum. amex seems to be better at covering your back when something goes wrong. it seems like CSR is tossing out some benefits.

https://thepointsguy.com/news/devaluation-coming-to-csr-benefits/

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294293)



Reply Favorite

Date: June 22nd, 2018 10:24 PM
Author: Free-loading school mental disorder

nothing major but probably portends badness to come

I'm really just using the CSR's 50,000 point bonus to fund my next vacation. I'll probably explore Amex products to fund my next vacation after that.

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294315)



Reply Favorite

Date: June 22nd, 2018 10:07 PM
Author: Cocky Blood Rage

GOY TELL

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294245)



Reply Favorite

Date: June 22nd, 2018 10:12 PM
Author: Lake point really tough guy

Chase has good price change guarantee. Earny app monitors and submits price change for you automatically too. I get several checks a month from chase for things that have dropped in price in the last 60 days

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294262)



Reply Favorite

Date: June 22nd, 2018 10:20 PM
Author: Stimulating puppy

180, but looks like Chase is getting rid of it:

https://thepointsguy.com/news/chase-eliminates-price-protection-ink-preferred/

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294298)



Reply Favorite

Date: June 22nd, 2018 10:28 PM
Author: Lake point really tough guy

Wtf man that sucks. Wells Fargo just added that benefit though

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294336)



Reply Favorite

Date: June 22nd, 2018 10:26 PM
Author: Shivering old irish cottage police squad

made a travel insurance claim with them, got 3k back easy, was cr

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294323)



Reply Favorite

Date: June 22nd, 2018 10:29 PM
Author: Stimulating puppy

amex or chase?

(http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294338)